Village Global

Onyx Private is a modern private banking platform tailored for affluent young professionals, investors, and entrepreneurs. It provides a premium digital banking experience complemented by a concierge service that caters to various personal finance, wealth, and lifestyle needs. The platform features a personalized robo-advisor for tax-loss harvesting, fixed-income money market accounts, Treasury Bills, and alternative investments such as private equity, venture capital, and hedge fund strategies. By offering low fees and minimums, Onyx Private enables users to set customized financial goals and manage their finances more effectively, making private banking more accessible to a new generation.

Fynn provides private loan services and a financial assistance platform that supports students pursuing trade and vocational education. The company underwrites students based on future potential rather than conventional credit metrics, and seeks to align its interests with schools and students to promote success from enrollment through employment. By offering financially accessible loans, Fynn aims to remove barriers to education and help borrowers achieve long-term financial stability through targeted, career-oriented training.

medZERO is a Kansas City-based company dedicated to making healthcare more affordable and accessible. Its employer-sponsored platform enables employees to instantly access funds for out-of-pocket healthcare costs, repayable through automatic payroll deduction at zero interest and fees.

Onyx Private is a modern private banking platform tailored for affluent young professionals, investors, and entrepreneurs. It provides a premium digital banking experience complemented by a concierge service that caters to various personal finance, wealth, and lifestyle needs. The platform features a personalized robo-advisor for tax-loss harvesting, fixed-income money market accounts, Treasury Bills, and alternative investments such as private equity, venture capital, and hedge fund strategies. By offering low fees and minimums, Onyx Private enables users to set customized financial goals and manage their finances more effectively, making private banking more accessible to a new generation.

Wagestream Ltd., founded in 2018 and headquartered in London, United Kingdom, develops a financial services application designed to enhance employee benefits and financial well-being. The platform allows employees to access their earned wages instantly, providing them with greater control over their pay schedules. This innovation aims to alleviate financial stress related to unexpected expenses by eliminating the need for advances, loans, and the burdens of high-interest credit or payday loans. Additionally, Wagestream offers various financial tools that help businesses support their employees in managing expenses, setting savings goals, and developing financial plans. By addressing these financial challenges, Wagestream seeks to reduce the poverty premium and prevent employees from falling into cycles of debt.

Debbie is a mobile platform that rewards consumers for reaching financial goals by granting points for saving, paying down debt, and improving financial health rather than rewarding spending. The service uses positive reinforcement and sponsorship from banks and financial institutions to drive account openings, loyalty, and deposits while enabling users to connect and track their credit cards and spending accounts. It aims to address financial insecurity by encouraging small, repeatable actions and has helped more than 10,000 people pay off about $1 million in debt and save over $10 million.

Earnipay is a business payment software company that facilitates instant access to earned salaries for employees, allowing them to receive a portion of their daily earnings without altering existing payroll processes. By partnering with employers, Earnipay integrates with payroll systems to offer employees a seamless way to access their wages as needed. In addition to salary disbursement, the platform provides financial education and personal finance management tools aimed at enhancing employees' financial well-being. Through its services, Earnipay seeks to improve the overall financial health of the workforce, benefiting both employees and employers.

medZERO is a Kansas City-based company dedicated to making healthcare more affordable and accessible. Its employer-sponsored platform enables employees to instantly access funds for out-of-pocket healthcare costs, repayable through automatic payroll deduction at zero interest and fees.

Belay is a fintech company focused on offering income volatility protection specifically for gig workers, particularly those in the rideshare industry. The company has developed an application that guarantees hourly income for drivers working with platforms like Uber and Lyft. This application allows gig workers to set and commit to their preferred driving schedules while providing them with the ability to anticipate their future income more accurately. By enhancing predictability in earnings, Belay aims to create a more professional and stable environment for rideshare contractors, enabling them to manage their income more effectively amidst the uncertainties of gig work.

Abhi is a financial wellness platform based in Pakistan that enables employees to access a portion of their accrued wages as a salary advance. The service allows employees to withdraw funds into any bank account and supports on-demand payroll for employers, helping them pay staff timely and reduce HR and finance workload. The platform also offers features such as access to unpaid wages, invoice factoring and payroll processing, empowering employers with flexible wage payment options. Founded in 2021, Abhi seeks to redefine personal finance by giving workers more control over their earnings.

335bazaar is a fintech-enabled e-commerce platform focused on providing personalized online shopping experiences with access to tailored financial services, targeting the next half billion Indian consumers.

Peachy Patients is a company that provides a digital payment system aimed at making healthcare more affordable and accessible for patients. The platform allows users to pay their medical bills in one centralized location, ensuring they always receive the correct pricing. In addition to simplifying payments and offering digital invoices, Peachy Patients also enables users to earn cash-back on their expenditures. This holistic approach not only facilitates the management of healthcare costs but also supports patients in improving their credit scores and overall financial health. By placing patients at the forefront of the healthcare experience, Peachy Patients equips them with essential tools and resources for navigating medical expenses effectively.

minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Founded in 2018, SimplyWise is a technology company based in New York. It develops platforms that empower users to manage and make informed decisions about their retirement income.

Honest develops innovative financial products, notably a credit card application that offers no annual fee, low interest rates on purchases, balance transfers, and rewards points. Its platform aims to help customers build credit history and improve their overall financial health.

minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Rocket Dollar enables individuals to unlock their retirement funds (IRA/401(k)) for investment in alternative assets like real estate, cryptocurrency, startups, private equity, and more, while preserving tax benefits.

Wagestream Ltd., founded in 2018 and headquartered in London, United Kingdom, develops a financial services application designed to enhance employee benefits and financial well-being. The platform allows employees to access their earned wages instantly, providing them with greater control over their pay schedules. This innovation aims to alleviate financial stress related to unexpected expenses by eliminating the need for advances, loans, and the burdens of high-interest credit or payday loans. Additionally, Wagestream offers various financial tools that help businesses support their employees in managing expenses, setting savings goals, and developing financial plans. By addressing these financial challenges, Wagestream seeks to reduce the poverty premium and prevent employees from falling into cycles of debt.

Wagestream Ltd., founded in 2018 and headquartered in London, United Kingdom, develops a financial services application designed to enhance employee benefits and financial well-being. The platform allows employees to access their earned wages instantly, providing them with greater control over their pay schedules. This innovation aims to alleviate financial stress related to unexpected expenses by eliminating the need for advances, loans, and the burdens of high-interest credit or payday loans. Additionally, Wagestream offers various financial tools that help businesses support their employees in managing expenses, setting savings goals, and developing financial plans. By addressing these financial challenges, Wagestream seeks to reduce the poverty premium and prevent employees from falling into cycles of debt.

Brightside is an employer-based financial care platform offering a complete suite of financial solutions to improve the financial health of working families, focusing on frontline workers who are often paycheck-to-paycheck. The platform aims to reduce turnover, healthcare costs, and productivity losses by providing personalized guidance and easy access to curated financial products through tech-powered assistants and an app. It leverages behavioral science to automate actions and influence financial habits, helping employees and their families take the right next steps. By supporting financial wellbeing, Brightside seeks to enhance retention, productivity, and DEI outcomes for employers.