NIBC Bank N.V.

euNetworks is a European provider of broadband infrastructure services, specializing in scalable, fiber-based solutions for various sectors, including wholesale, content, media, mobile, and finance. The company operates an extensive network of fiber-based metropolitan systems linked by a high-capacity intercity backbone. euNetworks offers a range of services, including dark fiber, metro wavelength, Ethernet, and colocation, which are designed to meet the growing bandwidth demands and performance needs of its clients. Through its infrastructure, euNetworks supports organizations at the forefront of technological transformation.

Netomnia is a fiber-to-the-premises (FTTP) broadband service provider based in London, England, established in 2019. The company focuses on constructing full-fiber broadband infrastructure and networks throughout the United Kingdom, delivering symmetrical multi-gigabit services. This approach enables both residential and business clients to access reliable internet speeds tailored to their specific requirements.

Gigaclear is a broadband provider focused on delivering ultrafast, pure fibre broadband specifically to rural communities in England. Founded in December 2010 by Matthew Hare, Gigaclear aims to offer faster and more reliable internet services than those available in most urban areas. The company has successfully constructed multiple fibre-to-the-premises networks, beginning with its first operational network in Hambleton in 2011, and has since expanded to numerous rural locations, including parts of Oxfordshire, Kent, and Rutland. By utilizing its extensive network, Gigaclear ensures that all customers receive consistent service quality, regardless of their distance from network infrastructure or local weather conditions. The company also supports rural broadband initiatives through partnerships and funding, enabling communities to access high-speed internet, which is essential for both personal and business growth.

euNetworks is a European provider of broadband infrastructure services, specializing in scalable, fiber-based solutions for various sectors, including wholesale, content, media, mobile, and finance. The company operates an extensive network of fiber-based metropolitan systems linked by a high-capacity intercity backbone. euNetworks offers a range of services, including dark fiber, metro wavelength, Ethernet, and colocation, which are designed to meet the growing bandwidth demands and performance needs of its clients. Through its infrastructure, euNetworks supports organizations at the forefront of technological transformation.

Betty Blocks is a cloud-based software company that specializes in a no-code platform designed to empower citizen developers and facilitate business innovation. The platform enables users to create and modify complex, enterprise-grade applications without manual programming, using templates that simplify the development process. This approach allows organizations of all sizes to build a wide range of applications, from mobile apps to customer portals and back-office management tools, all with ease and efficiency. Betty Blocks focuses on breaking down technological barriers, making application development accessible to individuals without formal programming skills while driving innovation across various industries.

Everphone GmbH, founded in 2016 and based in Berlin, Germany, specializes in the rental of smartphones and tablets for employees. The company provides a comprehensive solution that includes device procurement, logistics, and mobile device management, allowing organizations to efficiently manage their mobile device needs. Everphone's proprietary software platform facilitates direct interaction with employees through various digital channels, enabling them to select and borrow devices on a rental basis. Additionally, the company offers services for the repair, replacement, and exchange of old or damaged devices, thereby supporting businesses in maintaining a seamless mobile experience without heavily taxing their internal IT resources.

Floryn is a technology-driven B2B lending company that focuses on providing financing solutions for small and medium-sized businesses. It operates an online financial platform designed to finance outstanding invoices by utilizing machine learning and data analysis to swiftly assess credit risks. The platform evaluates recent banking transactions and other relevant data to offer fee-based credit on invoices directly financed by professional and institutional investors, without sector exclusions. This approach enables businesses to manage their working capital needs efficiently, offering an alternative to traditional banking solutions. Floryn has experienced strong growth, particularly in the high volume loan segment, positioning itself as a significant player in the automated lending market.

LendingCrowd, a leading fintech lending platform serving mainland UK and headquartered in Scotland, was founded in 2014 by CEO Stuart Lunn. The platform uses leading-edge technology, developed by its expert team in Edinburgh, to fund the ambitions of businesses the length and breadth of Britain by connecting them with its community of individual and institutional lenders, including Scottish Investment Bank and Dutch entrepreneurial bank NIBC.

Iwoca Ltd. is a credit finance provider based in London, United Kingdom, that specializes in offering financial services to small businesses. Founded in 2011, the company assists various sectors, including retailers, restaurants, and service providers, by providing unsecured business loans and short-term cash loans. Iwoca's financing solutions help businesses address short-term cash flow gaps and invest in growth opportunities such as inventory, technology, and employee expenses. The platform features a streamlined online application process, allowing clients to secure funding with flexible repayment options ranging from one day to 24 months, and there are no penalties for early repayment. Through its services, Iwoca enhances the financial capabilities of small businesses, enabling them to thrive in a competitive market.

Iwoca Ltd. is a credit finance provider based in London, United Kingdom, that specializes in offering financial services to small businesses. Founded in 2011, the company assists various sectors, including retailers, restaurants, and service providers, by providing unsecured business loans and short-term cash loans. Iwoca's financing solutions help businesses address short-term cash flow gaps and invest in growth opportunities such as inventory, technology, and employee expenses. The platform features a streamlined online application process, allowing clients to secure funding with flexible repayment options ranging from one day to 24 months, and there are no penalties for early repayment. Through its services, Iwoca enhances the financial capabilities of small businesses, enabling them to thrive in a competitive market.

Ratepay are specialised in online payment solutions RatePAY is the perfect payment partner for a successful e-commerce business. They optimize the payment process in the checkout of an online shop with their products. Merchants can offer their customers safe and popular payment methods such as instalment payments, open invoice and direct debit. Merchants transfer the risk of default payments directly to RatePAY while increasing their revenue at the same time. They bring together all parties involved and take over the organisation, management and coordination of all upcoming tasks. They assume the full responsibility for their efficient risk management themselves, since they are experts in this field and continually work on fostering, tailoring and optimising their audit and assessment methods. They also undertake tasks as debtor management. As far as their technology is concerned, they rely on powerful methods, tools and service providers. RatePAY GmbH was founded in late 2009 by internet and payment experts. They are a young, professional and highly motivated company. They are constantly looking for the best possible innovative solutions. Together with the experience and expertise of their entire staff, their service providers and consultants, this is reflected in each of their products. RatePAY GmbH is part of the Otto Group.

OakNorth Bank is a digital-only commercial bank based in London, established in 2015 to address the financing needs of small-to-medium sized enterprises (SMEs) in the United Kingdom, particularly those overlooked by traditional banks. The bank offers a variety of financial products, including personal and business savings accounts, fixed-term deposits, and tailored debt financing solutions that support growth-oriented businesses such as property developers, care homes, and restaurants. With a focus on using data and analytics, OakNorth evaluates potential borrowers through forward-looking scenario analysis rather than relying solely on historical financial data. This approach has enabled the bank to lend over £10 billion, assisting in the creation of thousands of jobs and affordable housing units. Despite challenges like Brexit and the COVID-19 pandemic, OakNorth has maintained its commitment to supporting its clients, resulting in a high rate of referrals and repeat business among borrowers.

Hyperoptic's true superfast broadband technology differs from the services currently offered by most other leading UK internet service providers in that it provides unimpeded fibre speeds directly to the premises. Other so-called ‘superfast fibre' services are generally hybrids, relying on existing infrastructure and dated copper cables to make up at least part of the line, resulting in drastically reduced internet speeds and unpredictable performance. The UK currently lags behind other international markets when it comes to the availability of true hyperfast broadband, with FTTH technology available in less than 1 per cent of homes. In contrast, Japan boasts over 50 per cent penetration and the US around 10 per cent, according to FTTH Council Europe. With an aggressive expansion and development plan fuelled by this new investment, Hyperoptic is now primed to play a significant role in closing this gap.

Iwoca Ltd. is a credit finance provider based in London, United Kingdom, that specializes in offering financial services to small businesses. Founded in 2011, the company assists various sectors, including retailers, restaurants, and service providers, by providing unsecured business loans and short-term cash loans. Iwoca's financing solutions help businesses address short-term cash flow gaps and invest in growth opportunities such as inventory, technology, and employee expenses. The platform features a streamlined online application process, allowing clients to secure funding with flexible repayment options ranging from one day to 24 months, and there are no penalties for early repayment. Through its services, Iwoca enhances the financial capabilities of small businesses, enabling them to thrive in a competitive market.

Alter Pharma is a pharmaceutical group that distributes EU-sourced pharmaceuticals to wholesalers and hospitals.

Hyperoptic's true superfast broadband technology differs from the services currently offered by most other leading UK internet service providers in that it provides unimpeded fibre speeds directly to the premises. Other so-called ‘superfast fibre' services are generally hybrids, relying on existing infrastructure and dated copper cables to make up at least part of the line, resulting in drastically reduced internet speeds and unpredictable performance. The UK currently lags behind other international markets when it comes to the availability of true hyperfast broadband, with FTTH technology available in less than 1 per cent of homes. In contrast, Japan boasts over 50 per cent penetration and the US around 10 per cent, according to FTTH Council Europe. With an aggressive expansion and development plan fuelled by this new investment, Hyperoptic is now primed to play a significant role in closing this gap.

Ebury is a financial services company that specializes in supporting small and medium-sized businesses in international trade. It offers an integrated platform that facilitates cross-border payments, risk management, and funding, allowing companies to make and receive payments in over 100 currencies. Clients benefit from competitive exchange rates, the ability to hedge currency risk, and access to emerging market currencies. Ebury also provides white-label products through brokers and accountants, enhancing its service offerings. With a workforce of more than 170 employees across its offices in London, Madrid, and Amsterdam, Ebury serves a client base of over 3,000 mid-sized companies. The company is regulated by the Financial Conduct Authority.

Flinqer operates a collaborative cash management network designed to enhance supply chain efficiency for businesses. The platform connects buyers and suppliers, facilitating the exchange of billing information and enabling accelerated payments through an early-payment scheme. This allows vendors to gain visibility into expected payment dates for approved invoices, while customers can pay their bills directly to suppliers at discounted rates. By offering services that manage cash deployment, control trade payables, and shorten the invoice-to-pay cycle, Flinqer aims to strengthen the financial dynamics of supply chains, ultimately helping companies optimize their cash flow management.

Vane is a technology-enabled finance provider focused on supporting digital media companies worldwide. Founded in 2015 and headquartered in Berlin, with additional offices in London and New York, Vane operates through its financial technology platform, BillFront. This platform facilitates quick access to non-dilutive funding by integrating seamlessly with clients' invoicing systems, allowing them to unlock working capital. Vane offers various financing options, including receivables finance, revenue-based finance, and custom credit solutions, enabling clients across sectors such as advertising technology, app development, e-commerce, and online publishing to secure funding ranging from €50,000 to several million euros monthly. The company is led by Greg Dimitriou, who has a background in media mergers and acquisitions.

B2C Europe is frontrunner in cross border b2c logistics in Europe with access to all the right domestic distribution and returns networks. B2C Europe is an indepedent service provider for the e-commerce industry. B2C Europe operates an IT platform to connect shippers with carriers all over the world. B2C Europe disrupts the parcel industry like Uber disrupts the taxi branch and Flexport disrupts the freight industry.

CycloMedia Technology specializes in the systematic visualization of environments through 360° panoramic photographs, known as cycloramas. The company employs advanced recording and processing technology to capture large areas, which are then stored in an online database with recorded orientation and timestamps. This enables various applications, including 3D measurements and modeling. CycloMedia serves a diverse clientele, including central government, municipalities, real estate agents, financial institutions, and insurance companies. The cycloramas facilitate the sale and taxation of real estate, assessment of construction applications, environmental inventory, and risk valuation for insurance. Additionally, the company develops mobile mapping systems and software tailored to professional users, city governments, and large corporations in utilities and infrastructure. Through its proprietary cloud-based technology, CycloMedia provides actionable insights from geo-data, empowering clients to enhance decision-making and improve service delivery.

Enanta Pharmaceuticals is a biotechnology company based in Watertown, Massachusetts, dedicated to the discovery and development of small molecule drugs targeting viral infections and liver diseases. Founded in 1995, the company focuses on several key areas, including hepatitis C and B, non-alcoholic steatohepatitis, and respiratory syncytial virus. Notably, Enanta has developed glecaprevir, marketed under the names MAVYRET and MAVIRET, for the treatment of chronic hepatitis C virus. The company collaborates with Abbott Laboratories to advance compounds such as paritaprevir and glecaprevir, enhancing its portfolio of direct-acting antiviral inhibitors. Additionally, Enanta is exploring new antibiotics like EDP-420, aimed at treating community-acquired pneumonia and combating antibiotic resistance. The firm’s ongoing research efforts reflect a commitment to addressing significant medical needs in infectious diseases and liver health.

Intercell AG, a biotechnology company, engages in the design and development of vaccines for the prevention and treatment of infectious diseases. It discovers and develops antigens and adjuvants, which are derived from its proprietary technology platforms. The company was founded in 1998 and is headquartered in Vienna, Austria.

Alfabet is a company that specializes in change management software aimed at enhancing enterprise information technology architecture planning. Founded in 1997 and based in Berlin, with a U.S. headquarters in Cambridge, Massachusetts, Alfabet offers its planningIT software, which integrates business priorities with IT deliverables, facilitating strategic planning and management of IT resources to align with business goals. Unlike traditional solutions that provide only static views of priorities and infrastructure, Alfabet's approach delivers a holistic, collaborative framework that ensures continuous transparency in managing evolving IT and business processes. The company serves a global community of 40,000 IT professionals across various industries, including automotive, financial services, telecommunications, and logistics. Its notable clients include major international corporations such as Credit Suisse, Munich Re, BMW, and Deutsche Bahn.

Spirea AB is located at Kista, Sweden in the heart of the "wireless valley". Spirea is a dynamic, rapidly growing start-up in the Bluetooth personal connectivity market. The company designs and markets highly integrated, yet flexible, Bluetooth hardware and software wireless solutions and application-specific Bluetooth platforms. Their products are based on in-house developed IPs, primarily in low cost integrated circuit technologies, such as CMOS.

Raidtec Corporation specializes in the development of storage networking and management systems. Headquartered in Alpharetta, Georgia, the company designs storage management software that caters to diverse data storage requirements. In addition to providing a variety of products, Raidtec enables users to efficiently manage their storage needs across a wide range of storage platforms. The company's focus on innovative solutions positions it as a key player in the storage technology sector.