Chime

Charlie Finance Co. is a financial services company established in 2016 and headquartered in San Francisco, California. The company specializes in developing a text message application designed to simplify personal finance for users. By monitoring transactions, the application identifies opportunities for savings, helps reduce expenses, and provides insights into spending habits. Additionally, it alerts users to significant financial matters, enabling them to manage their finances more effectively and reduce debt. Through its innovative approach, Charlie Finance aims to assist ordinary Americans in achieving greater financial stability and peace of mind.

Pinch makes it easy to build its clients' credit history just by paying their rent. For no extra money, Pinch helps you beef up your credit score without going into debt. Not too long ago, paying rent didn’t have much to do with your credit score. Of course, not paying rent could always (and still can) damage your credit score. But what happens when you pay your rent on time? Legally speaking, absolutely nothing. Nada. The good news? Credit bureaus and credit scoring companies are realizing that those who can pay rent on time month after month are likely to also handle credit responsibly, and things are changing in America. Studies have shown that after reporting rent, 100% of tenants who were previously unscorable had a credit score. And almost 3/4 of those studied experienced a credit score increase.