HW Capital

As Deutsche Firmenkredit Partner (DFKP), the company funds small and medium-sized enterprises (SMEs) in Germany, combining the power of digitization with extensive human guidance. The company's financing consultants have access to financing solutions from over 100 banks and specialised lenders and can negotiate market-leading terms for business customers from all industries. DFKP provides nationwide advice and is also available to you directly in our offices in Berlin, Munich, Hamburg, Frankfurt, Cologne, Leipzig, Essen, and Nuremberg.

Banovo GmbH is a bathroom renovation company based in Munich, Germany, founded in 2015. The company specializes in providing a comprehensive range of services for bathroom redesign, including wall design, flooring, lighting, and material selection. Banovo offers an online platform that allows customers to plan their bathroom renovations from the comfort of their homes while also providing video-enabled consultations and onsite surveys. Customers can choose from various design options, including L-shaped bathrooms and guest toilet designs, tailored to enhance the functionality and aesthetics of their spaces. The company facilitates a seamless renovation process with turnkey execution and supervision by design specialists, ensuring that clients receive a personalized service that aligns with their preferences and budget.

Vytal provides software‑enabled reusable packaging solutions that replace single‑use containers in the food and beverage sector. The company offers a reusable container system coupled with container‑management software to support sustainable takeaway and delivery operations. Its platform operates on a pay‑per‑use model that is cheaper than disposable alternatives, allowing restaurants, supermarkets, caterers, canteens and event organisers to borrow containers for free and return them at designated locations or through delivery services. By enabling convenient borrowing and returning, Vytal maximises both economic and ecological value while reducing packaging waste.

Finimize is a Dublin-based platform that delivers financial news and education for everyday investors. It provides clear, concise, and accessible information on markets, trading, stocks, cryptocurrencies, and related topics, along with insights and guidance to help users stay informed and make smarter investing decisions. The platform combines news, analysis, and community features to demystify finance and improve financial literacy.

Founded in Berlin in 2017, Circula designs and develops expense management software tailored for European tax standards. Its mobile and web app streamlines real-time expense invoicing, benefiting road warriors, accountants, and managers alike by reducing administrative costs and workload.

Banovo GmbH is a bathroom renovation company based in Munich, Germany, founded in 2015. The company specializes in providing a comprehensive range of services for bathroom redesign, including wall design, flooring, lighting, and material selection. Banovo offers an online platform that allows customers to plan their bathroom renovations from the comfort of their homes while also providing video-enabled consultations and onsite surveys. Customers can choose from various design options, including L-shaped bathrooms and guest toilet designs, tailored to enhance the functionality and aesthetics of their spaces. The company facilitates a seamless renovation process with turnkey execution and supervision by design specialists, ensuring that clients receive a personalized service that aligns with their preferences and budget.

Founded in Munich in 2018, Capmo is a leading B2B SaaS company transforming the construction industry. It offers an AI-driven platform for task management and building documentation, serving hundreds of customers across Europe.

Bonify is a Berlin-based FinTech startup that provides customers with access to their credit scoring and financial data. Founded in 2015 by former executives from McKinsey and Zalando, the company offers a mobile platform that allows users to check and correct their credit scores, monitor changes, and receive personalized recommendations to enhance their financial situations. By enabling users to upload relevant data and offering easy-to-read credit reports and insights, Bonify aims to holistically improve individuals' financial lives. The company has garnered significant funding from leading venture capitalists and successful entrepreneurs, reflecting its innovative approach to credit management.

Payworks is a technology company specializing in next-generation Point of Sale payment gateway solutions. Headquartered in Germany, with additional offices in the UK, the US, and Poland, Payworks offers a cloud-based platform that enables developers to seamlessly integrate card payment functionality into their applications. This technology allows businesses to securely process EMV, contactless, and mobile wallet transactions efficiently at the Point of Sale. By providing its services to leading acquirers and payment providers worldwide, Payworks aims to enhance the payment experience for merchants and customers alike. The company was acquired by Visa in July 2019, further solidifying its position in the payment technology landscape.

Finanzchef24 GmbH, established in 2012 and headquartered in Munich, Germany, operates an online platform that specializes in comparing and providing business insurance and banking products for small and medium-sized enterprises (SMEs). The company's innovative hybrid model combines digital self-service, using a proprietary rules engine for instant quotes, with personal phone-based consulting by in-house insurance experts. Finanzchef24 works directly with 46 business insurers, serving over 40,000 clients, and has been recognized for its rapid growth and success, including being named the top fast-growing company in the "Financial Services" category by "FOCUS Wachstumschampions" in 2019 and a two-time winner of the Deloitte Technology Fast 50 Award.

SuitePad GmbH is a Berlin-based company specializing in tablet-based communication solutions for the hospitality industry. Founded in 2012, the company aims to enhance the guest experience by integrating various services into a single device. Its tablets serve as a comprehensive platform for hotel guests, providing essential information about the hotel and its surroundings, while facilitating direct bookings for services such as room service and wellness appointments. SuitePad has successfully collaborated with both private and chain hotels across Germany, Austria, and Switzerland to ensure its product meets the specific needs of its clients. Since its first installation in 2013, SuitePad has expanded its presence to 11 European countries and has received multiple industry awards, including the CeBit BITKOM Innovation Award and the HSMAI Technology and Innovation Award, for its innovative contributions to hotel guest communication.

Bonify is a Berlin-based FinTech startup that provides customers with access to their credit scoring and financial data. Founded in 2015 by former executives from McKinsey and Zalando, the company offers a mobile platform that allows users to check and correct their credit scores, monitor changes, and receive personalized recommendations to enhance their financial situations. By enabling users to upload relevant data and offering easy-to-read credit reports and insights, Bonify aims to holistically improve individuals' financial lives. The company has garnered significant funding from leading venture capitalists and successful entrepreneurs, reflecting its innovative approach to credit management.

Savedo GmbH is an online marketplace based in Berlin, Germany, that allows users in Germany, Austria, and the Netherlands to invest in fixed-term deposits across the European Union. Founded in 2014, the company operates as a subsidiary of Deposit Solutions GmbH. Savedo's platform facilitates safe and efficient investment in retail financial products by providing better interest rates and handling customer service for participating banks. It offers standardized account documents, enabling clients to invest easily in various European markets without the need to travel. The company is supported by a team of experienced finance specialists and online professionals.

Getsafe is a digital insurance company that simplifies insurance processes through technology. It offers various insurance products such as renters, legal, personal liability, content, income protection, and car insurance, all managed via smart automation for real-time claims and coverage changes.

Finanzchef24 GmbH, established in 2012 and headquartered in Munich, Germany, operates an online platform that specializes in comparing and providing business insurance and banking products for small and medium-sized enterprises (SMEs). The company's innovative hybrid model combines digital self-service, using a proprietary rules engine for instant quotes, with personal phone-based consulting by in-house insurance experts. Finanzchef24 works directly with 46 business insurers, serving over 40,000 clients, and has been recognized for its rapid growth and success, including being named the top fast-growing company in the "Financial Services" category by "FOCUS Wachstumschampions" in 2019 and a two-time winner of the Deloitte Technology Fast 50 Award.

SuitePad GmbH is a Berlin-based company specializing in tablet-based communication solutions for the hospitality industry. Founded in 2012, the company aims to enhance the guest experience by integrating various services into a single device. Its tablets serve as a comprehensive platform for hotel guests, providing essential information about the hotel and its surroundings, while facilitating direct bookings for services such as room service and wellness appointments. SuitePad has successfully collaborated with both private and chain hotels across Germany, Austria, and Switzerland to ensure its product meets the specific needs of its clients. Since its first installation in 2013, SuitePad has expanded its presence to 11 European countries and has received multiple industry awards, including the CeBit BITKOM Innovation Award and the HSMAI Technology and Innovation Award, for its innovative contributions to hotel guest communication.

Finanzchef24 GmbH, established in 2012 and headquartered in Munich, Germany, operates an online platform that specializes in comparing and providing business insurance and banking products for small and medium-sized enterprises (SMEs). The company's innovative hybrid model combines digital self-service, using a proprietary rules engine for instant quotes, with personal phone-based consulting by in-house insurance experts. Finanzchef24 works directly with 46 business insurers, serving over 40,000 clients, and has been recognized for its rapid growth and success, including being named the top fast-growing company in the "Financial Services" category by "FOCUS Wachstumschampions" in 2019 and a two-time winner of the Deloitte Technology Fast 50 Award.

SuitePad GmbH is a Berlin-based company specializing in tablet-based communication solutions for the hospitality industry. Founded in 2012, the company aims to enhance the guest experience by integrating various services into a single device. Its tablets serve as a comprehensive platform for hotel guests, providing essential information about the hotel and its surroundings, while facilitating direct bookings for services such as room service and wellness appointments. SuitePad has successfully collaborated with both private and chain hotels across Germany, Austria, and Switzerland to ensure its product meets the specific needs of its clients. Since its first installation in 2013, SuitePad has expanded its presence to 11 European countries and has received multiple industry awards, including the CeBit BITKOM Innovation Award and the HSMAI Technology and Innovation Award, for its innovative contributions to hotel guest communication.

PurchasePooling.com is a Web-based demand aggregating service developed to enable government entities.