Alma Mundi Ventures

Ole Insurance Group focuses on offering protection and well-being products and services through technology. Ole Insurance Group was founded in 2021 and was headquartered in Puerto Rico.

Neat is an InsurTech startup that specializes in providing embedded insurance solutions for retailers. The company offers a customizable insurance platform that allows businesses to enhance their revenue by integrating white-label insurance services into both digital and physical sales channels. Neat enables merchants to sell a variety of insurance products, including travel and mobility coverage, as well as extended warranties, directly at the point of sale. By combining technology with human support, Neat ensures comprehensive protection for products under clear and transparent terms, allowing merchants to prioritize their sales efforts while improving customer loyalty without the need for upfront fees or extensive technological resources.

ELEMENT Insurance AG is a digital insurance provider based in Berlin, Germany, founded in March 2017. The company specializes in creating white-label insurance products and is recognized as a leader in insurance digitalization. Licensed by the German Federal Financial Supervisory Authority, ELEMENT operates as a direct insurer for non-life insurance across 28 European countries, allowing it to manage risks and settle claims directly. ELEMENT's innovative technology platform, referred to as 'Insurance as a Platform,' supports a B2B2X model, enabling various partners—from e-commerce businesses to traditional insurers—to develop and market customized insurance solutions under their own brands. The platform streamlines the insurance value chain, addressing key functions such as actuarial calculations, underwriting, policy administration, customer service, and claims management, thereby enhancing efficiency and reducing complications within the industry.

Raincoat is a company focused on developing scalable embedded climate insurance products, supported by an automated infrastructure. It partners with insurers, reinsurers, governments, and financial institutions to create and distribute parametric insurance solutions. By facilitating instant payouts on catastrophe policies, Raincoat aims to enhance financial resilience for businesses affected by natural disasters. The company’s approach seeks to unlock new markets and promote climate resilience on a broad scale.

Life5 is a life insurance provider established in March 2020 in Madrid, Spain, aimed at safeguarding families through accessible and straightforward insurance solutions. The company operates an online platform that allows users to quickly obtain life insurance without the need for agents or medical examinations. Life5's system enables customers to calculate real costs and offers flexible policies tailored to individual needs, ensuring that clients can select the most suitable insurance coverage to protect their loved ones. By prioritizing user-friendliness, Life5 strives to make life insurance both fair and easily accessible to a broad audience.

Ole Insurance Group focuses on offering protection and well-being products and services through technology. Ole Insurance Group was founded in 2021 and was headquartered in Puerto Rico.

Neat is an InsurTech startup that specializes in providing embedded insurance solutions for retailers. The company offers a customizable insurance platform that allows businesses to enhance their revenue by integrating white-label insurance services into both digital and physical sales channels. Neat enables merchants to sell a variety of insurance products, including travel and mobility coverage, as well as extended warranties, directly at the point of sale. By combining technology with human support, Neat ensures comprehensive protection for products under clear and transparent terms, allowing merchants to prioritize their sales efforts while improving customer loyalty without the need for upfront fees or extensive technological resources.

ELEMENT Insurance AG is a digital insurance provider based in Berlin, Germany, founded in March 2017. The company specializes in creating white-label insurance products and is recognized as a leader in insurance digitalization. Licensed by the German Federal Financial Supervisory Authority, ELEMENT operates as a direct insurer for non-life insurance across 28 European countries, allowing it to manage risks and settle claims directly. ELEMENT's innovative technology platform, referred to as 'Insurance as a Platform,' supports a B2B2X model, enabling various partners—from e-commerce businesses to traditional insurers—to develop and market customized insurance solutions under their own brands. The platform streamlines the insurance value chain, addressing key functions such as actuarial calculations, underwriting, policy administration, customer service, and claims management, thereby enhancing efficiency and reducing complications within the industry.

Artificial Labs Limited is a software company focused on the insurance industry, providing a comprehensive suite of applications designed to enhance operational efficiency and improve risk management. Founded in 2013 and headquartered in London, the company offers various products, including Artificial Build for data capturing and workflow automation, Artificial Distribute for data collection and distribution, Artificial Price for risk selection and pricing, and Artificial Manage for portfolio management. The company's platform leverages machine learning and algorithmic underwriting, allowing insurers to digitize processes, capture data accurately, and streamline the insurance lifecycle. By facilitating seamless integrations and enhancing data utilization, Artificial Labs empowers clients to make informed decisions, reduce costs, and improve overall customer experiences.

Descartes Underwriting SAS is a managing general agency based in Paris, France, founded in 2018 with international offices across multiple cities including London, Madrid, Frankfurt, New York, Sydney, Singapore, and Hong Kong. The company specializes in underwriting insurance policies on behalf of select insurers, reinsurers, and insurance-linked securities funds. Descartes Underwriting operates across diverse sectors such as agriculture, aquaculture, mining, construction, energy, banking, entertainment, and retail distribution. It designs B2B2C solutions including pricing engines, back-end systems, and APIs, along with claims management services. The company's mission is to provide best-in-class, climate tech-driven parametric insurance to corporations and governments worldwide, ensuring trust in coverage and continuity despite natural disasters and emerging risks.

Unkle is an Insurtech startup based in Paris, France, focused on simplifying the rental process for both tenants and landlords. The company offers four primary insurance products: a renter guarantee, which allows Unkle to act as a guarantor for tenants for a fee; a landlord guarantee, which protects property owners against unpaid rent; home insurance; and owner insurance. By providing these services, Unkle aims to enhance rental applications and reduce the risks associated with renting, making it easier for tenants to find housing while offering landlords financial security.

Bolttech is an international InsurTech company specializing in AI-driven point-of-sale insurance solutions. Its platform offers a wide range of insurance products including device protection, travel, motor, property, life, and digital insurance to consumers worldwide, with a significant presence in Asia. Bolttech's technology enables seamless connections between insurers, distributors, and customers, facilitating efficient buying and selling of insurance products.

Agentero Inc., established in 2017 with headquarters in Oakland, California, develops an online application designed to streamline insurance policy management for independent agents. The platform enables agents to monitor clients, cross-sell and up-sell policies, while offering policyholders tools to manage their insurance policies directly. Agentero's technology also facilitates access to modern carriers, enhancing agents' ability to identify customer needs and provide tailored quotes efficiently. With additional offices in Nashville, Tennessee, and Madrid, Spain, the company aims to create a smarter, more intuitive insurance ecosystem by empowering agents to offer suitable insurance products at the right time.

ELEMENT Insurance AG is a digital insurance provider based in Berlin, Germany, founded in March 2017. The company specializes in creating white-label insurance products and is recognized as a leader in insurance digitalization. Licensed by the German Federal Financial Supervisory Authority, ELEMENT operates as a direct insurer for non-life insurance across 28 European countries, allowing it to manage risks and settle claims directly. ELEMENT's innovative technology platform, referred to as 'Insurance as a Platform,' supports a B2B2X model, enabling various partners—from e-commerce businesses to traditional insurers—to develop and market customized insurance solutions under their own brands. The platform streamlines the insurance value chain, addressing key functions such as actuarial calculations, underwriting, policy administration, customer service, and claims management, thereby enhancing efficiency and reducing complications within the industry.

Omocom AB is a Stockholm-based company specializing in the provision of micro-insurance products tailored for the sharing and renting economy. Founded in 2017 and originally named Sharin AB, the company rebranded in September 2019 to reflect its focus on creating innovative insurance solutions. Omocom offers a platform that simplifies and automates the insurance process for both short-term and long-term coverage, making it easier for users to access safe and secure insurance as part of their digital transactions. Its services are designed to integrate seamlessly with various online platforms, allowing clients to enhance resource utilization while promoting sustainability.

Agentero Inc., established in 2017 with headquarters in Oakland, California, develops an online application designed to streamline insurance policy management for independent agents. The platform enables agents to monitor clients, cross-sell and up-sell policies, while offering policyholders tools to manage their insurance policies directly. Agentero's technology also facilitates access to modern carriers, enhancing agents' ability to identify customer needs and provide tailored quotes efficiently. With additional offices in Nashville, Tennessee, and Madrid, Spain, the company aims to create a smarter, more intuitive insurance ecosystem by empowering agents to offer suitable insurance products at the right time.

DreamQuark is a technology company that specializes in advanced data analysis through deep representation learning, primarily serving the insurance, financial services, and healthcare sectors. The company focuses on developing algorithms that efficiently identify rare and hidden phenomena across diverse data types, including images, texts, and audio files. By providing a transparent solution, DreamQuark enables business users to easily access and interpret insights derived from large datasets. Additionally, the company offers a platform that enhances wealth management by delivering explainable predictions and personalized actions for informed decision-making. This platform also automates data science tasks, simplifying the creation of predictive models, thereby facilitating new sales opportunities and improving customer engagement for its clients.

Wefox is a technology company specializing in the insurance sector. It operates a digital platform that connects insurance providers, brokers, businesses, and customers, facilitating access to various insurance solutions. The company focuses on indirect sales, partnering with intermediaries to expand its market reach. Wefox's platform offers services such as policy management, claims settlement, and quotation generation for a range of insurance types, including health, liability, and disability.

Insurdata Corporation, established in 2017 and headquartered in Broomfield, Colorado, specializes in providing property-specific data solutions for insurance and reinsurance underwriters. The company offers high-resolution, peril-specific exposures and building-level risk data, supporting clients' pricing, underwriting, and portfolio management decisions. Insurdata's platform employs advanced technologies such as mobile augmented reality and 3-D model creation to deliver both desktop and mobile products, enabling real-time risk assessment and informed decision-making.

Artificial Labs Limited is a software company focused on the insurance industry, providing a comprehensive suite of applications designed to enhance operational efficiency and improve risk management. Founded in 2013 and headquartered in London, the company offers various products, including Artificial Build for data capturing and workflow automation, Artificial Distribute for data collection and distribution, Artificial Price for risk selection and pricing, and Artificial Manage for portfolio management. The company's platform leverages machine learning and algorithmic underwriting, allowing insurers to digitize processes, capture data accurately, and streamline the insurance lifecycle. By facilitating seamless integrations and enhancing data utilization, Artificial Labs empowers clients to make informed decisions, reduce costs, and improve overall customer experiences.

ELEMENT Insurance AG is a digital insurance provider based in Berlin, Germany, founded in March 2017. The company specializes in creating white-label insurance products and is recognized as a leader in insurance digitalization. Licensed by the German Federal Financial Supervisory Authority, ELEMENT operates as a direct insurer for non-life insurance across 28 European countries, allowing it to manage risks and settle claims directly. ELEMENT's innovative technology platform, referred to as 'Insurance as a Platform,' supports a B2B2X model, enabling various partners—from e-commerce businesses to traditional insurers—to develop and market customized insurance solutions under their own brands. The platform streamlines the insurance value chain, addressing key functions such as actuarial calculations, underwriting, policy administration, customer service, and claims management, thereby enhancing efficiency and reducing complications within the industry.