Village Capital

Regxta is a financial support platform focused on enhancing financial inclusion by providing accessible online banking services and tailored business loans for microbusinesses. The platform enables local agents to assist business owners in managing their finances, streamlining payment processes, and securing credit. It incorporates features such as digital KYC, assessment, lending, payments, and credit checks, allowing users to develop sustainable business models and achieve financial success. Through its services, Regxta aims to empower microbusinesses by simplifying access to essential financial resources.

Climatize is a crowdfunding platform based in Santa Cruz, California, founded in 2019. The company offers a mobile app that allows clients to invest in renewable energy projects using their spare change. By connecting individual investors with various renewable energy initiatives, Climatize aims to promote sustainable investment practices and facilitate greater access to funding for green projects.

Regxta is a financial support platform focused on enhancing financial inclusion by providing accessible online banking services and tailored business loans for microbusinesses. The platform enables local agents to assist business owners in managing their finances, streamlining payment processes, and securing credit. It incorporates features such as digital KYC, assessment, lending, payments, and credit checks, allowing users to develop sustainable business models and achieve financial success. Through its services, Regxta aims to empower microbusinesses by simplifying access to essential financial resources.

Hubpay is an independently regulated provider of cross-border money services that aims to enhance financial inclusion in emerging markets. The company operates an online financial platform designed to facilitate overseas money transfers, offering a range of services including market-leading foreign exchange, multi-currency accounts, collections, and payment systems. By leveraging data science, Hubpay delivers accessible and affordable financial solutions to users regardless of their income level, enabling them to conduct instant money transfers with ease. This approach allows businesses to concentrate on growth while benefiting from reliable and responsible financial services.

Khazna operates a mobile application platform designed to enhance financial services for Egyptians, particularly targeting the 50% of smartphone users who lack access to formal financial systems. The super app provides a range of services including General Purpose Credit, Buy Now Pay Later (BNPL), bill payments, savings, and insurance. It also facilitates cash advances for employees to address unforeseen emergencies and allows users to transfer and receive funds without incurring transaction fees. By focusing on digitizing cash transactions, Khazna aims to offer convenient, effective, and secure financial solutions, thereby improving financial inclusion in Egypt and potentially beyond.

Microfon is an education financing platform that assists students in funding their education through tailored solutions, which include scholarships, crowdfunding, and loans. The company has developed a platform that connects individuals seeking financial support with institutions that provide scholarships. By employing a triple financing model, Microfon enables students to access essential educational funds while promoting their inclusion in financial systems. This comprehensive approach helps alleviate the financial barriers to education, facilitating opportunities for a broader range of students.

Worthy Financial, Inc. is a financial services company based in Boca Raton, Florida, founded in 2016. It operates a micro-investment app that allows users to save and grow their money through small, incremental investments. The app automatically invests users' spare change into interest-earning bonds, specifically a $10 bond that offers a 5% return. The proceeds from these bond sales are primarily loaned to small, creditworthy businesses across the United States, using collateral such as inventory and accounts receivable to secure the funds. By connecting retail investors with alternative investment opportunities, Worthy Financial aims to strengthen local communities and provide accessible financial growth options for everyday Americans.

Fongogo is a localized crowdfunding platform that enables individuals, companies, and NGOs to raise funds for various projects while simultaneously seeking feedback and marketing their ideas. The platform allows contributors to support projects of their choice, offering them rewards or recognition in return for their financial backing. Fongogo provides tools for both creators and contributors to promote projects on social media, enhancing visibility and fostering a viral effect that can increase fundraising success. The platform also facilitates pre-sales opportunities and collects valuable feedback from early adopters, making it an effective resource for short-term fundraising campaigns aimed at creative projects and startups.

PiggyVest is a financial technology company based in Nigeria that provides an automated savings platform aimed at helping individuals and businesses manage their finances efficiently. The platform enables users, particularly from low- and middle-income backgrounds, to save small amounts of money regularly—whether daily, weekly, or monthly—thereby promoting sustainable savings habits. By automating the saving process, PiggyVest reduces the temptation to withdraw funds prematurely, as users can only access their savings on predetermined withdrawal dates. The company previously operated as Piggybank.ng and has since acquired a microfinance bank license. All funds saved through the platform are securely managed by a licensed asset management company. PiggyVest also facilitates the earning of competitive interest rates on savings, enhancing the value of users' money while eliminating withdrawal and monthly fees, thereby making financial management accessible and user-friendly.

SmartCrowd is a real estate investment platform that facilitates access to the UAE real estate market through a user-friendly online portal, allowing investors to participate with a low minimum investment. By offering the ability to buy and sell fractional shares in properties, SmartCrowd reduces the barriers to entry for individuals looking to build their financial and real estate assets. This innovative approach enables investors to manage their portfolios similarly to stock investments, focusing on asset allocation without the complexities of purchasing and managing individual properties. As a result, investors can create a diversified property portfolio while minimizing risk and leveraging costs. SmartCrowd operates under the regulation of the Dubai Financial Services Authority, ensuring compliance and security for its users.

PiggyVest is a financial technology company based in Nigeria that provides an automated savings platform aimed at helping individuals and businesses manage their finances efficiently. The platform enables users, particularly from low- and middle-income backgrounds, to save small amounts of money regularly—whether daily, weekly, or monthly—thereby promoting sustainable savings habits. By automating the saving process, PiggyVest reduces the temptation to withdraw funds prematurely, as users can only access their savings on predetermined withdrawal dates. The company previously operated as Piggybank.ng and has since acquired a microfinance bank license. All funds saved through the platform are securely managed by a licensed asset management company. PiggyVest also facilitates the earning of competitive interest rates on savings, enhancing the value of users' money while eliminating withdrawal and monthly fees, thereby making financial management accessible and user-friendly.

VestMunity is a real estate crowdfunding platform that enables community members to invest in local real estate projects with minimal financial commitment. By leveraging the principles of crowdfunding, the platform allows individuals to become stakeholders in various real estate opportunities, making it easier for them to participate in the real estate market. This approach simplifies the investment process and democratizes access to real estate investments, making it accessible to a broader audience.

Yotepresto is a rapidly growing Mexican marketplace lending platform that connects individual and institutional investors with near-prime borrowers seeking personal loans. The company operates an online lending platform that facilitates the connection between borrowers and retail as well as institutional investors. Yotepresto specializes in unsecured personal installment loans and employs a proprietary scoring model to analyze and assess risk, which helps define interest rates for each customer. This innovative approach enables clients to effectively crowdfund their loans, making it easier for borrowers to access the funds they need.