Accord Financial
Accord Financial Corp. is a prominent independent finance company based in Toronto, Canada, offering asset-based financial services to industrial and commercial enterprises primarily in Canada and the United States. Established in 1978, Accord Financial specializes in a variety of financing solutions, including asset-based lending, which involves financing or purchasing receivables and tangible assets like inventory and equipment. The company provides services such as lease financing, working capital solutions, and financing for film and media production. Additionally, Accord Financial offers factoring, credit investigation services, and supply chain financing, catering to diverse sectors including manufacturing, retail, and construction. Through its comprehensive array of services, Accord Financial aims to support the growth and success of small and medium-sized companies by delivering tailored financial solutions.
IOU Financial Inc., through its subsidiary IOU Central Inc., operates a commercial lending business in North America, specializing in providing capital to small businesses across various sectors including medical and dental practices, retail stores, restaurants, and manufacturing companies. Founded in 1977 and headquartered in Montreal, Canada, the company has funded over $200 million in small business loans, showcasing its extensive experience in the field. IOU Financial originates and services commercial loans, retaining a portfolio of loans receivable while also selling loans to third-party purchasers on a non-recourse basis. This approach allows the company to offer flexible lending solutions tailored to the growth opportunities of its diverse clientele.
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