Y Combinator

Y Combinator is a startup accelerator based in Mountain View, California, founded in 2005. It has pioneered a new funding model for early-stage startups by investing a modest amount of capital, typically around $150,000, in a large number of companies twice a year. Over a three-month program, Y Combinator collaborates closely with these startups to prepare them for investor pitches and enhance their business strategies. Each funding cycle concludes with Demo Day, where startups present to an exclusive audience of investors. Y Combinator focuses on various sectors, including business software, education, healthcare, and financial technology, among others. In addition to initial funding, it offers ongoing support through its extensive alumni network. Since its inception, Y Combinator has funded over 630 startups, contributing significantly to the entrepreneurial ecosystem in Silicon Valley and beyond.

Gustaf Alstromer

Group Partner

Matt Bogrand

Associate, YC Continuity Fund

Timothy Brady

Partner

Craig R. Cannon

Director of Marketing

Adora Cheung

Partner

Nic Dardenne

Principal

Aaron Epstein

Group Partner

Brad Flora

Group Partner

Jared Friedman

Managing Director, Software and Group Partner

Aaron Harris

Partner

Carolynn Levy

Partner

Bradford (Brad) Lightcap

Associate, YC Continuity

Kat Manalac

Managing Partner

Eric Migicovsky

Partner

Kirsty Nathoo

Partner

Verena Prescher

Director of Finance

Geoff Ralston

president

Ali Rowghani

Managing Partner

Arnav Sahu

Principal

Michael Seibel

Managing Director

Harj Taggar

Partner

Past deals in Life Insurance

Amenli

Seed Round in 2021
Amenli is the first licensed online insurance broker in Egypt.

Kodda

Pre Seed Round in 2021
Kodda provides insurance as easy as ordering food delivery. Kodda ensures that the insurance get covers under 90 seconds, claim in minutes, and gets paid fast.

Financial Choice

Pre Seed Round in 2021
Financial Choice allows consumers to invest their checking account funds for market returns while retaining instant cash access. Financial Choice provides instant access to cash, automated investing, tax efficiency, and portfolio rebalancing.

Jerry

Series A in 2021
Jerry is an AI financial service startup that negotiates loans and insurances for american families. The company constantly looks for savings on your fixed costs (subscriptions like insurance, loans, etc) and does all the work to negotiate better rates and paperwork to switch and save money automatically. Like all best things in life, Jerry is completely free for members!

Gerald

Seed Round in 2021
Gerald is a New York based technology company on a mission to make insurance and financial products affordable to millions of Americans. Gerald is pioneering a new realm that combines payments, data, fintech and insurtech to create solutions that empower and reward consumers for doing simple things such as: making timely F&I payments, driving safely, living healthy lifestyle etc. Gerald empowers and rewards consumers for making healthy insurance and financial decisions.Gerald's app enables consumers to easily pay their F&I providers, get access to flexible payment options, earn very high cash back via Gerald's virtual card and receive personalized F&I recommendations.

Verak

Pre Seed Round in 2021
BimaPe simplifies Insurance and its Management for individuals and families across India. We are not in the business of selling insurance, we are in the business of helping consumers make informed insurance decisions. Our goal is to put your insurance on "autopilot" -- 'BimaPe Bharosa Karo'

Bimaplan

Seed Round in 2021
Bimaplan operates as an insurance platform. Bimaplan claims to work with insurers to create over-the-counter, low-premium insurance products ($5-50 annually) relevant to the needs of low and middle-income populations.

Liyfe

Seed Round in 2020
Liyfe is a remote symptom management and telemedicine platform that focuses on cancer diagnosis, treatment, and related resources. It employs an AI-based digital nurse chatbot to facilitate personalized triage pathways, enhancing patient care. Liyfe offers membership programs, allowing patients to access unlimited communication with nurse practitioners via text messaging for a monthly fee equivalent to a co-pay. This service provides on-demand virtual care 24/7 through HIPAA-compliant text and video chat. Additionally, the platform features a user-friendly electronic medical records (EMR) system, enabling patients to efficiently archive their medical records.

Virgil Insurance

Seed Round in 2020
Virgil Insurance builds new experiences for seniors to shop for health insurance online. It offers Fee-Based Plans which includes Medicare Part A, Medicare Part B, Medicare Supplement (Medigap), and Prescription Drug Plan (Part D) and Medicare Supplement (Medigap) which includes the provision of an out-of-pocket maximum for hospitalization and medical expenses, and 11 different plans, each with a different premium and out-of-pocket maximum. It is headquartered in Oakland, California, United States.

Goodcover

Seed Round in 2020
Goodcover Insurance Solutions, LLC provides insurance brokerage services. It offers insurance products and services for personal property, such as liability for accidental property damage and bodily injury, medical payments for the customer’s guests' injuries, and temporary accommodations if customer’s place becomes unlivable. Goodcover Insurance Solutions, LLC was incorporated in 2017 and is based in San Francisco, California.

Vouch

Series A in 2019
Vouch, Inc. is an insurance provider focused on delivering tailored insurance solutions for startups in the United States. Founded in 2016 and headquartered in San Francisco, the company specializes in various types of coverage, including general liability, business property, directors and officers, errors and omissions, cyber coverage, and more. Vouch also offers risk assessment services and management tools, enabling startups to effectively manage and mitigate potential risks. The company aims to simplify the process of obtaining business insurance through its digital platform, which allows clients to access customized coverage options. Vouch operates as a subsidiary of SVB Financial Group and has expanded its presence with additional offices in Chicago.

Vouch

Seed Round in 2019
Vouch, Inc. is an insurance provider focused on delivering tailored insurance solutions for startups in the United States. Founded in 2016 and headquartered in San Francisco, the company specializes in various types of coverage, including general liability, business property, directors and officers, errors and omissions, cyber coverage, and more. Vouch also offers risk assessment services and management tools, enabling startups to effectively manage and mitigate potential risks. The company aims to simplify the process of obtaining business insurance through its digital platform, which allows clients to access customized coverage options. Vouch operates as a subsidiary of SVB Financial Group and has expanded its presence with additional offices in Chicago.

Modern Health

Series A in 2019
Modern Life Inc. develops a mental health platform for companies that value the emotional well-being of their workforce. The company provides career coaching, emotional well-being, financial guidance, meditation coaching, diversity and inclusion, family caring, relationship issues, and life events. The company was formerly known as Modern Health Inc. and changed its name to Modern Life Inc. in October 2019. Modern Life Inc. was founded in 2017 and is based in San Francisco, California.

WorldCover

Series A in 2019
WorldCover is a company that focuses on providing satellite-enabled insurance to protect farmers from natural disasters, particularly droughts. Founded in 2015 by professionals from MIT in computer science and finance, WorldCover operates a peer-to-peer risk relief network aimed at addressing the significant climate risks affecting agriculture, estimated at $100 billion globally. Headquartered in New York, the company also has operations in Ghana. By leveraging mobile money technology, WorldCover aims to improve food and income security for smallholder farmers in developing countries, a demographic that includes over 70% of the 2.5 billion people living at the base of the economic pyramid, who depend on agriculture for their livelihoods.

Goodly

Seed Round in 2019
Goodly makes it easy for companies to offer student loan debt repayment as an employee benefit. Companies that offer this simple to use platform cut down the time that their employees would otherwise be in debt by an average of 8 years. A meaningful benefit for companies who care.

Goodly

Seed Round in 2018
Goodly makes it easy for companies to offer student loan debt repayment as an employee benefit. Companies that offer this simple to use platform cut down the time that their employees would otherwise be in debt by an average of 8 years. A meaningful benefit for companies who care.

Modern Health

Seed Round in 2018
Modern Life Inc. develops a mental health platform for companies that value the emotional well-being of their workforce. The company provides career coaching, emotional well-being, financial guidance, meditation coaching, diversity and inclusion, family caring, relationship issues, and life events. The company was formerly known as Modern Health Inc. and changed its name to Modern Life Inc. in October 2019. Modern Life Inc. was founded in 2017 and is based in San Francisco, California.

SafetyWing

Seed Round in 2018
SafetyWing builds a global safety net for online freelancers. SafetyWing is currently offering a travel medical insurance for digital nomads. The company's mission is to help people who are considering becoming nomads take the first step by providing an affordable, comprehensive and global insurance, as well as knowledge sharing and resources. SafetyWing makes the transition to location independence easier for new members of our community.

Goodcover

Seed Round in 2017
Goodcover Insurance Solutions, LLC provides insurance brokerage services. It offers insurance products and services for personal property, such as liability for accidental property damage and bodily injury, medical payments for the customer’s guests' injuries, and temporary accommodations if customer’s place becomes unlivable. Goodcover Insurance Solutions, LLC was incorporated in 2017 and is based in San Francisco, California.

SafeButler

Seed Round in 2017
SafeButler Inc. is an insurance brokerage based in Santa Clara, California, founded in 2017. The company focuses on automating the insurance shopping process, making it easier for consumers to find the best insurance deals tailored to their needs. By streamlining the insurance selection process, SafeButler aims to provide a convenient and efficient service, allowing individuals to manage their insurance needs effectively throughout their lives.

Jerry

Seed Round in 2017
Jerry is an AI financial service startup that negotiates loans and insurances for american families. The company constantly looks for savings on your fixed costs (subscriptions like insurance, loans, etc) and does all the work to negotiate better rates and paperwork to switch and save money automatically. Like all best things in life, Jerry is completely free for members!

Ledger Investing

Seed Round in 2017
Ledger Investing Inc. operates an online marketplace that connects insurers with institutional investors seeking to invest in various classes of insurance risk. Founded in 2016 and based in Washington, D.C., the platform allows asset managers, pension funds, hedge funds, and family offices to access a new asset class that offers the potential for returns uncorrelated with broader capital markets. The company capitalizes on recent trends where significant capital influx from long-term institutional investors is directed towards direct insurance investments. Additionally, Ledger Investing leverages technology to transform business models and create efficient marketplaces, enhancing the connection between buyers and sellers in the insurance sector. The firm is supported by Y Combinator.

Willing

Series A in 2016
Willing is an online legal service that simplifies the process of end-of-life planning, making it accessible and affordable for all. The platform provides users with tools to create wills and living wills quickly, allowing them to secure their estate plans in just minutes. Additionally, Willing assists users in comparing costs for funeral homes and cemeteries, facilitating informed decisions regarding their end-of-life arrangements. By focusing on user-friendly solutions, Willing helps individuals protect their families and assets while saving time and money.

New Incentives

Venture Round in 2016
New Incentives implements cash transfer programs that save lives. We encourage Nigerian mothers to immunize their infants to protect them against deadly diseases.

WorldCover

Seed Round in 2016
WorldCover is a company that focuses on providing satellite-enabled insurance to protect farmers from natural disasters, particularly droughts. Founded in 2015 by professionals from MIT in computer science and finance, WorldCover operates a peer-to-peer risk relief network aimed at addressing the significant climate risks affecting agriculture, estimated at $100 billion globally. Headquartered in New York, the company also has operations in Ghana. By leveraging mobile money technology, WorldCover aims to improve food and income security for smallholder farmers in developing countries, a demographic that includes over 70% of the 2.5 billion people living at the base of the economic pyramid, who depend on agriculture for their livelihoods.

Human Interest

Seed Round in 2016
Human Interest offers easy and affordable employee retirement plans. Previously, only large companies offered employee retirement plans, leaving more than half of all working Americans without a path to a secure financial future. The company believes that a path to financial independence should be accessible to people in all lines of work.

Human Interest

Seed Round in 2015
Human Interest offers easy and affordable employee retirement plans. Previously, only large companies offered employee retirement plans, leaving more than half of all working Americans without a path to a secure financial future. The company believes that a path to financial independence should be accessible to people in all lines of work.

Willing

Seed Round in 2015
Willing is an online legal service that simplifies the process of end-of-life planning, making it accessible and affordable for all. The platform provides users with tools to create wills and living wills quickly, allowing them to secure their estate plans in just minutes. Additionally, Willing assists users in comparing costs for funeral homes and cemeteries, facilitating informed decisions regarding their end-of-life arrangements. By focusing on user-friendly solutions, Willing helps individuals protect their families and assets while saving time and money.

SimplyInsured

Seed Round in 2013
SimplyInsured, Inc. owns and operates an online platform that provides health insurance plans and policies for employer groups and small businesses in the United States. It offers medical, dental, and vision plans; and claims services. SimplyInsured, Inc. was founded in 2012 and is based in San Francisco, California.

True Link Financial

Seed Round in 2013
True Link Financial, Inc. is a financial services firm based in San Francisco, California, that focuses on serving individuals who are vulnerable, including people with disabilities and older adults. Founded in 2012, the company offers Visa prepaid cards designed to help families and professionals manage and protect the finances of their loved ones or clients. In addition to prepaid card services, True Link provides investment management solutions, including fiduciary accounts, and a comprehensive software platform that facilitates budgeting, disbursements, record keeping, and communication for conservators, guardians, and other fiduciaries. This suite of services aims to enhance the independence and quality of life for clients who may face financial risks.

Leaky

Seed Round in 2011
Leaky makes the insurance experience amazing.We've found the leaks in the system to help you better compare and manage your insurance. So, could you be getting a better deal on insurance?