Mojo Capital

Habito is a digital mortgage platform that offers a comprehensive homebuying service called Habito Plus, which streamlines the mortgage application process, conveyancing, and surveys into a single solution. The company provides a proprietary broker portal that grants over 3,000 external brokers exclusive access to its buy-to-let mortgage products and advanced Instant Decision technology. Using chatbot interfaces and machine learning, Habito's platform enhances efficiency, allowing consumers to easily compare mortgage deals, select payment options, and apply for mortgages while minimizing overpayment on interest rates and costs. Additionally, Habito is focused on developing innovative residential mortgage products tailored to various homeowners' needs.

Smava operates as a leading online loan comparison platform in Germany, facilitating connections between private borrowers and a diverse range of banks and private investors. The platform allows users to compare various loan options, featuring different amounts and interest rates, enabling customers to secure tailored loans quickly and efficiently. Smava has demonstrated robust growth, with the volume of loans brokered increasing significantly, from approximately EUR 2 billion in 2018 to around EUR 2.7 billion in 2019, and reaching about EUR 900 million in the first quarter of 2020 alone. To date, Smava has successfully brokered over 8 billion euros in loans, solidifying its position in the credit comparison market.