Sturgeon Capital

PeopleForce is an online HR software provider specializing in streamlining HR processes for medium-sized businesses. Their platform offers features such as applicant tracking, staff onboarding, leave management, electronic signatures, HR reporting, performance management, employee directory, and custom workflows. PeopleForce aims to simplify HR tasks like recruitment, daily routines, and other related duties by offering a comprehensive, user-friendly solution.

Klipy is a platform that specializes in providing a free API for GIFs, clips, stickers, memes, and AI-generated content, aimed at enhancing user engagement and driving revenue for various digital platforms. By offering a diverse selection of short content snippets from popular movies, TV shows, and videos, Klipy enables users to express emotions and share trending moments seamlessly across social media and messaging applications. The company's advanced localization features ensure that content remains relevant in different regions, customizing trending lists and search results to cater to varied audiences worldwide.

DealCart is a company that operates a social commerce platform designed to make shopping more affordable and engaging. The platform allows users to buy products in groups, which helps reduce costs through collective purchasing power. Users can discuss offers and share deals on popular messaging platforms like WhatsApp and other social media channels. DealCart focuses on providing affordable products in a gamified and interactive manner, fostering community connections while offering free delivery services.

Oasis provide loans to small businesses and individual entrepreneurs.

Cargon is a digital freight forwarding company that provides an online platform to facilitate the connection between shippers and carriers. Utilizing intelligent matching algorithms, Cargon enables shippers to efficiently transport loads while offering real-time tracking capabilities. This streamlined approach enhances reliability in logistics operations, making it easier for businesses to manage their shipping needs. Cargon’s focus on technology-driven solutions positions it as a modern player in the logistics sector.

zypl.ai is a technology company that specializes in applying artificial intelligence to enhance financial inclusion in emerging and frontier markets. Its software-as-a-service (SaaS) solution enables banks and microfinance institutions to underwrite loans swiftly and accurately for individuals with limited or no credit history. By utilizing synthetically generated data and simulating extreme market conditions, zypl.ai's AI models assess a wide range of variables, including social and demographic factors, as well as device metadata and psychometrics, to inform credit decisions. The company customizes its AI solutions to align with the risk appetite of each enterprise partner and offers flexible deployment options, either in the cloud or on-premise. zypl.ai emphasizes transparency by using explainable AI models that provide clear interpretations of decision-making processes. Since launching its beta version, zypl.ai has successfully underwritten over $9 million in loans while maintaining a low portfolio-at-risk rate. With plans for global expansion into new markets, the company is also exploring applications in other sectors, including telecommunications.

Depozit is a financial technology platform that provides microloans and offers financial advisory services.

Trukkr is Pakistan's first and largest online logistics platform, founded in 2019. The company streamlines the booking process for commercial cargo by connecting shippers with transporters through a secure and user-friendly platform. Trukkr provides shippers with transparency in pricing, visibility, and options while offering transporters easy access to job opportunities on-demand. Its platform allows users to enter cargo details, select vehicle types, and manage pick-up and drop-off schedules, facilitating efficient road haulage for various sectors, including individuals, households, and businesses. Trukkr aims to modernize Pakistan's trucking industry, enhancing the overall logistics experience for millions of truckers and ensuring timely access to the right transportation resources.

Shikho is an innovative educational platform in Bangladesh that aims to democratize access to high-quality learning. By utilizing advanced technology, Shikho provides interactive and personalized educational experiences geared towards the country's youth, particularly the 85 million individuals under 25. The platform allows students to learn at their own pace, offering live classes from expert tutors as well as original animated video lessons tailored to their testing performance. It incorporates gamification features, enabling students to earn points and badges as they progress through their studies. Through its efforts, Shikho is transforming traditional education, making it more accessible and relevant to the needs of a modern, digital-first society.

Pastoral is a regenerative precision livestock farming venture focused on enhancing the profitability and sustainability of global low-income livestock farmers. The company provides a platform that integrates advanced digital tools with traditional agricultural practices, offering real-time land and animal data at a low cost. By leveraging artificial intelligence, Pastoral equips farmers with actionable insights to implement regenerative farming methods, ultimately aiming to reduce their environmental impact while improving economic outcomes. Through its innovative approach, Pastoral seeks to revolutionize the livestock farming industry by making sustainable practices accessible and effective for those who need them most.

Finja is a digital payments solutions provider based in Lahore, Pakistan, focused on delivering innovative financial services in emerging markets. Founded by experienced professionals from the tech and banking sectors, the company leverages over 40 years of expertise to drive digital transformation in the payments landscape. Finja's offerings include a digital payment platform that facilitates online money transactions, alongside services such as business process management and digital marketing campaigns. The company emphasizes retail-led marketing and merchandising, enhancing the user experience across various channels, including mobile and e-commerce. By building robust payment ecosystems, Finja aims to simplify money transfers and cash transactions for individuals and businesses alike.

GoZayaan Limited is an online travel agency based in Dhaka, Bangladesh, founded in 2017. The company aims to simplify travel for its users by offering a comprehensive platform for booking both local and international flights, as well as hotel accommodations. As a travel-tech company, GoZayaan focuses on the emerging Bangladeshi market, providing solutions that cater to the specific needs of local travelers who are unable to access global platforms like Expedia. By accepting payments through local currency cards and mobile financial services, GoZayaan facilitates a seamless booking experience, making travel more accessible and convenient for its customers.

Modme is a developer of a customer relationship management and learning management system platform tailored for educational institutions. The company's platform automates various functions, including marketing, finance, service provision, and customer communication, thereby enhancing operational efficiency. By streamlining these processes, Modme enables schools to improve the quality of education they provide while also increasing their overall productivity and revenue.

MEDZnMORE is a digital healthcare innovator focused on improving access to healthcare through technology and innovation. The company operates an online pharmacy that allows customers to order both over-the-counter and prescription medications. By utilizing an interactive application, MEDZnMORE addresses issues related to counterfeit medicines, ensuring that customers receive genuine products. The platform is designed to provide a cost-efficient and convenient solution for obtaining medications from the comfort of home, making quality healthcare more accessible and reliable for users.

BILLZ is a retail management platform designed to assist small and medium-sized businesses in digitizing their operations. By providing a comprehensive suite of tools, including point-of-sale systems, inventory management, customer relationship management, analytics, e-commerce capabilities, and financial resources, BILLZ empowers retailers to enhance their performance both online and offline. The platform addresses the challenges faced by over 60% of retailers in developing countries, many of whom still rely on outdated methods such as paper and spreadsheets. Through its software, BILLZ automates key store activities, streamlining goods management, sales processes, and customer interactions, ultimately enabling store owners to save time and attract more customers in a rapidly evolving digital marketplace.

Abhi is a financial wellness platform based in Pakistan, founded in 2021, that focuses on providing salary advances to employees based on their accrued wages. The platform enables users to withdraw a portion of their earned salary directly into their bank accounts, thereby offering a solution to immediate financial needs without hidden charges. In addition to its salary advance services, Abhi supports employers by streamlining payroll processes and reducing the administrative burden on HR and finance departments. The company aims to enhance financial access and flexibility for employees while ensuring timely payments for employers, ultimately transforming the way individuals manage their finances.

Datacultr is a Platform as a Service (PaaS) company that specializes in risk management and digital debt collection, primarily targeting consumer lending firms. The company's innovative platform facilitates lending to 'New to Credit' customers by allowing borrowers to use their smartphones as collateral for unsecured loans. This approach not only mitigates risk for lenders but also promotes financial inclusion for individuals who may have limited access to credit. Datacultr's solutions enhance consumer engagement and offer effective recovery and collection options, ultimately helping lenders reduce delinquencies and improve on-time payment rates. Through its technology, Datacultr aims to bridge the accessibility gap for those considered credit dark, fostering greater financial stability in underserved markets.

Shajgoj is Bangladesh's leading e-commerce platform specializing in beauty and personal care products, dedicated to empowering women and enhancing their confidence. With a vast selection of over 15,000 authentic products from more than 400 brands, Shajgoj serves millions of customers through its user-friendly app and website. The company not only sells products but also offers free personalized beauty consultations via various communication channels, creating a tailored shopping experience for its consumers. Established in 2013, Shajgoj has developed a rich content site that educates and informs women about beauty trends, drawing inspiration from customer feedback. The company has achieved significant growth, boasting a high rate of returning customers and a commitment to continuously improving its offerings. Shajgoj fosters a supportive workplace culture, with a predominantly female team and policies that promote work-life balance and mental health awareness. This dedication to customer relations and employee welfare has solidified Shajgoj's position as a trusted name in the beauty industry, with aspirations for continued growth and stronger connections with its community.

FOM Group is a developer focused on creating a comprehensive ecosystem tailored for the digitalization of the pharmaceutical market. The company provides a suite of products that automate various internal processes within pharmacies, including inventory management, cash register operations, and warehousing. Additionally, FOM Group facilitates a marketplace that connects pharmacies with distributors, enhancing the accessibility of pharmaceuticals. Their offerings also include tools for drug search and an analytical Big Data platform that benefits manufacturers and distributors, enabling consumers to locate medications efficiently and at competitive prices.

ZoodPay is a Buy Now Pay Later payment solution offering interest-free installments in the untapped countries of MENA & Central Asia.

PeopleForce is an online HR software provider specializing in streamlining HR processes for medium-sized businesses. Their platform offers features such as applicant tracking, staff onboarding, leave management, electronic signatures, HR reporting, performance management, employee directory, and custom workflows. PeopleForce aims to simplify HR tasks like recruitment, daily routines, and other related duties by offering a comprehensive, user-friendly solution.

Payze is a technology-driven payment gateway that offers an API-based solution for online merchants and marketplaces. It facilitates instant onboarding and enables businesses to establish customizable payment split schemes, which streamline transactions and alleviate concerns related to accounting and tax compliance. Payze's automated ecosystem allows marketplaces to scale their services without the burden of managing settlements among various parties or dealing with regulatory checks. The platform supports a variety of payment methods, including split payments, email payments, recurring payments, and QR payments, providing customers and merchants with a flexible and secure payment experience through a single integration.

NowPay, Inc. is a FinTech company based in Cairo, Egypt, established in 2018, that aims to enhance the financial wellness of corporate employees. The company operates an online platform that enables employees to access a portion of their salaries in advance at any time during the month, thereby providing financial flexibility. Through its mobile application, users can manage personal finances, track savings, spending, budgeting, and borrowing, as well as receive detailed information about their salary, balance, and eligible loan amounts. By collaborating with employers, NowPay facilitates salary advances that can be repaid over multiple months without incurring additional liabilities, ultimately fostering employee happiness, productivity, and loyalty within organizations.

Zip24 is an on-demand software startup that specializes in streamlining operations for e-commerce businesses through its cloud-based platform. The company offers a suite of solutions including warehouse management, order forecasting, logistics transaction facilitation, delivery management, and enterprise resource planning (ERP). Its Warehouse Management System (WMS) guides inventory receiving, put-away, picking, shipping, and replenishment, while the Delivery Management System (DMS) handles pickup to point-of-delivery operations. Zip24's platform integrates with popular storefronts, payment gateways, carriers, and third-party systems, supporting retailers, 3PL companies, and online marketplaces. The company operates on a pay-as-you-go subscription model and has global customers. Founded by former Amazon employees and SaaS entrepreneurs in the Middle East and Central Asia regions, Zip24 is headquartered in Dubai, UAE, with development and support hubs in Tashkent, Uzbekistan, and Karachi, Pakistan.

Finmap is a London-based company established in 2018 that specializes in providing cash flow management tools for small and mid-sized businesses. The company's primary focus is on helping agencies, service companies, developers, and project-based firms gain real-time visibility into their financial status, avoid cash gaps, and make informed decisions. Finmap offers an easy-to-use financial management tool that analyzes key business financials such as cash flows and profitability statements. By integrating with banks and accounting tools, the company automates financial management routines, allowing clients to set up their financial and management accounting efficiently and optimize analytical summary reports quickly.

TASS Vision is a developer of advanced artificial intelligence tools focused on enhancing retail operations through in-store analytics. The company offers a sophisticated video surveillance system that detects, tracks, and analyzes data from cameras, providing retailers with valuable insights into customer behavior. Its technology includes visitor analytics, which delivers detailed information about customer traffic patterns and identifies the most frequented areas within stores using a heat map feature. Additionally, the system monitors staff attendance, facilitating better understanding of workforce dynamics. By optimizing internal processes and improving customer experiences, TASS Vision's solutions aim to significantly boost sales and profitability for large retail chains.

Smart Satu Global offers financial technology solutions for wholesalers, distributors, and retailers.

Brantu AB is a fashion technology company based in Stockholm, Sweden, founded in 2016. It operates a digital marketplace that focuses on enhancing the fashion sales experience for both consumers and brands. The company specializes in women's shoes, apparel, and accessories, including dresses, jackets, and skirts. Brantu aims to digitize the fashion supply chain by connecting brands, retailers, and manufacturers, facilitating a seamless shopping experience through a mobile-first platform. The services offered include strategic planning, payment solutions, and logistics support, ensuring efficient delivery and convenient returns. By simplifying the onboarding process, Brantu enables local and global fashion brands to effectively reach consumers across various markets.

Farel, Inc. is a technology company based in San Francisco, California, founded in 2020. It specializes in developing airline reservation software that serves as an operating system for next-generation airlines. Farel's platform streamlines critical operations by managing inventory, reservations, and departure control, while also enhancing advanced retailing and ancillary services. The software is designed to optimize airline operations and increase revenue through e-commerce opportunities. By offering a customer-facing website and mobile app, Farel enables regional airlines to automate resource-intensive back-office processes in a cost-effective manner. The company's pay-as-you-grow subscription model allows airlines to scale their operations seamlessly while capturing revenue opportunities with reduced operational costs.

Finmedia develops a digital media platform to promote digital content and mobile financial services for international partner companies.

BILLZ is a retail management platform designed to assist small and medium-sized businesses in digitizing their operations. By providing a comprehensive suite of tools, including point-of-sale systems, inventory management, customer relationship management, analytics, e-commerce capabilities, and financial resources, BILLZ empowers retailers to enhance their performance both online and offline. The platform addresses the challenges faced by over 60% of retailers in developing countries, many of whom still rely on outdated methods such as paper and spreadsheets. Through its software, BILLZ automates key store activities, streamlining goods management, sales processes, and customer interactions, ultimately enabling store owners to save time and attract more customers in a rapidly evolving digital marketplace.

Arzon Apteka offers software solutions for pharmaceutical sector that allows users to search for medicine throughout the country.

OrientSwiss SA is a Swiss company that operates an online marketplace facilitating business-to-business-to-consumer (B2B2C) trading and inbound travel. Founded in 2015 and headquartered in Lausanne, it combines e-commerce with advertising to streamline product and service transactions. The company is dedicated to delivering high-quality services to both merchants and customers in the rapidly growing mobile e-commerce markets of the Middle East and Central Asia. OrientSwiss has developed an innovative ecosystem that includes features such as a "Buy Now, Pay Later" option, a marketplace, and logistics solutions, enabling merchants from various regions—including the Middle East, Central Asia, China, Europe, Russia, and Turkey—to easily access new markets without incurring additional setup costs.