KomercnI Banka

Lemonero is a digital lending platform that specializes in providing flexible revenue-based financing to eCommerce and omnichannel merchants, primarily targeting the underserved SME market. Utilizing an AI-driven scoring model, Lemonero seamlessly integrates its services into partner systems, enhancing customer acquisition and facilitating efficient scaling for businesses. The platform serves a diverse range of clients, including leading eCommerce platforms and payment service providers in the CEE and Benelux regions. As the fastest-growing revenue-based financing provider for SMEs in Central and Eastern Europe, Lemonero has achieved significant year-over-year growth. The company has been recognized as the Best Digital Lending Platform for SMEs in both 2021 and 2022. Headquartered in Prague, with additional offices in Rotterdam, Lemonero aims to transform business financing through innovative AI solutions, ensuring that underfinanced SMEs can access the capital they need to grow and thrive.

Finbricks operates an open banking aggregation platform named multibank, designed to simplify access to various financial data and banking products. The platform allows users to manage essential banking operations, such as making payments and downloading transaction histories, through a unified interface. By leveraging Payment Services Directive 2 products, Finbricks provides e-commerce businesses with streamlined access to financial resources, enabling them to offer enhanced services like payment initiation and account information services. This approach facilitates a more efficient integration of financial solutions for clients, ultimately improving their banking experience.

Upvest is a fintech company that operates an investment crowdfunding platform focused on real estate projects. It facilitates external financing for real estate development by offering mezzanine financing and senior acquisition financing, typically with average terms of one to two years. The platform allows developers to connect with small investors who can purchase participation in real estate loans, thereby providing a means for developers to secure additional funding for their projects. This model enables a broader range of investors to engage in real estate investments while supporting the growth of the development sector.

Lemonero is a digital lending platform that specializes in providing flexible revenue-based financing to eCommerce and omnichannel merchants, primarily targeting the underserved SME market. Utilizing an AI-driven scoring model, Lemonero seamlessly integrates its services into partner systems, enhancing customer acquisition and facilitating efficient scaling for businesses. The platform serves a diverse range of clients, including leading eCommerce platforms and payment service providers in the CEE and Benelux regions. As the fastest-growing revenue-based financing provider for SMEs in Central and Eastern Europe, Lemonero has achieved significant year-over-year growth. The company has been recognized as the Best Digital Lending Platform for SMEs in both 2021 and 2022. Headquartered in Prague, with additional offices in Rotterdam, Lemonero aims to transform business financing through innovative AI solutions, ensuring that underfinanced SMEs can access the capital they need to grow and thrive.