Palomar Holdings

Palomar Holdings is a specialty property and casualty insurer focused on residential and commercial clients. The company offers a broad suite of property coverages, including earthquake, wind, flood, inland marine, and commercial all-risk policies, along with related products such as homeowners and real estate investor coverage, and reinsurance capacity. It targets underserved markets where underwriting and analytics enable risk assessment for high-value, low-frequency risks. Palomar serves individuals and businesses and distributes its products through multiple channels, including retail agents, program administrators, wholesale brokers, and partnerships with other insurers. Headquartered in La Jolla, California, Palomar emphasizes underwriting discipline and analytics to support its niche focus.