13books Capital

Getmomo is the digital banking platform. They offer solutions for property management and integrate seamlessly with existing software. Their digital business banking makes the opening of business and owner accounts easy and instant. They offer online banking access and direct integration into the platform with an account model that meets rental needs.

Token.io’s A2A payment infrastructure is powered by open banking and built for the payments industry. With the simplest and fastest way to launch Pay by Bank as a core payment method globally, Token.io helps payment providers grow their market share in the face of the continued shift from cards to APMs. Token.io's complete payments infrastructure offers the deepest and highest performing connectivity, reaching over 567 million bank accounts (80%+ of accounts per market) in 21 countries. With fast and flexible deployment options, including the option to use Token.io's license and conversion boosting payment authentication flows, payment providers can quickly and easily launch and manage Pay By Bank capabilities. Token.io's solution is proven by a blue chip base of partners, which collectively process payments for millions of merchants worldwide, including HSBC, Mastercard, BNP Paribas, ACI Worldwide, Computop, Nuvei and Paysafe.

Januar is a payment gate for crypto companies. They offer payment account solutions to accept payments and send payouts while maintaining full compliance and stable business operations.

Arbolus is a networking platform that uses technology to help build and maintain advisory relationships. The company works with more than 80 customers, including Big Four firms such as KPMG, leading global strategy consultancies and the world’s most innovative companies such as UiPath.

Thirdfort combines KYC, AML and payment fraud technology for beautifully secure verification. Now professionals working in law, property, and finance can onboard their clients in minutes, not weeks. Powered by Open Banking and transaction specific data, Thirdfort rapidly informs professionals of any risks associated with verifying their individual and corporate clients. Thirdfort is FCA regulated and has raised over $25m in capital from leading fintech investors Breega and Element Ventures, as well as the founders of Zoopla, Funding Circle, ComplyAdvantage, Tessian, Fenergo, and Fidel.

Billhop is a payment institution based in Stockholm, Sweden, founded in 2011. The company offers a financial payment platform that simplifies the management and payment of bills and invoices. Its services enable businesses and consumers to pay their bills using credit or debit cards, providing a regulated payment tool that emphasizes safety and security. Billhop distinguishes itself by not charging fixed fees, allowing users to utilize their existing payment cards for transactions. Additionally, the platform supports a range of privacy features and digital card options, catering to the diverse needs of its users.

Hepster is an InsurTech company that develops customized insurance products and integrates them into digital processes and systems. Its B2B model is complimented by a B2C webshop. Hepster’s strength is its fully API-driven, cloud-based, and modular insurance solutions. It can build and deploy digital insurance products as per its partner's requirements. Its current product portfolio includes bikes, e-bikes, electronics, and sports equipment insurance.

The Fintech startup Banxware specializes in embedded lending solutions tailored to platform-based businesses, fintechs, and banks. In a rapidly evolving digital economy, flexible financing holds increasing importance. The data-driven technology seamlessly integrates lending solutions into various platforms, enabling SMEs, e-commerce sellers, and restaurant owners to access the required liquidity. Banxware’s commitment lies in bolstering platforms, promoting growth, and enhancing customer convenience by providing essential financial infrastructure. With Banxware, platforms can instantly launch tailored embedded lending solutions across Europe. The company was founded in 2020 by Miriam Wohlfarth, Jens Röhrborn, and Fabian Heiß and employs 50+ people in their Berlin headquarters.

Coincover is a cryptocurrency insurance-backed technology that helps protect digital assets from hacks and human error. Protection provides safety against the loss or theft of crypto assets, and fraudulent transactions. Coincover Protection provides end-users unparalleled safety against the loss or theft of crypto assets, and fraudulent transactions, ensuring assets are both safe and accessible. Coincover Protect delivers through a key combination of technology solutions Cryptocurrency Theft cover: protecting end-users against cryptocurrency theft from phishing, hacking and cyber attacks to criminal extortion. If the worst does happen, Coincover will retrieve the value of crypto funds fast. With no deductible, the full value of crypto is returned. Deposit Protection Guarantee: protection for end-user cryptocurrency deposits against lost access; including password, device and key loss as well as through business failure. Funds are guaranteed to always be accessible. Transaction Checker: real time transaction monitoring for crypto assets to ensure genuine transactions. Coincover identifies, investigates and flags any suspicious transactions in real time so end-users never need worry about theft of crypto funds.

Hepster is an InsurTech company that develops customized insurance products and integrates them into digital processes and systems. Its B2B model is complimented by a B2C webshop. Hepster’s strength is its fully API-driven, cloud-based, and modular insurance solutions. It can build and deploy digital insurance products as per its partner's requirements. Its current product portfolio includes bikes, e-bikes, electronics, and sports equipment insurance.

Billhop is a payment institution based in Stockholm, Sweden, founded in 2011. The company offers a financial payment platform that simplifies the management and payment of bills and invoices. Its services enable businesses and consumers to pay their bills using credit or debit cards, providing a regulated payment tool that emphasizes safety and security. Billhop distinguishes itself by not charging fixed fees, allowing users to utilize their existing payment cards for transactions. Additionally, the platform supports a range of privacy features and digital card options, catering to the diverse needs of its users.

Minna Technologies specializes in subscription management services. They connect banks and fintech with subscription businesses to give consumers subscription management in-app. Their applications find and display subscriptions that switched to alternatives switch energy, mobile, and broadband services. They enable users to manage monthly payments for subscriptions.