Clear2Pay
Clear2Pay is a payments technology company that specializes in electronic payment services. Its Open Payment Framework (OPF) allows financial institutions to enhance their internal payments processing efficiencies while offering clients faster payment services enriched with detailed information. This framework operates on a Service-Oriented Architecture (SOA), enabling banks to utilize a centralized payments engine with a library of reusable business services applicable across all payment types. By integrating new service models with existing infrastructures, Clear2Pay helps banks protect their previous investments and transition to a more modern and efficient payments environment. Additionally, the company provides a Software Development Kit and a Bank Payment Hub, which facilitates customer interaction, order management, and payment execution, along with services for dispute and exception processing.
ISTS Worldwide
Acquisition in 2011
ISTS Worldwide, Inc. specializes in delivering technology services and solutions tailored for the retail and payment sectors globally. The company provides a range of consulting services that encompass enterprise development and support, including application architecture, development, and post-production support. Additionally, it focuses on infrastructure design and management, enterprise security standards, and domain-specific solutions. ISTS Worldwide also offers multi-payment applications, point-of-sale systems, gift and loyalty card applications, and information technology outsourcing services. Its comprehensive offerings include application development, quality assurance, testing, and post-implementation support, positioning the company as a key player in enhancing operational efficiency and security within its target industries.
Level Four Software
Acquisition in 2011
Level Four Software Ltd. provides open automated teller machine (ATM) software solutions to banks and payments processors in the United Kingdom, the Middle East, and North America. It offers BRIDGE, a suite of development, testing, installation, deployment, and control modules for various types of ATM networks; ATM Developer, a configuration file management solution for NDC/912-based ATM networks; and Quality Center, a plug-in for BRIDGE and ATM Developer that allows its users to interface to HP Quality Center. The company also provides consulting, technical support, and training services for its software solutions. Its BRIDGE software suite consists of an ATM application design and creation module; an automated testing product for ATM software applications; an ATM application configuration builder and repository; a run-time execution environment for distributed ATM applications; and a module for independent monitoring and control of Windows-based ATM network. Level Four Software Ltd. was founded in 1995 and is based in Dunfermline, the United Kingdom with additional offices in Dubai, the United Arab Emirates; and Charlotte, North Carolina.
Lexcel Solutions
Acquisition in 2011
Lexcel Solutions, Inc. specializes in payment testing software and services focused on network pre-certification and validation applications. Based in Scottsdale, Arizona, the company offers a range of solutions, including Lexcel TestSystem ATM, which generates transactions and validates content for ATM systems, and Point of Sale Testing, designed to expedite terminal development for manufacturers and streamline certification for processors. Additionally, Lexcel provides Lexcel TestSystem Network, a platform for managing in-flight transactions, and Clearing software that automates and virtualizes clearing processes. The Lexcel TestSystem Settlement application handles back office processing and message settlement, while Lexcel TestSystem CapSystem aids in capacity planning for performance testing in the payment technology sector. Lexcel Solutions also delivers services such as planning, implementation, maintenance, training, integration, and project management. Its client base includes third-party transaction processors, financial institutions, retailers, ATM/POS manufacturers, and government organizations across North and South America and Europe. Founded in 1987, Lexcel operates as a subsidiary of Clear2Pay nv/sa.
Jware Technologies
Acquisition in 2010
Jware Technologies is a provider of e-commerce and mobile payment solutions.
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