Hang Seng Bank Limited, founded in 1933 and headquartered in Central, Hong Kong, is a commercial bank that offers a wide range of banking and financial services to individual, corporate, and institutional customers in Hong Kong, Mainland China, and internationally. The bank operates through several segments, including Retail Banking and Wealth Management, Commercial Banking, and Global Banking and Markets. Its retail services encompass personal banking products such as current and savings accounts, mortgages, personal loans, and credit cards, as well as wealth management and insurance services. For corporate clients, Hang Seng Bank provides lending, trade finance, cash management, treasury, and foreign exchange services. Additionally, it offers asset management, investment services, and various banking products. The bank has approximately 290 service outlets in Hong Kong and maintains a presence in Macau, Singapore, and Taiwan, along with a significant network in Mainland China, covering major regions such as the Pearl River delta and the Yangtze River delta. Hang Seng Bank is a subsidiary of The Hongkong and Shanghai Banking Corporation Limited.