Y Combinator

Taxo is a technology company specializing in healthcare administration. It employs proprietary AI models to automate various administrative processes, including retrieving clinical guidelines, verifying insurance coverage, and managing patient records. The company's platform adheres to strict data protection standards, allowing hospitals to concentrate more on patient care.

Flagright offers an API-driven platform for real-time fraud detection and anti-money laundering solutions. It assists financial institutions and fintech companies in automating transaction monitoring, identifying suspicious activities, and ensuring regulatory compliance.

Two Dots specializes in consumer underwriting and fraud prevention. Its platform offers universal income and employment verification services using automated processes and AI, enhancing operational efficiency and reducing leasing fraud.

Arva AI specializes in streamlining business onboarding for banks and fintech companies. Its AI-driven platform automates low and medium-risk Know Your Business (KYB) processes, reducing review times from hours to seconds and operational costs by 80%. The platform offers features such as web due diligence, document intelligence, fraud checks, and data enrichment, ensuring compliance with regulations while expediting customer onboarding.

Caseflood.ai is a legal tech company that specializes in AI-powered client intake and management for law firms. Their core product is an AI receptionist system, which handles client calls, offers multilingual support, customizable responses, spam detection, and CRM integration. This platform helps law firms enhance client engagement, streamline operations, and reduce administrative costs.

Lightscreen AI specializes in AI-driven recruitment solutions. It develops an AI-powered coding screen and a voice agent for unbiased tech screens, helping businesses identify skilled candidates. The company's platform offers cheating detection, enterprise integration, and assessments in coding skills, problem-solving, and communication, enabling clients to make informed hiring decisions.

Rulebase is a technology company that specializes in AI-driven fraud prevention for financial institutions. It develops a risk assessment platform that integrates with customer service tools, using AI to provide real-time fraud risk assessments during incoming calls, helping to prevent account takeovers and automate investigation processes. This enables businesses to mitigate fraud and protect customer accounts more effectively.

Protegee specializes in secure payment processing for AI voice agents. It offers a payments API that ensures compliance, security, and fraud prevention, allowing developers to create seamless and safe payment experiences for users.

ClaimSorted is a technology-driven third-party administrator (TPA) specializing in insurance claims processing. It combines a skilled claims team with advanced automation to deliver a superior claims experience for policyholders while reducing operational and indemnity costs for insurance companies. The company's platform offers features like customizable claims portals, intelligent insights for data-driven decisions, expedited claims processing, and dedicated account management. Additionally, ClaimSorted provides tailored data and AI solutions to enhance the claims management process.

MarqVision is a brand protection platform designed to assist companies in detecting and removing counterfeit products sold online. Utilizing advanced AI and machine learning technologies, the platform enables global brands to automatically identify infringing listings across various online marketplaces. By streamlining the process of countering intellectual property infringement, MarqVision helps clients safeguard their sales and protect their reputations from the threats posed by counterfeiters.

Taxo is a technology company specializing in healthcare administration. It employs proprietary AI models to automate various administrative processes, including retrieving clinical guidelines, verifying insurance coverage, and managing patient records. The company's platform adheres to strict data protection standards, allowing hospitals to concentrate more on patient care.

Pap! is a technology company that specializes in automating the retrieval of refund claims for consumers. Its online platform leverages artificial intelligence to analyze email receipts and identify potential refund opportunities, such as price drops and flight delays. By streamlining the process of claiming refunds, Pap! ensures that individuals can take advantage of available financial recoveries without the hassle of navigating complex policies and rules. This innovative approach not only helps consumers reclaim funds they are owed but also raises awareness about refund policies that may otherwise go unnoticed.

Arva AI specializes in streamlining business onboarding for banks and fintech companies. Its AI-driven platform automates low and medium-risk Know Your Business (KYB) processes, reducing review times from hours to seconds and operational costs by 80%. The platform offers features such as web due diligence, document intelligence, fraud checks, and data enrichment, ensuring compliance with regulations while expediting customer onboarding.

InQuery operates a claims intelligence platform that leverages AI to automate and streamline insurance claims processing. This platform offers data extraction, fraud detection, and AI-powered automation, enabling workers' compensation carriers to expedite claim settlements, reduce costs, and enhance operational efficiency.

TrueClaim is a company that operates a medical claims verification platform aimed at minimizing the financial impact of fraud, waste, abuse, and errors in medical billing for self-insured employers and their employees. The platform engages with health insurance plan members during the billing process, utilizing a straightforward question-and-answer dialogue to substantiate claims made on their behalf. This interaction not only helps patients verify the accuracy of their medical bills but also allows them to provide feedback on their healthcare experiences. By streamlining this verification process, TrueClaim enhances the management of healthcare benefits, ensuring that employers and employees can navigate the complexities of medical billing more effectively.

Shiboleth automates back-office quality assurance and compliance processes in consumer lending.

Spade provides a transaction data enrichment platform powered by a large first-party data network. Its API delivers real-time, granular card-transaction details, including merchant identity, category, and geolocation, enabling issuers, anti-fraud providers, and fintechs to improve authorization rates, reduce fraud, and innovate with richer payment insights.

Greenlite is a technology company that specializes in automating financial crime compliance tasks. Its AI-driven platform handles routine operations such as alert management and business onboarding reviews, enabling clients to efficiently manage compliance tasks without the need for additional junior analysts or outsourcing.

Roundtable is an AI tool that helps with survey data and detects bot and frauds to clean them.

Greenlite is a technology company that specializes in automating financial crime compliance tasks. Its AI-driven platform handles routine operations such as alert management and business onboarding reviews, enabling clients to efficiently manage compliance tasks without the need for additional junior analysts or outsourcing.

Trench is a company that offers an open-source fraud prevention platform primarily designed for marketplaces. The platform serves as the backbone for a company's fraud system, integrating all data and processes. Trench's tools include data collection, a dashboard, and a rule engine. The company also uses a modified version of SQRL, a rules system, to automatically apply decisions to events and objects such as users and IP addresses. Trench's mission is to build better fraud prevention tools that are accessible to everyone.

Accend is a provider of a step-by-step guided workflow designed to speed up and automate human reviews. The organization offers to conduct broad web searches and prepare regulatory reports such as CDD/EDD, allowing operations and compliance teams to speed up the manual process.

Agentive is a technology company that specializes in streamlining the audit process for accountants. It offers an artificial intelligence-driven platform that automates audit testing and documentation. The platform uses natural language processing to interact with users, perform audit procedures, and generate reports. It can analyze various transaction details, such as bank statements, contracts, and invoices, to help detect accounting errors and enhance the overall audit process.

0pass is an identity platform that enables secure login mechanisms across all organizational logins.

Optery specializes in removing personal information from the internet by opting users out of over 225 data brokers. This service enhances privacy, prevents identity theft and fraud, reduces phishing attempts, spam calls, and emails, and ensures private information is not visible on Google search results.

0pass is an identity platform that enables secure login mechanisms across all organizational logins.

Nucleus' intelligent flows provide the accurate data required to make a verification decision without involving the customer. They detect errors such as incorrect business names and EIN mismatches in real time, allowing customers to onboard more quickly. It reduces the internal ops load needed for KYB. They involves in a business like business identity verification and onboarding service.

CorgiAI is an API-based end-to-end fraud detection + prevention product suite, built on a core of customizable and explainable AI

Two Dots specializes in consumer underwriting and fraud prevention. Its platform offers universal income and employment verification services using automated processes and AI, enhancing operational efficiency and reducing leasing fraud.

Curacel is an insurtech company founded in 2019 by Henry Mascot in Ikoyi, Lagos. It offers an AI-powered platform designed to streamline and enhance the insurance claims process. The platform automates the processing of claims, enabling insurance staff to handle higher volumes efficiently. Additionally, it incorporates advanced algorithms for fraud detection, waste, and abuse management, ensuring that claims are thoroughly vetted. Curacel's technology integrates seamlessly with various systems and third-party applications, facilitating improved operational efficiency for insurance providers while fostering customer loyalty and retention.

Cinder Technologies operates a unified intelligence and investigation platform designed to support decision-making in fraud and risk management. This platform enables technology companies to effectively track, investigate, and address critical issues within online communities. By integrating various relevant data sources and centralizing decision-making processes, Cinder empowers trust and safety teams to make faster and more accurate decisions regarding abusive content, fraud, and threats. The customizable workflows provided by the platform enhance the capabilities of investigative teams, facilitating more effective resolutions to pressing challenges faced by organizations in the digital landscape.

AiPrise operates a global identity verification and know your customer (KYC) orchestration platform. It offers a customizable solution for businesses to manage their identity stack, enabling them to design ideal onboarding experiences while mitigating fraud risk and ensuring compliance.

DynamoFL empowers enterprises to deploy Gen AI solutions in a safe, private, and compliant manner. Our tools offer a scalable and efficient solution for defense against adversarial AI threats, ensuring the integrity and security of ML models throughout their lifecycle. Our suite of proactive AI model defense solutions can be deployed to both identify and remediate security and robustness risks in Generative AI systems. We enable organizations to deploy state-of-the-art LLMs on substantially cheaper hardware, even including CPU resources.

Trebu is a Mexico City-based company founded in 2022 that operates a data-sharing network aimed at combating fraud and default. It has developed an order aggregation platform that consolidates requests from various social media groups and company emails. By utilizing artificial intelligence, Trebu captures and structures key information from daily communications, focusing initially on service requests. This technology enables businesses to manage their operations more effectively and in real time.

Two Dots specializes in consumer underwriting and fraud prevention. Its platform offers universal income and employment verification services using automated processes and AI, enhancing operational efficiency and reducing leasing fraud.

MarqVision is a brand protection platform designed to assist companies in detecting and removing counterfeit products sold online. Utilizing advanced AI and machine learning technologies, the platform enables global brands to automatically identify infringing listings across various online marketplaces. By streamlining the process of countering intellectual property infringement, MarqVision helps clients safeguard their sales and protect their reputations from the threats posed by counterfeiters.

Moneco is a fintech company developing a financial platform that simplifies transactions for users. Its key offerings include account opening with just a passport, international payment card access, and wire transfer processing, primarily serving the African diaspora to facilitate seamless money transfers.

Flagright offers an API-driven platform for real-time fraud detection and anti-money laundering solutions. It assists financial institutions and fintech companies in automating transaction monitoring, identifying suspicious activities, and ensuring regulatory compliance.

Chainsight is a company that specializes in providing an API for web3 background checks, focusing on enhancing security for digital assets. Its platform offers real-time detection and prevention of transactions involving malicious decentralized applications, wallets, fake tokens, NFTs, and phishing sites. By delivering blockchain-labeled data and tools for crypto fraud detection, Chainsight enables internet-related businesses and users to safeguard themselves against various forms of online fraud, including attacks from malicious addresses and smart contracts. The company's services are designed to ensure a safer experience in the rapidly evolving digital landscape.

Spade provides a transaction data enrichment platform powered by a large first-party data network. Its API delivers real-time, granular card-transaction details, including merchant identity, category, and geolocation, enabling issuers, anti-fraud providers, and fintechs to improve authorization rates, reduce fraud, and innovate with richer payment insights.

Prembly specializes in AI-driven security infrastructure and compliance software for identity verification and fraud prevention. It offers company verification services across Africa, serving various sectors such as Fintech, Insurance, Mobility, E-commerce, HR management, and Crypto spaces. Prembly protects brands from ID thefts and enhances customer onboarding processes.

Cinder Technologies operates a unified intelligence and investigation platform designed to support decision-making in fraud and risk management. This platform enables technology companies to effectively track, investigate, and address critical issues within online communities. By integrating various relevant data sources and centralizing decision-making processes, Cinder empowers trust and safety teams to make faster and more accurate decisions regarding abusive content, fraud, and threats. The customizable workflows provided by the platform enhance the capabilities of investigative teams, facilitating more effective resolutions to pressing challenges faced by organizations in the digital landscape.

Optery specializes in removing personal information from the internet by opting users out of over 225 data brokers. This service enhances privacy, prevents identity theft and fraud, reduces phishing attempts, spam calls, and emails, and ensures private information is not visible on Google search results.

Palitronica is a network security company focused on protecting global supply chains. It serves defense, energy, communications, transportation, and healthcare sectors and develops cybersecurity hardware and software to detect and prevent counterfeit, fraudulent, and tampered items across components and assemblies. Its technology integrates secure digital signal processing with hardware security to safeguard supply chains and semiconductor integrity, helping clients distinguish legitimate items from compromised ones and protect the digital signals associated with those components.

Iron Leap enables operations teams to respond quickly to time-sensitive situations. Iron Leap may also be used by financial teams to detect fraudulent transactions in real time. Iron Leap was founded in 2021.

Zeus Cloud is an IT company that develops software platforms for cloud security and real-time operational intelligence. Its open-source cloud security platform provides comprehensive features to help protect cloud assets from risks. The company also offers business operations software that enables operations teams to act on time-sensitive events, including real-time notifications, fraud response, customer messaging, and improved delivery times, helping organizations respond quickly and maintain operational resilience.

Curacel is an insurtech company founded in 2019 by Henry Mascot in Ikoyi, Lagos. It offers an AI-powered platform designed to streamline and enhance the insurance claims process. The platform automates the processing of claims, enabling insurance staff to handle higher volumes efficiently. Additionally, it incorporates advanced algorithms for fraud detection, waste, and abuse management, ensuring that claims are thoroughly vetted. Curacel's technology integrates seamlessly with various systems and third-party applications, facilitating improved operational efficiency for insurance providers while fostering customer loyalty and retention.

CheqUPI is a payment platform designed to facilitate digital payment services for international citizens, non-resident Indians (NRIs), and expatriates living in India. It enables users to transact at over 55 million merchants by accepting various international currencies and converting them into digital rupees at competitively favorable rates. The platform emphasizes secure payment processing by offering features such as tokenization and fraud prevention, which protect users' financial information. Additionally, CheqUPI provides reporting tools that assist businesses in managing their financial operations more efficiently in an increasingly digital economy.

Dojah is a global platform specializing in fraud prevention and know your customer (KYC) services, assisting businesses of all sizes in identity verification, fraud mitigation, and regulatory compliance. With operations in over 150 countries, Dojah provides a comprehensive API platform that allows developers and businesses to integrate multiple services seamlessly. This includes functionalities for financial services, KYC compliance, and anti-money laundering measures, enabling banks and financial institutions to manage their accounts efficiently through a unified dashboard. By prioritizing safe customer onboarding and fraud protection, Dojah enhances operational security for its clients worldwide.

Prembly specializes in AI-driven security infrastructure and compliance software for identity verification and fraud prevention. It offers company verification services across Africa, serving various sectors such as Fintech, Insurance, Mobility, E-commerce, HR management, and Crypto spaces. Prembly protects brands from ID thefts and enhances customer onboarding processes.

Spade provides a transaction data enrichment platform powered by a large first-party data network. Its API delivers real-time, granular card-transaction details, including merchant identity, category, and geolocation, enabling issuers, anti-fraud providers, and fintechs to improve authorization rates, reduce fraud, and innovate with richer payment insights.

MarqVision is a brand protection platform designed to assist companies in detecting and removing counterfeit products sold online. Utilizing advanced AI and machine learning technologies, the platform enables global brands to automatically identify infringing listings across various online marketplaces. By streamlining the process of countering intellectual property infringement, MarqVision helps clients safeguard their sales and protect their reputations from the threats posed by counterfeiters.

Inai streamlines global payment processes by offering a single integration point for multiple payment service providers, wallets, buy now pay later platforms, open banking providers, fraud detection tools, business intelligence services, and accounting systems. Its dashboard enables merchants to create custom workflows tailored to their specific business needs without requiring any coding.

Protego Solutions specializes in chargeback management for companies in Latin America, focusing on the recovery of lost revenue. The company offers an automated platform that streamlines the chargeback process, which traditionally involves significant manual effort. By integrating with payment processors, Protego Solutions gathers essential data and delivers real-time monitoring, reporting, and analytics on chargeback activities. This provides clients with valuable insights into fraudulent consumer behavior, ultimately helping them minimize financial losses and improve operational efficiency in their revenue recovery efforts.

Zage is a financial technology company specializing in secure digital payments. It enables users to pay merchants without revealing bank details, offering fraud protection, bank-level security, and identity theft prevention.

Inai streamlines global payment processes by offering a single integration point for multiple payment service providers, wallets, buy now pay later platforms, open banking providers, fraud detection tools, business intelligence services, and accounting systems. Its dashboard enables merchants to create custom workflows tailored to their specific business needs without requiring any coding.

Inscribe offers a way for fintech and financial services organizations to automate their manual reviews, reduce fraud losses, and increase decision accuracy. By automating document reviews and improving fraud detection, companies can increase efficiency and reduce operational costs. Founded in 2017, Inscribe is trusted by leading companies like BlueVine, Petal, Fair, and Ramp. With investors from Y Combinator, Uncork Capital, Crosslink Capital, and Foundry Group, Inscribe has a global footprint with locations in North America and Europe.

InVOID is an Indian identity verification company that offers an AI-driven platform to streamline onboarding and KYC processes. The platform provides back-end services such as video verification, digital KYC, and document verification, enabling clients to onboard users, detect fraudulent information, scale operations, and reduce costs. It features a robust National ID card OCR capable of handling various card types and formats, is device-agnostic, supports vernacular languages, and integrates easily to emphasize a secure and user-friendly customer experience while maintaining compliance with KYC requirements.

CreatorOS is a platform designed to facilitate grant awarding to developers, enabling companies to establish small funds that support local talent and encourage investment in new projects. By utilizing a range of screening tools, including analysis of a developer's on-chain history and GitHub activity, CreatorOS ensures that clients can invest in developers with greater efficiency and transparency. Additionally, the platform promotes the creation of engaging, community-driven courses aimed at enhancing course completion rates, drawing inspiration from successful educational models like that of DuoLingo in language learning. Through its innovative approach, CreatorOS connects companies with developers while fostering skill development and project funding in the tech ecosystem.

Berbix Inc. is a company that specializes in photo identity verification and fraud deterrence solutions through its software-as-a-service (SaaS) platform. Founded in 2018 by former product and engineering leaders from Airbnb's Trust & Safety department, Berbix provides businesses with a tool to instantly and accurately validate photo IDs, driver licenses, and passports. This solution supports various industries, including micro-mobility, fintech, age-restricted goods, and healthcare, enabling companies to enhance customer acquisition, ensure compliance, and combat fraud. Berbix's software features simple integration, easy customization, and the capability to confirm a user's identity in as little as two seconds. The company is headquartered in Sacramento, California, and aims to offer scalable tools that allow clients to tailor their fraud prevention strategies effectively.

Dbrain LLC, established in 2017 and headquartered in Moscow, Russia, operates a platform that facilitates collective creation of AI-based products. Its key offerings include 'Spock', which ensures the quality of data labeling, and 'Picard', which safeguards private data and future revenues for data owners. Dbrain's core business involves merging AI with human-in-the-loop for full-stack document data extraction, enabling clients to automate processes with super-human accuracy. This approach allows clients to redirect their in-house team's time towards customer loyalty and decision-making, leading to improved conversion rates, reduced errors and fraud, and enhanced compliance.

Veriff is an online identity verification company founded in 2015 and headquartered in Tallinn, Estonia. It provides a secure, automated platform designed to help businesses safeguard against online identity fraud. Utilizing advanced machine learning technologies alongside human oversight, Veriff enhances the verification process by quickly detecting fraudulent activity while also ensuring compliance with know your customer regulations. Its services encompass the verification of various identification documents such as driver’s licenses and passports across both web and mobile applications. By effectively connecting companies with trustworthy customers, Veriff contributes to stronger fraud prevention measures in the commercial sector.

Bouncer is a technology company specializing in fraud prevention through advanced machine learning credit card scanning. It offers a financial platform designed to detect credit card fraud in real time, enhancing the user experience during the checkout process and increasing customer conversions. Bouncer's innovative technology allows for the seamless addition of payment methods while effectively identifying stolen cards and high-risk transactions. This capability provides businesses with a level of security comparable to card-present transactions, even in card-not-present situations. In May 2021, Bouncer was acquired by Stripe to integrate its technology into Stripe Radar's fraud prevention solutions, further extending its impact within the payments industry.

Bouncer is a technology company specializing in fraud prevention through advanced machine learning credit card scanning. It offers a financial platform designed to detect credit card fraud in real time, enhancing the user experience during the checkout process and increasing customer conversions. Bouncer's innovative technology allows for the seamless addition of payment methods while effectively identifying stolen cards and high-risk transactions. This capability provides businesses with a level of security comparable to card-present transactions, even in card-not-present situations. In May 2021, Bouncer was acquired by Stripe to integrate its technology into Stripe Radar's fraud prevention solutions, further extending its impact within the payments industry.

Berbix Inc. is a company that specializes in photo identity verification and fraud deterrence solutions through its software-as-a-service (SaaS) platform. Founded in 2018 by former product and engineering leaders from Airbnb's Trust & Safety department, Berbix provides businesses with a tool to instantly and accurately validate photo IDs, driver licenses, and passports. This solution supports various industries, including micro-mobility, fintech, age-restricted goods, and healthcare, enabling companies to enhance customer acquisition, ensure compliance, and combat fraud. Berbix's software features simple integration, easy customization, and the capability to confirm a user's identity in as little as two seconds. The company is headquartered in Sacramento, California, and aims to offer scalable tools that allow clients to tailor their fraud prevention strategies effectively.

Truora is a technology company that provides identity verification, background checks, and onboarding automation through a cloud platform. Its solutions use optical character recognition for document validation, facial recognition for real-time user validation, and identity management to support KYC processes, enabling secure onboarding for retailers, banks, HR firms, and marketplaces. The company serves startups, marketplaces, fintechs, and banks seeking to reduce risk and verify relationships with users, customers, employees, and suppliers, and also offers a business chatbot platform to simplify onboarding, deliver personalized service, and improve sales and marketing efficiency via social media. Founded in 2018, Truora is based in San Francisco with additional offices in Colombia, Mexico, and Brazil.

Keynua is a Peruvian company founded in 2019 that specializes in developing e-signature solutions combined with identity verification services tailored for the Latin American market. Headquartered in Lima, the company offers a unique platform that utilizes innovative 3-second video signatures, enabling users to identify signatories, validate transactions, and approve documents securely. This technology reduces the burden of traditional identity verification processes while enhancing protection against fraud, making it an effective tool for various business applications. Keynua's focus on streamlined and secure digital signatures addresses the growing demand for efficient and reliable identification methods in the region.

HelloVerify offers an automated background check platform that provides instant, cost-effective verification of individuals' identities, court cases, education, credit scores, and employment history. This enables secure hiring decisions and transactions for businesses and individuals alike.

Castle is a technology company that specializes in online fraud prevention. It offers an API-based solution that enables businesses of all sizes to detect and mitigate user account fraud, a capability previously accessible only to large financial institutions. Castle's platform tracks and analyzes user behavior in real-time, using a wide range of signals such as device fingerprints, keystroke dynamics, and browsing history. When suspicious activity is detected, both the business administrator and the affected user are alerted, allowing for swift and appropriate action. This service is designed to protect a broad spectrum of online businesses, including e-commerce platforms, mobile applications, and cryptocurrency services.

Berbix Inc. is a company that specializes in photo identity verification and fraud deterrence solutions through its software-as-a-service (SaaS) platform. Founded in 2018 by former product and engineering leaders from Airbnb's Trust & Safety department, Berbix provides businesses with a tool to instantly and accurately validate photo IDs, driver licenses, and passports. This solution supports various industries, including micro-mobility, fintech, age-restricted goods, and healthcare, enabling companies to enhance customer acquisition, ensure compliance, and combat fraud. Berbix's software features simple integration, easy customization, and the capability to confirm a user's identity in as little as two seconds. The company is headquartered in Sacramento, California, and aims to offer scalable tools that allow clients to tailor their fraud prevention strategies effectively.

Inscribe offers a way for fintech and financial services organizations to automate their manual reviews, reduce fraud losses, and increase decision accuracy. By automating document reviews and improving fraud detection, companies can increase efficiency and reduce operational costs. Founded in 2017, Inscribe is trusted by leading companies like BlueVine, Petal, Fair, and Ramp. With investors from Y Combinator, Uncork Capital, Crosslink Capital, and Foundry Group, Inscribe has a global footprint with locations in North America and Europe.

Veriff is an online identity verification company founded in 2015 and headquartered in Tallinn, Estonia. It provides a secure, automated platform designed to help businesses safeguard against online identity fraud. Utilizing advanced machine learning technologies alongside human oversight, Veriff enhances the verification process by quickly detecting fraudulent activity while also ensuring compliance with know your customer regulations. Its services encompass the verification of various identification documents such as driver’s licenses and passports across both web and mobile applications. By effectively connecting companies with trustworthy customers, Veriff contributes to stronger fraud prevention measures in the commercial sector.

HelloVerify offers an automated background check platform that provides instant, cost-effective verification of individuals' identities, court cases, education, credit scores, and employment history. This enables secure hiring decisions and transactions for businesses and individuals alike.

Smyte Inc. is a Software-as-a-Service company based in San Francisco, California, specializing in trust and safety solutions for websites and mobile applications. Founded in 2014, Smyte employs a combination of manual heuristics, machine learning, and proprietary reputation data to assist organizations in proactively combating spam, fraud, bots, phishing, harassment, and account takeovers. The company caters to a diverse clientele that includes enterprises, marketplaces, and social networks, processing nearly five billion online actions each month. Smyte's automated labeling system identifies potentially malicious activities by analyzing various signals, allowing risk teams to effectively manage threats. As of June 30, 2018, Smyte operates as a subsidiary of Twitter, Inc.

Founded in 2015, Arylla specializes in nanotechnology-based invisible ink for authenticating luxury goods. It offers a platform that enables luxury brands to apply its ink during production, allowing resellers to verify product authenticity using smartphones.

Castle is a technology company that specializes in online fraud prevention. It offers an API-based solution that enables businesses of all sizes to detect and mitigate user account fraud, a capability previously accessible only to large financial institutions. Castle's platform tracks and analyzes user behavior in real-time, using a wide range of signals such as device fingerprints, keystroke dynamics, and browsing history. When suspicious activity is detected, both the business administrator and the affected user are alerted, allowing for swift and appropriate action. This service is designed to protect a broad spectrum of online businesses, including e-commerce platforms, mobile applications, and cryptocurrency services.

Metapacket is a network security company that specializes in protecting organizations from malware and advanced persistent threats. Its platform uniquely verifies the source of each network session to ensure that it originates from human users, while automatically whitelisting legitimate automated processes. This approach allows Metapacket to effectively detect and block zero-day malware and other sophisticated threats without relying on traditional intelligence or signature-based solutions. The platform generates clear and focused incident reports, enabling clients to maintain their IT infrastructure seamlessly. By implementing invisible challenges within traffic, Metapacket enhances its detection capabilities, which could have prevented significant breaches experienced by notable organizations in the past.

Castle is a technology company that specializes in online fraud prevention. It offers an API-based solution that enables businesses of all sizes to detect and mitigate user account fraud, a capability previously accessible only to large financial institutions. Castle's platform tracks and analyzes user behavior in real-time, using a wide range of signals such as device fingerprints, keystroke dynamics, and browsing history. When suspicious activity is detected, both the business administrator and the affected user are alerted, allowing for swift and appropriate action. This service is designed to protect a broad spectrum of online businesses, including e-commerce platforms, mobile applications, and cryptocurrency services.

Smyte Inc. is a Software-as-a-Service company based in San Francisco, California, specializing in trust and safety solutions for websites and mobile applications. Founded in 2014, Smyte employs a combination of manual heuristics, machine learning, and proprietary reputation data to assist organizations in proactively combating spam, fraud, bots, phishing, harassment, and account takeovers. The company caters to a diverse clientele that includes enterprises, marketplaces, and social networks, processing nearly five billion online actions each month. Smyte's automated labeling system identifies potentially malicious activities by analyzing various signals, allowing risk teams to effectively manage threats. As of June 30, 2018, Smyte operates as a subsidiary of Twitter, Inc.

Cyberfend is a security solutions provider based in Fremont, California, established in 2014 and currently operating as a subsidiary of Akamai Technologies. The company specializes in real-time web and mobile security, focusing on protecting applications from sophisticated attacks, account takeovers, payment fraud, and credential theft. Cyberfend employs a unique approach that integrates human cognitive science with advanced machine learning techniques to deliver its services. Its offerings include a Cognitive Security Engine designed to address complex security challenges while maintaining near-zero false positives. Additionally, Cyberfend features BotFender, a comprehensive bot and automation detection service, enhancing its capability to safeguard user accounts from automated cyber threats.

Final, Inc. is an Oakland-based company that specializes in providing innovative credit card and payment services aimed at enhancing user security and control over personal finances. Founded in 2014, Final offers a physical credit card along with a mobile application that enables users to generate unique credit card numbers for different merchants or disposable one-time use numbers for single transactions. This approach significantly reduces the risk of fraud, theft, and breaches, while also alleviating the inconvenience associated with card cancellations. The application also allows users to monitor their transactions and analyze their spending habits, thereby promoting informed financial management. As of early 2018, Final operates as a subsidiary of The Goldman Sachs Group, Inc.

Authy is a security technology company that offers two-factor authentication solutions. It provides a smartphone app for consumers, an API for developers, and an authentication platform for enterprises. Authy enables users to customize their security settings and ensures compliance with various global regulatory standards such as PCI, HIPAA, and FIPS 140. Its services protect numerous apps including Facebook, Gmail, and Dropbox, offering verification methods like unique codes, text messages, or singular answer questions displayed only on the user's mobile device.

Cognito is a technology company specializing in intelligent identity verification solutions. Founded in 2013 and based in Palo Alto, California, Cognito offers an identity verification platform that enables businesses to verify customer identities through APIs. The platform checks essential data such as names, dates of birth, addresses, and identification numbers to ensure compliance with Know Your Customer (KYC) regulations and to mitigate fraud risks. Cognito's services cater to various industries, including crowdfunding, virtual currency, healthcare, and on-demand services. Originally established as BlockScore, Inc., the company rebranded to Cognito in 2014, emphasizing its commitment to providing a developer-friendly solution that addresses common frustrations associated with identity verification processes.

Cognito is a technology company specializing in intelligent identity verification solutions. Founded in 2013 and based in Palo Alto, California, Cognito offers an identity verification platform that enables businesses to verify customer identities through APIs. The platform checks essential data such as names, dates of birth, addresses, and identification numbers to ensure compliance with Know Your Customer (KYC) regulations and to mitigate fraud risks. Cognito's services cater to various industries, including crowdfunding, virtual currency, healthcare, and on-demand services. Originally established as BlockScore, Inc., the company rebranded to Cognito in 2014, emphasizing its commitment to providing a developer-friendly solution that addresses common frustrations associated with identity verification processes.

TrueVault specializes in secure data storage and management, focusing on protecting Personally Identifiable Information (PII) and ensuring regulatory compliance. Founded in 2013, the company offers a HIPAA-compliant API and secure data vault that enables developers to create applications meeting technical and physical safeguards. TrueVault's platform also provides user identity and access control, aiming to eliminate data security risks and liabilities.

Next Caller, Inc. is a technology company that specializes in real-time call verification and phone fraud detection services. The company provides a caller identification platform designed to help businesses and consumers identify unknown callers and detect fraudulent activity. Its Advanced Caller ID feature flags all forms of call spoofing by delivering real-time caller data, including telephone numbers, names, addresses, emails, and social profiles, along with threat-level analysis. Next Caller also offers a Fraud API that identifies suspicious calls, such as those from masked numbers. Utilizing a proprietary algorithm known as VeriCall, the company analyzes carrier-level metadata and offers a real-time RESTful API for seamless integration with existing call center technology. Additionally, Next Caller enables users to clean and append their databases while facilitating lead validation and prioritization. Founded in 2012, the company is headquartered in New York City, with additional offices in San Francisco and Boston.

True Link Financial provides financial services aimed at protecting and increasing independence for people at financial risk, including individuals with disabilities, vulnerable older adults, and people in recovery. The company offers Visa prepaid cards for families and professionals to safeguard beneficiaries, along with investment management and fiduciary accounts. It also provides a software platform that supports budgeting, disbursements, record keeping, reporting, and communication for conservators, guardians, attorneys, independent fiduciaries, nonprofit pooled trusts, family member trustees, and trust companies. The platform helps prevent financial exploitation, limits impulsive cash use that could threaten stability, and preserves access to government benefits. True Link also offers personalized retirement investment planning to deliver steady retirement income. By combining payment tools, investment services, and guardianship-focused technology, the company aims to help vulnerable clients maintain financial independence and stay informed about unusual or potentially fraudulent activity across accounts.

Sift Limited, established in 1996, is a digital media solutions provider headquartered in Bristol, UK, with offices in Dublin, Ireland, and the United States. The company offers online business consultancy and services to various organizations, including member bodies, not-for-profits, publishers, and corporates. Sift's portfolio comprises nine online business communities, such as AccountingWEB and BusinessCloud9, and it organizes related face-to-face business events. Additionally, Sift provides PracticeWEB, a SaaS platform for UK accounting firms, and SiftGroups, which offers hosted online community solutions to publishers, corporates, and public sector bodies. Since 2011, Sift has expanded its services to include digital trust and safety solutions, helping over 34,000 sites and apps prevent fraud and build customer trust.

Authy is a security technology company that offers two-factor authentication solutions. It provides a smartphone app for consumers, an API for developers, and an authentication platform for enterprises. Authy enables users to customize their security settings and ensures compliance with various global regulatory standards such as PCI, HIPAA, and FIPS 140. Its services protect numerous apps including Facebook, Gmail, and Dropbox, offering verification methods like unique codes, text messages, or singular answer questions displayed only on the user's mobile device.

Authy is a security technology company that offers two-factor authentication solutions. It provides a smartphone app for consumers, an API for developers, and an authentication platform for enterprises. Authy enables users to customize their security settings and ensures compliance with various global regulatory standards such as PCI, HIPAA, and FIPS 140. Its services protect numerous apps including Facebook, Gmail, and Dropbox, offering verification methods like unique codes, text messages, or singular answer questions displayed only on the user's mobile device.

Sift Limited, established in 1996, is a digital media solutions provider headquartered in Bristol, UK, with offices in Dublin, Ireland, and the United States. The company offers online business consultancy and services to various organizations, including member bodies, not-for-profits, publishers, and corporates. Sift's portfolio comprises nine online business communities, such as AccountingWEB and BusinessCloud9, and it organizes related face-to-face business events. Additionally, Sift provides PracticeWEB, a SaaS platform for UK accounting firms, and SiftGroups, which offers hosted online community solutions to publishers, corporates, and public sector bodies. Since 2011, Sift has expanded its services to include digital trust and safety solutions, helping over 34,000 sites and apps prevent fraud and build customer trust.

Stripe develops APIs and tools for businesses to accept and manage online payments securely. It supports various international debit/credit cards, serving e-commerce platforms, SaaS companies, marketplaces, and non-profits globally.

Stripe develops APIs and tools for businesses to accept and manage online payments securely. It supports various international debit/credit cards, serving e-commerce platforms, SaaS companies, marketplaces, and non-profits globally.

SafetyKit automates Trust and Safety. SafetyKit's AI agents allow Operations, Risk, and Trust teams to scale review, enforcement, and appeals without throwing more people at the problem. This means faster, better decisions than traditional outsourced reviewers. The founders are ex-Airbnb, Meta, and Stripe, where they owned compliance, onboarding, and supportability reviews.

Greenlite is a technology company that specializes in automating financial crime compliance tasks. Its AI-driven platform handles routine operations such as alert management and business onboarding reviews, enabling clients to efficiently manage compliance tasks without the need for additional junior analysts or outsourcing.