1/0 Capital

abillion is a global review and discovery platform focused on promoting sustainable choices, specifically in the realms of vegan food and cruelty-free products. The platform allows users to share their opinions on plant-based alternatives, discover community-driven insights, and provide feedback to businesses, encouraging them to adopt more sustainable practices. With a user base in the millions, abillion has created the first peer-to-peer marketplace dedicated to sustainability, facilitating connections between consumers and over 250,000 businesses worldwide. The company prides itself on its diverse team, representing nearly 20 nationalities, with a significant proportion of women, reflecting its commitment to inclusivity. Through its platform, abillion aims to make sustainable living accessible and appealing, ultimately striving to inspire a billion individuals to embrace eco-friendly choices.

Span.IO designs and develops innovative residential energy storage solutions aimed at facilitating the adoption of renewable energy. The company's flagship product includes a smart electrical panel that replaces traditional panels, providing an intuitive interface for managing home energy use. This system allows users to monitor and control energy consumption remotely through a dedicated application, enhancing the overall consumer experience. Span.IO's team, composed of experts in energy, software, hardware, and consumer finance, leverages their collective knowledge in power generation and system integration to create products that promote environmental sustainability and energy efficiency. Through its technology, Span.IO aims to transform the energy sector by making home energy management more accessible and automated.

Climb Credit, Inc. is a financial services company based in New York that focuses on providing educational loans to students pursuing career-oriented training in the United States. Established in 2014, Climb aims to make skill-based education more accessible and affordable by offering tailored payment options that cater to individuals regardless of their credit history. The company partners with various educational institutions that provide diverse programs, including cybersecurity, healthcare, data science, heavy machine operation, culinary arts, and artificial intelligence. By addressing the mismatch between traditional educational pathways and the evolving demands of the job market, Climb Credit facilitates connections between learners seeking practical career training and employers in need of a skilled workforce.

abillion is a global review and discovery platform focused on promoting sustainable choices, specifically in the realms of vegan food and cruelty-free products. The platform allows users to share their opinions on plant-based alternatives, discover community-driven insights, and provide feedback to businesses, encouraging them to adopt more sustainable practices. With a user base in the millions, abillion has created the first peer-to-peer marketplace dedicated to sustainability, facilitating connections between consumers and over 250,000 businesses worldwide. The company prides itself on its diverse team, representing nearly 20 nationalities, with a significant proportion of women, reflecting its commitment to inclusivity. Through its platform, abillion aims to make sustainable living accessible and appealing, ultimately striving to inspire a billion individuals to embrace eco-friendly choices.

Span.IO designs and develops innovative residential energy storage solutions aimed at facilitating the adoption of renewable energy. The company's flagship product includes a smart electrical panel that replaces traditional panels, providing an intuitive interface for managing home energy use. This system allows users to monitor and control energy consumption remotely through a dedicated application, enhancing the overall consumer experience. Span.IO's team, composed of experts in energy, software, hardware, and consumer finance, leverages their collective knowledge in power generation and system integration to create products that promote environmental sustainability and energy efficiency. Through its technology, Span.IO aims to transform the energy sector by making home energy management more accessible and automated.

GRID is a productivity tool that transforms everyday Excel spreadsheets into modern web applications, allowing users to create interactive web documents without requiring new skills. This platform offers an editor that automates the conversion process, enabling users to generate visually appealing and interactive web reports from their spreadsheets. Additionally, GRID facilitates secure sharing and analysis of these documents, empowering clients to turn traditional spreadsheets into dynamic dashboards or applications that enhance collaboration and usability.

Plentific Limited operates an online home services marketplace that connects homeowners and homebuyers with a diverse range of professionals in the United Kingdom. Founded in 2012 and based in London, the company provides a platform that enables users to easily find tradesmen and service providers across various categories, including builders, electricians, plumbers, and cleaners, among others. Plentific's technology empowers landlords and property managers to enhance their repair and maintenance processes, facilitating efficient service delivery while fostering community engagement. The platform is designed to improve performance through data analysis and rule-based work order routing, allowing users to manage their contractor supply chains effectively. By focusing on reliability and convenience, Plentific aims to transform property management for trade specialists, property managers, and tenants alike.

abillion is a global review and discovery platform focused on promoting sustainable choices, specifically in the realms of vegan food and cruelty-free products. The platform allows users to share their opinions on plant-based alternatives, discover community-driven insights, and provide feedback to businesses, encouraging them to adopt more sustainable practices. With a user base in the millions, abillion has created the first peer-to-peer marketplace dedicated to sustainability, facilitating connections between consumers and over 250,000 businesses worldwide. The company prides itself on its diverse team, representing nearly 20 nationalities, with a significant proportion of women, reflecting its commitment to inclusivity. Through its platform, abillion aims to make sustainable living accessible and appealing, ultimately striving to inspire a billion individuals to embrace eco-friendly choices.

OpenFan is a data analytics platform that provides businesses of all sizes with advanced customer intelligence. The platform specializes in delivering actionable consumer insights derived from SKU-level purchasing history across more than 1,000 retailers. By personalizing and segmenting data based on customer spending behavior, OpenFan enables enterprises to gain valuable transactional insights relevant to their operations. This capability empowers businesses to understand consumer preferences and enhance their strategies accordingly, making it a crucial tool for informed decision-making in the retail sector.

Jiko is an innovative banking institution that leverages US Treasury bills to provide enhanced yield, safety, and scalability through its unique products and embedded finance API. Headquartered in San Francisco, with additional offices in New York City and Reykjavik, Jiko combines a nationally chartered bank and a registered broker-dealer to manage client cash in T-bills securely. The company offers a trading platform that allows users to invest in Treasury bills while also serving as a digital financial portal for sending, receiving, and spending money. By removing the constraints of traditional banking, Jiko aims to facilitate financial success in the modern economy.

Six Trees Capital LLC, established in 2013 and based in New York, operates across financial, technology, and media sectors through its subsidiaries. The company focuses on investing in technologies that enhance financial systems. Its flagship service, Max, is designed to assist individual investors in optimizing the cash portion of their portfolios by leveraging the efficiencies of online banking, thereby enabling them to earn significantly higher returns.

Better.com democratized the home-financing ecosystem, replacing it with a digitized process that eliminates commissions, fees, unnecessary steps, and time-wasting branch appointments. In addition to providing mortgage rates in seconds, Better.com’s platform offers a digital marketplace featuring competitive quotes from an array of insurance providers for the seamless purchase of a homeowner's insurance policy and instant access to leading real estate agents across the country. To date, Better.com has done $7.9B in home loans and $1B in insurance.

Future Finance is a non-government lender based in Dublin that specializes in providing student loans. Founded in 2014 by Brian Norton and Vishal Garg, the company aims to eliminate financial barriers to education, allowing students to focus on their studies and career aspirations regardless of their financial backgrounds. Future Finance offers straightforward loan facilities that can be used for tuition fees and living expenses associated with both undergraduate and postgraduate studies. By prioritizing the future potential of students rather than their past financial circumstances, the company seeks to empower individuals to achieve their educational goals with ease.

PeerIQ, Inc. is a financial information services company based in New York that specializes in the peer-to-peer lending sector. The firm provides institutional investors with an analytics platform that aggregates loan data from various online P2P marketplaces, offering credit risk analytics and benchmarks. These tools enable clients to assess loan performance, generate cash flows, develop investment strategies, price credit instruments, and manage loan portfolios while evaluating associated risks. Additionally, PeerIQ offers a Consumer Credit Suite, which integrates consumer credit datasets with its risk analytics platform, assisting clients in optimizing their loan portfolios and making informed investment and origination decisions. Founded in 2001, PeerIQ aims to enhance the P2P lending market by promoting transparency and efficient risk management through its comprehensive analytics solutions.

Trumid Financial LLC is a financial technology company based in New York that specializes in electronic trading solutions for the credit market. Founded in 2014, Trumid operates the Trumid Market Center, an electronic trading network specifically designed for corporate bonds, and offers Trumid Bond Stream, a tool that provides TRACE pricing data. The company focuses on enhancing the credit trading experience by integrating advanced technology with market expertise, facilitating direct access to liquidity and valuable market intelligence for professionals in the corporate bond sector. Additionally, Trumid Labs leverages data science to manage its network and provide bond price lookup services, enabling participants to make informed trading decisions. Trumid operates as a subsidiary of Trumid Holdings LLC.

Climb Credit, Inc. is a financial services company based in New York that focuses on providing educational loans to students pursuing career-oriented training in the United States. Established in 2014, Climb aims to make skill-based education more accessible and affordable by offering tailored payment options that cater to individuals regardless of their credit history. The company partners with various educational institutions that provide diverse programs, including cybersecurity, healthcare, data science, heavy machine operation, culinary arts, and artificial intelligence. By addressing the mismatch between traditional educational pathways and the evolving demands of the job market, Climb Credit facilitates connections between learners seeking practical career training and employers in need of a skilled workforce.

Toast is a South East Asian money transfer service enabling people to send any amount of money to the Philippines with ease. Money transfers can be sent and received via mobile phone, eliminating the necessity to queue up in order to send money or wait for days to receive it. Simply deposit money via bank deposit or a TOAST prepaid top-up card – and take advantage of zero hidden fees. Customers also place their first transfer free of charge. Finally, all funds and data are extremely secure thanks to bank grade hardware security and multi-signature digital currency wallets.

Paribus Co. operates a portal that monitors price changes for online purchases and automatically files claims for refunds when prices drop. Founded in 2014 and based in New York, the company helps consumers recover money on items purchased online that later go on sale. Paribus specializes in e-commerce and consumer technology, ensuring customers receive the difference back as guaranteed by retailers. As of October 2016, Paribus functions as a subsidiary of Capital One Financial Corporation.

Mighty Group Inc. operates an online marketplace designed to facilitate connections between litigants and attorneys in personal injury lawsuits. Founded in 2014 and based in New York City, the company provides a platform that includes communication tools for funders, enabling them to easily interact with plaintiffs and manage documentation. The platform also features a customer relationship management tool that assists personal injury law firms, medical providers, and financial service businesses in managing personal injury liens, tracking case status, payouts, and overall financial returns. Mighty aims to enhance access to justice for victims of personal injury cases by streamlining the management of legal and financial processes. The company has attracted funding from notable investors, including IA Ventures and Tribeca Venture Partners.

Six Trees Capital LLC, established in 2013 and based in New York, operates across financial, technology, and media sectors through its subsidiaries. The company focuses on investing in technologies that enhance financial systems. Its flagship service, Max, is designed to assist individual investors in optimizing the cash portion of their portfolios by leveraging the efficiencies of online banking, thereby enabling them to earn significantly higher returns.

PeerIQ, Inc. is a financial information services company based in New York that specializes in the peer-to-peer lending sector. The firm provides institutional investors with an analytics platform that aggregates loan data from various online P2P marketplaces, offering credit risk analytics and benchmarks. These tools enable clients to assess loan performance, generate cash flows, develop investment strategies, price credit instruments, and manage loan portfolios while evaluating associated risks. Additionally, PeerIQ offers a Consumer Credit Suite, which integrates consumer credit datasets with its risk analytics platform, assisting clients in optimizing their loan portfolios and making informed investment and origination decisions. Founded in 2001, PeerIQ aims to enhance the P2P lending market by promoting transparency and efficient risk management through its comprehensive analytics solutions.

Six Trees Capital LLC, established in 2013 and based in New York, operates across financial, technology, and media sectors through its subsidiaries. The company focuses on investing in technologies that enhance financial systems. Its flagship service, Max, is designed to assist individual investors in optimizing the cash portion of their portfolios by leveraging the efficiencies of online banking, thereby enabling them to earn significantly higher returns.

Better.com democratized the home-financing ecosystem, replacing it with a digitized process that eliminates commissions, fees, unnecessary steps, and time-wasting branch appointments. In addition to providing mortgage rates in seconds, Better.com’s platform offers a digital marketplace featuring competitive quotes from an array of insurance providers for the seamless purchase of a homeowner's insurance policy and instant access to leading real estate agents across the country. To date, Better.com has done $7.9B in home loans and $1B in insurance.