13books Capital

Developer of a digital banking platform designed to simplify the management of rental deposits and rents. The company's platform quickly sets up rental deposits and creates rental accounts without changing their existing software that facilitates digital tenancy contracts, simplifies inventory management, and provides digital claims settlement, enabling landlords to secure rental units in seconds, open accounts with just a few clicks, and spend less time monitoring rent to reduce costs and increase income efficiently.

Token, Inc. is an open banking payments platform that specializes in facilitating the transition from traditional card payments to account-to-account bank payments across Europe. Founded in 2015 and based in Gardner, Kansas, the company offers a range of solutions, including Token Connect, which empowers banks and developers to create customer-focused products, and Token PSD2, a compliance-oriented SaaS solution that helps banks capitalize on open banking opportunities. Token also provides Token BankPay, enabling payment service providers and merchants to leverage new open banking payment systems. With standardized, API-based access to over 3,000 banks, Token aims to simplify the complexities of compliance while enhancing innovation in digital financial services. Authorized as an Account Information Service Provider and Payment Initiation Service Provider by the FCA in the UK, Token holds passporting rights in 20 additional countries, positioning itself as a leader in the open banking infrastructure space.

Januar is a payment gateway designed for cryptocurrency businesses, facilitating seamless transactions between traditional and decentralized finance. The company provides payment account solutions that allow clients to accept payments and send payouts while ensuring full compliance with regulatory standards. With its international bank account number (IBAN) services, Januar enables cryptocurrency firms to access bank accounts, facilitating secure and efficient handling of fiat payments. By bridging the gap between digital currencies and conventional financial systems, Januar supports stable business operations for its clients in the evolving landscape of cryptocurrency.

We believe in the power of sharing experience. We do this by removing the barriers that prevent the sharing of experience and allowing people to realise the value of their knowledge. Arbolus is a trusted platform which helps connect, and foster relationships between people with experience and people that need it. Arbolus is a global organisation with teams in London, New York and London.

Wert offers a top-up module, that can be integrated to any website or mobile app and enables seamless purchasing of crypto. Customisable UI — affiliates brand first; Agile KYC — less stress, happy users; No solicitation — we don’t poach users; Insights — intelligence about users. Wert shares gateway fees with its affiliates, so they can grow and become independent from major crypto.

Thirdfort Limited is a London-based company founded in 2017 that provides a digital platform to facilitate property transactions. The company's app-based solution allows conveyancers to quickly verify client identities and the legitimacy of their funds, utilizing advanced ID scanning technology and open banking integration. This innovative approach significantly reduces the time required for onboarding and fund transfers, enabling transactions to be completed in minutes rather than weeks. Thirdfort's platform is utilized by award-winning conveyancers throughout the UK and has received backing from notable entities, including legal and real estate professionals.

Billhop is a payment institution that enables businesses and consumers to pay bills and invoices with their credit cards. Founded in 2011, the company is based in Stockholm, Sweden.

Hepster is developing digital products and markets for insurance businesses and consumers.

Banxware is a Berlin-based software provider specializing in embedded financial technologies that enable companies to offer financial services to their customers. Founded in 2020 by Miriam Wohlfarth, Jens Röhrborn, and Fabian Heiß, Banxware's lending-as-a-service platform allows digital platforms, marketplaces, and payment service providers to offer loans to their merchants using transaction data. The company's first product is an instant business lending solution, which streamlines the onboarding, verification, credit decision, and payout processes, completing them in under 15 minutes. Banxware's platform incorporates essential features such as KYC and AML checks, credit scoring, risk management, loan origination, and collection, facilitating a comprehensive approach to financial services. By leveraging Banxware’s white-label software, businesses can enhance their offerings while benefiting from the expertise of its founders.

Digital Asset Services Limited, trading as Coincover, offers cryptocurrency security and assurance solution to individual investors, fund managers, professional traders, and corporate customers. It offers deposit protection, crypto key storage and recovery, lost key protection, cryptocurrency wills, buy and sell crypto, theft insurance, and accumulation plans. The company was founded in 2018 and is based in Cardiff, United Kingdom.

Hepster is developing digital products and markets for insurance businesses and consumers.

Billhop is a payment institution that enables businesses and consumers to pay bills and invoices with their credit cards. Founded in 2011, the company is based in Stockholm, Sweden.

Minna Technologies, established in 2016, is a FinTech company that specializes in subscription management solutions for retail banks. As an EBA authorized partner, it provides Account Information Service Provider (AISP) and Payment Initiation Service Provider (PISP) capabilities. The company aims to enhance customer experience by enabling banks to offer effective management of subscriptions to their clients. Minna Technologies operates in six European markets and currently supports 18.7 million active digital banking users, demonstrating its significant impact on the financial services sector.