InCred

ARYA is a high-quality climate infrastructure platform primarily focused on biofuels and industrial decarbonization initiatives.

EDGRO Finance Private Limited is a Non-Banking Financial Company that provides education loans to students pursuing higher education.

Ecozen is a company focused on providing innovative solutions for the agriculture sector, particularly in the handling of perishable goods. It offers Ecofrost, a portable solar-powered cold room that utilizes thermal energy storage to maintain low temperatures without needing backup power, significantly extending the shelf life of fruits, vegetables, and flowers. This capability allows farmers to reach more distant markets and enhance their profitability. Additionally, Ecozen has developed Ecotron, a smart irrigation pump controller that incorporates IoT technology and efficient motor systems, optimizing water usage and enabling remote monitoring and diagnostics. This product has established a strong presence in the Indian market. Ecozen also operates Eco-Connect, a digital platform that links farmers of perishables directly with organized buyers, including exporters and retailers, while integrating cold chain logistics to streamline the distribution process. Through these offerings, Ecozen aims to transform the agricultural landscape by enhancing the efficiency of perishable goods management and promoting eco-friendly practices.

FincFriends is a non-banking financial company that delivers financing solutions and provides loans to customers through a completely digital and secure process. The stated objective of FFPL is to deliver unsecured consumer lending products to the largely underserved segment in India. Its platform, RupeeRedee, offers small ticket-size flexible loans, underwriting, brokerage services, Phygital, point of sale (POS), and logging as a service (LaaS). The company was founded in 2017 and is based in Gurugram, India.

RevFin is a digital lending fintech company based in Delhi, India, founded in 2018 by Sameer Aggarwal. The company specializes in providing convenient and accessible loans through its innovative platform, which features a revolving credit limit that users can utilize and repay at their convenience. In addition to flexible borrowing, RevFin offers a rewards program that allows customers to earn points for timely repayments, referring friends, or simply logging into the application. This user-friendly approach enables individuals to access loans anytime and anywhere, facilitating the funding of over 12,000 electric vehicles while maintaining non-performing assets (NPAs) of less than 2%.

Credit Fair is a consumer lending fintech startup focused on providing financial solutions to the underserved population in India, which amounts to approximately 550 million individuals. The company operates an online financial platform that specializes in point-of-sale consumer financing, allowing both businesses and private individuals to access credit tailored to their needs. By ensuring that users receive the appropriate amount of credit at a fair cost and at the right moment, Credit Fair aims to promote financial inclusion and empower consumers to make informed financial decisions.

Kohlberg Kravis Roberts (KKR) is a global investment firm established in 1976, headquartered in New York. It manages multiple alternative asset classes, including private equity, energy, infrastructure, real estate, and credit. Through strategic partnerships, KKR also invests in hedge funds. The firm employs a patient and disciplined approach, focusing on long-term value creation and generating attractive returns for its fund investors across various sectors such as business services, consumer products, energy, financial services, and technology.

Recur Club is a subscription-based financing platform that specializes in providing upfront capital to companies with recurring revenue models. By utilizing artificial intelligence and machine learning, Recur Club analyzes revenue stream data and other pertinent information to develop financial products that can be traded. This innovative approach allows recurring revenue companies to monetize their contracts and subscriptions, enabling them to access cash conveniently without the need to dilute equity. Through its platform, Recur Club connects these businesses with financial institutions that purchase the tradable assets, thereby facilitating capital raising for startups and other firms reliant on subscription-based income.

Slice is a fintech startup aimed at enhancing the financial experience for young Indians. The company offers a transparent and efficient platform designed to simplify payments and access to credit. Its flagship product, the slice card, allows users to make seamless credit payments while ensuring a high-quality mobile experience and responsive customer service. Additionally, slice provides other financial products, such as slice borrow and slice account, which facilitate fast and straightforward transactions and help users build their credit scores. By focusing on the needs of young consumers, slice seeks to improve their financial literacy and empower them in managing their money more effectively.

Moneyboxx Finance Ltd is an Indian non-banking financial company that specializes in providing financing solutions to micro enterprises. It operates as a non-deposit taking and non-systemically important entity, focusing on small and medium-sized enterprise lending, commercial lending, and value-added services. The company's primary revenue streams are interest income and fee income, with all operations conducted within India.

Eduvanz is a fintech Non-banking Finance Company for students seeking financial assistance. Its platform collaborates with various educational institutes to offer unsecured loan products that can be availed through a quick and easy online process that pr pupils and academic aspirants with transparent and secure financial assistance to make education universally accessible.

Slice is a fintech startup aimed at enhancing the financial experience for young Indians. The company offers a transparent and efficient platform designed to simplify payments and access to credit. Its flagship product, the slice card, allows users to make seamless credit payments while ensuring a high-quality mobile experience and responsive customer service. Additionally, slice provides other financial products, such as slice borrow and slice account, which facilitate fast and straightforward transactions and help users build their credit scores. By focusing on the needs of young consumers, slice seeks to improve their financial literacy and empower them in managing their money more effectively.

Indian School Finance Company Private Limited is a non-banking finance company based in New Delhi, India, that specializes in providing financial solutions to educational institutions and the entrepreneurs managing them. Established in 1994 and previously known as Corporate Deposits and Investments Private Limited until its rebranding in 2014, the company offers a diverse range of loan products, including school and college loans, vocational college loans, coaching institute loans, play school loans, and loans tailored for teachers and transportation needs. ISFC aims to support the capacity building of private schools and educational institutions by financing infrastructure and quality improvement programs, thereby enabling them to enhance their service delivery and educational standards. Its operations began in Hyderabad and the company has since expanded its reach to various cities across India.

Vishuddha Capital Management is an investment management firm based in Mumbai, India, specializing in equity-focused alternative investment services. The company caters to a diverse range of clients, helping them to create wealth through tailored investment strategies. By leveraging its expertise in equity markets, Vishuddha Capital Management aims to deliver effective solutions that align with the financial goals of its clients.

Qbera is a managed marketplace specializing in unsecured personal loans, utilizing technology to enhance acquisition, underwriting, and loan processing. The company collaborates with banks within its multi-lender network to co-create credit products, sharing some of the risk involved in the lending process. By integrating banks and non-banking financial companies into its platform, Qbera enables them to reach new customer segments through a programmatic lending solution, which reduces operational expenses and improves profitability. The company offers a comprehensive suite of services across the lending lifecycle, including an omni-channel borrower sourcing strategy, data-driven underwriting processes, and paperless loan fulfillment. Additionally, Qbera provides a proprietary Loan Management System that supports customer relationship management and automated services, as well as data-driven systems for collections to assist borrowers in maintaining financial stability. This streamlined approach allows Qbera to deliver quick, digital loans while ensuring a favorable experience for both lenders and borrowers.

KNowledge Asset Based (KNAB) finance is a non-deposit taking NBFC driven by a customer centric approach using technology to assess a business requirements need for finance. KNAB BizSmart loan offers businesses an easy eligibility, collateral free and flexible financing option. The loan application process is automated and completely digital. Unlike conventional Business Loans, which take days of processing and engage in multiple physical touch points, BizSmart loan has an easier documentation process and faster processing period. KNAB BizSmart Loan enables superior experience to all our customers through its differentiated smart process for a smart product.

DigiLend Analytics and Technology operates an online lending platform based in Mumbai, Maharashtra, that facilitates unsecured personal loans for a variety of purposes, including education, travel, home improvement, and medical emergencies. The company aims to simplify the loan acquisition process by providing an instant and online credit evaluation, enabling individuals to connect with suitable lenders quickly. DigiLend is committed to offering competitive interest rates and ensuring convenient access to credit for its users, thereby addressing diverse financial needs effectively.

InstaPaisa is a credit decisioning platform that facilitates instant loan transactions by connecting borrowers with lenders. Through its web-based platform and mobile application, the company enables users to discover lenders and apply for personal loans online. InstaPaisa employs proprietary technology to create credit profiles using innovative data-driven methodologies, allowing it to match borrowers with the most suitable lenders for their specific financial situations. This streamlined process enhances the efficiency of lending transactions, making it easier for individuals to access the credit they need.