Habi operates a proprietary pricing algorithm and platform to simplify the homeownership lifecycle throughout Latin America. The company provides middle-class customers buy and sell their homes more quickly and efficiently, without the uncertainty of traditional real estate transactions. Habi was founded in 2019 and is headquartered in Bogotá, Colombia.
Nelo Mobile, S.A. de C.V. is a financial technology company based in Mexico City that specializes in digital payment solutions. Established in 2019, Nelo offers a mobile application compatible with Android and iOS devices, enabling users to conduct financial transactions such as sending and requesting money without fees. The platform also features a Nelo Mastercard debit card, which allows users to manage their funds securely while providing real-time tracking of transactions. Nelo's services are designed to facilitate affordable financial management, appealing to individuals seeking a convenient and cost-effective way to handle their finances.
Pattern operates an online marketplace focused on home products, aiming to create a family of consumer goods brands united by a common mission. The company offers a range of items, including storage boxes, kitchen tools, and serving trays, all made from sustainable materials. By curating product selections tailored to specific rooms such as bedrooms, kitchens, and bathrooms, Pattern enables customers to easily find and purchase eco-friendly products that enhance their living spaces. The brand emphasizes building personal relationships with consumers to better understand and meet their needs.
Operator of a consumer goods holding company intended to invest and buy profitable brands. The company's marketplace combines advanced data analytics and custom-built technology, an optimized M&A process and in-house e-commerce and finance expertise to find suitable acquisition targets, enabling brands to scale profitable and demonstrate category leadership, better-quality products and customer reviews.
Private Equity Round in 2022
Agora is an ecommerce aggregation business that acquires existing sub-scale brands that sell directly to consumers through Shopify stores and other D2C ecommerce platforms.
Azibo is a financial services platform based in Reno, Nevada, that caters to the needs of small real estate owners. Founded in 2018, Azibo offers a comprehensive digital banking solution designed to streamline property management tasks. The platform enables users to collect applications, screen tenants, generate and e-sign leases, manage rent collection, and handle accounting and financial reporting. Additionally, it simplifies maintenance management and facilitates banking and bill payments. By automating these processes, Azibo enhances operational efficiency and reduces the administrative burden associated with managing rental properties.
SellerX is a brand acquisition and management firm based in Berlin, founded in 2020. The company specializes in acquiring promising smaller businesses that sell on Amazon's platform. Its objective is to streamline the acquisition process, typically completing transactions within 30 to 45 days after the initial agreement. SellerX consolidates these acquired Amazon brands into a portfolio, providing essential services to enhance their growth and visibility. Backed by prominent venture capital funds, the firm leverages its extensive experience in global business acquisitions to support and scale the brands it acquires, enabling business owners to effectively connect with customers and clients.
Kueski, S.A.P.I. De C.V. Sofom E.N.R. is an online lending platform based in Guadalajara, Mexico, founded in 2012. Catering primarily to the middle class in Mexico and Latin America, Kueski offers a range of financial services, including personal credit, student loans, and savings options. The platform leverages big data and advanced analytics to facilitate quick loan approvals, often within minutes, making it a convenient choice for borrowers who require immediate financial assistance. With a paperless application process available 24/7, Kueski has rapidly established itself as a leading provider of online lending services in the region, having granted thousands of loans to date.
Heyday is a consumer-focused business that operates an online platform for brands in digital marketplaces, helping them enhance their eCommerce presence. Founded in 2020 and based in San Francisco, the company aims to support sellers in reaching new heights within the marketplace landscape. Additionally, Heyday Wellness, established in 2015 and located in New York, specializes in customized skincare services, offering tailored facial treatments that include deep cleansing, skin analysis, exfoliation, extractions, hydration, and SPF protection. The wellness segment also features a range of skincare products such as beauty creams, lotions, and wipes available through both physical stores and online channels. Together, these offerings position Heyday as a versatile player in the beauty and skincare industry.
Tala is a mobile technology and data science company focused on providing financial services in emerging markets. Founded in 2011 and headquartered in Santa Monica, with additional offices in Nairobi, Manila, Dar Es Salaam, Mexico City, Mumbai, and Bangalore, Tala has helped over 2 million users access personal loans through its smartphone app. The platform utilizes data to create instant credit scores for individuals lacking formal credit or banking history, enabling them to receive personalized loans and build digital credit profiles. The app streamlines the entire lending process, allowing users to apply for loans, receive funds, and track their status seamlessly. Tala aims to empower clients by offering accessible financial services that facilitate borrowing, saving, and overall financial growth.
Operator of a consumer goods holding company intended to invest and buy profitable brands. The company's marketplace combines advanced data analytics and custom-built technology, an optimized M&A process and in-house e-commerce and finance expertise to find suitable acquisition targets, enabling brands to scale profitable and demonstrate category leadership, better-quality products and customer reviews.
Wonder Brands is a Latin American startup focused on partnering with successful digital brands to enhance their growth potential. The company achieves this by injecting substantial investments into its partner brands, thereby increasing their working capital, marketing capabilities, and operational resources. In addition to financial support, Wonder Brands provides expertise in areas such as technology, digital marketing, supply chain management, and administration. This comprehensive approach allows clients to better respond to consumer needs while diversifying their product offerings and expanding their target audiences. Through these strategic partnerships, Wonder Brands aims to foster significant growth for the brands it collaborates with.
Kredivo provides an online credit card with payment methods and installments in 30 days or in installments within months. Kredivo has built a modern API to let users provide customers with innovative financing options. This API reference will help users get started on including Kredivo as a new payment method on a site. Akshay Garg founded it in 2016, with its headquarters in Jakarta in Indonesia.
Moonshot Brands acquires, operates, and grows profitable e-commerce businesses.
Private Equity Round in 2021
Pattern operates an online marketplace focused on home products, aiming to create a family of consumer goods brands united by a common mission. The company offers a range of items, including storage boxes, kitchen tools, and serving trays, all made from sustainable materials. By curating product selections tailored to specific rooms such as bedrooms, kitchens, and bathrooms, Pattern enables customers to easily find and purchase eco-friendly products that enhance their living spaces. The brand emphasizes building personal relationships with consumers to better understand and meet their needs.
wefox is a digital insurance company based in Berlin, Germany, founded in 2015. The company focuses on providing an all-in-one insurance solution by leveraging technology to enhance the customer experience and streamline processes. Rather than selling directly to consumers, wefox operates through a network of thousands of digitally enabled advisors across Europe, which helps improve customer satisfaction and reduce acquisition costs. The company employs advanced analytics to achieve better loss ratios than the market average and boasts over 90% straight-through processing for its services. Wefox offers a comprehensive platform that includes policy management, claims settlement, and personalized coverage options, aiming to reinvent insurance and make people safer by preventing risks.
Perch is a technology-driven commerce company that specializes in acquiring and operating successful Amazon FBA (fulfillment by Amazon) businesses. The firm focuses on products that have a strong track record of positive customer reviews and consistently rank among the top three in their respective categories on Amazon. Its portfolio includes a diverse range of brands, such as those producing exfoliating brushes, slime-making kits, leggings, and reusable straws. Perch employs its platform for sales analytics, pricing, advertising and marketing strategies, and inventory management. Founded in 2019 and based in Boston, Massachusetts, Perch aims to leverage technology to enhance the performance and growth of its acquired brands.
Factory14 is a holding company focused on financing, acquiring, and growing digital brands. It utilizes its expertise in acquiring and operating digital businesses to enhance brands that operate in high-growth niches. The company aims to provide a seamless acquisition process, along with operational knowledge that enables brands to effectively compete in their markets. Factory14 develops comprehensive growth strategies to elevate the brands it acquires, ensuring they can achieve significant success in their respective sectors.
Operator of a consumer goods holding company intended to invest and buy profitable brands. The company's marketplace combines advanced data analytics and custom-built technology, an optimized M&A process and in-house e-commerce and finance expertise to find suitable acquisition targets, enabling brands to scale profitable and demonstrate category leadership, better-quality products and customer reviews.
Provider of acquisition and software suite services to brands intended to help underperforming brands grow into profitable businesses. The company offers its companies various services related to marketing, operations, and strategy and indulges in long-term businesses with strong competitive advantages, enabling companies to turn around their businesses and achieve their growth goals.
Dave Inc. is a financial services company based in Los Angeles, California, founded in 2015. The company has developed a mobile application designed to assist users in managing their finances by providing insights into bank overdrafts and predicting expenses. The app enables users to avoid overdraft fees and low balances by offering features such as paycheck advances, budgeting tools, and resources for finding side gigs. With a focus on helping users maintain financial stability, Dave serves approximately 7 million Americans by providing essential tools for budgeting and credit building. The application is accessible on both the App Store and Google Play, positioning Dave as a key player in the challenger bank space.
Kredivo provides an online credit card with payment methods and installments in 30 days or in installments within months. Kredivo has built a modern API to let users provide customers with innovative financing options. This API reference will help users get started on including Kredivo as a new payment method on a site. Akshay Garg founded it in 2016, with its headquarters in Jakarta in Indonesia.
Zip Co Limited provides point-of-sale credit and digital payment services to consumers and merchants across multiple countries, including Australia, the United Kingdom, the United States, New Zealand, and South Africa. The company operates through various segments, offering integrated retail finance solutions tailored for industries such as retail, education, health, and travel. Zip's services include digital wallets like Zip Pay and Zip Money, as well as Pocketbook, a personal finance application that aids users in managing their finances. Additionally, Zip offers unsecured loans to small and medium-sized businesses and enables consumers to utilize Buy Now Pay Later services, which allow them to split repayments into manageable instalments. Founded in 2009 and headquartered in Sydney, Australia, the company was previously known as ZipMoney Limited until it rebranded in December 2017.
Laybuy Group Holdings Limited specializes in buy-now-pay-later services across New Zealand, Australia, and the United Kingdom. Established in 2017 and headquartered in Auckland, New Zealand, the company offers a payment platform that allows customers to split their purchases into manageable payments over six weeks, with the first installment due at the point of sale. This service is available for both online and in-store transactions, providing consumers with a flexible, no-interest payment option. Laybuy aims to enhance the shopping experience by making it easier for customers to manage their finances while purchasing the products they love.
Konfio is a financial technology company based in Mexico City that focuses on providing online financial solutions for micro entrepreneurs and small to mid-size enterprises. Founded in 2013, Konfio offers a range of products including fixed-rate loans, working capital loans, corporate credit cards, and online payment solutions. The company utilizes a proprietary algorithm that combines data and technology to assess creditworthiness, enabling it to extend credit to clients who have been historically underserved by traditional banks. Additionally, Konfio provides business productivity software tools and a loyalty program, all designed to enhance the growth and productivity of its clients. Through its innovative approach, Konfio aims to facilitate economic growth by making financial services more accessible and affordable.
Branch International Inc. is a digital lending company founded in 2015 and headquartered in San Francisco, California, with additional offices in Mumbai, Nairobi, Mexico City, and Lagos. The company leverages smartphone data to assess creditworthiness, allowing consumers in emerging markets to access personal loans through its Android application. By utilizing data science, Branch aims to reduce the cost of financial services and provide fair access to banking options, particularly for the growing middle class. The platform offers a quick approval process for loans, enabling users to build credit irrespective of their banking history and navigate the barriers posed by traditional financial institutions. Branch is committed to driving meaningful growth in rapidly evolving markets and has raised over $100 million in funding from notable investors in Silicon Valley.
Applied Data Finance, LLC, doing business as Personify Financial, provides loans to less-than-prime borrowers in the United States. It develops an Institutional Whole Loan Platform that enables institutional investors to purchase loans originated using its proprietary predictive analytics. The company was formerly known as GZF, LLC. Applied Data Finance, LLC was incorporated in 2014 and is based in San Diego, California.
Konfio is a financial technology company based in Mexico City that focuses on providing online financial solutions for micro entrepreneurs and small to mid-size enterprises. Founded in 2013, Konfio offers a range of products including fixed-rate loans, working capital loans, corporate credit cards, and online payment solutions. The company utilizes a proprietary algorithm that combines data and technology to assess creditworthiness, enabling it to extend credit to clients who have been historically underserved by traditional banks. Additionally, Konfio provides business productivity software tools and a loyalty program, all designed to enhance the growth and productivity of its clients. Through its innovative approach, Konfio aims to facilitate economic growth by making financial services more accessible and affordable.
United Automobile Insurance Company (UAIC) was incorporated on March 2, 1989 in Miami Gardens, FL to provide a high quality and low cost insurance product to the non-standard automobile insurance market. The company is family owned and it is one of the largest privately held property and casualty insurance companies in the United States.UAIC has a world class information technology department. Their web technology is rated year after year as the easiest to use and most dependable by our agents.
Branch International Inc. is a digital lending company founded in 2015 and headquartered in San Francisco, California, with additional offices in Mumbai, Nairobi, Mexico City, and Lagos. The company leverages smartphone data to assess creditworthiness, allowing consumers in emerging markets to access personal loans through its Android application. By utilizing data science, Branch aims to reduce the cost of financial services and provide fair access to banking options, particularly for the growing middle class. The platform offers a quick approval process for loans, enabling users to build credit irrespective of their banking history and navigate the barriers posed by traditional financial institutions. Branch is committed to driving meaningful growth in rapidly evolving markets and has raised over $100 million in funding from notable investors in Silicon Valley.
Oakam Ltd. is a fintech lender based in London, United Kingdom, that specializes in providing personal financial loans to underbanked consumers. Founded in 2006, the company offers a range of loan products, including short-term installment loans for emergencies and small debts, as well as long-term loans for significant purchases and home improvements. Oakam's services are accessible both online and through physical stores located in London and the Midlands. The company aims to address the challenges faced by consumers in accessing credit by employing a digital, data-driven approach to micro-lending. This innovative model seeks to improve credit scoring processes and reduce barriers to affordable credit for individuals who may have been overlooked by traditional financial institutions.
LendUp Loans, LLC is an online lending service based in Oakland, California, founded in 2011. The company focuses on providing financial solutions for individuals who struggle with access to mainstream banking due to poor credit or unstable incomes. LendUp offers a variety of credit products, including single-payment loans, installment loans, and credit cards, while also integrating educational resources into their offerings. This approach aims to empower borrowers by equipping them with the knowledge and tools needed to improve their financial health and break free from cycles of debt. The company's technology and products are developed in-house, reflecting its commitment to creating accessible financial solutions for underserved populations.
iZettle is reinventing technologies and banking services that help small-business owners live better, work less and earn more. Based in Stockholm, the financial technology company revolutionized mobile payments in 2010 with the world’s first mini chip card reader and software for mobile devices. Today, small-business owners around the world use iZettle’s powerfully simple services to improve the speed and ease of payments at checkout, business management, sales analytics, customer engagement, and funding
wefox is a digital insurance company based in Berlin, Germany, founded in 2015. The company focuses on providing an all-in-one insurance solution by leveraging technology to enhance the customer experience and streamline processes. Rather than selling directly to consumers, wefox operates through a network of thousands of digitally enabled advisors across Europe, which helps improve customer satisfaction and reduce acquisition costs. The company employs advanced analytics to achieve better loss ratios than the market average and boasts over 90% straight-through processing for its services. Wefox offers a comprehensive platform that includes policy management, claims settlement, and personalized coverage options, aiming to reinvent insurance and make people safer by preventing risks.
Credijusto provides an online lending platform designed to offer easy, reliable, and transparent credit for SMEs. Its platform offers credit models that are focused on the health of each business, focusing on overall performance, rather than considering only the owner's personal credit history, enabling small businesses to obtain accessible credits in a fraction of the time and effort and grow their business. The company's credit models are focused on the health of each business, focusing on overall performance, rather than considering only the owner's personal credit history. The company was founded in 2015 and is based in Mexico City.
Koalafi, operating under West Creek Financial Holdings, Inc., specializes in point of sale financing solutions for retailers across the United States. Founded in 2016 and based in Glen Allen, Virginia, the company leverages big data to enhance approval rates for consumers seeking financing to purchase goods and services. Koalafi's technology simplifies the application process, making it easier for both consumers and merchants to engage in transactions. In an economic environment where traditional banks have tightened credit requirements, Koalafi aims to support credit-worthy consumers who may struggle to secure financing. With a team experienced in lending, the company is dedicated to enabling customers to access the merchandise they desire while simultaneously assisting merchants in boosting their sales through accessible financing options.
Koalafi, operating under West Creek Financial Holdings, Inc., specializes in point of sale financing solutions for retailers across the United States. Founded in 2016 and based in Glen Allen, Virginia, the company leverages big data to enhance approval rates for consumers seeking financing to purchase goods and services. Koalafi's technology simplifies the application process, making it easier for both consumers and merchants to engage in transactions. In an economic environment where traditional banks have tightened credit requirements, Koalafi aims to support credit-worthy consumers who may struggle to secure financing. With a team experienced in lending, the company is dedicated to enabling customers to access the merchandise they desire while simultaneously assisting merchants in boosting their sales through accessible financing options.
Katapult Group, Inc. is the leading omnichannel point-of-sale payment platform, providing alternative purchase solutions for retailers and consumers. Our cutting-edge technology integrates seamlessly with online platforms, enabling our retail partners to expand their customer base, increase sales, and grow revenue. Katapult's consumer-centric focus ensures a quick application and approval process, transparent terms, and tailored payment plans. Katapult associates with hundreds of retailers across the United States, with merchant support teams, marketing insights, and suggestions for continued success.
Kueski, S.A.P.I. De C.V. Sofom E.N.R. is an online lending platform based in Guadalajara, Mexico, founded in 2012. Catering primarily to the middle class in Mexico and Latin America, Kueski offers a range of financial services, including personal credit, student loans, and savings options. The platform leverages big data and advanced analytics to facilitate quick loan approvals, often within minutes, making it a convenient choice for borrowers who require immediate financial assistance. With a paperless application process available 24/7, Kueski has rapidly established itself as a leading provider of online lending services in the region, having granted thousands of loans to date.
CommonBond, Inc. provides online lending services to students to pay for higher education in the United States. It refinances and finances undergraduate and graduate student loans, parent PLUS loans, and MBA student loans. The company enables students to gain access to fixed and variable rate student loan products for refinancing existing student loans after graduation or to finance an MBA while in school; and offers SmartSave, a product that enables customers to move the monthly savings from their student loan refinancing into a compound wealth generating cash account. In addition, it enables businesses to manage their student loan debt of its employees. CommonBond, Inc. was founded in 2011 and is based in New York, New York.
The Credit Junction, LLC is an asset-based lending platform that specializes in providing working capital, growth, and supply chain financing solutions to small and mid-size enterprises in the United States and Canada. Founded in 2014 and headquartered in New York, the company leverages technology and data intelligence alongside traditional asset-based credit metrics to streamline the lending process. It offers asset-based loans of up to $7.5 million, targeting growth-oriented suppliers, distributors, and manufacturers with revenues ranging from $5 million to $50 million. The Credit Junction also operates user-friendly online portals for borrowers and affiliates, allowing for efficient document submission and facilitating a smooth application, vetting, and approval process. The company has formed strategic partnerships with various organizations to enhance its offerings and reach.
Monedo Holding GmbH specializes in providing credit lending solutions through advanced technology, particularly focusing on the underbanked population. The company employs machine-learning algorithms and big data scoring to enhance credit decision-making and accessibility. Its product lineup includes customized installment loans, microloans through Kredito24, a digital wallet, and a personal finance manager aimed at helping customers manage their finances effectively. Additionally, Monedo offers a "Lending as a Service" model, enabling partners to integrate its credit products via API into their platforms. Founded in 2012 and headquartered in Hamburg, Germany, Monedo operates across multiple markets, including Poland, Romania, Russia, Spain, and Thailand, processing over four million loan applications to date. The company is led by CEO and Co-Founder Alexander Graubner-Müller and is supported by prominent investors.