Element Ventures

Billhop is a payment institution based in Stockholm, Sweden, founded in 2011. The company offers a financial payment platform that simplifies the management and payment of bills and invoices. Its services enable businesses and consumers to pay their bills using credit or debit cards, providing a regulated payment tool that emphasizes safety and security. Billhop distinguishes itself by not charging fixed fees, allowing users to utilize their existing payment cards for transactions. Additionally, the platform supports a range of privacy features and digital card options, catering to the diverse needs of its users.

Hepster is an InsurTech company that specializes in creating customized insurance products and seamlessly integrating them into digital processes. Operating under a B2B model, Hepster enhances its offerings with a B2C webshop that allows consumers direct access to its services. The company utilizes a fully API-driven, cloud-based, and modular approach to develop and deploy digital insurance solutions tailored to the specific needs of its partners. Hepster's product portfolio focuses on various sectors, including bike, e-bike, electronics, and sports equipment insurance, thereby providing a comprehensive experience for clients across the insurance value chain.