Alma Mundi Ventures

Hokodo Ltd is a London-based company that specializes in developing insurance and financing solutions tailored for B2B marketplaces, cloud accounting, and e-invoicing platforms. Founded in 2018, Hokodo offers a digital platform that simplifies the order-to-cash process for businesses, enabling them to make real-time credit decisions and access working capital finance options. Their products include Invoice Protection, an API that safeguards businesses against unpaid invoices, and Secure Freight, which protects goods in transit or storage. Additionally, Hokodo provides tools for users to assess the credit ratings of clients and suppliers, enhancing decision-making regarding credit terms and mitigating the risks associated with bad debt.

Ole Insurance Group focuses on offering protection and well-being products and services through technology. Ole Insurance Group was founded in 2021 and was headquartered in Puerto Rico.

Supercede is an independent reinsurance technology company that provides a digital ecosystem for stakeholders in the reinsurance industry, including cedents, brokers, and reinsurers. Its platform is designed to enhance the traditional value chain by facilitating efficient communication and collaboration among users, without replacing existing roles. The company offers a data-centric, global trading platform that includes an intuitive placement system and advanced analytics solutions. This platform allows brokers to effectively market risks to a worldwide audience of underwriters, who can easily search for opportunities that align with their growth objectives. Supercede also optimizes the reinsurance lifecycle by streamlining data capture, deal execution, and ongoing administration. Through features such as group chat, rapid file sharing, and interconnected workflow tools, Supercede aims to improve the overall efficiency and effectiveness of reinsurance transactions.

Urban Jungle Services Ltd., established in 2016 and headquartered in London, specializes in providing insurance solutions tailored for urban renters and sharers. Its platform offers a comprehensive home insurance policy that allows housemates to split costs and update names as needed, covering shared possessions, deposits, and various emergency expenses. This tech-driven approach aims to make home insurance more accessible and affordable for young professionals.

ELEMENT Insurance AG, founded in March 2017 and based in Berlin, Germany, specializes in digital insurance services and InsurTech innovations. The company operates as a licensed direct insurer for non-life insurance, authorized by the German Federal Financial Supervisory Authority to function as a risk carrier across 28 European countries. ELEMENT provides a unique technology platform known as "Insurance as a Platform," which supports a B2B2X value chain. It collaborates with various partners, ranging from e-commerce businesses to established insurance firms, to develop customized white-label insurance products quickly. By enabling its partners to market these innovative products under their own brands, ELEMENT addresses the complexities of the insurance value chain, including actuarial calculations, underwriting, policy administration, customer service, and claims management.

Ole Insurance Group focuses on offering protection and well-being products and services through technology. Ole Insurance Group was founded in 2021 and was headquartered in Puerto Rico.

Kinsu is an insurance agency that aims to simplify the insurance purchasing process for clients while addressing the protection gap and promoting financial inclusion. The company offers a range of insurance products, including car, medical, home, life, and retirement insurance. By providing clear explanations of the available options, Kinsu helps clients navigate the complexities of insurance, ultimately saving them time and money. Additionally, Kinsu focuses on reducing acquisition costs to make insurance more accessible to a broader audience.

ELEMENT Insurance AG, founded in March 2017 and based in Berlin, Germany, specializes in digital insurance services and InsurTech innovations. The company operates as a licensed direct insurer for non-life insurance, authorized by the German Federal Financial Supervisory Authority to function as a risk carrier across 28 European countries. ELEMENT provides a unique technology platform known as "Insurance as a Platform," which supports a B2B2X value chain. It collaborates with various partners, ranging from e-commerce businesses to established insurance firms, to develop customized white-label insurance products quickly. By enabling its partners to market these innovative products under their own brands, ELEMENT addresses the complexities of the insurance value chain, including actuarial calculations, underwriting, policy administration, customer service, and claims management.

Hokodo Ltd is a London-based company that specializes in developing insurance and financing solutions tailored for B2B marketplaces, cloud accounting, and e-invoicing platforms. Founded in 2018, Hokodo offers a digital platform that simplifies the order-to-cash process for businesses, enabling them to make real-time credit decisions and access working capital finance options. Their products include Invoice Protection, an API that safeguards businesses against unpaid invoices, and Secure Freight, which protects goods in transit or storage. Additionally, Hokodo provides tools for users to assess the credit ratings of clients and suppliers, enhancing decision-making regarding credit terms and mitigating the risks associated with bad debt.

Artificial Labs Limited is a software development company focused on the insurance industry, established in 2013 and based in London, United Kingdom. The company offers a comprehensive suite of front and back-end applications designed to enhance digital processes for insurers. Key products include Artificial Build, which automates data capturing and workflow negotiations; Artificial Distribute, a tool for data collection and distribution; Artificial Price, which aids in risk selection and pricing; and Artificial Manage, for portfolio management. The platform utilizes algorithmic underwriting and machine learning to enable commercial insurers to efficiently capture and leverage data throughout the insurance lifecycle. By integrating these solutions, Artificial Labs helps clients streamline operations, improve risk assessment, and enhance customer experiences, ultimately driving growth and reducing costs.

AKKO offers a protection plan for phones, laptops, electronics, and other vital personal items. It offers simple, all-inclusive protection that is trustworthy and reasonably priced. The company offers modern, simple, and affordable device protection options, including phone-only plans for all consumer devices, providing customers, users, or employees with protection benefits.

SafetyWing is a startup founded in 2017 in Palo Alto, California, that specializes in travel medical insurance for remote workers and digital nomads. The company provides a range of insurance services designed to support the unique needs of individuals who work outside their home countries. Through its Remote Health product, SafetyWing offers personalized coverage that includes emergency medical treatment, lost luggage protection, and travel delay compensation. This enables online freelancers and remote workers to secure affordable insurance solutions in real-time, allowing them to travel with greater peace of mind. The founders of SafetyWing are Sondre Rasch, Sarah Beyahte Sandnes, and Hans Nyvold Kjellby.

Descartes Underwriting SAS is a managing general agency based in Paris, France, specializing in parametric insurance solutions. Founded in 2018, the company underwrites policies for a select group of top-tier insurers, reinsurers, and insurance-linked securities funds. It operates across diverse sectors, including agriculture, aquaculture, mining, construction, energy, and entertainment, providing coverage for various risks such as natural catastrophes and emerging challenges. Descartes leverages a data-driven approach to offer innovative insurance products and collaborates with brokers worldwide to protect corporate clients and governments. Additionally, the company designs B2B2C solutions, which encompass pricing engines, back-end systems, and APIs, while also offering claims management services to enhance client support and ensure continuity during disasters.

Unkle is a Paris-based Insurtech startup specializing in real estate insurance solutions. The company offers four key products designed to streamline the renting process and provide security for both tenants and landlords. These include a renter guarantee, where Unkle acts as a guarantor for tenants for a fee, significantly enhancing their chances of securing rental properties. Additionally, Unkle provides a landlord guarantee that protects property owners against unpaid rents, as well as home insurance and owner insurance products. By leveraging digital brokerage services, Unkle aims to simplify housing access and improve the renting experience for its customers.

Bolttech is an international InsurTech company specializing in AI-driven point-of-sale insurance solutions. Its platform offers a wide range of insurance products including device protection, travel, motor, property, life, and digital insurance to consumers worldwide, with a significant presence in Asia. Bolttech's technology enables seamless connections between insurers, distributors, and customers, facilitating efficient buying and selling of insurance products.

Kinsu is an insurance agency that aims to simplify the insurance purchasing process for clients while addressing the protection gap and promoting financial inclusion. The company offers a range of insurance products, including car, medical, home, life, and retirement insurance. By providing clear explanations of the available options, Kinsu helps clients navigate the complexities of insurance, ultimately saving them time and money. Additionally, Kinsu focuses on reducing acquisition costs to make insurance more accessible to a broader audience.

Agentero Inc. is a technology company that offers a digital platform designed to assist independent insurance agents in managing and growing their businesses. Founded in 2017 and headquartered in Oakland, California, with additional offices in Nashville, Tennessee, and Madrid, Spain, Agentero enables agents to monitor new business and existing clients, facilitating cross-selling and up-selling opportunities. The platform provides tools for agents to efficiently manage insurance policies, access modern carriers, and enhance customer interactions. By streamlining the quoting and binding processes, Agentero aims to create a more intuitive insurance ecosystem that allows agents to deliver the right insurance solutions to their clients at the right time.

Asistensi is a provider of insurance and medical assistance services designed to support migrants living abroad by ensuring their loved ones' health care needs are met back home. The company's platform offers immediate medical attention during emergencies, allowing individuals to manage their responsibilities without financial setbacks. Asistensi operates with a digital-first approach to health insurance, striving to make health care accessible to all. By focusing on the unique challenges faced by emigrants, Asistensi empowers them to maintain peace of mind regarding their family's health while they pursue opportunities in new environments.

ELEMENT Insurance AG, founded in March 2017 and based in Berlin, Germany, specializes in digital insurance services and InsurTech innovations. The company operates as a licensed direct insurer for non-life insurance, authorized by the German Federal Financial Supervisory Authority to function as a risk carrier across 28 European countries. ELEMENT provides a unique technology platform known as "Insurance as a Platform," which supports a B2B2X value chain. It collaborates with various partners, ranging from e-commerce businesses to established insurance firms, to develop customized white-label insurance products quickly. By enabling its partners to market these innovative products under their own brands, ELEMENT addresses the complexities of the insurance value chain, including actuarial calculations, underwriting, policy administration, customer service, and claims management.

Urban Jungle Services Ltd., established in 2016 and headquartered in London, specializes in providing insurance solutions tailored for urban renters and sharers. Its platform offers a comprehensive home insurance policy that allows housemates to split costs and update names as needed, covering shared possessions, deposits, and various emergency expenses. This tech-driven approach aims to make home insurance more accessible and affordable for young professionals.

Asistensi is a provider of insurance and medical assistance services designed to support migrants living abroad by ensuring their loved ones' health care needs are met back home. The company's platform offers immediate medical attention during emergencies, allowing individuals to manage their responsibilities without financial setbacks. Asistensi operates with a digital-first approach to health insurance, striving to make health care accessible to all. By focusing on the unique challenges faced by emigrants, Asistensi empowers them to maintain peace of mind regarding their family's health while they pursue opportunities in new environments.

Omocom AB is a Stockholm-based company that specializes in providing micro-insurance products and services tailored for the sharing and renting economy. Founded in 2017, Omocom develops customized insurance solutions that are seamlessly integrated into digital platforms, simplifying and automating the insurance process for users. The company's offerings include short-term micro-insurance policies designed to accommodate both short and long-term needs, allowing clients to optimize resource utilization in a sustainable manner. By leveraging financial algorithms, Omocom ensures that its insurance solutions are adaptable to various purchasing processes, thereby enhancing the overall experience for users engaged in sharing, renting, and re-using activities.

Agentero Inc. is a technology company that offers a digital platform designed to assist independent insurance agents in managing and growing their businesses. Founded in 2017 and headquartered in Oakland, California, with additional offices in Nashville, Tennessee, and Madrid, Spain, Agentero enables agents to monitor new business and existing clients, facilitating cross-selling and up-selling opportunities. The platform provides tools for agents to efficiently manage insurance policies, access modern carriers, and enhance customer interactions. By streamlining the quoting and binding processes, Agentero aims to create a more intuitive insurance ecosystem that allows agents to deliver the right insurance solutions to their clients at the right time.

Wefox is a technology company specializing in the insurance sector. It operates a digital platform that connects insurance providers, brokers, businesses, and customers, facilitating access to various insurance solutions. The company focuses on indirect sales, partnering with intermediaries to expand its market reach. Wefox's platform offers services such as policy management, claims settlement, and quotation generation for a range of insurance types, including health, liability, and disability.

Kovrr is a London-based company founded in 2016 that specializes in predictive cyber risk modeling. The company offers a platform designed for property and casualty insurers and reinsurers, providing real-time, data-driven insights into both affirmative and non-affirmative cyber risk exposures. Kovrr's technology enables underwriters and risk managers to understand, quantify, and manage cyber risks by utilizing AI-powered predictive models. In addition to risk quantification, the platform monitors cyber threats and assesses the vulnerability of digital assets, allowing organizations to prioritize initiatives, secure cyber insurance, and enhance their cyber risk management strategies. This comprehensive approach helps decision-makers effectively navigate the complexities of cyber risk in a rapidly evolving digital landscape.

Fixico is a technology company specializing in streamlining automotive damage repair processes for consumers, businesses, and insurers. Based in the Netherlands, Belgium, and Germany, Fixico's digital platform connects users with a network of over 2,000 high-quality repair shops, providing transparent cost estimates and facilitating quick, convenient repairs. The platform has processed over 200,000 damages to date, aiming to boost customer satisfaction and reduce repair cycle times.

Insurdata Corporation, established in 2017 and based in Broomfield, Colorado, offers innovative desktop and mobile solutions tailored for property-specific data. The company serves insurance and reinsurance underwriters by providing high-resolution, peril-specific exposure and building-level risk data. Utilizing advanced technology such as mobile augmented reality and 3-D model creation, Insurdata enhances the risk assessment process through its platform, which captures and scores risk data globally. This enables clients to make informed decisions related to pricing, underwriting, and portfolio management by prioritizing peril-specific exposure data that may affect their existing portfolios and risk appetites.

Artificial Labs Limited is a software development company focused on the insurance industry, established in 2013 and based in London, United Kingdom. The company offers a comprehensive suite of front and back-end applications designed to enhance digital processes for insurers. Key products include Artificial Build, which automates data capturing and workflow negotiations; Artificial Distribute, a tool for data collection and distribution; Artificial Price, which aids in risk selection and pricing; and Artificial Manage, for portfolio management. The platform utilizes algorithmic underwriting and machine learning to enable commercial insurers to efficiently capture and leverage data throughout the insurance lifecycle. By integrating these solutions, Artificial Labs helps clients streamline operations, improve risk assessment, and enhance customer experiences, ultimately driving growth and reducing costs.

ELEMENT Insurance AG, founded in March 2017 and based in Berlin, Germany, specializes in digital insurance services and InsurTech innovations. The company operates as a licensed direct insurer for non-life insurance, authorized by the German Federal Financial Supervisory Authority to function as a risk carrier across 28 European countries. ELEMENT provides a unique technology platform known as "Insurance as a Platform," which supports a B2B2X value chain. It collaborates with various partners, ranging from e-commerce businesses to established insurance firms, to develop customized white-label insurance products quickly. By enabling its partners to market these innovative products under their own brands, ELEMENT addresses the complexities of the insurance value chain, including actuarial calculations, underwriting, policy administration, customer service, and claims management.

Kinsu is an insurance agency that aims to simplify the insurance purchasing process for clients while addressing the protection gap and promoting financial inclusion. The company offers a range of insurance products, including car, medical, home, life, and retirement insurance. By providing clear explanations of the available options, Kinsu helps clients navigate the complexities of insurance, ultimately saving them time and money. Additionally, Kinsu focuses on reducing acquisition costs to make insurance more accessible to a broader audience.