BTG Pactual

JGP - Wealth Management Division is a unit of JGP.

Merama is an e-commerce platform founded in 2020 and headquartered in Mexico City, Mexico, with an additional office in Sao Paulo, Brazil. The company partners with brands to enhance their growth by providing exceptional human resources and non-dilutive capital. Merama aims to establish itself as the leading online group of brands in Latin America, focusing on leveraging its resources to support and accelerate the development of its partner brands.

Credix is a decentralized credit platform focused on providing borrowers in emerging markets with access to capital that has been historically difficult to obtain. By leveraging blockchain technology, Credix connects high-quality borrowers with global investors, creating credit lines that offer attractive yields. The platform serves as an infrastructure for businesses and marketplaces, facilitating lending, underwriting, and debt collection. This approach allows for diverse credit options while ensuring that investors are paid upfront. Credix aims to enhance transparency and efficiency in the credit market, enabling borrowers to access funds in a more streamlined manner.

Beegol is a machine learning-based platform focused on enhancing the Quality of Experience (QoE) for broadband and Wi-Fi consumers. The platform offers real-time detection tools that empower telecommunications operators to identify and address issues proactively, often before customers are aware of any problems. This capability not only helps improve customer satisfaction but also enables operators to implement corrective actions efficiently and lower network costs. Through its innovative approach, Beegol aims to optimize the overall experience for users in the telecommunications sector.

CloudWalk, Inc. operates an open payment cloud platform that facilitates a range of payment methods for acquirers, payment service providers, and sub-acquirers globally. Founded in 2013 and headquartered in Sunnyvale, California, the company targets various market segments, including event ticketing, prepaid mobile services, and private label offerings. As the parent of the InfinitePay and Jim.com brands, CloudWalk provides a comprehensive suite of financial services, such as digital banking, loans, online sales, digital wallets, and payment terminals. The platform leverages artificial intelligence to enhance its product efficiency and user experience, making financial management more accessible for individuals and small to medium-sized businesses. Additionally, CloudWalk offers consulting services, training, and support to ensure successful payment operations, with a platform that integrates seamlessly with multiple terminals for processing debit and credit transactions.

Fruitist is one of the fastest-growing premium superfruit brands redefining healthy snacking. Formerly known as Agrovision, the company launched Fruitist as its flagship consumer brand and has since grown into a $1B+ global business. Known for its bold flavor, satisfying crunch, and consistent quality, Fruitist delivers craveable superfruits, including its top-performing Premium Jumbo Blueberries, across 12,500+ stores in 28 countries. Backed by top-tier investors including the Dalio Family Office and Aliment Capital, Fruitist operates a fully integrated, tech-enabled global supply chain designed to deliver fresh, premium fruit 52 weeks a year. Building on that momentum, Fruitist is expanding its portfolio to include blackberries, raspberries, and cherries with more varieties and snackable formats on the horizon. The company is driven by a singular mission: inspiring enjoyable and nutritious snacking.

Greytown Advisors, Inc., headquartered in Miami, Florida, is an investment management company specializing in comprehensive financial services. It caters to both families and institutions, offering a range of services including investment management, retirement planning, estate planning, tax strategies, asset management, corporate planning, and investment structure support. The company's goal is to deliver long-term, positive returns to clients with diverse risk profiles.

Pershing Square Holdings, Ltd. is a closed-ended investment holding company formed on February 2, 2012, and domiciled in Guernsey. The company focuses on preserving capital while seeking maximum long-term capital appreciation with a reasonable level of risk. It invests primarily in public equity and fixed income markets globally, targeting value stocks across various sectors. Its investment strategy includes taking long and occasionally short positions in equity or debt securities of both U.S. and non-U.S. issuers, as well as utilizing derivative instruments and other financial instruments.

Intuitive Care is a health technology company specializing in data science applied to the revenue cycle of healthcare providers, primarily those reliant on private health insurance. Its flagship product, the Intuitive Care Platform, standardizes, validates, and automates critical processes such as pre-billing, billing, accounts receivable reconciliation, and appeals for denied claims. By leveraging granular data from various disparate sources, the platform addresses hundreds of variability points within hospital operations, facilitating improved financial performance without impacting patient demand. Intuitive Care enhances operational productivity in revenue cycle stages that require detailed compliance, offering a comprehensive ecosystem of solutions. The company's proprietary APIs enable seamless integration with a diverse range of over two hundred payment sources from the healthcare insurance market, significantly surpassing typical industry offerings.

ComunidadFeliz is a financial management software company established in December 2015, specializing in the administration of buildings and condominiums. The software automates essential financial tasks, including the calculation and recording of income, expenses, funds, and salaries. Additionally, it facilitates communication by sending ballots and notifications about public defaulters to community members. This enables clients to access the system and review incurred expenses while staying informed about the overall status of their community. Through its innovative solutions, ComunidadFeliz aims to streamline financial management for property administrators and enhance transparency for residents.

Oakberry is a restaurant chain focused on promoting healthy and organic food options. The company specializes in providing food bowls, smoothies, and energy tea that are free from artificial colors, preservatives, and syrups. By offering these nutritious alternatives, Oakberry caters to the growing demand for healthy fast food, appealing to health-conscious consumers seeking convenient meal options.

ORAMA is an investment platform based in Rio de Janeiro, Brazil, established in July 2011. The company provides access to fixed income securities and a selection of investment funds managed by various professionals in Brazil. Its offerings include investment products such as CDB, LC, LCI, and LCA. In addition to facilitating investment opportunities, ORAMA is committed to promoting financial education among its clients. The company provides practical resources on its website, including product data, tables, and comparative charts, to help investors make informed decisions.

Oi S.A. is a telecommunications provider in Brazil, offering a wide range of integrated services including fixed telephony, mobile voice and data services, broadband, and pay-TV. The company serves both residential and corporate markets, providing local and long-distance voice transmission, as well as value-added services such as financial systems and call center solutions. As of the end of 2019, Oi had approximately 7 million residential fixed lines, 4.2 million broadband subscribers, and 36.8 million mobile subscribers. Oi also engages in wholesale interconnection and network services for other telecommunications companies, along with real estate investments and management activities. Founded in 1998 and headquartered in Rio de Janeiro, Oi was previously known as Brasil Telecom S.A. The company has faced financial challenges, filing for bankruptcy protection in 2016.

Magnetis Consultoria De Investimentos LTDA. operates an investment platform that focuses on financial planning and wealth management. Founded in 2012 and based in São Paulo, Brazil, the company provides digital solutions to help individuals develop long-term investment strategies. Through the use of sophisticated algorithms, Magnetis manages diversified, low-cost portfolios tailored to each investor's profile. Clients can invest directly online, allowing them to monitor their assets while the company ensures their investment plans remain aligned with their financial goals. In addition to investment management, Magnetis offers consultation services for property purchases, retirement planning, and other financial needs, making it a comprehensive resource for personal financial growth.

Systemica is a company that specializes in designing and implementing programs to reduce greenhouse gas emissions. It also facilitates the trading of resulting environmental assets. The company provides proprietary software, developed by experts, to assist environmental project developers and investors in analyzing and managing carbon assets throughout their lifecycle, from origination to monitoring.

Lumx provides a comprehensive toolkit that includes APIs and SDKs for companies looking to develop applications on blockchain technology. Their offerings encompass embedded wallets, pre-built audited smart contracts, smart transaction logic, and verifiable credentials for data issuance and verification. Operating primarily in Brazil, Lumx partners with major enterprises such as Coca-Cola, Ab Inbev, Nestlé, and Sympla, the country’s largest event company. The company focuses on helping brands create experiences that bridge the gap between the real and digital worlds, guiding them in exploring business opportunities, defining project scope, and prioritizing solutions. Lumx also supports the artistic and technical development of projects while enhancing marketing strategies and community engagement to maximize project potential.

FIS Privatbank S.A.'s goal is to think entrepreneurially and find unique solutions for customers. Everyone can rely on FIS Privatbank. "A bank for entrepreneurs, by entrepreneurs."

Enviva Holdings, established in 2013 and headquartered in Bethesda, Maryland, is a leading producer and supplier of sustainable wood pellets. The company specializes in developing, constructing, acquiring, and operating fully contracted wood pellet production plants, processing wood fiber into uniform, densified pellets. Enviva's products are primarily used as a coal substitute in power generation, serving major utilities and heat and power generators in the United Kingdom, Europe, and Japan. The company operates a deep-water marine terminal, Enviva Port of Wilmington, to facilitate global exports. Enviva generates revenue through long-term, take-or-pay off-take contracts with creditworthy customers, contributing to the global energy transition by displacing fossil fuels.

BioElements specializes in the production of biodegradable and non-toxic packaging solutions, including bags, films, and cutlery. The company is dedicated to providing environmentally friendly alternatives to conventional plastic products, aiming to mitigate pollution associated with traditional materials. BioElements' offerings include substitute films for traditional plastic, designed for various applications such as primary, secondary, and heat shrinkable packaging, both printed and unprinted. The products are certified to meet high international standards, ensuring their effectiveness and safety. By focusing on non-toxic materials that are compostable and free from heavy metals, BioElements addresses the growing demand for sustainable packaging solutions in both domestic and international markets.

Payface is a leading company specializing in payments through facial recognition technology. It has developed an innovative financial software platform that allows users to select their preferred payment method and complete transactions seamlessly at partner establishments using facial recognition. This technology facilitates contactless payments, enabling customers to make purchases without the need to interact with a screen. By leveraging advanced facial recognition capabilities, Payface aims to enhance the payment experience, making it more convenient and efficient for users.

Payface is a leading company specializing in payments through facial recognition technology. It has developed an innovative financial software platform that allows users to select their preferred payment method and complete transactions seamlessly at partner establishments using facial recognition. This technology facilitates contactless payments, enabling customers to make purchases without the need to interact with a screen. By leveraging advanced facial recognition capabilities, Payface aims to enhance the payment experience, making it more convenient and efficient for users.

V.tal is a company based in Rio de Janeiro, Brazil, focused on providing comprehensive digital infrastructure solutions for the telecommunications and internet sectors. It specializes in developing interconnecting towers and radio base stations, as well as offering broadband services through a fiber optic network. In addition to these services, V.tal also handles installation and maintenance, allowing telecommunication companies to effectively deliver broadband services to their customers. Through its infrastructure development and service offerings, V.tal supports the growth and enhancement of digital connectivity in the region.

Celcoin is a Brazilian fintech company founded in 2016 that specializes in embedded finance solutions for both virtual and physical transactions. The company offers a modular Banking-as-a-Service (BaaS) platform that simplifies the integration of financial services into various digital platforms, helping businesses enhance customer experiences without extensive bureaucratic hurdles. With a banking license from the Central Bank of Brazil, Celcoin enables its clients to provide financial and banking services efficiently. The company has grown significantly, serving over 4,000 clients and facilitating approximately $6 billion in monthly transactions for 15 million end users. Celcoin's achievements include numerous awards for innovation and excellence in the fintech sector, along with strategic acquisitions like Galax Pay and Flow Finance, which further enhance its service offerings. The company’s goal is to empower businesses across different sectors to seamlessly incorporate financial services while maintaining their focus on core operations.

Arezzo&Co specializes in the footwear, bags, and women's accessories sector.

Elite Investimentos is a financial planning and investment company based in Rio de Janeiro, Brazil. It operates as an exchange and securities brokerage firm, providing a range of services that include an investment map, trading desk, public offerings, and investment funds. This diverse array of offerings allows clients to explore various investment options with a focus on security, efficiency, and personalized service.

CargoX is a technology-driven freight marketplace based in Sao Paulo, Brazil, established in 2013. The platform connects shipping companies with a network of over 1.4 million trucks, effectively addressing the issue of excess capacity in the transportation sector. By providing real-time information on available truck capacity, CargoX enhances freight visibility and helps shippers identify optimal solutions for transporting a wide range of products throughout Brazil. This approach not only reduces shipping costs for clients but also increases earnings for truck drivers while minimizing CO2 emissions associated with empty trucks on the road.

Fazenda Futuro is a Brazilian food technology company established in 2019, specializing in the production and sale of plant-based meat products. The company offers a range of items, including its flagship Futuro Burger, which is made from pea, soy, and chickpea. In addition to burgers, Fazenda Futuro supplies ground meat and vegetable meatballs to food retailers. The company has achieved significant distribution, with its products available in approximately 2,000 locations across Brazil, particularly in the southern and southeastern regions, as well as in major cities like Brasília and Salvador.

Future Farm is engaged in the production of plant-based food designed to appeal to meat-eaters while eliminating the need for animal products. The company utilizes ingredients such as pea, soy, chickpea protein isolate, and beetroot juice, employing artificial intelligence to replicate the flavor, texture, and color of red meat. This innovative approach allows consumers to enjoy a healthy and environmentally friendly alternative that maintains comparable taste and protein content to traditional meat products.

Founded in 2013, Rock Content is a provider of content marketing services that assists over 2,000 brands, marketers, and agencies in enhancing their content experiences. The company offers innovative solutions that leverage artificial intelligence tools to improve brand positioning and support account-based marketing programs. In addition to content creation, Rock Content provides managed services that ensure comprehensive program and campaign coverage, complete with real-time dashboards and reporting capabilities. Its mission is to create growth opportunities for both its clients and its talent community, positioning itself as a key player in the content marketing industry.

iClubs is a platform for loyalty technology that enables businesses to create and oversee any kind of loyalty program. By providing people with items that enhance their daily life, they leverage technology to establish and administer personalized loyalty and incentive programs at scale, enhancing the customer experience for businesses.

Canadian Solar Inc. is a leading solar power company based in Guelph, Canada, that specializes in the design, development, manufacture, and sale of a comprehensive range of solar energy products. These include solar ingots, wafers, cells, modules, and complete solar system kits designed for various applications. The company operates primarily through two segments: Module and System Solutions (MSS), which focuses on manufacturing and selling solar products along with engineering and operational services, and Energy, which is dedicated to the development and management of solar power projects and the sale of electricity. Canadian Solar serves a diverse customer base, including distributors, project developers, and installers, and has a strong global presence, with operations in multiple regions including North America, South America, Europe, and Asia. Founded in 2001, the company has made significant contributions to the renewable energy sector by expanding solar power infrastructure worldwide.

Celcoin is a Brazilian fintech company founded in 2016 that specializes in embedded finance solutions for both virtual and physical transactions. The company offers a modular Banking-as-a-Service (BaaS) platform that simplifies the integration of financial services into various digital platforms, helping businesses enhance customer experiences without extensive bureaucratic hurdles. With a banking license from the Central Bank of Brazil, Celcoin enables its clients to provide financial and banking services efficiently. The company has grown significantly, serving over 4,000 clients and facilitating approximately $6 billion in monthly transactions for 15 million end users. Celcoin's achievements include numerous awards for innovation and excellence in the fintech sector, along with strategic acquisitions like Galax Pay and Flow Finance, which further enhance its service offerings. The company’s goal is to empower businesses across different sectors to seamlessly incorporate financial services while maintaining their focus on core operations.

Empiricus was founded in 2009 by partners Rodolfo Amstalden, Caio Mesquita and Felipe Miranda, in order to democratize investment information, so that ordinary people could also multiply their earnings and achieve financial independence. The company currently has 330,000 paid subscribers and 2 million readers. Empiricus is an independent financial content publisher, which receives no private or public sponsorship. Its revenues come exclusively from the sale of subscriptions to its series. Its editors are recognized for the quality of their content and for their outspoken and didactic discourse. There are 20 subscription options available to the reader, with investment ideas from fixed income to stock exchange.

Gran Cursos Online is a leading EdTech company based in Brazil, specializing in test preparation for public and private sector examinations. Founded in 2012 by Gabriel Granjeiro and Rodrigo Calado, the company has rapidly grown to serve over 400,000 paying students across 1,200 cities. Its online platform offers a comprehensive range of study programs, academic schedules, test materials, and question banks, facilitating access to essential resources for exam preparation. Recognized as the fourth most visited educational website in Brazil, Gran Cursos Online is committed to democratizing education through technology. The company has garnered significant attention, being ranked among the 100 most promising startups in Latin America and securing investment from BTG Pactual’s ESG and Impact Investing fund. Additionally, Gran Cursos Online is a signatory of the UN Global Compact, reflecting its dedication to corporate sustainability.

Kinvo is a Brazilian company that develops an investment platform designed to help users track and analyze their investments in one centralized location. The platform offers a range of features, including portfolio consolidation, projection, and analytics, allowing users to organize their investment portfolios effectively. Additionally, Kinvo provides tools for checking investment division, assessing risk and return, monitoring product sensitivity, and receiving dividend notifications. By offering these services, Kinvo aims to support investors in making informed financial decisions.

Pier is an insurance carrier for people who want to protect their belongings. The company offers vehicle and mobile insurance through a fully digital AI-first experience. Founded in 2018, Pier is on a mission to transform the complex and bureaucratic relationship customers have with insurance across LatAm into a seamless and beneficial one to make insurance accessible for as many customers as possible. Pier is differentiated through its price, AI-driven fraud identifier system and customer-centric technology.

Fazenda Futuro is a Brazilian food technology company established in 2019, specializing in the production and sale of plant-based meat products. The company offers a range of items, including its flagship Futuro Burger, which is made from pea, soy, and chickpea. In addition to burgers, Fazenda Futuro supplies ground meat and vegetable meatballs to food retailers. The company has achieved significant distribution, with its products available in approximately 2,000 locations across Brazil, particularly in the southern and southeastern regions, as well as in major cities like Brasília and Salvador.

Há mais de 50 anos, a Exame acompanha as diversas transformações que moldaram o cenário econômico do Brasil e no mundo. Em 2020, passamos a fazer parte do Grupo BTG Pactual e, desde então, estamos consolidando a nossa atuação em outras frentes de negócio que vão além de uma produtora de conteúdo. A Nova Exame é o principal veículo para desenvolvimento pessoal, profissional e empresarial no país, gerando líderes através da educação e informações de qualidade. Hoje, somos uma mediatech com atuação nas frentes de notícias, educação, eventos e análise de investimentos, com pessoas inquietas por mudar a maneira como o mundo consome informação.

Resale Tecnologia e Servicos LTDA. is a Brazilian company founded in 2015, specializing in the development of a mobile application and online portal for the buying and selling of repossessed properties. The platform offers solutions to the financial market by facilitating the sale of these assets and providing tools for consumers to discover opportunities in real estate. Users can access the RESALE application on both iOS and Android, which features a wide array of repossessed properties. Additionally, the platform provides detailed information on properties, including tenant details and local property management options, along with market insights and analytics. This approach enables investors to manage their real estate investments more effectively, treating them similarly to stock portfolios while avoiding the complexities associated with purchasing vacant properties.

Finpass, UAB is a fintech start-up that was established in 2014. The purpose of Finpass is to develop people-oriented simple and convenient fintech solutions. In 2017, the company moved to Sandbox created by Creditinfo Lietuva, UAB, and a few months later an app and network interface were developed, which enabled people to create their own financial passport, namely, to identify themselves online and to receive detailed financial information in one place – credit rating, credit history and systemic bank account information. Individuals can share this information with anyone. A financial passport provides more and greater competitive opportunities for individual to obtain the required funding.

Finpass operates a credit search platform designed to streamline loan funding for medium and large companies while enhancing funding opportunities for financial institutions. The platform employs advanced matching technology and artificial intelligence to connect businesses seeking credit with potential investors. This innovative approach aims to address the limited access to funding sources that many companies face, while also reducing the costly and inefficient origination processes that financial institutions often endure. By utilizing sophisticated algorithms, Finpass facilitates quicker and more effective connections between entrepreneurs and financing alternatives, minimizing time spent on meetings and bureaucratic hurdles.

KLYM is a financial services platform operating in Latin America, specializing in digital financial solutions for businesses. The platform provides various financing options, including working capital financing, purchase order financing, and vendor financing. By streamlining the financing process, KLYM enables companies to access the capital they need quickly and efficiently, with approvals typically granted in less than an hour. This innovative approach allows businesses to secure funding without the complexities associated with traditional banking institutions, thereby facilitating their growth and operational efficiency.

Ariel Re is a multi-line specialty reinsurer that offers a broad range of innovative reinsurance solutions to a diverse client base through its offices in Bermuda, London, and Hong Kong. Established in 2005, Ariel Re operates primarily through Syndicate 1910 at Lloyd’s and also utilizes Syndicate 5336 for access to Lloyd’s Europe. The company has a strong track record, consistently outperforming both the Lloyd’s and Bermuda markets, with Syndicate 1910 recognized as the second most profitable in the Lloyd’s market from 2010 to 2020. In 2020, Ariel Re was acquired by Pelican Ventures and J.C. Flowers, enhancing its capital resources. The company entered into an operational partnership with Apollo Syndicate Management in 2021 to underwrite for a Lloyd’s special purpose arrangement focused on property catastrophe reinsurance. This partnership, effective from 2022, combines the portfolios of Syndicate 1910 and the special purpose arrangement, increasing Ariel Re’s capacity and expanding its client offerings.

Ordrx is an open platform specializing in restaurant e-commerce, focusing on the acquisition, normalization, and distribution of restaurant data through APIs for transactional purposes. This data is utilized by various third parties, including technology companies and developers, to create innovative food ordering applications. With over 15,000 restaurant locations integrated into its network, Ordrx has quickly become the second largest and fastest-growing restaurant food ordering network in the United States within three years. The platform facilitates connections between online and mobile ordering systems and diverse applications, establishing a common data language that enhances local commerce. Ordrx aims to unlock and make local merchant transactional data readily available, transforming the interaction between local businesses and the web.

Graduway aims to empower alumni networking platforms globally, having partnered with schools across 14 countries, including prestigious institutions in the US, Europe, China, India, Mexico, and South Africa. The company provides a tailored alumni platform that merges the trusted reputation of educational brands with integration into existing social networks. Its software-as-a-service (SaaS) platform is designed for quick deployment, accessible on all devices, and easy to manage. Graduway offers alumni exclusive benefits, mentoring tools, and unique career opportunities, enhancing the overall alumni experience.

Açucar Guarani cultivates, produces, and sells sugar, ethanol, and other sugarcane by-products primarily in Brazil and Mozambique. It also generates and sells power. Moreover, Açucar Guarani provides plantation services to third parties. It began operation in 1967, with its headquarters in Olímpia in Brazil as a subsidiary of Tereos Participations.

Visionnaire Tecnologia is a Brazilian company based in Curitiba, founded on June 10, 1996, by Manoel Camillo Penna and Sergio Mainetti Jr. The company specializes in software development solutions that emphasize the re-utilization of existing information and applications. Visionnaire's platform offers a range of services, including software project development and management, mobile application development, content management, and technology consulting. Their approach involves identifying client needs, developing tailored solutions, implementing these solutions, and providing ongoing maintenance and support. By delivering fast, intelligent, and reliable results, Visionnaire Tecnologia enables its customers to effectively meet their IT requirements and optimize their operations.

Inter is a financial company based in Belo Horizonte, Brazil, that operates as a digital bank. Founded in 2021, it offers a wide range of services, including banking, investments, credit cards, payroll loans, insurance, and asset management. The company generates most of its revenue from the banking segment, which encompasses various financial services tailored to meet the needs of its customers. Additionally, Inter provides brokerage services and operates a marketplace, positioning itself as a comprehensive financial institution in the digital space.