Victory Park Capital

Addi is a technology company specializing in credit and banking solutions, particularly through its point-of-sale lending application. This platform enables consumers to apply for credit at the moment of purchase in partner retail stores, facilitating interest-free installment payments. By offering a buy now, pay later option, Addi aims to enhance digital commerce and provide borrowers with quick and affordable financing for their shopping needs.

Klar is a digital financial platform focused on providing deposit and credit services to customers in Mexico. The company operates as a challenger bank, offering instant credit, as well as cashback and withdrawal services without commissions, through its card and mobile application. By leveraging technology, Klar aims to deliver secure and cost-effective alternatives to traditional credit and debt services, catering to the evolving needs of its users.

Kredivo is a leading digital financial services provider based in Jakarta, Indonesia, founded in 2016 by Akshay Garg. It offers a modern online credit platform that enables customers to access instant credit for e-commerce and offline purchases, as well as personal loans. Kredivo's innovative API allows businesses to integrate its payment options seamlessly, offering customers flexible financing solutions such as 30-day payment plans and installment options. The platform emphasizes real-time decision-making to ensure a straightforward and transparent credit experience, catering to a wide range of consumers and enhancing their shopping capabilities. Additionally, Kredivo operates in key Southeast Asian markets, solidifying its position as a prominent player in the region's digital credit landscape.

Kredivo is a leading digital financial services provider based in Jakarta, Indonesia, founded in 2016 by Akshay Garg. It offers a modern online credit platform that enables customers to access instant credit for e-commerce and offline purchases, as well as personal loans. Kredivo's innovative API allows businesses to integrate its payment options seamlessly, offering customers flexible financing solutions such as 30-day payment plans and installment options. The platform emphasizes real-time decision-making to ensure a straightforward and transparent credit experience, catering to a wide range of consumers and enhancing their shopping capabilities. Additionally, Kredivo operates in key Southeast Asian markets, solidifying its position as a prominent player in the region's digital credit landscape.

Applied Data Finance, LLC, operating as Personify Financial, specializes in providing loans to less-than-prime borrowers in the United States. Founded in 2014 and based in San Diego, California, the company has developed a platform that leverages advanced data science and machine learning to assess the credit risk of non-prime borrowers. This allows them to offer consumer loans and credit facilities to individuals who typically cannot access traditional financing options. Additionally, Applied Data Finance has created an Institutional Whole Loan Platform, which facilitates institutional investors in purchasing loans originated through its proprietary predictive analytics. This approach positions the company as a crucial link between underbanked consumers and capital markets.

Oakam Ltd. is a fintech lender based in London, United Kingdom, specializing in providing personal financial loan services targeted at financially excluded consumers. Established in 2006, the company offers a range of loan products, including short-term installment loans for emergencies, bills, smaller debts, special events, and travel, as well as long-term loans for larger purchases, business opportunities, and home improvements. Oakam's services are accessible through online platforms, over the phone, and at its physical stores located in London and the Midlands. As a digital micro-lender, Oakam aims to expand credit access for individuals who face challenges in obtaining loans from traditional banking institutions.

Koalafi is a consumer financing platform that enables merchants to offer flexible pay-over-time plans to customers, regardless of their credit history. Founded in 2014, the company serves over 15,000 retail locations and online businesses across the United States. Koalafi specializes in point-of-sale financing for a variety of products, including furniture, mattresses, appliances, tires, and HVAC systems. By utilizing advanced technology and analytics, Koalafi facilitates a seamless financing experience that allows consumers to procure goods and services through manageable payment plans. This approach not only enhances customer access to desired merchandise but also helps merchants increase their sales and grow their businesses.

Koalafi is a consumer financing platform that enables merchants to offer flexible pay-over-time plans to customers, regardless of their credit history. Founded in 2014, the company serves over 15,000 retail locations and online businesses across the United States. Koalafi specializes in point-of-sale financing for a variety of products, including furniture, mattresses, appliances, tires, and HVAC systems. By utilizing advanced technology and analytics, Koalafi facilitates a seamless financing experience that allows consumers to procure goods and services through manageable payment plans. This approach not only enhances customer access to desired merchandise but also helps merchants increase their sales and grow their businesses.