The Co-operative Bank

Zellar is a sustainability platform focused on assisting small and medium-sized enterprises (SMEs) in their sustainability efforts. The platform enables companies to measure, plan, activate, report, and share their sustainability journeys while simultaneously reducing costs. It captures every sustainable action undertaken by a business and presents it as a single score visible to both the company and the public. Zellar's software evaluates a company's environmental impact and offers tailored recommendations, including green energy options and offsetting projects, to enhance sustainability practices. By providing a comprehensive view of sustainability efforts, Zellar allows businesses to compare their performance against others in their sector and community, thus fostering accountability and encouraging continuous improvement in consumption behavior.

BankiFi Technology Limited is a UK-based company that provides a consent-centric platform tailored for financial institutions, enabling a data-driven distributed banking model. Founded in 2017 and headquartered in Manchester, Lancashire, with additional offices in the Netherlands, BankiFi offers a suite of API-driven microservices designed to manage, consume, distribute, and monetize data. The platform facilitates various business solutions, including accounting, invoicing, payments, VAT submission, lending, and banking services. Key offerings include Pocket Treasurer, a multi-bank aggregator for business banking; Pocket Collector, which automates the transfer of electronic invoices; Pocket Consent, a Consent-as-a-Service model for user authorization on bank accounts; and Consent Box, which provides account aggregation strategies across multiple APIs. This suite of services supports businesses of all sizes, from sole traders to large enterprises, allowing financial institutions to acquire and retain customers throughout their financial journey.