Zinal Growth

Apron is a platform that allows small businesses to pay their suppliers.

Bloom Money is a financial application aimed at supporting migrant communities by promoting a healthy financial life. The app facilitates access to fair and transparent funding without hidden fees or judgment, catering to users from diverse backgrounds. It encourages informal gatherings within these communities to pool resources, fostering trust and collaboration. By leveraging technology, Bloom Money provides tools that enable users to manage their finances simply and transparently, enhancing safety and convenience in their financial dealings.

Whop is an online marketplace that enables entrepreneurs to buy, sell, and trade digital software products and digital communities. The platform supports transactions related to courses, software, and memberships, particularly on communication platforms like Telegram and Discord. Whop provides tools for managing group memberships, including features for automatic role assignments and removals. By facilitating these transactions, Whop empowers users to generate additional income while also offering access to various digital resources, enhancing the overall experience for both buyers and sellers in the digital marketplace.

Pledge is a company that enables businesses to easily implement climate solutions for their customers. Founded in 2021 by former employees of Revolut and the co-founder of Freetrade, Pledge provides a streamlined and automated infrastructure that integrates climate solutions into customer interactions. Their tools assist supply chain leaders and freight forwarders in measuring, reporting, and reducing logistics emissions, facilitating a more climate-conscious approach. By offering solutions for greenhouse gas measurement, offsetting, and reporting, Pledge supports businesses in their efforts to transition to net zero emissions effectively.

Tema Global builds an ETF platform focused on ETF infrastructure and differentiated ETF strategies managed by experienced investment professionals.

Flash.co operates an innovative e-commerce platform designed to enhance the shopping experience for frequent consumers by providing them with unique email identities specifically for shopping purposes. The platform leverages AI and machine learning algorithms to create a unified digital identity for users, allowing them to navigate their shopping journeys more efficiently. By addressing common pain points in the shopping process, Flash.co aims to empower consumers with greater control over their purchases while rewarding them for their shopping activities. This approach not only streamlines the shopping experience but also incentivizes loyalty among power shoppers.

Pomelo is a fintech-as-a-service platform focused on providing innovative payment solutions in Latin America. The company has developed a digital processing platform designed to enhance payment services by allowing businesses to create virtual accounts and issue prepaid and credit cards. This is achieved through compliant onboarding processes, which facilitate the customization required by fintech companies and embedded finance players for their specific programs. By redefining the possibilities in payment services, Pomelo aims to support the growth and efficiency of financial technology in the region.

ChatFood is a commission-free ordering platform designed for restaurants to regain control over their online sales. The platform allows restaurants to sell their offerings through various channels, including Instagram, WhatsApp, and their own websites. It features a digital menu that facilitates customer orders and includes built-in online payment solutions, third-party logistics integration, and marketing tools. By streamlining the ordering process, ChatFood enables restaurants to efficiently deliver food directly to customers' doorsteps, enhancing both visibility and revenue without the burden of commission fees.

Noloco is a developer of a no-code, AI-powered platform designed for small and medium-sized businesses (SMBs) to transform their data into customized applications. The platform allows users to create internal tools, client portals, and customer relationship management (CRM) systems without any coding knowledge. By utilizing a point-and-click interface, Noloco enables organizations to build and customize applications that align with their specific workflows and seamlessly integrate with existing systems. This approach empowers non-developers to enhance their operational efficiency and optimize business processes effectively.

Cryptr is a provider of an authentication-as-a-service platform designed to streamline user access management for businesses. Their solution allows companies to integrate single sign-on (SSO) capabilities with minimal coding, making it easier to engage with enterprise customers regardless of the existing SSO or employee directory solutions. Cryptr's platform offers a range of authentication strategies, including passwordless options, social login, and two-factor authentication, ensuring compliance with security standards. Additionally, their Directory Sync feature facilitates automated user onboarding and offboarding, enabling seamless synchronization of user directories between SaaS applications and client systems. This not only enhances the user experience for employees but also ensures that their information remains current without requiring manual intervention. Overall, Cryptr's services empower businesses to improve security and streamline operations while reducing development and maintenance efforts.

Dastgyr is a B2B e-commerce platform based in Karachi, Pakistan, that connects small retailers with manufacturers, brands, and wholesalers. Founded in 2020, the company aims to streamline the fragmented supply chain by enabling informal retailers to source a diverse range of products directly from sellers. Through its marketplace application, Dastgyr facilitates the purchasing of inventories at competitive prices, offering retailers access to a broad assortment of merchandise from both local and international sources.

Alloy operates a financial platform designed to equip sophisticated investors with the necessary infrastructure to engage with decentralized finance. The platform features an intuitive client-facing interface, akin to a brokerage trading platform, and offers an API solution for seamless integration into existing systems. By combining trading, risk management, and investment operations, Alloy enables investors to access regulated custody and bank-level security for their assets. This infrastructure facilitates exposure to digital assets while maintaining robust private key storage, ensuring that clients can navigate the complexities of decentralized finance effectively.

Pachama is a company that utilizes artificial intelligence and satellite technology to facilitate investments in natural climate solutions. Its platform combines machine learning, satellite imaging, drones, and lidar technologies to monitor and verify carbon capture by forests. By providing continuous insights into forest health, carbon sequestration, wildlife protection, and community benefits, Pachama enables companies to identify high-quality conservation projects and track their environmental impact over time. Additionally, the company supports land stewards in developing carbon projects, thereby helping them secure funding while advancing reforestation and conservation efforts. This approach not only aids businesses in offsetting their carbon emissions but also contributes to the protection and restoration of vital forest ecosystems.

Arrow creates new, fast, seamless consumer online purchase experiences. Arrow's first product is an instant one-tap checkout solution, works across all platforms, and with local payment methods.

MSquared (M²) develops a network that allows metaverses to be used together. It uses blockchain and cryptocurrency to connect digital assets to various organizations. MSquared is based in London, United Kingdom.

Yokoy is a FinTech company specializing in automated spend management for medium to large enterprises. Its platform integrates expense management, supplier invoice processing, and smart corporate cards, leveraging AI and machine learning to streamline workflows and enhance efficiency over time. The solution enables users to upload images of expenses for automatic report generation, saving time, preventing fraud, and providing valuable data insights. Founded in 2019 as Yokoy Group AG (formerly Expense Robot GmbH), the company aims to revolutionize spend management through innovative technology.

Dash is building a unified, modern, and accessible alternative payment network for African consumers and businesses. The company was founded in 2020 and is headquartered in New York, United States.

Stitch is a payments infrastructure company that helps businesses seamlessly connect to the financial system, so they can deliver a better user experience and optimize operations. Headquartered in Cape Town, South Africa, Stitch launched in February 2021 and has global staff. Stitch offers all popular online payment methods and operates as a Payments Service Provider. Its platform supports a variety of pay-in methods and solutions; financial and payment management solutions; and Payouts. Learn more at stitch.money.

Dash is building a unified, modern, and accessible alternative payment network for African consumers and businesses. The company was founded in 2020 and is headquartered in New York, United States.

Pledge is a company that enables businesses to easily implement climate solutions for their customers. Founded in 2021 by former employees of Revolut and the co-founder of Freetrade, Pledge provides a streamlined and automated infrastructure that integrates climate solutions into customer interactions. Their tools assist supply chain leaders and freight forwarders in measuring, reporting, and reducing logistics emissions, facilitating a more climate-conscious approach. By offering solutions for greenhouse gas measurement, offsetting, and reporting, Pledge supports businesses in their efforts to transition to net zero emissions effectively.

Dash is building a unified, modern, and accessible alternative payment network for African consumers and businesses. The company was founded in 2020 and is headquartered in New York, United States.

Aurelia operates as a financial automation platform.

Ziina is a financial services company that specializes in peer-to-peer payment solutions through a mobile application. The platform ensures bank-grade security, utilizing end-to-end encryption to facilitate safe transactions. Users can send and receive funds simply using a phone number, allowing for efficient management of personal finances and greater control over their money.

Snickerdoodle is a developer of an enterprise platform that leverages blockchain technology to create a data economy focused on user privacy and equitable value distribution. The company aims to empower individuals by enabling them to take control of their data, allowing for secure ownership and monetization. By bridging the gap between Web2 and Web3, Snickerdoodle's platform facilitates a shift in how data is managed and utilized, ensuring that data owners can benefit from their information while maintaining privacy.

Wayflyer is a Dublin-based revenue-based financing platform specifically designed for e-commerce brands. The company offers fast and affordable funding solutions to facilitate business growth while simplifying the financing process. In addition to funding, Wayflyer provides an analytics platform that leverages a daily underwriting engine to assess marketing performance. This enables e-commerce businesses to receive detailed insights and recommendations aimed at optimizing their campaign budgets and enhancing overall performance. By combining financial support with actionable marketing analytics, Wayflyer aims to empower e-commerce brands to achieve sustainable growth.