CRED

Kuvera is a financial planning and investment platform that focuses on helping users achieve their financial goals through data-driven insights. The platform allows users to consolidate their investments from various sources, providing a comprehensive view of their financial landscape. By enabling investments in direct mutual fund plans, Kuvera helps users maximize their returns by minimizing third-party commissions. The service also offers tailored investment recommendations based on individual risk appetites and objectives, making it easier for users to navigate their investment journey. Kuvera aims to simplify the investment process, supporting users every step of the way as they work towards realizing their financial aspirations.

Spenny is a micro-investing platform that simplifies the process of saving and investing by allowing users to invest their spare change from daily digital transactions. The platform automatically rounds off transaction amounts to the nearest ten rupees and invests the collected change into a diversified portfolio on behalf of the user. Spenny prioritizes the safety of assets by employing encryption and partnering with insured custodians to ensure secure management of funds. This approach enables users to effortlessly invest small amounts of money into various investment vehicles, promoting a more accessible way to grow their savings.

CreditVidya is a technology-driven company focused on improving credit decision-making for lenders in India. By leveraging alternative data and advanced machine learning techniques, CreditVidya aims to provide a more comprehensive assessment of creditworthiness, moving beyond traditional methods that primarily rely on repayment history. This innovative approach is designed to assist lenders in extending credit to approximately 800 million individuals in India who lack formal credit scores. The company’s technology utilizes artificial intelligence to gather and analyze a wide range of data points, thereby enabling lenders to make informed and profitable lending decisions while minimizing credit losses. Through its efforts, CreditVidya seeks to facilitate fair and transparent access to credit for underserved populations in the country.

LiquiLoans is a technology-driven company that operates a peer-to-peer lending platform. It connects borrowers directly with lenders, bypassing traditional financial institutions such as banks and non-banking financial companies (NBFCs). By eliminating the margins typically charged by these institutions, LiquiLoans makes borrowing more affordable for individuals and presents investors with potentially higher returns compared to conventional investment options. The platform facilitates easy access to loans for borrowers while providing lenders with new investment opportunities in personal loans.

Happay is a comprehensive platform designed to streamline corporate spending and expense management. It offers solutions for managing various types of expenses, including reimbursements, petty cash, business payments, and travel-related costs. Happay's ecosystem features a paperless expense reporting workflow that allows businesses to manage employee expenses, Flexi-benefits, digital marketing expenditures, and vendor payments in real-time. By providing complete visibility and control over financial transactions, the platform enables organizations to effectively track and manage their spending using mobile devices or desktops, ensuring a seamless and efficient experience in corporate financial management.

HipBar Private Limited is a Chennai-based company that has developed a mobile wallet and delivery application specifically for the alcoholic beverage industry. Founded in 2015, HipBar offers a digital payment platform called HipBar Pay, enabling users to make secure and convenient payments at TASMAC mall outlets. Additionally, the HipBar wallet allows customers to load money and facilitate transactions. The company also provides a delivery application that enables users in Bengaluru to order drinks for home delivery. HipBar is recognized as an RBI-approved service, focusing on creating a responsible and age-verified ecosystem for adult beverage transactions. Its mission is to promote responsible drinking while ensuring a seamless experience for consumers looking to enjoy their favorite beverages.

Yubi is a digital platform that facilitates the discovery, trading, execution, and fulfillment of debt solutions for both institutional and retail investors. The platform connects startups with investors seeking to fund various debt deals, primarily through the issuance of debentures. Yubi provides a comprehensive suite of tools, including credit underwriting solutions, analytical models, and structuring tools, which streamline the investment process. Its automated execution workflows and real-time transaction notifications enhance the efficiency of exploring, evaluating, and executing debt transactions. By offering these capabilities, Yubi enables investors to make informed credit decisions and engage more effectively in the debt market.