Mastercard Start Path

Electronic KYC provides customer verification solutions for business sectors. That offers video verification, 3D liveness detection, 2Factor authentication, and address verification features.

Neofin is a fintech company specializing in low-code software solutions for the lending industry. Its platform allows financial institutions to automate loan operations efficiently, enabling them to launch lending businesses in as little as 15 minutes. Users can establish credit products within an hour and begin issuing credits the same day. Neofin's modular platform supports the creation of comprehensive loan applications and services, including point-of-sale financing, loan management, borrower area site building, digital onboarding, and debt collection. Additionally, it features tools for customer relationship management and credit scoring, streamlining the entire borrowing process from origination through to debt recovery.

“Zhabka” is the first versatile payment service for individuals and businesses "Zhabka" allows you to pay, accept payments and transfer means via any social network or messenger. “Zhabka” is a free mobile application, which turns a smartphone into a POS-terminal. Using “Zhabka” entrepreneurs can receive payments and send receipts for payment in any messenger. “Zhabka” also allows to transfer or request for a transfer of funds from card to card via Apple Pay and Google Pay, or enter the card number manually - in Viber, Telegram and other messengers.

RemOnline is a software company that offers web and mobile applications for the small and SME's.

RociFi has created a decentralized lending protocol that enables undercollateralized loans through blockchain technology. By utilizing on-chain data, machine learning, and decentralized identity information, RociFi's platform assesses a borrower's trustworthiness based on their digital identity. This innovative scoring process allows lenders to make informed decisions about lending by evaluating credit risk scores, thereby transforming the traditional lending landscape. The protocol aims to provide greater access to financial services by facilitating loans with reduced collateral requirements.

Suberra is a company that specializes in facilitating cryptocurrency payments for businesses, aiming to enhance the user experience in this evolving financial landscape. It offers a range of services, including the acceptance of crypto payments for commerce, one-time transactions, and subscription models. Suberra's payment infrastructure is designed to enable safe and secure transactions, providing both consumers and merchants with a streamlined process for using cryptocurrencies and stablecoins. This approach not only simplifies payment acceptance for businesses but also empowers consumers to transact more freely and efficiently in their everyday purchases.

Coala Pay is developing a comprehensive platform tailored for aid organizations to streamline the verification and delivery of aid funding. This solution not only simplifies the movement of aid money across borders but also incorporates AI-driven tools to monitor the effectiveness of funds distributed. By enhancing traceability and addressing challenges such as foreign currency risks, high banking fees, and delays, Coala Pay aims to make the financial management of aid more efficient and effective.

Axelar is a company focused on developing interoperability software that facilitates communication between various blockchain ecosystems and applications. Founded in 2020 by Sergey Gorbunov and Georgios Vlachos, Axelar Network offers a suite of protocols, tools, and APIs aimed at overcoming the challenges of cross-chain interactions. The company's solutions leverage Byzantine consensus, cryptography, and mechanism design to enable decentralized applications to operate across different blockchains seamlessly. By providing developers with the necessary resources, Axelar empowers them to select the most suitable platforms while enhancing cross-chain composability and liquidity.

Cheeze operates a minting studio designed for photographers, enabling them to create and share their work as non-fungible tokens (NFTs). The platform serves as a social space for families and close friends to capture and share memories. Users can mint their photography collections on the blockchain without incurring gas fees, ensuring secure transactions and sales tracking. Cheeze facilitates the curation and discovery of NFT photography, allowing users to manage their sales effectively while leveraging blockchain technology for enhanced security and transparency.

Qonbay is an integrated platform that offers a reward programme together with business solutions. Qonbay Provides sellers and creators with the tools they need to build web3-based customer loyalty programmes that improve scalability and make it easier to move between the real world and the virtual world.

Mammoth Climate focuses on enabling organizations to achieve their climate goals by promoting employee-led initiatives for emissions reduction. The company provides a platform that rewards employees for enhancing their climate literacy and implementing strategies that lower corporate emissions while also saving costs. Additionally, Mammoth Climate offers a membership program that supports projects in wind, solar, and reforestation aimed at carbon dioxide removal. Members can calculate their carbon dioxide output and receive discounts at sustainable partner brands. This approach empowers individuals to align their professional efforts with personal commitments to combat climate change.

Agora Services provides a cloud-based fintech platform designed to enhance the digital capabilities of financial institutions, particularly community banks and credit unions, without the need to overhaul their core banking systems. The platform enables real-time account management, allowing banks to improve user experiences and increase deposits and revenues. Agora's offerings include tailored solutions for various demographics, such as teens and their parents, gig economy workers, and the elderly. For teens, Agora offers accounts that provide financial independence while allowing parental oversight. Gig economy workers benefit from streamlined banking services that cater to their unique needs, including virtual onboarding and transaction management. Additionally, Agora supports elderly customers and their caretakers by facilitating secure access to accounts, ensuring financial transactions are legitimate and adequately funded. Through these innovative solutions, Agora Services empowers financial institutions to meet the diverse banking needs of their customers.

Lidya is a financial services platform based in Lagos, Nigeria, focused on improving access to credit and finance for small and medium enterprises. Founded in 2016, Lidya enables businesses to open accounts online, manage funds, and access credit within 15 minutes using mobile-first technology and proprietary credit scoring algorithms. The platform offers a range of banking services, including invoice financing and working capital, designed to help business owners build credit profiles and secure affordable financing. Additionally, it provides tools and dashboards for managing receivables and cash flow, allowing businesses to enhance their credit scores and unlock higher credit limits.

AID:Tech is a digital finance platform established in 2016 by Joseph Thompson and Niall Dennehy. The company focuses on enhancing traceability and transparency in the flow of funds, particularly for governments and organizations involved in international aid and social welfare. By utilizing blockchain technology, AID:Tech issues digital identities that allow individuals to own, control, and monetize their metadata. This innovative approach enables clients across various sectors to efficiently manage the distribution of payments and entitlements, thereby improving the overall effectiveness of payment services.

RecommenderX is an artificial intelligence company focused on creating advanced data analytics and recommender systems for the enterprise market. The company's cloud-based Recommendation as a Service platform transforms data into actionable insights, enhancing business value for clients in various sectors, including FinTech, Travel, and Telecommunications. With a foundation in AI academic research, RecommenderX's team utilizes machine learning, natural language processing, user modeling, information retrieval, and personalization techniques to develop innovative solutions. The company also provides data visualization applications and a suite of API-Platform products that can seamlessly integrate with existing systems, facilitating the digital transformation of manual processes for its clients.

Airwallex is a global payments and financial platform that aims to streamline international transactions for businesses by eliminating the complexities and costs associated with traditional financial systems. The company offers a comprehensive suite of services, including payment processing, treasury management, and spend management, all integrated into a single platform. By leveraging an ecosystem of application programming interfaces, automation, and local payment networks, Airwallex enables clients to issue and pay invoices in their preferred currencies at mid-market foreign exchange rates. The platform is designed to support entrepreneurs and businesses in achieving their global objectives by providing seamless access to financial tools and opportunities worldwide.

Mozio, Inc. operates an online airport transportation search and booking engine, enabling travelers to find and reserve various ground transportation options, including shared ride shuttles, private vans, taxis, limousines, and SUVs from airports across the globe. The platform aggregates local transportation services in regions such as the United States, Canada, Latin America, Europe, and Asia, simplifying the process of navigating from the airport to the final destination. Founded in 2012 and based in San Francisco, Mozio also offers API and affiliate programs, allowing travel websites and agents to sell transportation services. The company's mission is to enhance the travel experience by providing users with comprehensive information and the best deals for their ground transportation needs.

Cyberfend, incorporated in 2014 and headquartered in Fremont, California, specializes in real-time web and mobile security solutions designed to protect applications from sophisticated attacks and fraudulent activities. The company employs a unique approach that combines human cognitive science with advanced machine learning techniques to effectively detect account takeovers, payment fraud, and stolen credentials, achieving near-zero false positives. Cyberfend's flagship offerings include its Cognitive Security Engine, which addresses several complex security challenges, and BotFender, a comprehensive bot and automation detection service. As a subsidiary of Akamai Technologies, Cyberfend continues to enhance its robust cloud-based security platform, enabling users to safeguard their web and mobile devices against cyber threats in real-time.

PayKey provides a mobile banking solution that allows banks to offer a variety of financial services, such as peer-to-peer payments, balance checks, and cardless withdrawals, directly within any mobile application. By integrating a banking button into the smartphone keyboard, PayKey enhances user engagement and simplifies the banking experience, enabling customers to access financial services seamlessly without switching apps. This innovative approach helps banks remain relevant in a competitive landscape where consumers demand instant and efficient access to their financial needs. By facilitating these services in a contextually relevant manner, PayKey aims to improve user experience and strengthen brand loyalty for banks.

ItemBase GmbH, established in 2011 and based in San Francisco, operates a cloud-based platform that facilitates e-commerce API integration. It connects e-commerce shops with solution providers, enabling the latter to offer services across multiple shop systems through a single integration with ItemBase. The platform hosts, enriches, and provides product identity data, reducing integration costs and complexity for e-commerce service providers. It currently serves over 120,000 e-commerce shops, offering them access to tailored solutions.

ViSenze is a product discovery platform that enhances how consumers search for and discover products online. Trusted by major retailers such as ASOS, H&M, and Rakuten, ViSenze processes over a billion queries monthly, providing solutions for in-store and e-commerce environments. The platform offers various services, including enhanced search functionality, product tagging, smart recommendations, and merchandising analytics. By leveraging automated AI technology, ViSenze helps retail merchants improve the shopping experience, ultimately driving revenue growth through more efficient product discovery. The company's innovative approach positions it as a leader in the retail technology space.

Supersmart Ltd. is a retail technology company based in Rosh HaAyin, Israel, that specializes in self-checkout systems and mobile application platforms for retailers. Founded in 2014, the company utilizes advanced AI loss prevention technology and proprietary machine-learning algorithms to enhance self-scanning transactions in physical stores. Supersmart's solutions allow customers to scan products and pay using their smartphones, enabling a seamless checkout experience while minimizing the risk of loss for retailers. By tracking various parameters and disassembling shopping carts into individual components, Supersmart supports retailers in implementing efficient mobile scanning options that enhance customer satisfaction.

InvoiceSharing B.V. is a financial services marketplace based in Rotterdam, the Netherlands, that specializes in providing free electronic invoicing solutions. Established in 2009, the company offers a platform where users can send and receive invoices without charge, as well as integrate their billing or financial systems. The platform facilitates direct electronic invoice transactions between accounting and invoice scanning software companies and their clients, enhancing efficiency and reducing costs. InvoiceSharing also features an application store that includes various tools designed to improve cash flow and streamline accounting processes. While the core services are offered for free, InvoiceSharing generates revenue through the sale of premium products and provides white label solutions to banks and software companies.

Saida is a lending platform focused on emerging markets, initially launched in Africa, that enables borrowers to secure loan approvals instantly through their mobile phones. The platform is designed to streamline the borrowing process, making it accessible and efficient for users in select countries. In addition to its lending services, Saida has developed a mobile-based expense-tracking application that assists users in monitoring their spending activities. This application categorizes expenses, helping users manage their finances more effectively and avoid confusion between personal and project-related funds. By combining lending and expense management, Saida aims to empower individuals in emerging markets with better financial tools.

UBIO is a technology company that specializes in transforming websites into interactive transactional application programming interfaces (APIs). Its managed automation service empowers clients to regain control over their customers' journeys by enabling seamless connections between websites and APIs. The platform provides an open-source toolset that allows clients to automate, transact, and perform complex interactions on the web. UBIO's technology is utilized by major organizations, including Google and trivago, to collect availability and price data from over 50,000 hotels globally. Additionally, it supports companies like kiwi.com in selling airline tickets and TickX in offering theatre tickets. With teams based across Europe, UBIO is committed to fostering meaningful connections between web services and delivering significant business outcomes for its clients.

dopay offers a cloud-based payroll service designed to facilitate electronic salary payments for employers, particularly targeting unbanked and financially underserved populations. With approximately 2 billion individuals globally lacking bank accounts, many companies face challenges managing cash for their employees and customers. dopay addresses this issue by providing a payroll and cash management solution that includes a prepaid card and a mobile app, giving employees access to essential banking services. The company has partnered with Barclays to deliver payroll services to various multinationals, embassies, and local businesses in Egypt, with plans to expand into other regions with significant unbanked populations.

Float, Inc. is a Los Angeles-based financial services company that specializes in providing a mobile-first credit application aimed at helping young consumers access and build credit. The platform offers instant access to affordable lines of credit without requiring a FICO score, making it particularly beneficial for thin-file consumers. By utilizing a non-FICO based underwriting approach, Float can make personalized credit decisions within seconds, delivering micro-credit lines that can be used alongside existing debit cards. This innovative service allows emerging credit users to demonstrate their creditworthiness through personalized assessments, offering a fast and user-friendly alternative to traditional credit options.

N-Frnds universal digital inclusion solution is bringing ALL people in the emerging markets into the digital world. Our technology platform closes the digital divide with a lucrative business model. Today, over 4 billion individuals and small businesses are not connected to the internet. The advertising model supporting “free” applications does not work in emerging markets. Furthermore, companies in emerging markets cannot digitally reach their customers and suppliers. The result is billions of dollars of lost revenues and inefficiency costs. Attempts by others to solve this have failed, mainly because their solutions have focused on mobile data, direct to consumer and channel ownership - excluding most of the market and the existing distribution networks. N-Frnds unique cloud-based digital distribution platform • includes the whole market – can be reached from any device, even with no internet connectivity • utilizes our customer-partners’ existing consumer value chains • consolidates the value chains into our unified digital distribution platform (including all its participants) • creates new digital users incentivized by our customer-partners N-Frnds solution is: • Proven - Massive buy-in from market, from consumer and financial businesses, including companies such as: Microsoft (who selected us as a strategic partner), Coca cola, Nestle, Government of Rwanda, Sequis (insurance), BTPN (bank), MasterCard • Scalable - we have already digitized 15 million end-users and distribution networks of over 200k agents • Unique – ground-breaking technology protected by 21 patents • Global - Local country “franchise” model with a global technology platform N-Frnds is led by top entrepreneurs with deep expertise in emerging markets and together with our innovative and lucrative business model and our market proven solution, we are the market leader bringing universal digital and financial inclusion in emerging markets.

LiveApp is a mobile marketing platform that saves businesses and their customers time by providing an enriched experience that increases customer satisfaction. From $49/month, businesses can give their customers a mobile app for BlackBerry, Android, iPhone and iPad with their own icon and content to efficiently communicate with their customers.

Everledger, established in 2015 and headquartered in London, specializes in creating a multi-layered digital ledger for high-value assets, primarily diamonds. The company uses blockchain technology and a distributed ledger system to track and verify the provenance of these assets, enhancing transparency and reducing fraud. Everledger's platform enables manufacturers and retailers to gain digital asset analysis, fostering trust among stakeholders within the supply chain.

LaunchKey is a multifactor authentication (MFA) and realtime authorization platform that leverages the mobile devices end-users already own for password-free login, 2-step verification, step-up and adaptive authentication, realtime transaction authorization, on-demand identity verification, multi-party approval, and more -- all through one unified solution that virtually any online or connected application can leverage. It is now a part of iovation, an online and mobile fraud prevention and advanced device-based authentication. Learn more about LaunchKey MFA: https://www.iovation.com/launchkey-mfa

Moneytree is a fintech data platform focused on enhancing financial connectivity for individuals and institutions, aiming to promote personal wealth growth. Established in 2013, the company launched its first product, a personal finance app for iOS, which received multiple accolades, including recognition as one of the App Store’s “Best of” apps in Japan shortly after its release. The app has since attracted over 1,300,000 users across iOS, Android, and web platforms. Moneytree's proprietary data aggregation platform, Moneytree LINK, serves nearly twenty enterprise clients, including Japan's largest accounting software vendors, and features integrations with notable financial institutions such as Mizuho Bank and SMBC. This platform enables users to connect their bank accounts and credit cards, providing real-time notifications about significant transactions, low balances, and upcoming bills, thereby facilitating better financial management.

Nowsta, Inc. is a technology company founded in 2014 and headquartered in Brooklyn, New York. The company offers an all-in-one software platform designed for hourly and event-based workforces, which includes features for scheduling, time tracking, and financial technology solutions. By leveraging advancements in machine learning and payment technologies, Nowsta aims to enhance the management capabilities of employers, enabling them to efficiently oversee their hourly workforce. The platform focuses on improving communication and payment processes for hourly wage employees, thereby transforming the way companies manage labor.

Rainbird Technologies Ltd. is a London-based company that specializes in automating decision-making processes using artificial intelligence. Founded in 2013, Rainbird offers a platform that enables organizations to create visual models of expert thought processes, allowing for the automation of complex decisions at significantly faster speeds and with enhanced accuracy. The platform facilitates the capture of expertise without the need for coding through knowledge maps, which are adaptable and can represent non-linear thought processes. Users can pose nuanced questions to Rainbird, receiving answers that account for varying levels of certainty, even in situations with incomplete data. Additionally, Rainbird provides explanations for its responses, detailing the reasoning behind decisions, which supports compliance with regulations and fosters trust among clients. The company also offers a community-led edition for social enterprises and open projects, further extending its impact in the realm of artificial intelligence.

Alloy Digital LLC is a prominent media company focused on the 12-34 demographic, recognized for its digital media and video network that creates and delivers original content across various platforms. In addition to its media operations, Alloy has developed an identity verification platform designed to enhance security and streamline fraud prevention for banks and financial institutions. This platform offers a single API and dashboard that simplifies the management of customer data, enabling organizations to automate their identity compliance and fraud decision processes. By integrating multiple data sources and providing tools for case management and reporting, Alloy supports financial institutions and FinTech companies in effectively addressing identity and compliance challenges.

Rippleshot, Inc. is a Chicago-based company that specializes in cloud-based predictive technology solutions designed to detect payment card data breaches. Founded in 2012, Rippleshot provides a range of services aimed at helping card issuers, processors, and merchants monitor suspicious activities and manage fraud risk effectively. Its offerings include Rippleshot Community, which assists credit unions and banks in identifying local and national breaches; Rippleshot National, a tool for fraud analysts to enhance card re-issuing strategies; Rippleshot Merchant, which allows store owners to track and assess data breaches through a user-friendly portal; and Rippleshot ISO, which helps acquirers monitor merchant data breach threats daily. The company’s technology leverages big data analytics and machine learning to reduce fraud losses significantly, ensuring timely detection of breaches and protection of consumer payment experiences.

Control Mobile is a developer of a management and analytics platform focused on online payment services. The company offers businesses tools to understand and manage their online transactions effectively, integrating with popular payment processors such as Stripe and PayPal. Control Mobile delivers real-time payment analytics, payments management, and fraud prevention tools accessible from any device. With a track record of assisting over 10,000 businesses and processing transactions exceeding $20 million, the platform enables real-time revenue reporting and facilitates timely responses to critical transaction events. Additionally, Control Mobile sends over one million time-sensitive alerts each month, enhancing the payment management experience for its users.

Big Data Scoring (BDS) is a global leader in providing credit scoring solutions that leverage extensive big data analytics. The company excels in gathering between 5,000 to 15,000 additional data points for each consumer from a range of alternative data sources, which are often overlooked by traditional lenders. By integrating this alternative data with conventional sources, BDS creates highly accurate credit scorecards, thereby enabling lenders to serve thin file segments and improve credit approval rates while maintaining credit quality. The company has delivered over 0.7 billion scores, primarily benefiting unbanked individuals and small to medium-sized enterprises (SMEs) by facilitating access to initial loans. BDS employs advanced artificial intelligence to enrich predictive models across various industries, including banking and telecommunications, with a notable success rate in enhancing credit assessments globally. Their innovative tools and technology enable the extraction of descriptive and behavioral data from individuals worldwide, contributing to financial inclusion and the alleviation of poverty.

Rubbles is a leading Russian IT company specializing in developing solutions for optimizing key business processes of large businesses based on processing large data sets.

ClubApp is a live scoring platform established in 2012, designed to serve sports clubs of various sizes. It offers a mobile application that allows clubs to publish live scores, fixtures, and results, facilitating real-time communication with their members. The platform enhances the engagement of sports clubs by providing an easy way to keep fans and participants informed about ongoing matches and events.

Billhop is a payment institution based in Stockholm, Sweden, founded in 2011. The company offers a financial payment platform that simplifies the management and payment of bills and invoices. Its services enable businesses and consumers to pay their bills using credit or debit cards, providing a regulated payment tool that emphasizes safety and security. Billhop distinguishes itself by not charging fixed fees, allowing users to utilize their existing payment cards for transactions. Additionally, the platform supports a range of privacy features and digital card options, catering to the diverse needs of its users.

Sling is a developer of an online payment platform designed to empower micro-merchants, such as flea market vendors and sole traders, by enabling them to accept electronic payments through smartphones. Catering to over 200 million underserved micro-businesses globally, Sling addresses the challenges faced by unbanked and uncredited individuals in the financial ecosystem. The platform facilitates instant onboarding, allowing merchants to start accepting payments quickly and without the need for hardware. Sling provides unique payment-enabled tangibles, known as 'Slings,' which include payment bracelets, labels, and tags. These elements function as both point-of-sale solutions and access keys to various innovative financial technology features, referred to as Pebbles, thereby democratizing access to advanced payment methods, analytics, and loyalty channels that were previously unavailable to these businesses.

SBDA Group Ltd. specializes in providing artificial intelligence solutions tailored for retail banks, focusing on enhancing customer engagement and cross-selling through digital channels. The company enables marketers and CRM managers to effectively trigger real-life events that lead to improved promotional campaigns for banks. Its campaign management platform personalizes product offerings and promotions to better connect with customers. Founded in 2014 and headquartered in Dublin, Ireland, SBDA Group also offers IT services that help large enterprises transform their data into actionable insights. By leveraging big data analytics and AI, the company optimizes business processes across various sectors, including banking, retail, and industrial enterprises, ultimately aiming to increase productivity and revenue for its clients both in Europe and globally.

Apruve, Inc. operates a payment platform designed for business-to-business eCommerce, enabling merchants to facilitate transactions through a purchase order process. Founded in 2012 and based in Minneapolis, Minnesota, Apruve allows suppliers to extend payment terms to business buyers while managing accounts receivable on their behalf. The platform automates credit programs and payments, providing a revolving line of credit for business customers without exposing suppliers to cash flow risk. This service integrates seamlessly with existing ERP or eCommerce systems, supporting both online and offline orders. By streamlining the payment process, Apruve helps various industries, including manufacturing and electronics, enhance their cash flow management and reduce back-office costs.

Splitwise, Inc. is a company that offers an expense-sharing platform designed to help users manage and organize shared expenses, including rent, bills, travel costs, and various transactions. Founded in 2011 and based in Providence, Rhode Island, Splitwise provides both a mobile application and a web-based tool that allows users—such as roommates, couples, friends, and families—to easily track who owes what. The platform consolidates all shared expenses and outstanding debts in one place, ensuring transparency among users. Additionally, it sends monthly reminders about dues and offers fairness calculators, which utilize crowdsourced data to provide neutral advice on expense-sharing situations.

AppZen Inc. is an artificial intelligence company that focuses on automating back office functions, particularly in the areas of expense reporting and compliance auditing. Established in 2012 and headquartered in Sunnyvale, California, with an office in Pune, India, AppZen's platform utilizes advanced technologies such as deep learning, computer vision, and semantic analysis. It reviews expense report data in real-time, cross-referencing it with external sources and social media to identify compliance issues and potential fraud. By offering automated solutions, AppZen helps enterprises, including a significant portion of the Fortune 500, to reduce expenses, ensure compliance with regulations, and streamline financial processes. The technology is designed to detect both accidental and intentional fraud while adhering to IRS rules and company policies.

Footmarks, Inc. is a technology company based in Bellevue, Washington, that specializes in providing beacon technology to enhance customer interactions in physical spaces. Founded in 2012, the company offers its SmartConnect platform, a comprehensive solution that delivers real-time data and insights to businesses and developers, enabling them to create personalized customer experiences. The platform integrates iBeacon technology, allowing for mobile marketing strategies that connect consumers with various locations and brands. Footmarks also provides software development kits and cloud-based services that facilitate actionable data analysis, helping businesses improve execution rates, increase sales, and reduce operational waste. By leveraging proximity services, Footmarks aims to transform retail environments through digital intelligence and contextual awareness.

CardFlight, Inc. specializes in mobile point of sale (POS) technology solutions that enable small businesses to accept swiped payments through various mobile applications. Its flagship product, SwipeSimple, is used by over 50,000 small businesses across the United States and is recommended by several leading merchant acquirers for its ease of use. The company provides a comprehensive suite of tools, including a mobile card reader that connects via the headphone jack of mobile devices, and a software development kit (SDK) for iOS and Android, which allows developers to integrate payment processing into their applications. CardFlight’s solutions cater to various industries, including retail, food and beverage, and professional services, supporting electronic transaction processing for in-person, online, and on-the-go payments. Established in 2011 and based in New York, CardFlight is recognized for its technological innovation and commitment to simplifying payment acceptance for business owners.

Getslide, formerly known as Slide Network Inc., is a mobile wallet platform based in New York that specializes in gift card management. Founded in 2013, the company provides an application that enables users to digitize and organize their gift cards, check their balances, and discover nearby locations for card usage. By offering a user-friendly interface, Getslide allows consumers to buy and store gift cards, facilitating seamless access to their stored value accounts. As of mid-2016, Getslide operates as a subsidiary of Raise Marketplace Inc., enhancing its capabilities in the digital gift card sector.

Gone App is an online selling platform that enables users to sell unwanted electronics and gadgets with ease. Sellers can simply take a picture of their item, and Gone manages the entire process, including pricing, logistics, warehousing, and payment processing. The platform aims to alleviate the common challenges associated with selling used items, such as research, shipping, and buyer interactions. For buyers, Gone offers a forthcoming marketplace featuring a curated selection of fully inspected and warrantied used products, complete with detailed images and descriptions at significant discounts. By addressing the unmet potential of unused items in American households, Gone App facilitates a seamless transaction experience that benefits both sellers and buyers.

SpendLabs is an AI-enabled accounts payable auditing and recovery platform that serves a diverse range of industries worldwide. The company focuses on providing tools that offer commercial card customers real-time control over their accounts. By leveraging advanced AI technology, SpendLabs enables businesses to manage employee spending through corporate cards effectively. Its platform enhances visibility and control over corporate expenditures, facilitates expense management, and provides analytics to identify potential fraud. This comprehensive approach allows both card issuers and business customers to optimize their financial management processes.

Dash is a mobile payment platform designed to streamline the payment process for patrons in bars and restaurants. Founded in 2011, it enables users to open, view, split, and pay their bills directly from their smartphones, integrating seamlessly with leading hospitality point-of-sale systems. This functionality allows establishments to accept Dash payments effortlessly, enhancing the customer experience through features such as itemized digital transactions and improved security. Additionally, users can benefit from loyalty rewards offered by participating businesses. Operating in over 30 markets, Dash processes thousands of transactions weekly, making it a prominent player in the mobile payment landscape.

Pay By Group offers a white-label checkout solution designed to integrate group-payment and installment capabilities into online retail platforms. This service enables merchants across various sectors, including travel, e-commerce, and healthcare, to facilitate secure online transactions while connecting with customers' banking services. By implementing this innovative payment solution, businesses can enhance their sales and increase conversion rates by over 27%, addressing the demands of a lucrative market segment.

PennyOwl Technologies, Inc. develops a mobile application focused on allowance management that enables parents to efficiently manage and track their children's finances. The app allows parents to set weekly allowances, grant one-time bonuses, approve cash requests, and monitor transaction histories. It provides children with a platform to manage money, encouraging them to develop financial skills and instilling good financial habits from an early age. The application includes a child-friendly marketplace where kids can shop for curated toys, games, and books, thereby fostering responsible spending and saving behaviors. Established in 2012 and headquartered in New York, PennyOwl is recognized for its commitment to child safety, being COPPA compliant and certified as "kidSAFE" and PCI-DSS Level 1.

Standard Treasury is a financial application provider that aims to streamline the banking experience for businesses, particularly small enterprises and startups. By utilizing standard application programming interfaces (APIs), the company simplifies various financial transactions, including electronic checks, foreign exchange, and rate-quoting services. Standard Treasury addresses the complexities businesses face when integrating banking services, which often involve cumbersome processes like sending large files over FTP that contain extensive specifications. Through its solutions, Standard Treasury seeks to enhance the efficiency of financial decision-making and improve the overall banking relationship for its clients.

Launched July 2014, LocalMaven is a platform that allows businesses, influencers and customers to connect with each other and benefit from word-of-mouth referrals. In January of 2015 LocalMaven launched RealtyMaven.com, its first market specific website, to focus on the Real estate agent-to-business referral marketplace. Over 5,500,000 homes were sold in the United States in 2014, renovations in the United States exceed $500B annually, and there are over 1,000,000 Realtors that are members of the National Association of Realtors. RealtyMaven is tapping into this vast marketplace for Realtor referrals. Using the RealtyMaven app and website, real estate agents refer their clients to trusted local businesses that can provide the services and products needed for their new or existing home purchase. From contractors to landscapers and from lighting providers to carpet cleaners, RealtorMaven provides a simple platform for Realtors to give referrals to their clients. In turn, businesses provide insider deals for clients and a commission for each successful referral. Every time a successful referral takes place, the customer gets an exclusive deal, the Realtor earns a commission, and the business grows. It’s a win-win-win. **The original LocalMaven.com site remains operational and facilitates more generalized referrals between Mavens (or people in the know) and businesses.

Xpreso Software Limited is an urban logistics platform based in Dublin, Ireland, founded in 2013. The company aims to improve the delivery experience for online shoppers by addressing the issue of failed deliveries, often marked by the “Sorry We Missed You” card. Xpreso offers a software-as-a-service (SaaS) solution that enhances the first-time delivery success rate for e-retailers and delivery companies. Its platform provides customers with real-time tracking, accurate arrival times, and flexible delivery options, including the ability to reroute packages to neighbors, parcel shops, or lockers. Additionally, customers can select alternative delivery times, opt for pay-on-delivery, and utilize one-touch returns. Xpreso has been recognized for its innovations, winning the NDRC Launchpad 8 programme in December 2013 and being selected for MasterCard's Start Path accelerator programme in July 2014. The company's founders include experts in the courier industry and award-winning engineers.

Storee is a technology company based in Tel Aviv, Israel, that offers a cloud-based platform designed for small and medium-sized businesses. The platform integrates point of sale, marketing, and back office management services, allowing brick-and-mortar retailers to sell products both in-store and online. Storee's solution includes features for inventory management, customer loyalty, and business analytics, helping retailers streamline operations and enhance customer engagement.

ZenCard Sp. z o.o. operates a real-time loyalty redemption platform that allows retailers to enhance customer engagement through personalized loyalty programs. Founded in 2013 and based in Warsaw, Poland, the company enables retailers to transform existing payment cards into universal loyalty and rewards cards. By installing a small software component on their payment terminals, retailers gain access to a web panel where they can create and manage targeted marketing campaigns based on consumer purchasing behavior. ZenCard's platform automatically analyzes customer interactions, facilitating the creation of customized loyalty programs, discounts, and promotional offers. As of January 2017, ZenCard operates as a subsidiary of Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna.

Ridango is an IT solutions provider specializing in public transport systems, particularly in Automated Fare Collection (AFC) and Real-Time Passenger Information (RTPI). The company offers comprehensive ticketing projects that encompass both hardware and software, managing installations, training, and ongoing operations throughout the contract period. With over a decade of experience, Ridango has expanded its offerings to include mobile applications, contactless payment solutions, and fleet management systems. The company's products are designed to meet the evolving demands of travelers for interoperability, ease of ticket purchasing, and timely information. Ridango aims to deliver smart, simple, and efficient solutions that enhance the travel experience for passengers while allowing transit operators to concentrate on their core functions. The modular nature of its services ensures that they can be tailored to fit various agency sizes and accommodate any number of users.

Inside Secure, established in 1995 and headquartered in Aix en Provence, France, is a fabless semiconductor company specializing in open-standard contactless payment and near field communication (NFC) solutions. It offers a range of products, including contactless reader interface chips, NFC interface circuits, payment platforms, and memory chips, catering to smart cards, mobile phones, and POS devices. The company also provides professional services such as application development and system integration. Its clients include payment card manufacturers, mobile phone producers, systems integrators, and financial institutions. Additionally, Inside Secure acquired MePIN, a white-label strong authentication platform, expanding its offerings to include secure online identity and payment services.