1/0 Capital

Launched in 2018, the abillion app is a social and peer review community focused on social impact and sustainability, with members active across English, Spanish & Asian markets. Our community has grown to include 30,000 consumer brands and 50,000 restaurants across 130+ countries. We’re building the world’s largest consumer dataset for sustainability and our mission is to help a billion people make better choices for their health, animals and the planet.

Span.IO, Inc. is a San Francisco-based company that specializes in developing renewable energy products for residential use. Founded in 2018, it offers innovative solutions including a smart electrical panel designed to replace traditional panels, serving as a central hub for home energy management. The accompanying application, known as The Span, allows homeowners to monitor and control their energy usage remotely, facilitating scheduling and alert notifications. Span.IO aims to simplify the adoption of renewable energy and enhance user experience through intelligent hardware and software solutions. The company collaborates with installers, technology providers, and energy companies to reach homeowners and promote the integration of clean energy technologies.

Climb Credit, Inc. is a student lending platform founded in 2014 and based in New York City. The company specializes in providing educational loans to U.S. citizens and permanent residents, focusing on accessibility, affordability, and accountability in career development. Climb partners with a variety of educational institutions that offer programs aimed at enhancing graduates' earning potential, including fields such as cybersecurity, data science, culinary arts, and aviation. By identifying schools with a proven track record of improving student outcomes, Climb offers tailored financing options designed to meet the specific needs of individuals seeking to advance their careers, regardless of their credit history. This approach ensures that students have the resources necessary to pursue their career ambitions and successfully navigate an evolving job market.

Launched in 2018, the abillion app is a social and peer review community focused on social impact and sustainability, with members active across English, Spanish & Asian markets. Our community has grown to include 30,000 consumer brands and 50,000 restaurants across 130+ countries. We’re building the world’s largest consumer dataset for sustainability and our mission is to help a billion people make better choices for their health, animals and the planet.

Span.IO, Inc. is a San Francisco-based company that specializes in developing renewable energy products for residential use. Founded in 2018, it offers innovative solutions including a smart electrical panel designed to replace traditional panels, serving as a central hub for home energy management. The accompanying application, known as The Span, allows homeowners to monitor and control their energy usage remotely, facilitating scheduling and alert notifications. Span.IO aims to simplify the adoption of renewable energy and enhance user experience through intelligent hardware and software solutions. The company collaborates with installers, technology providers, and energy companies to reach homeowners and promote the integration of clean energy technologies.

GRID empowers every-day Excel users to turn their spreadsheets into modern web applications without learning any new skills. It enables the users to instantly turn any spreadsheet into a beautiful, interactive web document that can be securely shared and analyzed online.

Plentific Limited operates an online marketplace that connects homebuyers and homeowners with various service professionals in the United Kingdom. Founded in 2012, the platform facilitates access to a wide range of tradesmen and home service providers, including electricians, plumbers, builders, and gardeners, among others. Plentific also empowers landlords and property managers by improving the efficiency of repairs and maintenance services. Its technology aims to streamline property management processes for residential, commercial, and social applications, enhancing the experience for both property managers and tenants. The company, founded by Emre Kazan and Cem Savas, focuses on making property management more effective and accessible while supporting local trades specialists.

Launched in 2018, the abillion app is a social and peer review community focused on social impact and sustainability, with members active across English, Spanish & Asian markets. Our community has grown to include 30,000 consumer brands and 50,000 restaurants across 130+ countries. We’re building the world’s largest consumer dataset for sustainability and our mission is to help a billion people make better choices for their health, animals and the planet.

OpenFan is arming every business -- small, medium and large -- with Amazon-level customer intelligence. Our analytics platform and data feed surface powerful and actionable consumer insights based on SKU-level purchasing history at more than 1,000 retailers.

Jiko Technologies, Inc., based in Oakland, California, is a fintech company that provides a unique debit card experience through its Jiko Solid product, which features no name or card number to enhance privacy and security. The company offers cash back on every transaction and provides single-use virtual cards, with no minimum balance requirements, making it an accessible option for consumers. Jiko's platform automatically invests users' funds in liquid US government-backed securities, such as treasury bills, while also serving as a financial portal for digital transactions. Founded in 2016, Jiko enables users to effectively manage their money by keeping track of their expenses and investments in a streamlined manner.

Six Trees Capital LLC, established in 2013 and based in New York, operates across financial, technology, and media sectors through its subsidiaries. The company focuses on investing in technologies that enhance financial systems. Its flagship service, Max, is designed to assist individual investors in optimizing the cash portion of their portfolios by leveraging the efficiencies of online banking, thereby enabling them to earn significantly higher returns.

Future Finance is a non-government lender based in Dublin that specializes in providing student loans. Founded in 2014 by Brian Norton and Vishal Garg, the company aims to eliminate financial barriers to education, enabling students to focus on their studies and career aspirations regardless of their financial background. Future Finance offers straightforward loan facilities that cover tuition fees and living expenses for both undergraduate and postgraduate studies, ensuring a hassle-free financing experience for individuals pursuing higher education. The company's mission is to support students in fulfilling their potential by making education accessible and affordable.

PeerIQ, Inc. is a financial information services company based in New York that specializes in the peer-to-peer lending sector. The firm provides institutional investors with an analytics platform that aggregates loan data from various online P2P marketplaces, offering credit risk analytics and benchmarks. These tools enable clients to assess loan performance, generate cash flows, develop investment strategies, price credit instruments, and manage loan portfolios while evaluating associated risks. Additionally, PeerIQ offers a Consumer Credit Suite, which integrates consumer credit datasets with its risk analytics platform, assisting clients in optimizing their loan portfolios and making informed investment and origination decisions. Founded in 2001, PeerIQ aims to enhance the P2P lending market by promoting transparency and efficient risk management through its comprehensive analytics solutions.

Trumid Financial LLC is a financial technology company that specializes in electronic trading solutions for the corporate bond market. Founded in 2014 and based in New York City, Trumid operates the Trumid Market Center, an electronic trading network that connects market professionals to a wide array of liquidity sources. This platform enhances trading efficiency through various protocols and an intuitive design that integrates seamlessly into traders' workflows. Trumid also offers Trumid Bond Stream, which provides real-time TRACE pricing data, and Trumid Labs, which utilizes data science to enhance network management and facilitate bond price lookups. Through its innovative technologies and product offerings, Trumid aims to improve transparency, liquidity, and trade execution in the credit trading space.

Climb Credit, Inc. is a student lending platform founded in 2014 and based in New York City. The company specializes in providing educational loans to U.S. citizens and permanent residents, focusing on accessibility, affordability, and accountability in career development. Climb partners with a variety of educational institutions that offer programs aimed at enhancing graduates' earning potential, including fields such as cybersecurity, data science, culinary arts, and aviation. By identifying schools with a proven track record of improving student outcomes, Climb offers tailored financing options designed to meet the specific needs of individuals seeking to advance their careers, regardless of their credit history. This approach ensures that students have the resources necessary to pursue their career ambitions and successfully navigate an evolving job market.

Toast is a money transfer service based in Southeast Asia that facilitates easy remittances to the Philippines. The platform allows users to send and receive money via mobile phones, eliminating the need for physical queues and lengthy processing times. Customers can deposit funds through bank transfers or a prepaid top-up card, benefiting from transparent pricing with no hidden fees. The service offers the first transfer free of charge and ensures the security of funds and personal data through advanced security measures, including bank-grade hardware and multi-signature digital currency wallets. Designed with the needs of migrant workers and overseas residents in mind, Toast streamlines the process of sending money home by bypassing traditional banking infrastructure.

Paribus Co. is a technology company based in New York that specializes in helping consumers save money on online purchases by tracking price changes. Founded in 2014, Paribus operates a portal that scans users' email inboxes for receipts and automatically monitors price fluctuations for purchased items. When a price drop occurs, the company files price adjustment claims on behalf of the user, ensuring they receive any eligible refunds. This service allows consumers to benefit from retailers' price matching guarantees without the hassle of navigating the claims process themselves. Paribus became a subsidiary of Capital One Financial Corporation in 2016, further enhancing its capabilities in the financial technology space.

Mighty Group Inc. operates an online marketplace designed to facilitate connections between litigants and attorneys in personal injury lawsuits. Founded in 2014 and based in New York City, the company provides a platform that includes communication tools for funders, enabling them to easily interact with plaintiffs and manage documentation. The platform also features a customer relationship management tool that assists personal injury law firms, medical providers, and financial service businesses in managing personal injury liens, tracking case status, payouts, and overall financial returns. Mighty aims to enhance access to justice for victims of personal injury cases by streamlining the management of legal and financial processes. The company has attracted funding from notable investors, including IA Ventures and Tribeca Venture Partners.

Six Trees Capital LLC, established in 2013 and based in New York, operates across financial, technology, and media sectors through its subsidiaries. The company focuses on investing in technologies that enhance financial systems. Its flagship service, Max, is designed to assist individual investors in optimizing the cash portion of their portfolios by leveraging the efficiencies of online banking, thereby enabling them to earn significantly higher returns.

PeerIQ, Inc. is a financial information services company based in New York that specializes in the peer-to-peer lending sector. The firm provides institutional investors with an analytics platform that aggregates loan data from various online P2P marketplaces, offering credit risk analytics and benchmarks. These tools enable clients to assess loan performance, generate cash flows, develop investment strategies, price credit instruments, and manage loan portfolios while evaluating associated risks. Additionally, PeerIQ offers a Consumer Credit Suite, which integrates consumer credit datasets with its risk analytics platform, assisting clients in optimizing their loan portfolios and making informed investment and origination decisions. Founded in 2001, PeerIQ aims to enhance the P2P lending market by promoting transparency and efficient risk management through its comprehensive analytics solutions.

Six Trees Capital LLC, established in 2013 and based in New York, operates across financial, technology, and media sectors through its subsidiaries. The company focuses on investing in technologies that enhance financial systems. Its flagship service, Max, is designed to assist individual investors in optimizing the cash portion of their portfolios by leveraging the efficiencies of online banking, thereby enabling them to earn significantly higher returns.

Better Holdco, Inc. is a digital mortgage lending company based in New York that offers a streamlined online platform for residential clients in multiple states across the U.S. Founded in 2016, Better.com focuses on providing a transparent and efficient home-financing experience by eliminating commissions, fees, and traditional branch appointments. The company offers a variety of mortgage options, including fixed and adjustable rates for conventional and jumbo loans, as well as refinancing services. In addition to mortgage lending, Better.com features a digital marketplace that provides competitive quotes from various insurance providers and connects clients with leading real estate agents. Since its inception, Better.com has facilitated $7.9 billion in home loans and $1 billion in insurance, aiming to democratize access to home financing.