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Konnect is an online cross-border payment platform based in Tunis, founded in 2021. The company focuses on simplifying complex financial transactions by offering a variety of secure and cost-effective payment methods. Its platform allows users with email addresses to send and receive payments easily, catering to businesses of all sizes and facilitating their growth through enhanced financial flexibility.

Oze is a digital platform designed to support small and medium-sized enterprises (SMEs) in Africa by providing tools for managing sales, expenses, and customer data. The app enables entrepreneurs to track their financial activities efficiently and offers tailored recommendations, reports, and business education to enhance their operations. Oze also provides access to coaching for users seeking additional guidance. By leveraging data and machine learning, Oze can assess credit risk and facilitate affordable financing options through banking partners. With a user base exceeding 150,000, Oze has established itself as the largest online community of SMEs in West Africa, demonstrating significant impact as 97% of businesses using Oze for over nine months have reported growth or profitability.

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Featurespace is a leader in enterprise financial crime prevention, specializing in fraud detection and anti-money laundering solutions. The company has developed innovative technologies, including Adaptive Behavioral Analytics and Automated Deep Behavioral Networks, which are incorporated into its ARIC platform. This real-time machine learning software assesses risk and monitors customer data across more than 180 countries to identify fraudulent activities and suspicious behavior promptly. The ARIC Risk Hub utilizes advanced anomaly detection methods, allowing financial institutions to automatically recognize potential threats and respond to them effectively. Over 30 major global financial institutions, including well-known names such as HSBC and NatWest, leverage Featurespace’s solutions to safeguard their operations and enhance customer satisfaction while minimizing fraud-related costs.

Workpay, established in 2017 and headquartered in Nairobi, Kenya, specializes in providing cloud-based payroll, benefits, and human resource management software tailored for small and medium-sized businesses in Africa. Its comprehensive solution includes time and attendance tracking, HR and payroll processing, payment and loans processing, and employee self-service management. Workpay empowers businesses to hire both local and remote teams across Africa, ensuring compliance and streamlining processes without the need for local entities.

Payman gives your AI Agents the ability to have access to capital so that they can pay humans for their expertise in completing specialized tasks they need done.

PROSA has been a strategic factor to promote the development of financial institutions in the payment media market.

Enfuce is a fintech company that specializes in providing a range of financial services, including payment processing and card-issuing solutions. Operating across Europe with offices in Finland, Germany, Latvia, Sweden, and the UK, Enfuce enables traditional banks, neobanks, and fintechs to enhance their payment experiences. The company's cloud-based platform offers features such as open banking, issuing and acquiring services, and strong customer authentication, making it suitable for both established financial institutions and new entrants in the market. Enfuce has secured €62 million in funding and has received notable recognitions, including participation in the Visa Fintech Fast Track program and the Mastercard Lighthouse Development Programme, as well as the 2019 PayTech Award for Best Payments Solution for Payment Systems in the Cloud.

Agrotoken is a company that specializes in the tokenization of agricultural commodities, specifically grains, creating digital assets that are backed by these products. The platform enables users to conduct commercial and financial transactions efficiently, allowing farmers and investors to digitize the value of their grains. By utilizing smart contracts and digital economy solutions, Agrotoken facilitates the trading of grain-backed tokens, enhancing liquidity and simplifying the exchange of assets. This system aims to create a secure and reliable ecosystem for agribusiness, making it easier for stakeholders to save, invest, and trade in agricultural commodities.

Finerio is a personal finance platform based in Mexico that offers an automated and free service to help users manage their finances effectively. The platform allows individuals to link their debit and credit accounts from major Mexican banks, enabling them to monitor and track their expenses, view financial information, and analyze their consumption patterns. Finerio's features include custom budgeting tools and data analysis capabilities, which aim to enhance users' financial planning and savings. By leveraging open finance principles, Finerio empowers users to take control of their financial well-being through insightful data-driven insights.

Finerio is a personal finance platform based in Mexico that offers an automated and free service to help users manage their finances effectively. The platform allows individuals to link their debit and credit accounts from major Mexican banks, enabling them to monitor and track their expenses, view financial information, and analyze their consumption patterns. Finerio's features include custom budgeting tools and data analysis capabilities, which aim to enhance users' financial planning and savings. By leveraging open finance principles, Finerio empowers users to take control of their financial well-being through insightful data-driven insights.

Plan A is a leading provider of corporate carbon accounting, decarbonization, and ESG reporting software in Europe. The company has developed a comprehensive SaaS platform that integrates advanced technologies with established scientific standards and methodologies. This end-to-end solution allows businesses to manage their entire net-zero journey from a single interface, encompassing data collection, emissions calculation, target setting, decarbonization planning, and non-financial reporting. By offering personalized sustainability action plans and compliance tracking services, Plan A empowers organizations to effectively navigate their sustainability goals and foster responsible business practices.

Cayesh is a fintech company specializing in digital supply chain finance solutions. It provides an integrated platform designed for supply chain stakeholders, delivering services such as working capital, invoice management, and payment processing. By combining technology, expertise, and operational support, Cayesh aims to address various cash flow challenges faced by its clients, including the availability, management, and mobilization of capital. The company focuses on offering affordable financial solutions that enhance the efficiency and effectiveness of supply chain operations.

Pismo is a technology company that offers a comprehensive processing platform for banking, payments, and financial market infrastructure. Its cloud-based solution is designed to positively impact lives globally by providing a range of features such as customer relationship management, billing, acquiring network management, client acquisition, and credit analysis. The company's data centers enable build-to-order services, enhancing customization and personalization options for enterprise, cloud computing, and service provider clients. Pismo's patented architecture and scalable design contribute to a low cost of ownership and rapid speed to market, helping clients optimize their financial offerings effectively.

TerraPay is a mobile-first international payment network that enables secure and seamless transnational money transfers. By interconnecting various financial services providers, such as mobile wallet services, money transfer operators, banks, and payment platforms, TerraPay creates one cohesive network for the movement of funds. The company offers a range of transaction types, including interpersonal transfers, e-payments, and government disbursements. Its platform-agnostic approach supports standard open APIs, allowing for easy integration with any mobile wallet provider. This single connection grants partners access to a global payment network, streamlining service expansion while reducing operational and capital expenditures. As a regulated financial intermediary, TerraPay also encompasses regulatory compliance, foreign exchange management, and fund settlement within its suite of services, ensuring the processing, clearing, and settlement of mobile payments is handled efficiently and securely.

Tarabut Gateway is the MENA region's first and largest regulated Open Banking platform. It connects a network of banks and FinTech companies through a universal application programming interface (API), facilitating the seamless flow of data between these entities. This innovative platform promotes collaboration and drives accelerated innovation in financial services, leading to improved products, services, and overall consumer experiences. By enabling businesses to develop and distribute personalized financial solutions, Tarabut Gateway enhances partnerships between financial institutions and supports the growth of the dynamic regional fintech sector.

Car IQ Inc. is a San Francisco-based company that specializes in a cloud-based vehicle management platform and payment gateway tailored for auto dealer groups, car sharing services, and autonomous drivers. Founded in 2016, the company has developed an automotive-grade payment solution that allows vehicles to initiate payments directly to merchants without the need for credit cards. By leveraging telematics and vehicle data, Car IQ's platform provides detailed insights into fleet operations, enabling clients to monitor transactions and prevent fraud effectively. The platform integrates seamlessly with existing technologies, consolidates all transactions into a single ledger, and facilitates management of spending, customer service, and inventory.

Elevate Pay is a financial technology company that offers a digital banking platform. This platform enables users to open bank accounts online, obtain fee-free Sudanese Pound (SDG) and US Dollar (USD) accounts, receive a free USD Mastercard, make free transfers within Sudan, and receive free international transfers from various countries. The company aims to provide innovative, fair, responsible, and inclusive financial products, improving access to financial services for its consumers.

Elevate Pay is a financial technology company that offers a digital banking platform. This platform enables users to open bank accounts online, obtain fee-free Sudanese Pound (SDG) and US Dollar (USD) accounts, receive a free USD Mastercard, make free transfers within Sudan, and receive free international transfers from various countries. The company aims to provide innovative, fair, responsible, and inclusive financial products, improving access to financial services for its consumers.

Karty is a fintech platform headquartered in Msheireb that offers a comprehensive solution for managing personal finances through a single application. The platform enables users to spend, save, and track their financial activities with features such as banking-level security, real-time notifications, transaction alerts, interactive charts, automatic categorization, and peer-to-peer payments. By providing these tools, Karty allows customers to monitor their daily balances and spending patterns effectively. The company has secured $1.2 million in a pre-seed funding round from various investors, including Visa and the Qatar Development Bank, and it is collaborating with Visa to develop complete digital payment solutions for both consumers and businesses. Karty aims to transform the everyday financial experiences of its users by utilizing advanced technology and transaction data.

Ecolytiq operates a climate action infrastructure platform that assists banks and financial institutions in promoting sustainability and green finance. The company's product suite enhances traditional banking services by integrating transaction-based carbon footprint analysis, personalized climate insights, and access to environmental projects. This approach encourages consumers to engage in more sustainable behaviors, thereby generating positive environmental impacts for both banks and their customers. Ecolytiq collaborates with prominent financial institutions worldwide, positioning itself as a key player in the sustainability sector. By focusing on the complete value chain, ecolytiq enables businesses to provide environmental footprinting, personalized impact offsetting, and investment opportunities aligned with environmental, social, and governance criteria.

OnlinePajak is a web-based platform that simplifies corporate tax management and administration. The service aims to enhance tax collection and alleviate the burdens associated with corporate taxation through a streamlined process that includes preparing, paying, and filing taxes online. By integrating various tax-related functions into a single application, OnlinePajak enables businesses to efficiently manage their tax obligations, perform calculations, process payments, and submit reports. This comprehensive approach not only facilitates compliance with tax regulations but also aims to improve overall performance and productivity for users.

Jumo is a fintech company that specializes in providing banking technology aimed at enhancing financial access in emerging markets, particularly in Africa and Asia. The company partners with banks to deliver loans, savings, and various financial services to traditionally underserved customers. By utilizing artificial intelligence and machine learning, Jumo develops credit scores and financial products tailored to individual needs. Their platform also employs behavioral data from mobile usage to establish financial identities for small and medium enterprises, allowing customers to engage with financial services in a cost-effective and responsible manner. Jumo offers essential reporting, analytics, and insights to its partners, facilitating improved service delivery and financial choices for their clients.

Currencycloud is a global payments platform that simplifies cross-border transactions and foreign exchange automation for businesses. It provides developers with API building blocks to create tailored payment solutions, allowing companies to integrate payment infrastructure into their products and services seamlessly. The platform offers automated end-to-end processes for sending and receiving payments, as well as services for currency collection and conversion. By handling the complexities and regulatory requirements associated with international payments, Currencycloud enables clients to adopt digital wallets and embed financial services into their operations, regardless of their industry.

Nium is a payments services company that offers a comprehensive cross-border payments platform, enabling businesses to collect, convert, and disburse funds globally. The company provides banks, payment vendors, and various industries, including travel, marketplaces, financial institutions, and payroll, with access to payment and card issuance services. Nium's platform features virtual wallets for fund management, facilitates traditional bank transfers for sending and receiving money, and offers competitive currency conversion rates with transparent fees. By ensuring secure transactions, Nium simplifies the complexities of international payments, supporting business growth and enhancing financial operations.

Remitly Global, Inc. is a digital remittance company that specializes in facilitating international money transfers through its extensive network across Africa, Asia, Central Europe, and South America. Founded in 2011 and headquartered in Seattle, Washington, with additional offices in London, Manila, and Nicaragua, Remitly offers a mobile payment service that allows consumers in the United States, Canada, and the United Kingdom to send money easily to friends and family. The company utilizes advanced technology to streamline the money transfer process, eliminating unnecessary steps and fees associated with traditional methods. As a licensed money transmitter, Remitly operates in 49 states and Washington, D.C., providing a cost-effective and reliable service for its customers. Revenue is generated through transaction fees and foreign exchange spreads, positioning Remitly as a key player in the evolving financial services landscape for immigrants.

Klarna Inc. is an e-commerce payment solutions provider that serves both merchants and consumers, specializing in flexible payment options. Founded in 2005 and headquartered in Columbus, Ohio, with additional offices in New York City, Klarna offers a range of services including direct payments, pay-after-delivery options, and installment plans. The company is recognized for its "buy now, pay later" model, allowing shoppers to finance their retail purchases with interest-free payments. Klarna also enhances the shopping experience through its app, which offers features such as cashback rewards and on-site messaging for retailers. As a regulated bank, Klarna operates under a framework that supports a variety of payment processing and dispute resolution services, aiming to make transactions simple, safe, and smooth for users.

Volante Technologies, Inc. is a global financial technology company that specializes in developing solutions for payments and financial messaging automation. Established in 2001 and headquartered in Jersey City, New Jersey, the company offers a range of services including VolPay, which fosters payments innovation and digital transformation, and Volante Designer, designed to simplify financial messaging and data integration. Volante's solutions encompass payments modernization—covering real-time, instant, domestic, and cross-border payments—as well as Payments as a Service for cloud-based payment processing and financial messaging services, such as message translation and orchestration. With a diverse client base that includes over 85 financial institutions and corporates across 26 countries, Volante aims to enhance business agility in the digital payments landscape by addressing complex challenges and enabling rapid adaptation to new opportunities. The company’s commitment to innovation is reflected in its extensive library of international and domestic message standards, which facilitates quicker project completion while minimizing disruption to core systems.

Nium is a payments services company that offers a comprehensive cross-border payments platform, enabling businesses to collect, convert, and disburse funds globally. The company provides banks, payment vendors, and various industries, including travel, marketplaces, financial institutions, and payroll, with access to payment and card issuance services. Nium's platform features virtual wallets for fund management, facilitates traditional bank transfers for sending and receiving money, and offers competitive currency conversion rates with transparent fees. By ensuring secure transactions, Nium simplifies the complexities of international payments, supporting business growth and enhancing financial operations.

Railsr is a financial services company that specializes in creating a digital finance experience platform aimed at enhancing accessibility to financial services. The company offers a range of solutions, including the creation of digital ledgers and their connection to traditional bank accounts. Its services encompass receiving, sending, and converting money, as well as issuing payment cards and managing credit. By providing a comprehensive API, Railsr enables banks and corporate clients to conduct transactions in a digital and compliant manner, streamlining the onboarding process and facilitating efficient financial operations.

Currencycloud is a global payments platform that simplifies cross-border transactions and foreign exchange automation for businesses. It provides developers with API building blocks to create tailored payment solutions, allowing companies to integrate payment infrastructure into their products and services seamlessly. The platform offers automated end-to-end processes for sending and receiving payments, as well as services for currency collection and conversion. By handling the complexities and regulatory requirements associated with international payments, Currencycloud enables clients to adopt digital wallets and embed financial services into their operations, regardless of their industry.

Flutterwave Inc. is a financial technology company that offers comprehensive payment solutions for businesses globally. Founded in 2014 and headquartered in San Francisco, California, Flutterwave provides a range of services, including Flutterwave Checkout for processing payments via web and mobile, and a Flutterwave API for creating and managing virtual cards. The platform also includes tools for invoicing, allowing businesses to create professional invoices and track payments, as well as payment links for easy collection from customers. Serving various industries such as gaming, events, transportation, and hospitality, Flutterwave aims to simplify payment infrastructure by connecting merchants with local and international card schemes and bank accounts, ensuring secure and efficient payment processing.

Interswitch is an Africa-focused integrated digital payments and commerce company that has been operational since 2002. It specializes in transaction switching and electronic payments processing, building and managing payment infrastructure across the continent. Interswitch facilitates the electronic circulation of money and the exchange of value between individuals and organizations, ensuring timely and consistent transactions. By providing innovative payment products and transactional services, the company aims to help banks, institutions, and governments reduce costs, enhance operational efficiency, and drive sustainable revenue growth.

PayMate is a leading provider of B2B payment solutions for enterprises and small to medium-sized enterprises (SMEs) across supply chains. The company's platform enhances digital workflow management related to payments, ensuring improved control, transparency, and cash flow optimization along with end-to-end reconciliation. By collaborating with major commercial card-issuing banks, PayMate facilitates credit for both payables and receivables, transitioning traditional payment methods to card streams while offering risk-mitigating features and extended payment terms for buyers. Key functionalities of the platform include procure-to-pay automation, credit evaluation, a discount marketplace, and APIs for integration with existing accounting and ERP systems. PayMate's cloud-based platform is accessible on various devices and currently serves users in South Asia and the UAE, with ongoing expansion efforts in the Central and Eastern Europe, Middle East, and Africa (CEMEA) region.

Bankable is a company that specializes in creating innovative payment solutions tailored for corporates, banks, and retailers. It provides a modular banking platform that enables businesses to offer a range of financial services, including e-wallets, mobile wallets, remittance services, peer-to-peer money transfers, and prepaid card programs. These solutions are delivered as white-label self-service platforms or through APIs, allowing financial institutions and fintech companies to develop and implement customized banking systems efficiently. By focusing on flexibility and scalability, Bankable empowers its clients to enhance their payment offerings and improve customer experiences in the financial sector.

Earthport is a global financial services company specializing in cross-border payment solutions. The company offers its services to business enterprises and banks, facilitating international payments in over 50 countries and territories. Earthport aims to provide a faster, more cost-effective, and transparent payment experience, enabling clients to send money efficiently to nearly any location worldwide.

BillDesk is a company that specializes in electronic payment and collection services, designed to simplify and enhance the payment process for consumers and businesses alike. It offers an integrated technology platform with unified APIs, allowing users to manage their payments efficiently while minimizing the challenges associated with traditional bill payment methods. By facilitating enterprise-wide electronic payments and related reconciliation and settlement operations, BillDesk enables customers to utilize various payment methods across multiple delivery channels, ensuring a seamless online payment experience.

Paystack is a payment processing company based in Ikeja, Lagos, founded in 2015. It provides businesses in Africa with the ability to accept payments from anyone, anywhere in the world using various methods, including credit and debit cards, money transfers, and mobile money. The platform is designed to simplify the payment process, ensuring that online transactions are secure and affordable. By connecting multiple payment options, Paystack enables merchants to offer a seamless payment experience through their websites and mobile applications, facilitating easier commerce for businesses and their customers.

Behalf, Inc. is a financing provider headquartered in New York, with an additional office in Tel Aviv, Israel. Founded in 2011, the company facilitates commerce between B2B merchants and their business customers by offering automated payment solutions that include instant credit and flexible payment terms at the point of sale. Behalf integrates seamlessly into merchants' sales and invoicing processes, allowing for access to financing regardless of the invoice or transaction size. By paying merchants upfront, Behalf enhances sales and improves cash flow for both merchants and their business customers. The company focuses on providing short-term financing to small businesses, enabling them to efficiently manage payments to suppliers while increasing operational effectiveness through automation.

Growsel is an award-winning nonprofit agricultural crowdfunding organization that connects underserved Base of the Pyramid smallholder farmers with lenders around the world to alleviate poverty. A nonprofit agricultural technology organisation connecting under financed smallholder farmers with lenders through crowdfunding to alleviate poverty Founded in 2017, Growsel has vigorously pursued its mission of "changing lives and creating opportunities" for financially excluded smallholder farmers who cannot reconcile their economic realities with the enormous potentials in their local communities, thereby helping them upscale their subsistence agriculture, a feat which saw it win the 2018 Visa Everywhere Initiative Award for Financial Inclusion and The Problem There are estimated 500 million smallholder farming households globally, (representing 2 billion people) relying to various degrees on subsistence agricultural production for their livelihoods. This group represents the largest proportion of the world's poor living on less than $2 a day. The solution An agricultural crowdfunding platform that connects underserved Base of the Pyramid smallholder farmers in developing economies with lenders around the world to alleviate poverty. Mission Statement Passionately using technology and peer-to-peer micro-lending towards changing lives and creating opportunities for financially excluded and underserved Base of the Pyramid smallholder farmers across developing world. Our Vision Alleviate poverty with small seeds, big impact Our Our Mission Changing lives, creating opportunities Global Award & Recognition Sub-Saharan African Financial Inclusion Award by Visa Everywhere Initiative Farmers Life Changer Award by Joint Farmers Community Initiative NetSuite Social Impact Software Donation for Growing Social Enterprises by Oracle Lend as little as $20 to to alleviate poverty today. Visit www.growsel.org to learn more Remember its alway small seeds, big impact!

Paidy Inc. is a Tokyo-based company established in 2008, specializing in a cardless real-time payment network that simplifies online transactions for consumers. Formerly known as Exchange Corporation K.K., the company rebranded in 2018 to reflect its focus on providing an efficient payment solution that does not require credit cards or pre-registration. Paidy's software platform allows users to make purchases online and pay for them through a consolidated monthly bill, leveraging proprietary technology to assess creditworthiness and guarantee payments to merchants. This approach caters particularly to Japanese consumers, many of whom prefer avoiding credit cards for online shopping. By facilitating cardless payments, Paidy helps eCommerce operators enhance their conversion rates, increase average order values, and boost repeat purchases.

Fraedom Holdings Limited, headquartered in London, specializes in travel and expense management solutions for organizations globally. Founded in 1999, the company offers a web-based transaction management system that helps financial institutions, payment networks, and corporations streamline their spending processes. By providing transaction management products, expense management, and accounts payable services, Fraedom enables clients to reduce complexity, save costs, and enhance control over financial operations. The company operates as a wholly owned subsidiary of Visa Inc. and has additional offices in several countries, including the United States, Australia, New Zealand, Singapore, China, and Canada.

Klarna Inc. is an e-commerce payment solutions provider that serves both merchants and consumers, specializing in flexible payment options. Founded in 2005 and headquartered in Columbus, Ohio, with additional offices in New York City, Klarna offers a range of services including direct payments, pay-after-delivery options, and installment plans. The company is recognized for its "buy now, pay later" model, allowing shoppers to finance their retail purchases with interest-free payments. Klarna also enhances the shopping experience through its app, which offers features such as cashback rewards and on-site messaging for retailers. As a regulated bank, Klarna operates under a framework that supports a variety of payment processing and dispute resolution services, aiming to make transactions simple, safe, and smooth for users.

Visa Europe Limited is a payments technology company headquartered in London, United Kingdom, that facilitates electronic payments for consumers, businesses, financial institutions, and governments across Europe. Established in 2004, Visa Europe manages a variety of payment products under the Visa brand and operates VisaNet, a robust processing network designed to handle transaction messages efficiently while providing fraud protection for consumers and assured payment for merchants. The company primarily focuses on debit card transactions, with nearly 80% of its business derived from this segment. With 466 million Visa cards issued in Europe, it accounts for approximately 15% of all consumer spending in the region. Visa Europe employs around 1,700 staff members and has invested over 1 billion Euros in technology and infrastructure to enhance its services. By adhering to the international EMV chip standard, Visa Europe ensures secure payment processes, while also responding to the needs of European banks, cardholders, and retailers. The company operates as a subsidiary of Visa Inc., with its operations supported by member banks and payment service providers from 36 countries.

Stripe is a technology company that develops APIs and tools for businesses to accept and manage online payments. It offers a range of products, including Payments, Subscriptions, Connect, Sigma, and Atlas, catering to various industries such as e-commerce, B2B platforms, and non-profits. Stripe also provides fraud detection tools like Radar and user interface components for custom payment forms with Stripe Elements. It supports international debit/credit cards and serves businesses in the U.S., Canada, Europe, and other regions. Additionally, Stripe Capital offers financing options based on payment history, with automatic repayment adjustments based on daily sales.

TrialPay, Inc. specializes in cross-platform monetization and stabilization solutions, allowing merchants to connect with consumers through targeted promotions. Founded in 2006 and based in Mountain View, California, with an additional office in Berlin, the company offers a payment platform that enables customers to pay for one item by trying or purchasing something from another merchant. This innovative approach is utilized by various businesses, including those in software, games, online services, publishing, retail, and social networking. TrialPay's monetization toolkit, Evergreen, equips developers with the necessary tools to engage customers effectively, driving acquisition, revenue growth, and long-term value. As of March 2015, TrialPay operates as a subsidiary of Visa Inc.

DocuSign, Inc., established in 2003 and headquartered in San Francisco, specializes in cloud-based software for digital agreement processes. The company's core offering, DocuSign Agreement Cloud, enables businesses to automate and manage the entire agreement lifecycle, from preparation to execution and acting on agreements. This suite includes e-signature solutions, workflow automation, AI-driven insights, and industry-specific tools. DocuSign serves a wide range of sectors, from financial services to real estate, and caters to enterprises, small businesses, and individuals. The company also operates DocuSign Ventures, its corporate venture capital arm, investing in and partnering with startups innovating around the agreement process.

TrialPay, Inc. specializes in cross-platform monetization and stabilization solutions, allowing merchants to connect with consumers through targeted promotions. Founded in 2006 and based in Mountain View, California, with an additional office in Berlin, the company offers a payment platform that enables customers to pay for one item by trying or purchasing something from another merchant. This innovative approach is utilized by various businesses, including those in software, games, online services, publishing, retail, and social networking. TrialPay's monetization toolkit, Evergreen, equips developers with the necessary tools to engage customers effectively, driving acquisition, revenue growth, and long-term value. As of March 2015, TrialPay operates as a subsidiary of Visa Inc.

Fundamo (Proprietary) Limited specializes in mobile financial solutions for banks, financial organizations, and mobile network operators, both in South Africa and internationally. Founded in 2000 and based in Cape Town, the company offers a range of services, including the Fundamo Enterprise Edition, a mobile financial services platform; the Fundamo Mobile Wallet, which delivers transformative financial services; and Fundamo Mobile Banking, enabling banks to provide mobile access to existing accounts. Additionally, Fundamo provides mobile remittance options, integrated payment and purchasing modules, and facilities for issuing mobile debit cards linked to the Fundamo Mobile Account. As a subsidiary of Sanlam Ltd, Fundamo focuses on enhancing financial accessibility through mobile technology.

PlaySpan is a prominent provider of monetization solutions for online games, virtual worlds, and social networks. The company specializes in developing a digital goods commerce and micropayment platform that enables game publishers and developers to generate revenue, attract new users, and enhance user loyalty. One of its key offerings is UltimatePay, a global payment solution that facilitates safe and convenient in-app purchases through over 85 payment methods across 180 countries. This service includes the Ultimate Game Card, a prepaid card available in more than 45,000 retail locations throughout North America and expanding internationally. Headquartered in Silicon Valley, PlaySpan also operates offices in Ohio, Virginia, and Mumbai. The company has received recognition for its contributions to the gaming industry, winning the 2009 OnHollywood Category Award for Best Gaming Company.

Block, Inc. is a technology company specializing in financial services, founded in 2009. It operates several key platforms, including Square, Cash App, TIDAL, and TBD, aimed at enhancing economic access for individuals and businesses. Block provides payment services to merchants and has developed Cash App as a person-to-person payment network, facilitating seamless transactions among users. In 2023, the payment volume processed through Square exceeded $200 million, reflecting the company's significant role in the financial technology landscape.

Inside Secure, established in 1995 and headquartered in Aix en Provence, France, is a fabless semiconductor company specializing in open-standard contactless payment and near field communication (NFC) solutions. It offers a range of products, including contactless reader interface chips, NFC interface circuits, payment platforms, and memory chips, catering to smart cards, mobile phones, and POS devices. The company also provides professional services such as application development and system integration. Its clients include payment card manufacturers, mobile phone producers, systems integrators, and financial institutions. Additionally, Inside Secure acquired MePIN, a white-label strong authentication platform, expanding its offerings to include secure online identity and payment services.

Inside Secure, established in 1995 and headquartered in Aix en Provence, France, is a fabless semiconductor company specializing in open-standard contactless payment and near field communication (NFC) solutions. It offers a range of products, including contactless reader interface chips, NFC interface circuits, payment platforms, and memory chips, catering to smart cards, mobile phones, and POS devices. The company also provides professional services such as application development and system integration. Its clients include payment card manufacturers, mobile phone producers, systems integrators, and financial institutions. Additionally, Inside Secure acquired MePIN, a white-label strong authentication platform, expanding its offerings to include secure online identity and payment services.

Trintech is a software company that specializes in automating reconciliation and financial processes for financial institutions. The company offers a suite of cloud-based solutions designed to enhance the record-to-report process, including account reconciliations, transaction matching, task management, audit capabilities, financial reporting, and risk management. By streamlining these financial processes, Trintech enables users to achieve increased efficiency, visibility, and control, ultimately minimizing resource use, costs, and risks. Its tools are aimed at reducing manual accounting tasks, thereby mitigating potential errors and enhancing overall financial governance for clients in the United States and globally.

Yahoo is a media technology company that connects individuals with their interests across various sectors such as finance, sports, shopping, gaming, and news. It operates as a web portal, offering services that include Yahoo Search, Yahoo Mail, and Yahoo News. Additionally, Yahoo provides a comprehensive platform for businesses that encompasses advertising, search, and media, facilitating connections with consumers. The company also manages Yahoo Sports Radio, which distributes sports programming. With a focus on innovation, Yahoo continues to develop tools and technologies to enhance user engagement in the digital landscape.

Konnect is an online cross-border payment platform based in Tunis, founded in 2021. The company focuses on simplifying complex financial transactions by offering a variety of secure and cost-effective payment methods. Its platform allows users with email addresses to send and receive payments easily, catering to businesses of all sizes and facilitating their growth through enhanced financial flexibility.