CRED

Kuvera is a financial planning and investment platform that focuses on helping users achieve their financial goals through data-driven insights. The platform allows users to consolidate their investments from various sources, providing a comprehensive view of their financial landscape. By enabling investments in direct mutual fund plans, Kuvera helps users maximize their returns by minimizing third-party commissions. The service also offers tailored investment recommendations based on individual risk appetites and objectives, making it easier for users to navigate their investment journey. Kuvera aims to simplify the investment process, supporting users every step of the way as they work towards realizing their financial aspirations.

Spenny facilitates automated micro-investing by rounding up digital transactions to the nearest INR 10 and investing these amounts into diversified portfolios.

CreditVidya is a financial technology company focused on revolutionizing credit assessment in India by utilizing alternative data and advanced machine learning techniques. The company aims to facilitate access to fair and transparent credit for over 800 million individuals who lack traditional credit scores. By moving beyond outdated methods that solely rely on repayment history, CreditVidya employs artificial intelligence to analyze a vast array of data points. This innovative approach helps lenders make informed decisions regarding credit issuance, particularly for first-time borrowers, thereby reducing credit losses and enhancing lending profitability.

LiquiLoans operates a peer-to-peer lending platform that connects borrowers and individual lenders for personal loans. Leveraging technology to automate matching, it aims to reduce the margin charged by traditional banks and non-banking financial companies, making borrowing cheaper and providing lenders with potentially higher returns compared with conventional investments.

Happay is a travel and expense management platform designed to streamline corporate spending. It provides businesses with a comprehensive ecosystem to manage various aspects of expenses, including reimbursements, petty cash, and travel-related costs. The platform features a fully integrated, paperless expense reporting workflow, allowing companies to efficiently handle employee expenses, flexi-benefits, allowances, and vendor payments in real-time. Happay’s solutions enable organizations to gain complete visibility and control over their spending, facilitating effective management through both mobile devices and desktops.

HipBar Private Limited is a Chennai-based company that has developed a mobile wallet and delivery application specifically for the alcoholic beverage industry. Founded in 2015, HipBar offers a digital payment platform called HipBar Pay, enabling users to make secure and convenient payments at TASMAC mall outlets. Additionally, the HipBar wallet allows customers to load money and facilitate transactions. The company also provides a delivery application that enables users in Bengaluru to order drinks for home delivery. HipBar is recognized as an RBI-approved service, focusing on creating a responsible and age-verified ecosystem for adult beverage transactions. Its mission is to promote responsible drinking while ensuring a seamless experience for consumers looking to enjoy their favorite beverages.

Yubi is a comprehensive digital platform facilitating debt solutions for investors. It connects startups with investors via debenture issuance, offering tools for credit underwriting, analytics, structuring, execution workflows, and real-time notifications to aid informed investment decisions.