Visa

Konnect is an online cross-border payment platform based in Tunis, founded in 2021. The company focuses on simplifying complex financial transactions by offering a variety of secure and cost-effective payment methods. Its platform allows users with email addresses to send and receive payments easily, catering to businesses of all sizes and facilitating their growth through enhanced financial flexibility.

Mynt is a financial partner focused on supporting high-growth small and medium-sized businesses (SMBs). The company provides a digital financing platform that includes a premium corporate credit card solution, along with expense management and accounting automation. Mynt's platform features an intelligent scoring model that utilizes various data sources to facilitate business loans and invoice financing. This allows small businesses to access flexible lines of credit or invoice factoring through a fully automated application process, streamlining their financial management and supporting their growth objectives.

Oze is a digital platform designed to support small and medium-sized enterprises (SMEs) in Africa by providing tools for managing sales, expenses, and customer data. The app enables entrepreneurs to track their financial activities efficiently and offers tailored recommendations, reports, and business education to enhance their operations. Oze also provides access to coaching for users seeking additional guidance. By leveraging data and machine learning, Oze can assess credit risk and facilitate affordable financing options through banking partners. With a user base exceeding 150,000, Oze has established itself as the largest online community of SMEs in West Africa, demonstrating significant impact as 97% of businesses using Oze for over nine months have reported growth or profitability.

Moniepoint is a financial technology company that offers a comprehensive digital banking and payment ecosystem tailored for small and medium-sized businesses. The platform provides a range of services, including payment processing, credit access, and business management tools. Moniepoint enables businesses to create accounts and accept payments through various offline and online channels, facilitating efficient financial management. By integrating banking solutions with essential business tools, Moniepoint supports organizations in managing their finances and accessing the resources necessary for growth.

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Osigu is a company based in Guatemala City that develops an AI-powered platform designed to enhance the insurance ecosystem. Its platform facilitates streamlined connections among insured individuals, healthcare providers, and insurance companies, promoting efficient collaboration. By simplifying the processing of insurance claims, Osigu eliminates cumbersome paperwork and optimizes data transfers, thereby improving the overall revenue cycle management. The technology empowers clients to modernize outdated systems and provides reliable solutions for managing transactions and financial processes. With a focus on efficiency, Osigu aims to enhance customer service and support the needs of millions within the insurance landscape.

Featurespace is a leader in enterprise financial crime prevention, specializing in fraud detection and anti-money laundering solutions. The company has developed innovative technologies, including Adaptive Behavioral Analytics and Automated Deep Behavioral Networks, which are incorporated into its ARIC platform. This real-time machine learning software assesses risk and monitors customer data across more than 180 countries to identify fraudulent activities and suspicious behavior promptly. The ARIC Risk Hub utilizes advanced anomaly detection methods, allowing financial institutions to automatically recognize potential threats and respond to them effectively. Over 30 major global financial institutions, including well-known names such as HSBC and NatWest, leverage Featurespace’s solutions to safeguard their operations and enhance customer satisfaction while minimizing fraud-related costs.

Form3 is a London-based company that provides cloud-based payment processing, clearing, and settlement services tailored for regulated financial institutions. Established in 2016, it offers a fully managed payment technology service built on a robust AWS cloud processing platform. Form3's architecture includes multiple payment gateways and a micro-services framework, allowing clients to access a comprehensive range of payment schemes through a single application programming interface (API). This technology facilitates secure and reliable agency payment services on a per-transaction basis without upfront costs. Its clientele consists of various financial entities, including leading banks, non-bank financial institutions, and fintech companies, such as payment institutions and e-money providers.

Workpay is a software company that specializes in payroll, benefits, and compliance solutions for businesses operating in Africa. It provides a cloud-based platform that enables companies to manage employee payments efficiently, including time tracking and human resource management. Workpay's services facilitate timely salary disbursements directly to employees' bank accounts or mobile wallets, simplifying the payroll process. By allowing organizations to hire both local and remote teams without the need for establishing local entities, Workpay ensures compliance with regional regulations while helping businesses attract and retain talent across the continent.

Clip is transforming card acceptance in Mexico by providing portable card-reading hardware and a digital payment platform that enables businesses to accept all credit and debit cards, including contactless payments. The company's solutions allow businesses to turn smartphones or tablets into card terminals, facilitating seamless transactions without the need for complicated paperwork or monthly fees. By focusing on empowering Mexican businesses, Clip helps them increase sales and grow by offering a user-friendly application that simplifies payment acceptance. This approach positions Clip as a vital ally for merchants seeking efficient and accessible payment solutions.

Payman gives your AI Agents the ability to have access to capital so that they can pay humans for their expertise in completing specialized tasks they need done.

FemTherapeutics Inc. is a Montreal-based medical device company focused on personalizing therapeutics in women's health. The company has developed an artificial intelligence platform that utilizes patient data to create innovative medical devices, specifically customizable gynecological prosthetics designed to enhance the management of Pelvic Floor Disorders. Their initial product line features patient-specific vaginal pessaries, which aim to provide effective symptomatic relief for conditions such as pelvic organ prolapse and stress urinary incontinence. By employing advanced technologies like three-dimensional printing, FemTherapeutics seeks to improve clinical outcomes and restore quality of life for women facing these health challenges.

Rootd is a mental health resource focused on providing anxiety and panic attack relief through its innovative mobile application. Founded by women, the app features a guided process for immediate and long-term relief, utilizing therapist-approved content and engaging design. It has achieved recognition as the top-ranked mobile app for individuals experiencing panic attacks and anxiety on both Android and iOS platforms. Rootd ensures accessibility by offering its core relief features free of charge, allowing users to seek instant help regardless of their circumstances. Additionally, the app includes paid upgrades for those looking to manage their anxiety and panic attacks over the long term. Key features include a panic button, deep breathing exercises, and guided visualizations, all aimed at helping users regain confidence and improve their daily lives.

Apricotton is an e-commerce platform specializing in apparel, particularly focused on providing bras for tweens and teens. The company features an online marketplace that offers a variety of ladies' innerwear designed for comfort and functionality. Apricotton's bras are characterized by their stretching capabilities, soft inner layers, adjustable straps, and breathable, sweat-wicking fabric. This product range aims to cater to the specific needs of young women, allowing them to choose comfortable and stylish innerwear.

PROSA has been a strategic factor to promote the development of financial institutions in the payment media market.

Enfuce is a fintech company that specializes in providing a range of financial services, including payment processing and card-issuing solutions. Operating across Europe with offices in Finland, Germany, Latvia, Sweden, and the UK, Enfuce enables traditional banks, neobanks, and fintechs to enhance their payment experiences. The company's cloud-based platform offers features such as open banking, issuing and acquiring services, and strong customer authentication, making it suitable for both established financial institutions and new entrants in the market. Enfuce has secured €62 million in funding and has received notable recognitions, including participation in the Visa Fintech Fast Track program and the Mastercard Lighthouse Development Programme, as well as the 2019 PayTech Award for Best Payments Solution for Payment Systems in the Cloud.

Agrotoken is a company that specializes in the tokenization of agricultural commodities, specifically grains, creating digital assets that are backed by these products. The platform enables users to conduct commercial and financial transactions efficiently, allowing farmers and investors to digitize the value of their grains. By utilizing smart contracts and digital economy solutions, Agrotoken facilitates the trading of grain-backed tokens, enhancing liquidity and simplifying the exchange of assets. This system aims to create a secure and reliable ecosystem for agribusiness, making it easier for stakeholders to save, invest, and trade in agricultural commodities.

Finerio is a personal finance platform based in Mexico that offers an automated and free service to help users manage their finances effectively. The platform allows individuals to link their debit and credit accounts from major Mexican banks, enabling them to monitor and track their expenses, view financial information, and analyze their consumption patterns. Finerio's features include custom budgeting tools and data analysis capabilities, which aim to enhance users' financial planning and savings. By leveraging open finance principles, Finerio empowers users to take control of their financial well-being through insightful data-driven insights.

Finerio is a personal finance platform based in Mexico that offers an automated and free service to help users manage their finances effectively. The platform allows individuals to link their debit and credit accounts from major Mexican banks, enabling them to monitor and track their expenses, view financial information, and analyze their consumption patterns. Finerio's features include custom budgeting tools and data analysis capabilities, which aim to enhance users' financial planning and savings. By leveraging open finance principles, Finerio empowers users to take control of their financial well-being through insightful data-driven insights.

Plan A is a leading provider of corporate carbon accounting, decarbonization, and ESG reporting software in Europe. The company has developed a comprehensive SaaS platform that integrates advanced technologies with established scientific standards and methodologies. This end-to-end solution allows businesses to manage their entire net-zero journey from a single interface, encompassing data collection, emissions calculation, target setting, decarbonization planning, and non-financial reporting. By offering personalized sustainability action plans and compliance tracking services, Plan A empowers organizations to effectively navigate their sustainability goals and foster responsible business practices.

Cayesh is a fintech company specializing in digital supply chain finance solutions. It provides an integrated platform designed for supply chain stakeholders, delivering services such as working capital, invoice management, and payment processing. By combining technology, expertise, and operational support, Cayesh aims to address various cash flow challenges faced by its clients, including the availability, management, and mobilization of capital. The company focuses on offering affordable financial solutions that enhance the efficiency and effectiveness of supply chain operations.

Pismo is a technology company that offers a comprehensive processing platform for banking, payments, and financial market infrastructure. Its cloud-based solution is designed to positively impact lives globally by providing a range of features such as customer relationship management, billing, acquiring network management, client acquisition, and credit analysis. The company's data centers enable build-to-order services, enhancing customization and personalization options for enterprise, cloud computing, and service provider clients. Pismo's patented architecture and scalable design contribute to a low cost of ownership and rapid speed to market, helping clients optimize their financial offerings effectively.

Tuma is a developer of a mobile payments platform designed specifically for small businesses and informal traders. Its solution allows businesses to accept card payments directly through their smartphones, eliminating the need for additional hardware. This micro merchant platform transforms a smartphone into a payment terminal, facilitating quick and convenient transactions for customers using bank cards, smartphones, and wearable devices. Tuma's approach streamlines the payment process, catering to the needs of businesses that seek efficient and flexible payment options.

Pi-xcels develops a retail technology platform that incorporates an NFC-enabled point-of-sale (POS) device to facilitate the issuance of interactive e-receipts through a simple contactless tap with a smartphone. This innovative solution allows retailers to link any existing POS system to Pi-xcels' platform, thereby replacing traditional thermal paper receipts, which are harmful to the environment due to their BPA and BPS content. By eliminating paper waste, the company aims to provide offline retailers with cost savings and valuable insights into consumer purchasing behaviors through its shopper data platform. This approach not only enhances the shopping experience for consumers but also supports retailers in adapting to modern data-driven practices.

TerraPay is a mobile-first international payment network designed to facilitate seamless transnational money transfers. By interconnecting various financial service providers, including mobile wallet operators, banks, and money transfer services, TerraPay creates a unified platform that supports a wide range of transactions such as interpersonal transfers, e-payments, and government disbursements. The network employs standard open APIs, allowing easy integration with any mobile wallet provider. This enables partners to access a global payment network through a single connection, enhancing service scalability while reducing operational and capital expenditures. As a regulated financial intermediary, TerraPay not only manages core transaction processing but also ensures compliance with regulatory standards, oversees foreign exchange management, and handles fund settlements, thereby providing a comprehensive solution for cross-border mobile payments.

Thunes is a global B2B payment infrastructure platform established in 2016, specializing in cross-border payment solutions. It facilitates seamless fund transfers between various payment systems, catering to a diverse range of clients, including major players in the gig economy and fintech sectors. The platform enables businesses and consumers to send and receive payments in 80 currencies across 132 countries, supporting 300 payment methods. Thunes offers a suite of services including remittance processing, mass payouts, virtual accounts, and payment collection, utilizing application programming interfaces (APIs) to enhance accessibility and reduce transaction costs. In April 2022, the company expanded its capabilities by acquiring a controlling stake in Tookitaki, a compliance platform that strengthens its anti-money laundering and fraud prevention measures. Headquartered in Singapore, Thunes operates regional offices in key global cities such as London, Paris, and Dubai, positioning itself as a vital player in the international payment landscape.

Tarabut Gateway is the MENA region's first and largest regulated Open Banking platform. It connects a network of banks and FinTech companies through a universal application programming interface (API), facilitating the seamless flow of data between these entities. This innovative platform promotes collaboration and drives accelerated innovation in financial services, leading to improved products, services, and overall consumer experiences. By enabling businesses to develop and distribute personalized financial solutions, Tarabut Gateway enhances partnerships between financial institutions and supports the growth of the dynamic regional fintech sector.

Car IQ Inc. is a San Francisco-based company that specializes in a cloud-based vehicle management platform and payment gateway tailored for auto dealer groups, car sharing services, and autonomous drivers. Founded in 2016, the company has developed an automotive-grade payment solution that allows vehicles to initiate payments directly to merchants without the need for credit cards. By leveraging telematics and vehicle data, Car IQ's platform provides detailed insights into fleet operations, enabling clients to monitor transactions and prevent fraud effectively. The platform integrates seamlessly with existing technologies, consolidates all transactions into a single ledger, and facilitates management of spending, customer service, and inventory.

Moov Financial, Inc. is a financial technology company that specializes in developing an open-source platform designed to embed banking services within various applications. Established in 2017 and headquartered in Cedar Falls, Iowa, Moov is focused on rebuilding banking infrastructure for a cloud-native environment, free from legacy technology constraints. The platform offers a developer-friendly approach, allowing for customization and portability across cloud providers or on-premises environments. Moov's services include ACH processing, customer accounts, KYC and OFAC compliance, wire transfers, and image cash letters. By providing a modular and decoupled banking-as-a-service solution, Moov enables organizations to integrate transactional banking capabilities seamlessly into their software, thereby enhancing user experiences and simplifying money management.

Sileon is a financial technology startup. The company provides a high-capacity, API-based BNPL SaaS platform that supports your business, regardless of the market.

M2P Fintech is a leading provider of a comprehensive API infrastructure designed to facilitate banking, payments, and lending services for businesses. The company offers a unified platform that supports various payment methods, including cards and digital wallets, while ensuring compliance with regulatory standards. M2P Fintech's technology enables seamless customer onboarding and compliance checks, thereby streamlining operations for financial institutions. By equipping sales teams with essential tools and information, M2P Fintech enhances the management of financial services, ultimately improving customer experiences in an increasingly digital economy.

Sardine is a financial technology company that specializes in providing a risk and fraud infrastructure tailored for the online economy. It has developed a device intelligence platform that leverages artificial intelligence and advanced risk engine software. This platform enhances fraud detection while minimizing sign-up friction by analyzing multiple real-time data points, including device information, browser details, and behavioral biometrics. By integrating this technology, Sardine enables businesses to establish a robust risk and fraud management framework, ultimately reducing costs within the fintech ecosystem.

African Women Impact Fund (AWIF) is an initiative of the UN Economic Commission for Africa (UNECA) and its partners (UN Women,

Global Processing Services Limited is a payments processor that manages credit, debit, and prepaid card transactions globally. Founded in 2007 and headquartered in Douglas, Isle of Man, the company provides its services primarily to fintech firms in the payment industry. Its key offering, the GPS Apex platform, is designed for secure and reliable transaction processing, allowing for seamless integration with clients, issuers, program managers, card manufacturers, and other service providers. GPS Apex supports innovation in the payments sector through its proprietary technology, helping to drive advancements in the industry.

Bloom is a financial technology company that operates a digital banking platform aimed at providing regulated banking services to consumers. Its application allows users to open bank accounts online, access fee-free bank accounts in both Sudanese and US dollars, and obtain free USD Mastercards. The platform facilitates free transfers within Sudan and offers complimentary international remittance services from various countries. By focusing on innovative and inclusive financial products, Bloom seeks to enhance the financial well-being of its customers.

Bloom is a financial technology company that operates a digital banking platform aimed at providing regulated banking services to consumers. Its application allows users to open bank accounts online, access fee-free bank accounts in both Sudanese and US dollars, and obtain free USD Mastercards. The platform facilitates free transfers within Sudan and offers complimentary international remittance services from various countries. By focusing on innovative and inclusive financial products, Bloom seeks to enhance the financial well-being of its customers.

Karty is a fintech platform headquartered in Msheireb that offers a comprehensive solution for managing personal finances through a single application. The platform enables users to spend, save, and track their financial activities with features such as banking-level security, real-time notifications, transaction alerts, interactive charts, automatic categorization, and peer-to-peer payments. By providing these tools, Karty allows customers to monitor their daily balances and spending patterns effectively. The company has secured $1.2 million in a pre-seed funding round from various investors, including Visa and the Qatar Development Bank, and it is collaborating with Visa to develop complete digital payment solutions for both consumers and businesses. Karty aims to transform the everyday financial experiences of its users by utilizing advanced technology and transaction data.

Ecolytiq operates a climate action infrastructure platform that assists banks and financial institutions in promoting sustainability and green finance. The company's product suite enhances traditional banking services by integrating transaction-based carbon footprint analysis, personalized climate insights, and access to environmental projects. This approach encourages consumers to engage in more sustainable behaviors, thereby generating positive environmental impacts for both banks and their customers. Ecolytiq collaborates with prominent financial institutions worldwide, positioning itself as a key player in the sustainability sector. By focusing on the complete value chain, ecolytiq enables businesses to provide environmental footprinting, personalized impact offsetting, and investment opportunities aligned with environmental, social, and governance criteria.

Sileon is a financial technology startup. The company provides a high-capacity, API-based BNPL SaaS platform that supports your business, regardless of the market.

Pink Moon promotes a harmonious well-being by integrating ancient wisdom derived from eastern healing practices with modern daily rituals to help you cultivate joy and bloom into your fullest potential. We harness the transformative effects of Traditional Chinese Medicine (TCM) by infusing Reiki, astrology, crystals, and aromatherapy with accessible tangible products to allow you to access the healing benefits of ancient wisdom on-the-go.

Cart.com is a leading provider of comprehensive commerce and logistics solutions that enable B2C and B2B companies to operate seamlessly across various channels. The company supports over 6,000 customers, including well-known consumer brands and complex B2B organizations, by offering a unified platform for business planning, merchant financing, order fulfillment, and marketing services. With a workforce of more than 1,000 employees, including AI and data scientists, and a network of 14 warehouses nationwide, Cart.com is well-positioned to assist middle market and enterprise-level companies in scaling their online operations and enhancing revenue.

Brankas is a fintech company based in DKI Jakarta, Indonesia, founded in August 2016. It specializes in providing an open finance platform that facilitates access to modern financial services for consumers and businesses globally. Brankas offers a range of financial software solutions, including payment transfers, bill payments, and fund disbursement, tailored for e-commerce, small and medium enterprises, and larger corporations. The company’s technology enables banks and financial institutions to seamlessly integrate digital products and services into their operations through APIs and user dashboards, allowing for automated payment processing with a focus on enterprise-grade security. This approach helps clients manage their accounts and transactions efficiently, enhancing their overall financial capabilities.

Plurall is developing an AI-driven financial application aimed at the over 8 million entrepreneurs in Colombia who have been excluded from traditional banking services. Recognized as the most entrepreneurial country globally, Colombia has a significant portion of its workforce engaged in self-employment. Plurall aims to enhance financial inclusion by offering micro and commercial lending products, mobile payment solutions, and other essential financial services tailored to the needs of small and mid-sized enterprises (SMEs). By leveraging technology and data science, Plurall provides critical access to working capital, mobile banking, and B2B buy now, pay later (BNPL) options, initially focusing on the Colombian market before expanding throughout Latin America. The company collaborates with reputable investors and partners, including Fasanara and Visa, to fulfill its mission of supporting underserved entrepreneurs.

TRM Labs Inc. is a blockchain intelligence company that provides a platform focused on token relationship management, utilizing machine learning to assist clients in managing customer relationships and detecting suspicious activities. The platform offers solutions for on-chain anti-money laundering (AML) compliance, including customer due diligence, transaction monitoring, and relationship management specifically tailored for digital asset firms. Additionally, TRM Labs develops enterprise applications and tools that enable organizations to launch blockchain-based products aimed at identifying fraudulent activities such as money laundering and market manipulation. Founded in 2017 and headquartered in San Francisco, California, the company serves a diverse clientele, including financial institutions, cryptocurrency businesses, and government agencies, and has established partnerships with notable organizations such as PayPal, Visa, and federal agencies. TRM Labs is committed to enhancing the safety of the financial ecosystem through advanced data engineering and threat intelligence, backed by a team of experts with extensive experience in law enforcement and technology.

Belvo is an open finance API platform founded in 2019 and headquartered in Mexico City. The company enables financial innovators to connect their users' accounts to various applications, facilitating the access and interpretation of financial data in a straightforward and scalable manner. Belvo's platform allows developers to gain insights into user behavior and manage financial transactions efficiently, thus helping businesses to streamline operations and create new revenue opportunities through a unified open finance solution.

Crowded is a digital banking platform that simplifies financial management for membership groups, particularly nonprofits at both chapter and national levels. It offers a comprehensive suite of tools for online officer transitions, group expense management, payment collection, and donation handling. By integrating these functions into a single platform, Crowded eliminates the need for users to transfer funds between multiple services, enhancing the safety of financial transactions. This streamlined approach allows group leaders to maintain greater control over their finances, enabling them to focus more on their organization's mission rather than financial administration.

Basiq is an aggregation platform that specializes in acquiring financial data through secure access to customer-consented information from financial institutions via APIs. Founded in 2016 and headquartered in South Wales, Australia, Basiq offers a range of financial solutions, including personal financial management software, account verification services, credit scoring, credit risk assessment, and wealth management. By facilitating these services, Basiq enables its clients to enhance decision-making and improve customer engagement.

OnlinePajak is a web-based platform that simplifies corporate tax management and administration. The service aims to enhance tax collection and alleviate the burdens associated with corporate taxation through a streamlined process that includes preparing, paying, and filing taxes online. By integrating various tax-related functions into a single application, OnlinePajak enables businesses to efficiently manage their tax obligations, perform calculations, process payments, and submit reports. This comprehensive approach not only facilitates compliance with tax regulations but also aims to improve overall performance and productivity for users.

Jumo is a fintech company that specializes in providing banking technology aimed at enhancing financial access in emerging markets, particularly in Africa and Asia. The company partners with banks to deliver loans, savings, and various financial services to traditionally underserved customers. By utilizing artificial intelligence and machine learning, Jumo develops credit scores and financial products tailored to individual needs. Their platform also employs behavioral data from mobile usage to establish financial identities for small and medium enterprises, allowing customers to engage with financial services in a cost-effective and responsible manner. Jumo offers essential reporting, analytics, and insights to its partners, facilitating improved service delivery and financial choices for their clients.

Deserve, Inc. is a financial services company based in Menlo Park, California, that specializes in providing credit cards and other financial products tailored for international students in the United States. Founded in 2012 and originally known as Tremus, Inc., the company leverages machine learning and alternative data to assess creditworthiness, allowing individuals without a traditional credit history to access fair credit products. Deserve utilizes various predictive attributes, such as education and future employability, to evaluate a student's ability to repay. Additionally, the company operates a mobile-first, cloud-native platform, enabling partnerships with financial institutions, fintechs, lenders, and merchant co-brands to enhance the customer experience.

Currencycloud is a global payments platform that simplifies cross-border transactions and foreign exchange automation for businesses. It provides developers with API building blocks to create tailored payment solutions, allowing companies to integrate payment infrastructure into their products and services seamlessly. The platform offers automated end-to-end processes for sending and receiving payments, as well as services for currency collection and conversion. By handling the complexities and regulatory requirements associated with international payments, Currencycloud enables clients to adopt digital wallets and embed financial services into their operations, regardless of their industry.

Nium is a payments services company that offers a comprehensive cross-border payments platform, enabling businesses to collect, convert, and disburse funds globally. The company provides banks, payment vendors, and various industries, including travel, marketplaces, financial institutions, and payroll, with access to payment and card issuance services. Nium's platform features virtual wallets for fund management, facilitates traditional bank transfers for sending and receiving money, and offers competitive currency conversion rates with transparent fees. By ensuring secure transactions, Nium simplifies the complexities of international payments, supporting business growth and enhancing financial operations.

Tink AB, founded in 2012 and based in Stockholm, Sweden, operates as a cloud-based open banking platform that supports the development of data-driven financial services. The company's offerings include account aggregation, payment initiation, and personal finance management tools, which can be integrated into existing banking applications or used as standalone services. Tink's mobile application enables users to manage their finances across multiple bank accounts, facilitate money transfers, pay bills, and set personal budgets. The platform also provides valuable insights through automatic transaction categorization and daily spending analyses. Tink collaborates with various financial institutions, including notable partners like ABN AMRO, BNP Paribas Fortis, Nordea, Klarna, and SEB, to enhance the financial services landscape.

TAG is a mobile application that allows users to access an e-money account through a debit card. They provide a money transfer feature that helps to transfer money to any bank or wallet. They specialize in digital wallets and payment services.

LoginID Inc. is a cybersecurity company based in Toronto, Canada, that specializes in secure biometrics software. Founded in 2018, LoginID focuses on enhancing security for websites, applications, and eCommerce platforms by integrating biometric authentication features. The company aims to lead the market in user identity protection, offering individuals secure control over their personal information through a decentralized network that complies with privacy regulations. LoginID addresses privacy and compliance challenges using three main pillars: Strong Customer Authentication, Data Privacy, and Tokenization of Personally Identifiable Information (PII). It provides a variety of APIs and SDKs that allow enterprises to implement FIDO-certified authentication quickly and cost-effectively, ensuring compliance with regulations such as PSD2 and GDPR while simplifying the integration of strong authentication solutions.

Remitly Global, Inc. is a digital remittance company that specializes in facilitating international money transfers through its extensive network across Africa, Asia, Central Europe, and South America. Founded in 2011 and headquartered in Seattle, Washington, with additional offices in London, Manila, and Nicaragua, Remitly offers a mobile payment service that allows consumers in the United States, Canada, and the United Kingdom to send money easily to friends and family. The company utilizes advanced technology to streamline the money transfer process, eliminating unnecessary steps and fees associated with traditional methods. As a licensed money transmitter, Remitly operates in 49 states and Washington, D.C., providing a cost-effective and reliable service for its customers. Revenue is generated through transaction fees and foreign exchange spreads, positioning Remitly as a key player in the evolving financial services landscape for immigrants.

NOW Money is a financial technology company that leverages mobile banking to provide accounts and remittance services for the unbanked population in the Middle East, specifically targeting low-income migrant workers in the Gulf region. By offering a payment application, NOW Money facilitates access to essential financial services, enabling users to perform international money transfers and currency conversions at reduced costs. The company aims to include those who are typically excluded from the financial system, thereby promoting financial inclusion and offering significant savings on remittance transactions.

Greenwood is a financial technology firm based in Atlanta, Georgia, that operates a digital banking platform tailored specifically for Black and Latinx individuals and business owners. Founded in 2020, Greenwood offers a range of financial services designed to empower its clients, including savings and spending accounts, peer-to-peer transfers, mobile deposit capabilities, and access to a global network of automated teller machines. The platform emphasizes community reinvestment and innovative features, such as early pay options, all delivered through a user-friendly mobile banking experience. With a commitment to serving underrepresented communities, Greenwood aims to provide best-in-class digital banking services while fostering economic growth and support for its customers.

Klarna Inc. is an e-commerce payment solutions platform that facilitates cashless transactions for both merchants and shoppers. Founded in 2005 and headquartered in Columbus, Ohio, with additional offices in New York City, Klarna operates as a subsidiary of Klarna Bank AB. The company provides a range of payment options, including direct payments, pay-after-delivery choices, and installment plans, enabling customers to select their preferred payment method. Known for its "buy now, pay later" model, Klarna offers interest-free financing for retail purchases, enhancing the shopping experience. Additionally, the Klarna app provides users with flexible payment options and cashback rewards, while the platform supports in-store, mobile, and online payments, along with services for deliveries and returns.

Minna Technologies specializes in subscription management services that connect banks and fintech companies with subscription businesses. The company offers applications that help consumers manage their subscriptions by identifying active services and providing options to switch to more affordable alternatives or cancel them altogether. These applications also facilitate the comparison and switching of energy, mobile, and broadband services. Through its solutions, Minna Technologies aims to simplify the process of managing monthly payments for subscriptions and memberships, ensuring a reliable and secure user experience.

YellowPepper USA, LLC is a pioneer in mobile banking and payment solutions in Latin America, founded in 2004 and based in Miami, Florida. The company offers a white-labeled mobile payment platform compatible with major operating systems and communication protocols, including NFC, BLE, and QR codes, facilitating cashless transactions for consumers, businesses, and banks. YellowPepper also provides a mobile banking suite, enabling financial institutions to address the evolving needs of their clients. With a presence in countries such as Mexico, Colombia, Ecuador, and Peru, the company employs over 60 professionals across the region. Backed by Visa and the International Finance Corporation, YellowPepper combines extensive market knowledge with advanced payment technology, contributing to a robust payment ecosystem that enhances the purchasing experience for consumers and merchants alike.

Global Processing Services Limited is a payments processor that manages credit, debit, and prepaid card transactions globally. Founded in 2007 and headquartered in Douglas, Isle of Man, the company provides its services primarily to fintech firms in the payment industry. Its key offering, the GPS Apex platform, is designed for secure and reliable transaction processing, allowing for seamless integration with clients, issuers, program managers, card manufacturers, and other service providers. GPS Apex supports innovation in the payments sector through its proprietary technology, helping to drive advancements in the industry.

MagicCube is a developer of a security platform that focuses on protecting digital transactions against various threats, including on-device, cloud, and network attacks. Its technology, based on a software TEE (Trusted Execution Environment), allows for the secure management and deployment of IoT and mobile solutions on a large scale. Unlike traditional hardware-based security tools, MagicCube's platform offers a comparable level of protection without the associated complexities and costs, making it easier for businesses to safeguard their operations. This innovative approach helps to prevent significant security issues such as cloning, lifting, spoofing, and tampering, thereby enhancing the overall security posture of its clients.

Volante Technologies, Inc. is a global financial technology company that specializes in developing solutions for payments and financial messaging automation. Established in 2001 and headquartered in Jersey City, New Jersey, the company offers a range of services including VolPay, which fosters payments innovation and digital transformation, and Volante Designer, designed to simplify financial messaging and data integration. Volante's solutions encompass payments modernization—covering real-time, instant, domestic, and cross-border payments—as well as Payments as a Service for cloud-based payment processing and financial messaging services, such as message translation and orchestration. With a diverse client base that includes over 85 financial institutions and corporates across 26 countries, Volante aims to enhance business agility in the digital payments landscape by addressing complex challenges and enabling rapid adaptation to new opportunities. The company’s commitment to innovation is reflected in its extensive library of international and domestic message standards, which facilitates quicker project completion while minimizing disruption to core systems.

MagicCube is a developer of a security platform that focuses on protecting digital transactions against various threats, including on-device, cloud, and network attacks. Its technology, based on a software TEE (Trusted Execution Environment), allows for the secure management and deployment of IoT and mobile solutions on a large scale. Unlike traditional hardware-based security tools, MagicCube's platform offers a comparable level of protection without the associated complexities and costs, making it easier for businesses to safeguard their operations. This innovative approach helps to prevent significant security issues such as cloning, lifting, spoofing, and tampering, thereby enhancing the overall security posture of its clients.

Marqeta, Inc. is a payment card issuing and processing platform that enables businesses to create and manage customized payment solutions. Founded in 2010 and based in Oakland, California, Marqeta offers a range of services, including virtual cards, real-time fund transfers, and spend controls, all powered by open APIs. This flexibility allows clients from various sectors, such as e-commerce, digital banking, and lending, to rapidly develop and deploy their own card programs without relying on traditional banking infrastructure. Marqeta's platform supports various payment options, including digital, physical, and tokenized cards, and is certified to operate in 40 countries. The company primarily earns revenue through processing and ATM fees associated with the cards issued on its platform.

Nium is a payments services company that offers a comprehensive cross-border payments platform, enabling businesses to collect, convert, and disburse funds globally. The company provides banks, payment vendors, and various industries, including travel, marketplaces, financial institutions, and payroll, with access to payment and card issuance services. Nium's platform features virtual wallets for fund management, facilitates traditional bank transfers for sending and receiving money, and offers competitive currency conversion rates with transparent fees. By ensuring secure transactions, Nium simplifies the complexities of international payments, supporting business growth and enhancing financial operations.

Railsr is a financial services company that specializes in creating a digital finance experience platform aimed at enhancing accessibility to financial services. The company offers a range of solutions, including the creation of digital ledgers and their connection to traditional bank accounts. Its services encompass receiving, sending, and converting money, as well as issuing payment cards and managing credit. By providing a comprehensive API, Railsr enables banks and corporate clients to conduct transactions in a digital and compliant manner, streamlining the onboarding process and facilitating efficient financial operations.

Neat Limited, founded in 2015 and based in Wan Chai, Hong Kong, operates a financial application that enables users to open mobile current accounts. The company provides a prepaid MasterCard known as the Neat Card, which facilitates payments in multiple currencies at various merchants globally. Neat offers tailored products for businesses, including dedicated Hong Kong bank account numbers, an online finance management dashboard, and expense cards for employees. For personal users, Neat provides mobile current accounts, ATM cards, and online money transfer capabilities. Designed with entrepreneurs in mind, Neat aims to offer a modern alternative to traditional banking, addressing the needs of a globalized economy and supporting seamless international business transactions.

PT Aplikasi Karya Anak Bangsa, commonly known as Gojek, is a mobile application-based platform founded in 2010 and headquartered in Jakarta, Indonesia. The company initially operated a motorcycle taxi fleet but has since evolved into a comprehensive Super App, offering a wide range of services including food delivery, transportation, digital payments, shopping, and various on-demand services such as massages. Launched in 2015, Gojek has rapidly become the largest consumer transactional technology group in Southeast Asia, driven by its commitment to speed, innovation, and social impact. The platform aims to empower the informal sector in the region while catering to diverse markets, including logistics, food, and entertainment.

ChargeAfter Ltd operates a consumer financing platform that connects merchants with a network of global lenders to provide personalized and responsible financing options at the point of sale. Founded in 2017 and headquartered in Ramat Gan, Israel, with additional offices in California and New York, the company offers a data-driven decisioning engine that facilitates real-time financing offers tailored to various consumer credit types. This approach enables approvals for nearly all customer applications, enhancing the shopping experience for consumers while allowing retailers to implement the platform quickly both online and in-store. ChargeAfter’s platform features detailed transaction reporting and white-label options, enabling merchants to seamlessly integrate multiple financing products into their sales processes. By streamlining credit distribution, ChargeAfter helps merchants boost conversion rates, increase average order values, and foster customer loyalty.

Currencycloud is a global payments platform that simplifies cross-border transactions and foreign exchange automation for businesses. It provides developers with API building blocks to create tailored payment solutions, allowing companies to integrate payment infrastructure into their products and services seamlessly. The platform offers automated end-to-end processes for sending and receiving payments, as well as services for currency collection and conversion. By handling the complexities and regulatory requirements associated with international payments, Currencycloud enables clients to adopt digital wallets and embed financial services into their operations, regardless of their industry.

Flutterwave Inc. is a financial technology company that offers comprehensive payment solutions for businesses globally. Founded in 2014 and headquartered in San Francisco, California, Flutterwave provides a range of services, including Flutterwave Checkout for processing payments via web and mobile, and a Flutterwave API for creating and managing virtual cards. The platform also includes tools for invoicing, allowing businesses to create professional invoices and track payments, as well as payment links for easy collection from customers. Serving various industries such as gaming, events, transportation, and hospitality, Flutterwave aims to simplify payment infrastructure by connecting merchants with local and international card schemes and bank accounts, ensuring secure and efficient payment processing.

NovoPayment Inc. operates a cloud-based banking platform that provides a range of financial and transactional services, including mass payout and cash-in capabilities. Founded in 2004 and headquartered in Miami, Florida, the company also has offices in Mexico City, Bogota, Lima, and Quito. NovoPayment specializes in banking as a service, leveraging application programming interfaces (APIs) to offer White-Label Platform-as-a-Service, open banking solutions, and custom offerings. Its services are designed for banks, financial institutions, merchants, and other financial service providers, enabling them to enhance their existing systems and create new revenue streams. The company maintains a strategic partnership with Visa Inc. to further its mission of accelerating financial innovation globally.

Interswitch is an Africa-focused integrated digital payments and commerce company that has been operational since 2002. It specializes in transaction switching and electronic payments processing, building and managing payment infrastructure across the continent. Interswitch facilitates the electronic circulation of money and the exchange of value between individuals and organizations, ensuring timely and consistent transactions. By providing innovative payment products and transactional services, the company aims to help banks, institutions, and governments reduce costs, enhance operational efficiency, and drive sustainable revenue growth.

PayMate is a leader in B2B payments for Enterprise and SME across supply chains. The PayMate platform provides a comprehensive digital workflow tied to payments which enable greater control and transparency along with better cash flows and an end to end reconciliation for a superior experience for Enterprise and SME in closed-loop supply chains. PayMate works with leading Visa commercial card-issuing banks to facilitate credit for both payables and receivables across supply chains moving traditional cash, cheque and EFT to card streams with several built-in risk-mitigating benefits for banks and extended days payables for buyers. Platform features include Procure to Pay automation, credit evaluation, discount marketplace along with APIs for integration into existing accounts/ERP for minimal friction-based deployment. It is cloud-based and accessible across all form factors. PayMate has a presence in South Asia (India) and UAE and is actively expanding across CEMEA.

Finix is a developer of a B2B payment processing platform that enables businesses to own, manage, and monetize their payment systems. The platform features a modular, workflow-driven architecture and a real-time interface that allows users to track transactions, consolidate data from various payment processors, and underwrite merchant accounts. This capability supports banks, acquirers, and enterprises in facilitating quick and secure push payments over debit cards and enables them to send money globally. By providing these tools, Finix aims to enhance the payment processing experience for its clients.

Anchorage Digital is a regulated cryptocurrency platform that offers integrated financial services and infrastructure solutions tailored for institutions. Established in 2017 and headquartered in San Francisco, California, the company operates as the only federally chartered crypto bank in the United States, with an additional office in Singapore that maintains similar security and service standards. Anchorage Digital specializes in secure custody, regulatory compliance, and a variety of cryptocurrency-related services, including trading, staking, and governance. The platform emphasizes modern security engineering to ensure the safety of digital assets while facilitating streamlined participation in blockchain technology for businesses and institutions. With a valuation exceeding $3 billion, Anchorage Digital has attracted investments from prominent firms such as Andreessen Horowitz, Goldman Sachs, and Visa, among others. The company also supports a remote-friendly work environment, with additional offices located in New York, Porto, and Sioux Falls.

Payworks is a provider of advanced Point of Sale (POS) payment gateway technology, headquartered in Germany with additional offices in the UK, the US, and Poland. The company specializes in enabling developers of POS solutions to seamlessly integrate card payment functionality into their applications, facilitating secure processing of EMV, contactless, and mobile wallet transactions. Payworks' cloud-based platform is designed to make card acceptance at the POS efficient and cost-effective, enhancing the payment experience for businesses. The company serves leading acquirers and payment providers worldwide and was acquired by Visa in July 2019.

Verifi, Inc. is a provider of global electronic payment and risk management solutions tailored for card-not-present merchants. The company offers a Software-as-a-Service platform that includes a customizable payment gateway, enabling real-time and batch processing of various payment types, such as credit cards and eChecks. Verifi's services encompass a suite of fraud prevention tools and risk management strategies, including transaction filters, payer authentication, and chargeback representment. The platform enhances transaction security and optimizes business operations while ensuring compliance with industry standards. Additionally, Verifi provides managed services designed to resolve disputes and mitigate risks associated with transaction processing. Founded in 2005 and headquartered in Los Angeles, California, Verifi operates as a subsidiary of Visa Inc. and maintains strategic partnerships to enhance its offerings.

Bell ID develops chip lifecycle management software that provides mobile payments software for issuing and managing credentials on smartphones, smart cards, and connected devices. Bell ID was founded in 1993 and it is based in Rotterdam, Netherlands. The company was acquired by Rambus on January 25, 2016.

Rambus Inc. is a semiconductor solutions provider that specializes in designing, developing, and licensing chip interface technologies and architectures for digital electronics. The company's product portfolio includes high-speed memory interface chips, such as Fully Synchronous DRAM and Dual Edge Clocking, which enhance data transfer efficiency and precision. Rambus also offers various technologies like Variable Burst Length, FlexPhase, and Channel Equalization to improve signal integrity and system performance. Its architectures and chip interfaces, including the XDR and XDR2 Memory Architectures, are utilized in a wide range of applications, from personal computers and gaming consoles to consumer electronics. Founded in 1990 and headquartered in Los Altos, California, Rambus generates most of its revenue from markets in the United States and Asia, focusing on providing innovative solutions for computing, gaming, and graphics industries.

Youspital is a developer of a digital healthcare platform that enables patients to schedule medical exams in advance. The platform streamlines and automates various processes, including customer acquisition, booking, onboarding, and payment. By enhancing these operations, Youspital allows both patients and hospitals to improve efficiency and reduce treatment costs, ultimately contributing to better healthcare delivery.

El Zatona is a cloud-based retail management system that assists merchants in managing their businesses and enhancing profitability. The platform offers a range of features, including stock management, sales tracking, and purchase monitoring, all designed to automate and streamline retail operations. With its emphasis on integrating offline and online sales channels, El Zatona facilitates efficient and synchronized stock management. Additionally, the company provides ongoing technical support to ensure that clients can effectively leverage its tools to improve overall business efficiency and gain valuable insights into their operations.

Netsahem operates a digital fundraising platform that facilitates electronic donations to non-profit organizations. By offering a variety of innovative e-payment methods, Netsahem enables NGOs, particularly those that operate offline, to expand their reach and increase fundraising efforts. The platform is designed to support charitable initiatives across the Egypt region, helping organizations raise essential funds to assist those in need.

Fawaterak provides a comprehensive online invoicing platform designed to assist freelancers, micro, and small businesses in managing their payment processes efficiently. The company offers a variety of services that enable merchants to accept credit and debit card payments securely, track sales and inventory in real-time, and manage customer relationships through loyalty programs. Additionally, Fawaterak facilitates access to funding and financial services, ensuring compliance with tax and eInvoice regulations. Their solutions include payment terminals, point of sale systems, online checkout options, and mobile app administration, all aimed at streamlining operations and supporting business growth. By simplifying invoicing and payment collection, Fawaterak empowers merchants of all sizes to enhance their operational efficiency and focus on their core business activities.

Neqabty operates a mobile application that connects organizations with their members, primarily in the healthcare sector. The platform facilitates various services, including the payment of medical costs, prescriptions, and renewals. Additionally, it enables users to book events and trips, streamlining access to essential medical applications and services. By digitalizing interactions within the healthcare landscape, Neqabty aims to enhance the overall experience for both organizations and their members.

Marqeta, Inc. is a payment card issuing and processing platform that enables businesses to create and manage customized payment solutions. Founded in 2010 and based in Oakland, California, Marqeta offers a range of services, including virtual cards, real-time fund transfers, and spend controls, all powered by open APIs. This flexibility allows clients from various sectors, such as e-commerce, digital banking, and lending, to rapidly develop and deploy their own card programs without relying on traditional banking infrastructure. Marqeta's platform supports various payment options, including digital, physical, and tokenized cards, and is certified to operate in 40 countries. The company primarily earns revenue through processing and ATM fees associated with the cards issued on its platform.

Minna Technologies specializes in subscription management services that connect banks and fintech companies with subscription businesses. The company offers applications that help consumers manage their subscriptions by identifying active services and providing options to switch to more affordable alternatives or cancel them altogether. These applications also facilitate the comparison and switching of energy, mobile, and broadband services. Through its solutions, Minna Technologies aims to simplify the process of managing monthly payments for subscriptions and memberships, ensuring a reliable and secure user experience.

LISNR, Inc. is a technology company that specializes in ultrasonic communication protocols, enabling data transmission over audio. Founded in 2012, the company offers various solutions, including LISNR Point for close-range transmission, LISNR Zone for mid-range, and LISNR Radius for long-range communication between devices. Additionally, it provides the Acceptance Device, which facilitates the sending and receiving of data. LISNR's technology is utilized by clients in retail and mobility sectors, enhancing customer interactions by creating secure and seamless transactions. The company has established strategic partnerships with notable organizations such as Cisco, AEG, Intel, and Visa. Headquartered in Oakland, California, with an office in Cincinnati, Ohio, LISNR continues to innovate in the field of ultrasonic data communication.

Bankable is a company that specializes in creating innovative payment solutions tailored for corporates, banks, and retailers. It provides a modular banking platform that enables businesses to offer a range of financial services, including e-wallets, mobile wallets, remittance services, peer-to-peer money transfers, and prepaid card programs. These solutions are delivered as white-label self-service platforms or through APIs, allowing financial institutions and fintech companies to develop and implement customized banking systems efficiently. By focusing on flexibility and scalability, Bankable empowers its clients to enhance their payment offerings and improve customer experiences in the financial sector.

Branch International Inc. is a digital lending company founded in 2015 and headquartered in San Francisco, California, with additional offices in Mumbai, Nairobi, Mexico City, and Lagos. The company leverages smartphone data to assess creditworthiness, allowing consumers in emerging markets to access personal loans through its Android application. By utilizing data science, Branch aims to reduce the cost of financial services and provide fair access to banking options, particularly for the growing middle class. The platform offers a quick approval process for loans, enabling users to build credit irrespective of their banking history and navigate the barriers posed by traditional financial institutions. Branch is committed to driving meaningful growth in rapidly evolving markets and has raised over $100 million in funding from notable investors in Silicon Valley.

Earthport is a global financial services company specializing in cross-border payment solutions. The company offers its services to business enterprises and banks, facilitating international payments in over 50 countries and territories. Earthport aims to provide a faster, more cost-effective, and transparent payment experience, enabling clients to send money efficiently to nearly any location worldwide.

Plaid Inc. is a technology platform that facilitates the connection between consumers' bank accounts and various financial applications. Founded in 2012 and headquartered in San Francisco, the company aims to democratize financial services by providing developers with tools and infrastructure to create innovative financial products. Plaid's offerings include a suite of APIs that allow access to detailed transaction histories, real-time account balances, and user identity verification, among other functionalities. These tools enable financial institutions and developers, ranging from startups to large corporations, to build secure and user-friendly applications for personal finance, consumer payments, lending, and more. By streamlining the integration with traditional banking systems, Plaid enhances the ability of consumers and businesses to manage their financial activities efficiently.

BillDesk is a company that specializes in electronic payment and collection services, designed to simplify and enhance the payment process for consumers and businesses alike. It offers an integrated technology platform with unified APIs, allowing users to manage their payments efficiently while minimizing the challenges associated with traditional bill payment methods. By facilitating enterprise-wide electronic payments and related reconciliation and settlement operations, BillDesk enables customers to utilize various payment methods across multiple delivery channels, ensuring a seamless online payment experience.

Dock is a provider of modern financial technology infrastructure in Latin America. Dock unlocks business value, innovation, and scalability for its customers by integrating card issuing and core banking services on one comprehensive platform. Dock’s modular solutions enable mission-critical processes that accelerate a company’s ability to bring new digital payments and banking services to market. The end result is a wider array of innovative products, greater consumer access to financial services, and improved customer experiences. Dock’s cloud-based platform reduces the operational and regulatory burden on clients while offering other valuable tools through its partner ecosystem.

Paystack is a payment processing company based in Ikeja, Lagos, founded in 2015. It provides businesses in Africa with the ability to accept payments from anyone, anywhere in the world using various methods, including credit and debit cards, money transfers, and mobile money. The platform is designed to simplify the payment process, ensuring that online transactions are secure and affordable. By connecting multiple payment options, Paystack enables merchants to offer a seamless payment experience through their websites and mobile applications, facilitating easier commerce for businesses and their customers.

Behalf, Inc. is a financing provider headquartered in New York, with an additional office in Tel Aviv, Israel. Founded in 2011, the company facilitates commerce between B2B merchants and their business customers by offering automated payment solutions that include instant credit and flexible payment terms at the point of sale. Behalf integrates seamlessly into merchants' sales and invoicing processes, allowing for access to financing regardless of the invoice or transaction size. By paying merchants upfront, Behalf enhances sales and improves cash flow for both merchants and their business customers. The company focuses on providing short-term financing to small businesses, enabling them to efficiently manage payments to suppliers while increasing operational effectiveness through automation.

Growsel is an award-winning nonprofit agricultural crowdfunding organization that connects underserved Base of the Pyramid smallholder farmers with lenders around the world to alleviate poverty. A nonprofit agricultural technology organisation connecting under financed smallholder farmers with lenders through crowdfunding to alleviate poverty Founded in 2017, Growsel has vigorously pursued its mission of "changing lives and creating opportunities" for financially excluded smallholder farmers who cannot reconcile their economic realities with the enormous potentials in their local communities, thereby helping them upscale their subsistence agriculture, a feat which saw it win the 2018 Visa Everywhere Initiative Award for Financial Inclusion and The Problem There are estimated 500 million smallholder farming households globally, (representing 2 billion people) relying to various degrees on subsistence agricultural production for their livelihoods. This group represents the largest proportion of the world's poor living on less than $2 a day. The solution An agricultural crowdfunding platform that connects underserved Base of the Pyramid smallholder farmers in developing economies with lenders around the world to alleviate poverty. Mission Statement Passionately using technology and peer-to-peer micro-lending towards changing lives and creating opportunities for financially excluded and underserved Base of the Pyramid smallholder farmers across developing world. Our Vision Alleviate poverty with small seeds, big impact Our Our Mission Changing lives, creating opportunities Global Award & Recognition Sub-Saharan African Financial Inclusion Award by Visa Everywhere Initiative Farmers Life Changer Award by Joint Farmers Community Initiative NetSuite Social Impact Software Donation for Growing Social Enterprises by Oracle Lend as little as $20 to to alleviate poverty today. Visit www.growsel.org to learn more Remember its alway small seeds, big impact!