PayPay

Credit Engine, founded in November 2018, is an innovative online lending service based in Japan, specializing in providing a lending platform for financial institutions. As a spinoff of LENDY, the company is unique in its offering, enabling banks and other financial entities to launch their own branded lending services with an advanced user interface and efficient operational processes. The platform is designed to facilitate real-time loan screening using a combination of sales data, bank data, and external online information, streamlining the borrowing process for small and medium-sized enterprises (SMEs). Credit Engine has garnered the trust of leading Japanese banks, including Mitsubishi UFJ Financial Group and Mizuho Financial Group, making it a prominent player in the online lending sector.