Alter Global

Fuse builds financial infrastructure in the Middle East on MENA's first developer-focused banking stack.

Divibank is a fintech company that develops software to facilitate business access to financial products and services from accredited institutions. Its platform integrates multiple payment methods, aiming to reduce costs, increase transaction approvals, and drive sustainable growth for businesses seeking efficient expansion.

Zone is a regulated blockchain network that facilitates the acceptance and payment of digital currencies. As a blockchain services company, it provides a secure and efficient infrastructure for transactions, promoting the use of digital assets in various applications. By leveraging blockchain technology, Zone aims to enhance financial transactions through increased transparency and reduced costs, catering to businesses and consumers looking to integrate digital currencies into their operations.

Pomelo is a fintech-as-a-service platform focused on providing innovative payment solutions in Latin America. The company has developed a digital processing platform designed to enhance payment services by allowing businesses to create virtual accounts and issue prepaid and credit cards. This is achieved through compliant onboarding processes, which facilitate the customization required by fintech companies and embedded finance players for their specific programs. By redefining the possibilities in payment services, Pomelo aims to support the growth and efficiency of financial technology in the region.

oliv is a digital invoice finance company that serves small and medium-sized enterprises. Its service requires minimal manual engagement from clients and no technical needs.

Amenli is the first licensed online insurance broker in Egypt, offering online insurance broking services across policies such as life, medical, pension, education, and automobile coverage. The company uses a three-step process: enter personal details, choose a personalized policy, and complete payment, delivering an integrated service that simplifies accessing insurance.

Nestcoin is a company specializing in web3 applications. It develops, operates, and invests in crypto-native products across decentralized finance, media, digital art, and gaming.

Brik is a construction material aggregator that facilitates procurement for small and mid-sized contractors by connecting them with vendors through its platform.

Maqsad is an edtech company that operates an online learning platform aimed at making education accessible to students, particularly in elementary education and STEM subjects. The platform provides localized academic content in both English and Urdu, allowing it to cater to a diverse group of school-going children. In addition to traditional learning materials, Maqsad incorporates quizzes and gamified features to enhance the learning experience, making it more engaging for students.

Pomelo is a fintech-as-a-service platform focused on providing innovative payment solutions in Latin America. The company has developed a digital processing platform designed to enhance payment services by allowing businesses to create virtual accounts and issue prepaid and credit cards. This is achieved through compliant onboarding processes, which facilitate the customization required by fintech companies and embedded finance players for their specific programs. By redefining the possibilities in payment services, Pomelo aims to support the growth and efficiency of financial technology in the region.

Founded in 2021, Sumer is a technology company based in Bogotá, Colombia with offices in Mexico City. It empowers micro small businesses by providing simple digital tools to grow sales and improve management. The company's core offering is a '15-second store' feature that enables businesses to create an online storefront rapidly, along with a digital ledger and advertising tool to reach new audiences.

Kippa is a mobile app designed for African small business owners and bookkeepers. It streamlines financial management by replacing physical record books with digital platforms, enabling users to track daily transactions, generate invoices, manage inventory, and monitor business fluctuations.

Chiper is a leading B2B e-commerce platform that connects corner stores across Latin America. Operating in Colombia, Mexico, and soon Brazil, Chiper aggregates demand from thousands of stores to optimize supply chains, offering faster delivery, wider product selection, and competitive pricing.

Neta is a social commerce platform that brings e-commerce to the offline world. It makes use of local stores and residents to better serve high demand and deliver. Customers order groceries online through the Neta app and pick them up at their local store. The Neta app provides a catalog of items, ranging from fresh produce to pantry staples, that is linked to the personal catalogs of local retailers.

Ula is a technology-driven distribution and credit marketplace application that focuses on supporting micro, small, and medium enterprises in Indonesia. Founded in 2020 and headquartered in Jakarta, with additional offices in Bengaluru and Singapore, Ula provides a B2B marketplace designed specifically for small retailers. The platform enables these retailers to access a diverse range of products at competitive prices while managing their inventory and supply chain more effectively. Ula offers favorable payment terms and working capital solutions, allowing store owners to stock only the inventory they need and ultimately enhance their profitability. By leveraging technology, Ula addresses key challenges in traditional retail, ensuring that small businesses can thrive in a rapidly evolving digital marketplace.

Maqsad is an edtech company that operates an online learning platform aimed at making education accessible to students, particularly in elementary education and STEM subjects. The platform provides localized academic content in both English and Urdu, allowing it to cater to a diverse group of school-going children. In addition to traditional learning materials, Maqsad incorporates quizzes and gamified features to enhance the learning experience, making it more engaging for students.

Klub is a fintech company that provides revenue-based financing and growth capital to digital businesses and brands with recurring revenue. Its platform blends financial innovation, community engagement, and data-driven analytics to offer flexible capital structures for growth needs such as marketing, inventory, and capital expenditures. Klub sources capital from non-bank financial institutions and high-net-worth individuals, aligning funding with revenue performance and enabling brand owners to scale without fixed repayment schedules. The company serves entrepreneurs across sectors, focusing on brands with strong customer affinity.

Vinco helps companies empower their workforce via education opportunities.

Clara is a Latin American fintech company specializing in corporate spending management. It offers locally-issued corporate cards, bill pay services, financing solutions, and a software platform designed to streamline expense reporting and provide real-time insights into spending.

Flextock is a provider of on-demand warehousing and logistics solutions designed to assist businesses in scaling their operations efficiently. The company offers a comprehensive warehousing and fulfillment platform that includes inventory storage, end-to-end fulfillment services, and process tracking. By enabling companies to optimize their order fulfillment and distribution processes, Flextock aims to help businesses manage costs effectively while enhancing reliability. This approach allows sellers to focus on growth and operational efficiency.

Facily is a Latin American social commerce platform focusing on affordable items for lower-income neighborhoods. It enables group buying, offers interactive shopping experiences, and promotes community engagement through local leaders.

Shipper is a digital logistics platform that facilitates efficient delivery of goods for freight forwarders. It offers package pick-up services, helps manage shipments, predicts shipping routes, consolidates packages, and provides a multi-carrier API for order management and tracking.

Inventa is a wholesale marketplace that connects suppliers and retailers in search of new business opportunities. It aims to make the lives of millions of Latin American entrepreneurs easier by connecting fantastic brands to small and medium-sized retailers and facilitating the entire purchasing, selection, and discovery of new products, credit, logistics, and service processes.

Growspace is a managed crypto fund platform that offers time-tested investing instruments for monthly investment in index funds. Additionally, they also provide investment advisory services. They also provide an ecosystem of investing practices.

Vinco helps companies empower their workforce via education opportunities.

Ula is a technology-driven distribution and credit marketplace application that focuses on supporting micro, small, and medium enterprises in Indonesia. Founded in 2020 and headquartered in Jakarta, with additional offices in Bengaluru and Singapore, Ula provides a B2B marketplace designed specifically for small retailers. The platform enables these retailers to access a diverse range of products at competitive prices while managing their inventory and supply chain more effectively. Ula offers favorable payment terms and working capital solutions, allowing store owners to stock only the inventory they need and ultimately enhance their profitability. By leveraging technology, Ula addresses key challenges in traditional retail, ensuring that small businesses can thrive in a rapidly evolving digital marketplace.

Lummo empower entrepreneurs and brands in SEA to accelerate their growth and to serve their customers by giving them the best technology.

Founded in 2018, Kargo Technologies operates an online logistics platform that connects retail, e-commerce, and commercial sector shippers with truck fleets across Indonesia. The platform facilitates real-time connections, transactions, and tracking of shipments between shippers, transporters, and truckers.

CreditEnable Ltd is a credit insights firm based in London, with an additional office in Mumbai, that specializes in providing cloud-based solutions for lenders and small to medium enterprises (SMEs). Founded in 2016, the company focuses on enhancing the credit evaluation process by gathering financial data from various sources to create detailed credit profiles. These profiles assess a company's ability to meet its financial obligations, based on historical cash positions and performance metrics compared to peers. CreditEnable's offerings for lenders streamline the underwriting process, facilitate loan eligibility assessments, and improve the quality of SME loan portfolios. Simultaneously, its solutions for SMEs help businesses understand lender requirements and better prepare for securing loans. By targeting the SME sector, CreditEnable aims to foster efficient access to capital, ultimately supporting profitable growth for both lenders and borrowers.

Pathao Ltd. is a prominent digital platform based in Dhaka, Bangladesh, founded in 2015. The company specializes in offering a variety of services, including ride-hailing, courier delivery, food delivery, and fintech solutions. With its application, users can access on-demand transportation via cars and bikes, as well as logistics solutions for online stores, facilitating parcel delivery for documents, accessories, and gifts. Pathao has expanded its operations to Nepal and serves 64 districts in Bangladesh and 22 cities in Nepal, establishing itself as the leading courier delivery company in Bangladesh. The platform aims to innovate mobility, logistics, and financial services across South Asia while providing a seamless experience for its users.

Capa is an interoperability protocol that connects fiat and blockchains in LATAM.