Addem Capital

Aviva is developing an AI-driven digital bank focused on serving underbanked communities in Latin America. Initially targeting Mexico's unsecured credit market, Aviva offers inclusive financial services through innovative physical onboarding kiosks and novel AI-based risk models.

We are a startup transforming access to medical services and specialized treatments by offering tailored financing solutions across Latin America. In an era where healthcare costs are a significant barrier for many, Mend is here to bridge the gap. Our mission is to empower patients and doctors with accessible payment options, enabling more inclusive and efficient healthcare.

Verqor is a platform that provides financing and technology solutions for the agricultural sector. It enables farmers to acquire inputs and equipment on credit through cashless transactions, supported by a data-driven credit scoring approach that promotes financial inclusion and modernization of farming practices. The platform also serves financial institutions by presenting low-risk agricultural lending opportunities based on credit criteria that consider nontraditional data sources. In addition, it helps crop buyers achieve more reliable supply chains by linking lenders, farmers, and buyers with transparent credit and procurement information. Verqor focuses on improving control and transparency across the agricultural value chain, accelerating access to capital, and enabling farmers to adopt new technologies and inputs to boost productivity.

Tivos is a financial services company that specializes in leasing solutions for various industries, including manufacturing, food, health, and agro-industrial sectors. The company focuses on streamlining the leasing process through its platform, which provides small and medium-sized enterprises with access to tailored equipment and machinery leasing services. By offering flexibility and efficiency, Tivos aims to support businesses in optimizing their operations and enhancing their overall productivity.

Credmei, established in 2013 and headquartered in Uberlândia, Brazil, specializes in providing credit solutions to small and medium-sized businesses. It employs machine learning to facilitate the prepayment of receivables, offering a streamlined, automated loan underwriting process and a range of products through its fintech platform.

Mattilda is a Mexican company focused on addressing financial challenges faced by schools in Mexico and Latin America. It offers a finance management platform that streamlines financial processes for parents and private educational institutions. The platform enables schools to advance tuition fees, ensuring a predictable cash flow and minimizing delays in payment. Additionally, it provides various flexible payment options for parents, allowing them to manage their finances more effectively. By offering automated collection management products and medium to long-term credit solutions, Mattilda supports schools in prioritizing their educational mission while enhancing their financial stability.

Wen Living is a company that focuses on the development of private homes in amenity-rich communities, particularly in Codigo Postal, Mexico. The firm provides a comprehensive range of services, including home building, infrastructure planning, and interior design and execution. By emphasizing quality and thoughtful design, Wen Living aims to create environments that enhance the living experience of its clients, allowing individuals to thrive in their homes and communities.

Arrenda1 creates financing plans that adapt to the financial capabilities and lifestyle of its clients.

Atria is a furniture manufacturing company that designs and produces dining tables, commercial chairs, and furniture accessories.

Tecredi is a fintech platform that enables customers to easily access the products and services of partner financial institutions.

Lafin supports entrepreneurs by providing them with access to the best credit. Lafin was started in 2008 with only 2 branches, currently, thanks to their loyal customers, there are already more than 40 branches, with more than 50 thousand customers.

Prestanómico is a Mexican company focused on providing accessible and economical credit solutions through innovative technology. It aims to facilitate fast and affordable credit opportunities, enabling individuals to refinance existing bank debt, achieve personal goals, or enhance their quality of life. The company offers a user-friendly online loan application process that prioritizes security and transparency, detailing monthly payment obligations. Additionally, Prestanómico supports businesses in offering financing options to their customers under an embedded finance model, with a particular emphasis on serving gig economy workers and other underserved demographics. This approach positions Prestanómico as a key player in the evolving financial landscape, dedicated to improving access to credit for all.

Divibank is a fintech company that develops software to facilitate business access to financial products and services from accredited institutions. Its platform integrates multiple payment methods, aiming to reduce costs, increase transaction approvals, and drive sustainable growth for businesses seeking efficient expansion.

Bien para Bien is a Mexican Financial Institution that supports SMEs and entrepreneurs, through a credit with fiduciary guarantee.

Siembro operates a web platform that connects agricultural companies with funding sources. Based in Argentina, the company facilitates access to loans for farmers through its online lending-as-a-service platform.

Quipu is building the first digital bank for the informal economy in LATAM. Using proprietary AI algorithms, Quipu assesses informal microbusinesses’ creditworthiness using over 80,000 alternative data points. Quipu leverages this data to provide working capital loans through a local supply chain financing system that allows microbusinesses to buy supplies, ingredients and materials at wholesale price. The company is building an uncollateralized loan protocol to boost their loan operation. Quipu’s goal is to become the one-stop-shop for financial services for micro-businesses in LATAM providing easy, fair and alternative access to working capital.