Y Combinator

Y Combinator is a startup accelerator based in Mountain View, California, founded in 2005. It has pioneered a new funding model for early-stage startups by investing a modest amount of capital, typically around $150,000, in a large number of companies twice a year. Over a three-month program, Y Combinator collaborates closely with these startups to prepare them for investor pitches and enhance their business strategies. Each funding cycle concludes with Demo Day, where startups present to an exclusive audience of investors. Y Combinator focuses on various sectors, including business software, education, healthcare, and financial technology, among others. In addition to initial funding, it offers ongoing support through its extensive alumni network. Since its inception, Y Combinator has funded over 630 startups, contributing significantly to the entrepreneurial ecosystem in Silicon Valley and beyond.

Focus

Seed Round Pre Seed Round Series A Early Venture Scale Stage Show more

http://ycombinator.com

https://angel.co/company/y-combinator

https://crunchbase.com/organization/y-combinator

https://facebook.com/ycombinator

https://linkedin.com/company/y-combinator

https://pitchbook.com/profiles/investor/40420-36

https://signal.nfx.com/firms/y-combinator

https://twitter.com/ycombinator

https://www.capitaliq.com/CIQDotNet/company.aspx?companyId=32514318

https://www.privateequityinternational.com/database/#/profile?id=14195

Gustaf Alstromer

Group Partner

Matt Bogrand

Associate, YC Continuity Fund

Timothy Brady

Partner

Craig R. Cannon

Director of Marketing

Adora Cheung

Partner

Nic Dardenne

Principal

Aaron Epstein

Group Partner

Brad Flora

Group Partner

Jared Friedman

Managing Director, Software and Group Partner

Aaron Harris

Partner

Carolynn Levy

Partner

Bradford (Brad) Lightcap

Associate, YC Continuity

Kat Manalac

Managing Partner

Eric Migicovsky

Partner

Kirsty Nathoo

Partner

Verena Prescher

Director of Finance

Geoff Ralston

president

Ali Rowghani

Managing Partner

Arnav Sahu

Principal

Michael Seibel

Managing Director

Harj Taggar

Partner

Past deals in FinTechs

Chipax

Pre Seed Round in 2021

Chipax is a Chilean fintech company that provides a web platform designed to simplify accounting for small and medium-sized businesses (SMBs). The platform leverages an Enterprise Resource Planning (ERP) system to facilitate efficient business management. It offers real-time data collection from banks and tax authorities, enabling automated reporting on key financial aspects such as cash flow, income statements, and outstanding debts. Chipax enhances daily operations by providing essential tools for bank reconciliation, cash flow forecasting, and debt collection, making it easier for SMBs to maintain financial order and make informed decisions.

Fingo Africa

Pre Seed Round in 2021

Fingo is a fintech startup providing digital banking services for youth. services include current accounts, money transfers, bill payments, etc., it features link-based payments, saving goals, and real-time transactions.

Level

Pre Seed Round in 2021

Level is a fintech financing platform that buys loans from fintech startups helping them gain access to capital to scale faster.

Finantier

Seed Round in 2021

Finantier operates an open finance platform that delivers essential infrastructure and data products for businesses in Southeast Asia. Founded in 2020 and based in Jakarta Selatan, Indonesia, the company enables institutions to access and enrich datasets from various financial sources, including banks and financial companies. Its platform facilitates services such as account integration, income and identity verification, and recurring payment management. By utilizing application programming interfaces (APIs), Finantier allows businesses to build advanced financial services that integrate consumer data from personal bank accounts, card details, loans, and mortgages. The company aims to position itself as a central player in the region's digital economy.

Weav

Seed Round in 2021

Weav is a fintech infrastructure company.

Octifi

Seed Round in 2021

Octifi provides innovative and collective digital credit services including installment payment services. They use modern technology to reimagine the checkout experience and make it easy for businesses of all sizes to offer responsible credit to their customers.

Finantier

Pre Seed Round in 2020

Jeeves

Seed Round in 2020

Jeeves is on a mission to empower businesses globally by providing a modern approach to financial services. We deliver innovative technology that allows our customers to focus on the growth of their business. We're entrepreneurs with first-hand experience starting, operating, and growing our own businesses - so we get it - and we understand the shortcomings of today's financial offerings along with the opportunities for improvement. Backed by a diverse team with experience ranging from Silicon Valley to Wall Street, we're bringing cutting edge financial solutions to you with Jeeves.

Charityvest

Pre Seed Round in 2020

Vennfi is a financial technology company for tax-exempt payments.

Decentro

Seed Round in 2020

Decentro Tech Private Limited operates an API banking platform that allows users to select specific modules, experiment in a sandbox environment, and launch products with minimal coding effort. Founded in 2020 and headquartered in Singapore, with an office in Bangalore, India, Decentro streamlines the product development cycle by integrating various banking APIs, facilitating seamless financial integrations. The platform is designed to handle ongoing maintenance, including fixes and updates, ensuring uninterrupted service for its clients.

Fazz

Series B in 2020

Fazz Financial is a digital financial services group.

Karat Financial

Seed Round in 2020

Karat Financial Technologies, Inc. is a company based in the United States that specializes in developing financial solutions tailored for online creators and influencers. Its primary product is the Karat credit card, designed specifically to meet the unique financial needs of individuals in the creator economy. By offering a credit card that caters to this demographic, Karat aims to provide accessible financial resources that support the growth and sustainability of creators' careers.

Treasury Prime

Series A in 2020

Treasury Prime Inc. develops an application programming interface (API) banking platform that helps banks and fintechs to open and service online bank accounts. It offers Treasury Prime Treasury Prime for Banks that integrates with online banking, CRM, card issuing, payment gateways, and other legacy systems. The company also provides Treasury Prime for Fintechs to open and manage bank accounts, issue branded debit cards, transfer money by ACH and wires, and more. Treasury Prime Inc. was incorporated in 2017 and is based in San Francisco, California.

Grain

Seed Round in 2020

Grain Technology, Inc. is a financial technology company based in Oakland, California, established in 2017. The company has developed a mobile application that offers a revolving line of credit linked to users' existing debit cards, utilizing their income and cash flow data. This innovative platform serves as an alternative to traditional credit cards, allowing individuals and businesses to access credit without the need for a separate card. By focusing on responsible lending practices, Grain aims to provide a solution that helps users manage their finances effectively while minimizing the risk of accumulating unnecessary debt.

Karat Financial

Seed Round in 2020

Weav

Seed Round in 2020

Weav is a fintech infrastructure company.

Jenfi

Pre Seed Round in 2019

Jenfi Pte Ltd is a financial technology company based in Singapore that specializes in providing revenue-based financing to small and medium-sized enterprises in Asia. Founded in 2019, Jenfi focuses on assisting digitally-enabled businesses, including e-commerce ventures and high-growth startups, by offering funds to enhance their sales velocity. The company enables these businesses to finance their marketing efforts, inventory needs, and growth initiatives, thereby supporting their development and expansion in a competitive market.

Rebank

Seed Round in 2019

Rebank Technologies Limited operates a digital business banking platform that combines all of a company’s bank accounts into a single view. The company provides an automation tool for business banking that works with any bank and/or multiple banks at once. The company was incorporated in 2015 and is based in London, United Kingdom.

FlowFacto

Grant in 2018

FlowFacto is a fintech company that offers digital services and transformation for small and medium-sized enterprises. Through their online platform, exporters can access revolving pre-shipment financing. This financing is used to cover the cost of export order fulfillment including the purchase of goods and raw materials, payment for warehousing, and transportation of goods. FlowFacto built an automated cloud-based workflow platform to manage our financing process and a proprietary machine-learning risk algorithm that uses alternative data to create predictive models and risk performance and financial scores for lending, significantly reducing the time and requirements needed to access capital.

Fazz

Series A in 2018

Fazz Financial is a digital financial services group.

Fintual

Seed Round in 2018

Fintual is a digital investment platform that caters to young professionals looking to make informed investment decisions. The company offers financial advisory services that leverage artificial intelligence to assess clients' risk profiles. Based on this analysis, Fintual provides personalized investment recommendations, helping users to navigate the complexities of investing. The platform aims to empower clients with fundamental financial knowledge, enabling them to manage and grow their investments online effectively.

Proof

Pre Seed Round in 2018

Proof Technologies, Inc. develops and offers software, which personalizes website according to the visitor. It provides notifications of real people taking action on the website. The company was founded in 2017 and is based in Austin, Texas.

Treasury Prime

Seed Round in 2018

Betterfin

Seed Round in 2017

Betterfin, Inc. develops financial management tool for business owners to access financial products, capital markets data, and manage financial information. It offers spending patterns tracking, business monitoring, data security, loan and automated cashflow information, and automated reports. The company was incorporated in 2016 and is based in Brooklyn, New York.

Prelim

Seed Round in 2017

Prelim is a San Francisco-based company that operates an online platform designed for financial institutions, including banks and lenders, to facilitate digital interactions with their customers. The company offers a modern digital origination platform that automates traditionally paper-based processes, significantly enhancing efficiency. Prelim's services streamline the account opening process, allowing both new and existing customers to open accounts in minutes using any device. Additionally, Prelim provides white-labeled software solutions that empower financial institutions to deliver quick and user-friendly experiences across various financial products. This innovative approach aims to simplify the customer journey while ensuring accessibility and speed in financial transactions.

Fazz

Seed Round in 2017

Fazz Financial is a digital financial services group.

Bankjoy

Seed Round in 2015

Bankjoy is a fintech company based in Detroit that specializes in providing modern banking technology solutions for banks and credit unions. Founded in 2014, the company's offerings include mobile banking, online banking, e-statements, online account opening, and loan applications, as well as features like AI-powered voice banking. Bankjoy's platform enables users to perform essential banking tasks such as paying bills, depositing checks, and sending money. It also includes functionalities for check deposits, travel notifications, and blocking lost or stolen cards. By focusing on user experience and design, Bankjoy aims to deliver advanced features with simple navigation, allowing credit unions to effectively compete with larger financial institutions. The company is backed by Y Combinator, emphasizing its commitment to innovation in the banking sector.