Anthemis

Burbank specializes in secure, energy-efficient user authentication for businesses. Its core technology, "Tap and PIN," allows users to authenticate anytime, anywhere, enhancing the customer experience. Burbank's offerings include Card Present Over the Internet, SoftPOS, and an Issuer Toolkit, helping businesses minimize false positives, reduce online fraud, and expand customer reach.

LiquidTrust offers global payment solutions tailored to the needs of SMBs.

Acre is a real estate technology platform developed to improve the homeownership experience. Acre provides assistance at the time of purchasing a house by allowing to invest the amount of the home that is convenient, allowing customers to buy a new home at a lower monthly payment and lower risk than a traditional mortgage.

Habitto is a fintech platform focused on alleviating financial anxiety by helping customers develop healthy money habits. The company offers personalized financial advice through its mobile application, which serves as a single point for customer acquisition. With features that include digital onboarding and electronic Know Your Customer (eKYC), Habitto provides users with daily access to their financial status and policy information. The platform also offers a variety of investment and insurance products, enabling customers to effectively save, grow, and protect their money while working towards their financial goals.

Elevate is an automated, AI-powered platform designed to modernize consumer-directed employee benefits. It serves as an API-enabled benefit account solution for account administrators, including benefit platforms, financial institutions, health plans, and third-party administrators. Elevate's technology supports health savings accounts (HSAs), flexible spending accounts (FSAs), and health reimbursement arrangements (HRAs), offering a comprehensive and reliable service. The platform is utilized by thousands of employers and supports hundreds of thousands of American workers and their families in managing their benefits efficiently.

Ractiv is a technology company that simplifies mobile app development, launch, and management through an AI-driven platform. It enables brands to create customized, revenue-generating app experiences, enhancing customer engagement and retention. The platform uses AI for app customization, app clips, and push notifications, allowing marketers to manage and developers to work efficiently without conflicts.

Stoïk is a cyber insurance company that integrates cybersecurity software with insurance protection, helping businesses manage their cyber risks effectively. Stoïk empowers brokers by offering clients comprehensive insurance policies and protection against cyber risks. Its mission is to equip brokers with the tools to help their clients insure and safeguard against cyber threats. Stoïk's unique product simplifies the underwriting process using automated tests, replacing traditional questionnaires. It also provides continuous risk prevention through integrated cybersecurity tools and ensures swift, effective incident response with an in-house team of crisis management experts.

Provable Markets is a financial services company that offers market participants a secure, unified, and pragmatic access point for cash and synthetic equity finance trading. The company has developed an SEC registered Alternative Trading System (ATS) named Aurora. Provable Markets aims to create a paradigm shift in how financial markets operate, with a focus on transparency and solving some of the biggest challenges in the financial industry. The company has a community of passionate people working towards these goals.

Alaffia Health is a healthtech company that leverages machine learning and artificial intelligence to address issues of provider fraud, waste, and abuse in healthcare claims. The company provides an AI-driven payment integrity service aimed at healthcare payers, including health plans, third-party administrators, self-insured employers, stop-loss carriers, and government agencies. By utilizing an advanced auditing software platform, Alaffia Health enhances clinical reviews and facilitates effective communication among stakeholders. This platform features an intuitive dashboard that modernizes the auditing process, allowing for real-time detection, review, and reporting of billing errors. As a result, Alaffia Health aids in the reduction of overpayments and overall healthcare costs, improving the efficiency and integrity of healthcare financial transactions.

Diagon Technologies is a service platform that specializes in providing solutions for managing the lifecycle of manufacturing equipment. The company focuses on enhancing the equipment sourcing experience by indexing products, suppliers, and service providers. Diagon offers a first-of-its-kind marketplace that consolidates hardware, services, and financing into a unified user experience. By centralizing aspects of procurement, project management, and operations, Diagon aims to streamline the equipment acquisition process for buyers and enhance collaboration among stakeholders in the manufacturing sector.

Diagon Technologies is a service platform that specializes in providing solutions for managing the lifecycle of manufacturing equipment. The company focuses on enhancing the equipment sourcing experience by indexing products, suppliers, and service providers. Diagon offers a first-of-its-kind marketplace that consolidates hardware, services, and financing into a unified user experience. By centralizing aspects of procurement, project management, and operations, Diagon aims to streamline the equipment acquisition process for buyers and enhance collaboration among stakeholders in the manufacturing sector.

Vouch, Inc. is a provider of insurance products and services specifically designed for startups and high-growth companies in the United States. Founded in 2016 and based in San Francisco, the company offers a comprehensive range of insurance solutions, including general liability, business property, directors and officers, errors and omissions, cyber coverage, crime coverage, employment practices liability, hired and non-owned auto, and fiduciary liability. Vouch operates a tech-enabled platform that facilitates access to multiple insurance carriers and provides instant quoting capabilities through its MGA brand, Corix. By integrating technology and industry expertise, Vouch aims to help startups and technology-driven businesses effectively manage risk as they scale and adapt to emerging challenges.

Cariqa is a pioneering company specializing in electric vehicle (EV) management solutions. It offers a unified platform that enables users to effortlessly locate and access charging points across Europe, plan long-distance trips, and monitor their vehicle and battery status. Cariqa's mission is to create the most extensive and interconnected e-mobility dataset, thereby providing advanced services for end-users and supporting original equipment manufacturers, grid operators, and charging point operators. By streamlining charging experiences, Cariqa aims to accelerate the adoption of electric vehicles and promote a sustainable future.

SimpleClosure is a technology company that simplifies the process of closing a business. Its platform automates and streamlines the dissolution and wind-down process, handling obligations with customers, state agencies, and team members on behalf of the dissolving company. This enables entrepreneurs to efficiently shut down their businesses while mitigating the risk of fines and penalties.

Amplify Life Insurance is a digital platform that provides customers with access to term, permanent, and cash-value life insurance products. The company focuses on enabling clients to customize policies according to their specific needs and financial situations, allowing for tax-efficient savings and investment opportunities. Amplify's offerings are designed to support various financial goals, such as retirement planning, college funding, or home purchases, while ensuring family protection. By streamlining the customer experience through digital tools, Amplify simplifies policy customization, pre-underwriting, and ongoing policy management, distinguishing itself as an innovative player in the traditional life insurance market. With a vision to integrate health and financial wealth, Amplify addresses the significant potential within the permanent life insurance sector.

HappyPal is a French company revolutionizing the employee benefits market, valued at approximately $20 billion. By replacing traditional paper gift vouchers—20% of which expire before use—HappyPal provides an innovative SaaS and fintech solution. The company offers a modern credit card specifically designed for various employee allowances, including gifts, cultural activities, vacations, and sports. This platform addresses the common challenges associated with employee benefits management, such as high fees and poor user experiences. HappyPal enables employers to easily establish a personalized and efficient benefits program, facilitating better communication and engagement with employees.

Ergo empowers shoppers by letting them communicate with retailers so they can set prices together.

Arkham is AI Transformation, Simplified. Arkham is an AI Operating System—a suite of seamlessly integrated Data and AI tools designed to transform your operations using the best AI models, faster and at a fraction of the cost of in-house development. From automating processes to driving growth, our customers understand the transformative potential of AI. Yet, many are held back by legacy systems and fragmented databases in their operations, making AI Transformation complex and seemingly out of reach. That’s where Arkham comes in. Our AI OS simplifies AI transformation, making it fast and easy. With Arkham, you can save years of development time, cut the cost of piecing together single-purpose tech tools, and empower your teams to achieve unprecedented productivity and intelligence. In the past year, Arkham has become a trusted partner to enterprises in infrastructure, hospitality, and financial services. We've helped them save millions in hiring costs and years in development, all while solving their hardest operational challenges with AI.

Reserv is a digital claims third-party administrator focused on optimizing property and casualty (P&C) claims through innovative technology solutions. The company develops modern systems designed to enhance the efficiency of the claims process, addressing critical resource challenges within the claims ecosystem. By offering solution-oriented products and services, Reserv aims to improve outcomes for users while ensuring compliance with insurance carriers. Additionally, the company serves as an incubator for testing new technologies and artificial intelligence services, driving advancements in claims innovation and operational effectiveness.

Project Admission, Inc. is a technology company based in Nashville, Tennessee, that specializes in the online management of digital ticketing for live events. Established in 2017, the company provides a platform that facilitates the purchase, sale, and distribution of digital tickets while also enabling tracking throughout the ticket's lifecycle. Project Admission collaborates with the live event industry to enhance ticket distribution by allowing brands, influencers, and fans to engage in authentic ticket transactions via direct and social channels. The platform not only simplifies and secures ticket transfers but also offers insights into ticket ownership and attendee data, thereby helping clients maximize revenue through managed exchanges.

TreasurySpring Limited is a financial technology firm founded in 2016 and headquartered in London, United Kingdom. The company operates an online platform designed to connect issuers and investors in the institutional short-term funding markets. TreasurySpring offers a range of Fixed-Term Funds (FTFs) that provide access to sovereign, financial, and corporate fixed-term investments. These funds enable cash-rich firms to engage in short-term investments that were previously difficult to access, while also allowing institutions seeking funding to tap into a wider pool of capital providers. By leveraging legal, financial, and operational technology, TreasurySpring facilitates the creation and management of these financial instruments, enhancing security and potential yields for investors.

Elevate is an automated, AI-powered platform designed to modernize consumer-directed employee benefits. It serves as an API-enabled benefit account solution for account administrators, including benefit platforms, financial institutions, health plans, and third-party administrators. Elevate's technology supports health savings accounts (HSAs), flexible spending accounts (FSAs), and health reimbursement arrangements (HRAs), offering a comprehensive and reliable service. The platform is utilized by thousands of employers and supports hundreds of thousands of American workers and their families in managing their benefits efficiently.

Flyby Robotics is a developer of autonomous drones that are manufactured in the United States and are free of critical Chinese electronic components. The company specializes in enabling machine learning capabilities at the edge, which streamlines the execution of resource-intensive applications on its drones. Flyby Robotics' platform enhances the operational experience for drone operators by facilitating complex autonomous missions across various sectors, including drone delivery, critical infrastructure, renewable energy, and public safety. By focusing on a secure environment for application deployment, the company aims to improve the efficiency and effectiveness of drone operations in these critical areas.

Agreena is a company dedicated to advancing regenerative agriculture. It provides financial support to farmers adopting regenerative practices and verifies the environmental impact of these efforts using proprietary digital technologies, including AI and satellite imagery. Agreena mints and sells carbon credits generated by farmers, issues third-party verified carbon certificates, and develops software to detect key metrics, enabling businesses to meet sustainability goals and farmers to increase yields and profits.

Flock is a digital insurance company specializing in coverage for commercial motor fleets. Focused on enhancing safety through connected insurance solutions, Flock leverages real-time data to provide insights that enable fleet owners to promote safer driving practices. This approach ensures that fleets demonstrating safer driving habits benefit from reduced insurance costs. Trusted by numerous companies, including Virtuo and Jaguar Land Rover's luxury leasing division, Flock aims to establish itself as the leading fully digital insurer for both connected and autonomous vehicles, with a mission to make the world safer through innovative insurance solutions.

Kasheesh is a fintech company that specializes in innovative financial services. It has developed technology that allows users to split online payments across multiple debit and credit cards. This approach enables customers to utilize available funds effectively, facilitating the consolidation of spending and enhancing the optimization of financial transactions. By offering this payment solution, Kasheesh aims to improve financial flexibility for consumers, making it easier for them to manage their expenses.

Greenspark is a company that provides a sustainable impact platform designed to assist businesses in addressing environmental and social challenges. By offering tools that enable organizations to create a positive impact at various business touchpoints, Greenspark helps companies track and communicate their sustainability efforts effectively. The platform generates detailed reports on a company's environmental impact and facilitates initiatives such as planting trees for customer orders or cleaning up ocean plastic for new subscribers. Through these services, Greenspark empowers businesses to offset their carbon emissions, combat plastic pollution, and support sustainable development projects, thereby enhancing their brand image and contributing positively to the planet.

Rize accelerates the transition of agriculture from a net carbon emitter to a carbon sink by leveraging tech and carbon credit mechanisms. By generating carbon credits on behalf of farmers who adopt sustainable practices, the company supports the transition toward greener agriculture and provides an additional revenue stream for regenerative farms.

Kyte is a technology and operations company founded in San Francisco in 2019 by Francesco Wiedemann, Ludwig Schoenack, and Nikolaus Volk. The company specializes in providing on-demand car rentals, delivering vehicles directly to customers' locations for various durations, ranging from a day to several months. Operating in over ten cities across the United States, Kyte is rapidly expanding its services. The platform not only facilitates convenient car delivery but also includes additional offerings such as car cleaning and refueling, allowing customers to enjoy the benefits of transportation without the commitment of owning a personal vehicle.

Skuad is an HR Platform that automates payroll management, local compliance, and taxation of their employees.

Inclined Technologies is a financial technology company based in San Francisco, California, founded in 2020. The company focuses on enhancing the value of whole life insurance policies for policyholders. Inclined's primary offering is the Inclined Line Of Credit (iLOC), which is designed to provide accessible cash value and refinancing options. By connecting policyholders with financial institutions through a unique marketplace, Inclined aims to improve efficiency, lower barriers to access, and enhance the overall customer experience. The company's mission is to help policyholders maximize the value of their investments in whole life insurance policies, thereby driving better long-term outcomes.

Twice Commerce is a cloud-based software developer that provides innovative solutions for merchants, focusing on enhancing profitability through a transformative resale model. The platform enables businesses to sell items multiple times, which not only increases revenue but also promotes sustainable practices by extending the lifecycle of products. Designed for rental shops, Twice Commerce's software streamlines operations by integrating inventory management, booking and reservations, rental contracts, payments, and both online and offline sales channels. This comprehensive suite of tools empowers merchants to maximize profit while fostering economic prosperity alongside ecological stewardship. By facilitating efficient transactions and sustainable practices, Twice Commerce positions itself as a leader in creating a profitable and environmentally responsible future for businesses.

Denim is a freight payment system that focuses on enhancing the operational efficiency of freight brokers. The company offers a comprehensive platform designed to streamline back-office processes, including payments, collections, and financing. By providing services such as factoring and automated invoicing, Denim enables small freight brokers to access essential working capital necessary for growth in a competitive market. The software aims to simplify complex financial operations, allowing brokers to devote more time to managing their core business activities while enhancing their financial management capabilities.

Power is a financial technology company specializing in providing credit card programs tailored for businesses, particularly high-growth brands. Founded by Randy Fernando and Andrew Dust, Power utilizes a cloud-native issuance platform to offer modern co-branded credit cards. The company's technology focuses on enhancing the connection between retailers and their customers through embedded banking experiences, enabling brands to build, launch, and scale customer-centric financial products efficiently.

Raincoat is a company focused on developing scalable embedded climate insurance products, supported by an automated infrastructure. It partners with insurers, reinsurers, governments, and financial institutions to create and distribute parametric insurance solutions. By facilitating instant payouts on catastrophe policies, Raincoat aims to enhance financial resilience for businesses affected by natural disasters. The company’s approach seeks to unlock new markets and promote climate resilience on a broad scale.

Koffie Financial is a fintech platform designed specifically for the trucking and transportation industry, offering quick and affordable insurance coverage that emphasizes safety. The company leverages artificial intelligence to provide fleet owners with instant quotes and transparent policies, streamlining the underwriting, loss control, claims handling, and fleet operations processes. By utilizing advanced technology, Koffie Financial is able to reduce costs and save time, enabling modern truckers to receive tailored insurance solutions that come with lower premiums compared to traditional insurers. This innovative approach helps clients in the logistics, insurance, and auto industries operate more safely and efficiently.

Kaiko is a provider of digital asset market data services, offering global connectivity to over 100 centralized and decentralized cryptocurrency exchanges. Its mission is to bridge traditional finance with crypto by delivering actionable financial data through four business units: Market Data, Quantitative Analytics, Indices, and Research. Kaiko empowers various use cases across the investment lifecycle for both investors and enterprises.

Stoïk is a cyber insurance company that integrates cybersecurity software with insurance protection, helping businesses manage their cyber risks effectively. Stoïk empowers brokers by offering clients comprehensive insurance policies and protection against cyber risks. Its mission is to equip brokers with the tools to help their clients insure and safeguard against cyber threats. Stoïk's unique product simplifies the underwriting process using automated tests, replacing traditional questionnaires. It also provides continuous risk prevention through integrated cybersecurity tools and ensures swift, effective incident response with an in-house team of crisis management experts.

Kasheesh is a fintech company that specializes in innovative financial services. It has developed technology that allows users to split online payments across multiple debit and credit cards. This approach enables customers to utilize available funds effectively, facilitating the consolidation of spending and enhancing the optimization of financial transactions. By offering this payment solution, Kasheesh aims to improve financial flexibility for consumers, making it easier for them to manage their expenses.

Hokodo Ltd is a London-based company that specializes in developing insurance and financing solutions tailored for B2B marketplaces and digital platforms such as cloud accounting and e-invoicing systems. Founded in 2018, Hokodo offers a user-friendly digital platform that integrates easily with existing systems, streamlining the order-to-cash process. Their services include Invoice Protection, which safeguards businesses against unpaid invoices, and Secure Freight, which protects goods during transit or storage. Additionally, Hokodo enables real-time credit assessments, allowing merchants to make informed decisions regarding credit terms, protect themselves against bad debt, and access working capital financing options. Through these innovations, Hokodo aims to enhance the safety and efficiency of B2B transactions across Europe.

Opply is a company that specializes in digitizing the supply chain for food and beverage brands around the world. It has developed a fully automated platform that assists sellers in finding suitable products and matching with suppliers that meet their specific needs. Utilizing a self-learning matching algorithm, Opply streamlines the process of quote requests and supplier communication, while also simplifying documentation and payments. This approach significantly reduces the time required to source and order from suppliers, thereby granting small consumer goods brands easier access to a global network of suppliers.

Kinly is a financial technology company focused on serving the unique needs of African-Americans and their allies. It provides a range of digital banking services designed to enhance financial literacy and promote responsible money management. Kinly offers tools for financial education, expense tracking, and goal setting, alongside debit cards linked to savings accounts. By delivering these resources, the company aims to empower users to develop positive financial habits, achieve their financial goals, and fulfill their aspirations.

Branch Financial, Inc. is an insurance agency based in Columbus, Ohio, founded in 2017 by Steve Lekas and Joe Emison. The company specializes in home and auto insurance, offering a range of products including renters and umbrella insurance, which can be added to auto policies. Utilizing advanced technology, Branch streamlines the process of bundling home and auto insurance online, aiming to enhance accessibility and affordability for its customers. By leveraging community resources, Branch seeks to transform the insurance landscape, making it easier for individuals to obtain necessary coverage.

Ivella is a developer of banking and financial applications tailored specifically for couples. The company offers products designed to facilitate the management of joint finances, enabling users to maintain shared checking accounts and track expenses effectively. Ivella's application provides features that protect against unplanned withdrawals, ensuring that both partners can monitor their account balances. It enables couples to see transaction details, understand how to split costs, and track individual contributions towards shared expenses. This focus on joint financial management aims to simplify the complexities of managing finances in a relationship.

Upkeep is a platform designed to streamline the booking and payment process for medical aesthetic treatments. It allows users to schedule appointments with service providers for various procedures, including botox, laser hair removal, fillers, and body contouring. The platform not only facilitates bookings but also enables consumers to write reviews and earn rewards for their experiences. By focusing on convenience and user feedback, Upkeep aims to enhance the way individuals access and pay for medspa treatments.

WiseRentr provides a digital renting service focused on consumer technology, enabling users to access the latest devices at a fraction of the total cost of ownership. By integrating a renting option at the checkout of existing e-commerce platforms and mobile telecommunications providers, WiseRentr offers a convenient and instant solution for consumers seeking new technology. The company manages the entire lifecycle of the devices, facilitating subsequent renting cycles and ensuring responsible recycling at the end of their useful life. Additionally, WiseRentr emphasizes its commitment to sustainability by measuring and certifying the carbon emissions savings achieved through its circular economy model.

SwayID is a digital verification company that specializes in authenticating the identities of creator-consumers—an emerging demographic of over 200 million content creators across platforms such as TikTok, Instagram, YouTube, and Twitch. By utilizing a vast array of authoritative data sources, SwayID provides real-time verification, allowing brands to offer exclusive promotions and experiences tailored specifically for this valuable segment. The platform integrates smoothly into existing retail environments, enhancing customer experiences while reducing churn and fostering loyalty. SwayID's ecosystem empowers verified creators with unique access to discounts and monetization opportunities from a growing network of brands, creating a mutually beneficial community that promotes economic equity. This network effect enriches the platform, driving engagement and loyalty as it expands. Ultimately, SwayID sets a new standard in marketing and loyalty programs, enabling brands and creators to thrive together.

iWarranty is a company focused on simplifying the warranty process for consumers and promoting sustainability. It offers a digital platform that allows users to easily access and initiate warranty claims while connecting with local repair networks. By digitizing warranties and eliminating manual claims, iWarranty enhances consumer experience and loyalty, encouraging users to repair and reuse their products instead of replacing them. The platform utilizes predictive analytics to provide insights based on product usage, lifespan, and potential obsolescence, which helps brands strengthen customer relationships and fosters a more sustainable approach to consumer goods. Ultimately, iWarranty aims to reduce electronic waste and promote a more responsible consumption model.

Cowbell Cyber, Inc. is an innovative provider of cyber insurance specifically designed for small and mid-sized businesses (SMEs). Founded in 2019 and headquartered in Pleasanton, California, with additional offices in Omaha, Nebraska; Atlanta, Georgia; and Plano, Texas, Cowbell delivers standalone cyber coverage that addresses the distinct needs of each organization. Utilizing an artificial intelligence-powered platform, the company quantifies insurable risk and enables continuous risk assessment and underwriting. Cowbell's approach includes a closed-loop risk management solution encompassing risk prevention, mitigation, and incident preparedness services. By leveraging both inside-out and outside-in data alongside advanced machine-learning models, Cowbell's offerings continuously evolve to adapt to current and emerging cyber threats, allowing businesses across various industries, such as healthcare, technology, construction, finance, retail, and agriculture, to manage their risk exposure effectively.

Stax is all of your bank accounts, mobile wallets, crypto in a single app that works without mobile data.

Nosso is a mobile-based financial planning platform for the future of children.

Weavr is a developer of a digital financial platform that enables companies to seamlessly integrate banking and financial services into their offerings through the use of APIs. The platform provides a range of financial solutions for both consumers and businesses, including accounts with or without IBANs, virtual and physical cards, and wearable payment options. By offering comprehensive tools for creating, integrating, and managing these financial elements, Weavr allows digital businesses to incorporate payment services within their applications efficiently. This integration is achieved without imposing the burdens of data security and regulatory compliance on the companies utilizing the platform, thereby simplifying the process of embedding financial services in various applications.

Habitto is a fintech platform focused on alleviating financial anxiety by helping customers develop healthy money habits. The company offers personalized financial advice through its mobile application, which serves as a single point for customer acquisition. With features that include digital onboarding and electronic Know Your Customer (eKYC), Habitto provides users with daily access to their financial status and policy information. The platform also offers a variety of investment and insurance products, enabling customers to effectively save, grow, and protect their money while working towards their financial goals.

Addition Wealth is a financial wellness platform focused on empowering employees to make informed financial decisions. The company utilizes a technology-driven approach that integrates digital tools, online events, expert content, and access to financial professionals. By partnering with progressive employers, Addition Wealth aims to enhance financial literacy and provide employees with personalized financial expertise. The platform offers customized resources, community events, and interactive guides, fostering an inclusive environment where employees can effectively manage their finances and make sound financial choices.

Alaffia Health is a healthtech company that leverages machine learning and artificial intelligence to address issues of provider fraud, waste, and abuse in healthcare claims. The company provides an AI-driven payment integrity service aimed at healthcare payers, including health plans, third-party administrators, self-insured employers, stop-loss carriers, and government agencies. By utilizing an advanced auditing software platform, Alaffia Health enhances clinical reviews and facilitates effective communication among stakeholders. This platform features an intuitive dashboard that modernizes the auditing process, allowing for real-time detection, review, and reporting of billing errors. As a result, Alaffia Health aids in the reduction of overpayments and overall healthcare costs, improving the efficiency and integrity of healthcare financial transactions.

Happy Money, Inc. is a financial services company based in Costa Mesa, California, that focuses on helping individuals pay off credit card debt and build savings. Founded in 2009, the company originally operated under the name Payoff, Inc. before rebranding in March 2020. Happy Money offers a range of innovative products, including Payoff, a loan program specifically designed to assist customers in managing their credit card obligations; Joy, a mobile application featuring robotic Money Coaches that guide users in spending wisely and saving effectively; and the Happy Money Score, which combines psychological insights to enhance financial decision-making. The company emphasizes a mission-driven approach, aiming to transform the financial landscape by encouraging borrowers to become savers and promoting a more mindful form of capitalism. Through its unique platform, Happy Money integrates financial products with dedicated support and educational resources to foster long-term financial wellness for its members.

Amplify Life Insurance is a digital platform that provides customers with access to term, permanent, and cash-value life insurance products. The company focuses on enabling clients to customize policies according to their specific needs and financial situations, allowing for tax-efficient savings and investment opportunities. Amplify's offerings are designed to support various financial goals, such as retirement planning, college funding, or home purchases, while ensuring family protection. By streamlining the customer experience through digital tools, Amplify simplifies policy customization, pre-underwriting, and ongoing policy management, distinguishing itself as an innovative player in the traditional life insurance market. With a vision to integrate health and financial wealth, Amplify addresses the significant potential within the permanent life insurance sector.

Stoïk is a cyber insurance company that integrates cybersecurity software with insurance protection, helping businesses manage their cyber risks effectively. Stoïk empowers brokers by offering clients comprehensive insurance policies and protection against cyber risks. Its mission is to equip brokers with the tools to help their clients insure and safeguard against cyber threats. Stoïk's unique product simplifies the underwriting process using automated tests, replacing traditional questionnaires. It also provides continuous risk prevention through integrated cybersecurity tools and ensures swift, effective incident response with an in-house team of crisis management experts.

AcreTrader, Inc. is an agricultural real estate trading platform based in Fayetteville, Arkansas, founded in 2018. The company enables individuals to invest in farmland by purchasing shares through its online platform, offering an accessible entry point into agricultural investments. AcreTrader emphasizes transparency, flexibility, and user-friendliness, managing all aspects of farmland investment, including property administration, insurance, accounting, and collaboration with local farmers. The platform caters to both large and fractional transactions, allowing investors to directly engage with this unique asset class while promoting soil sustainability.

Project Admission, Inc. is a technology company based in Nashville, Tennessee, that specializes in the online management of digital ticketing for live events. Established in 2017, the company provides a platform that facilitates the purchase, sale, and distribution of digital tickets while also enabling tracking throughout the ticket's lifecycle. Project Admission collaborates with the live event industry to enhance ticket distribution by allowing brands, influencers, and fans to engage in authentic ticket transactions via direct and social channels. The platform not only simplifies and secures ticket transfers but also offers insights into ticket ownership and attendee data, thereby helping clients maximize revenue through managed exchanges.

GuruHotel is a developer of an e-commerce platform tailored for the hotel industry, enabling hotels to create and manage their own official websites in under ten minutes. This software solution bridges the gap between technology and hotel management, allowing operators to connect their inventory and sell rooms directly to customers. By offering multiple payment options and integration with distribution applications, GuruHotel empowers hotels to efficiently manage reservations and enhance occupancy levels. The platform facilitates a seamless transition to online sales, enabling hotels to leverage e-commerce effectively and maximize their revenue potential.

AgentSync, Inc. is a Denver-based company, founded in 2018, that specializes in developing a salesforce application tailored for carriers and agencies in the insurance sector. The company offers a suite of tools designed to automate licensing and compliance processes, which includes features such as real-time integration, data security, and producer onboarding. AgentSync's solutions facilitate bulk processing, automated license verification, appointment processing, and compliance monitoring. By focusing on a customer-centric design and seamless integration through applications programming interfaces (APIs), AgentSync enhances efficiency and reduces operational friction. Its services support insurance carriers, agencies, and managing general agents (MGAs) by streamlining the broker onboarding, contracting, and compliance processes, ultimately driving growth and ensuring adherence to industry regulations.

Demex is an independent data and analytics company that addresses the increasing challenge of property losses due to secondary perils, such as extreme weather events. By partnering with reinsurance brokers, insurers, and reinsurers, Demex utilizes advanced modeling techniques that incorporate weather and claims data, as well as insights from climate research, to assess loss accumulation. The company offers parametric stop-loss solutions tailored to the specific needs of its clients, effectively managing risks associated with climate variability. Additionally, Demex provides a risk management platform that enables businesses to analyze, price, and transfer climate-linked risks, thereby creating opportunities while ensuring more sustainable insurance options against severe weather and catastrophic events.

EasyHealth is a company focused on enhancing health outcomes for Medicare-eligible Americans by providing a health and insurance distribution platform. The company leverages technology and data to develop flexible systems that simplify the health insurance process. By fostering positive feedback loops, EasyHealth aims to improve member engagement and health risk management. Its mission is to connect health coverage and care, ultimately rebuilding healthcare to better serve individuals and ensure better health outcomes.

Kettle Inc. is an innovative company focused on providing an online risk analysis platform specifically for the insurance industry. Founded in 2020 and based in Kensington, California, Kettle utilizes advanced machine learning techniques, including deep learning algorithms and Swarm Neural Networks, to analyze over seven billion lines of data from satellite, weather, and ground truth sources. This technology enables the company to assess and mitigate risks associated with climate change, ultimately allowing insurers to underwrite catastrophic risks more effectively. Kettle's platform is designed to balance risk by offering reinsurance solutions to insurance providers, helping them manage their portfolios in an increasingly unpredictable climate.

Greenspark is a company that provides a sustainable impact platform designed to assist businesses in addressing environmental and social challenges. By offering tools that enable organizations to create a positive impact at various business touchpoints, Greenspark helps companies track and communicate their sustainability efforts effectively. The platform generates detailed reports on a company's environmental impact and facilitates initiatives such as planting trees for customer orders or cleaning up ocean plastic for new subscribers. Through these services, Greenspark empowers businesses to offset their carbon emissions, combat plastic pollution, and support sustainable development projects, thereby enhancing their brand image and contributing positively to the planet.

Atomic is a provider of personalized investment management services that lets companies embed investment accounts into their services. It allows companies to offer their end-users a disciplined way to invest with them. Atomic was founded in 2020 by David Dindi in San Francisco, CA.

DwellWell is an online platform that streamlines the home buying process, providing a transparent and enjoyable experience for buyers. The platform offers personalized services that guide users through each step of purchasing a home, focusing on understanding their unique needs. By connecting buyers with resources and expert real estate agents, DwellWell facilitates a smooth transition into homeownership. This approach not only enhances the experience for home buyers but also generates high-intent leads for real estate agents, fostering successful transactions. Ultimately, DwellWell aims to create satisfied home buyers and efficient real estate professionals through its innovative platform.

Humanising Autonomy, based in London, specializes in developing behavior artificial intelligence software that enhances human-machine interactions. The company integrates behavioral psychology, computer vision, and large language models to predict human decision-making. Its innovative platform analyzes camera data in real-time to interpret and forecast the behaviors of pedestrians, passengers, and vehicles, thereby improving automated decision-making processes in applications such as driver alerts and vehicle motion. By utilizing its extensive proprietary human behavior data set and patented computer-vision models, Humanising Autonomy ensures its technology is both accurate and ethically responsible. The company has received several accolades for its contributions to innovation, including the Queen’s Awards for Enterprise: Innovation 2021 and recognition from Forbes 30 Under 30.

Ejara is a mobile investment platform designed specifically for Africa and its diasporas, offering access to a range of investment opportunities, including fractional shares, commodities, and cryptocurrencies. The company has developed blockchain-based software that facilitates the trading of investment products globally, allowing users to invest in various companies and manage their portfolios effectively. Ejara also provides features such as interest-saving accounts, which help users save and grow their investments over time. The platform is aimed at empowering traders by enabling them to track their investment performance and enjoy greater trading flexibility.

Betterment LLC is an online financial advisory firm based in New York, founded in 2007. The company specializes in automated investing services that help individuals manage their finances through a customized and diversified portfolio. Betterment offers a range of investment options, including traditional and Roth IRAs, 401(k) accounts, and trust accounts, all of which are designed to optimize investment returns. Its services also include financial and retirement planning, tax loss harvesting, and cash management tools, such as the Two-Way Sweep feature. Betterment caters to various customer segments, including individual investors, businesses through Betterment for Business, and financial advisors via Betterment for Advisors. The firm charges a management fee for its services and focuses on providing personalized, goal-based investing solutions to enhance clients' long-term financial success.

Proportunity Limited is a technology-driven mortgage lender based in London, United Kingdom, founded in 2016 by Vadim Toader and Stefan Boronea. The company specializes in providing mortgage and equity loans designed to assist first-time home buyers in increasing their deposits. Proportunity utilizes an AI-powered forecasting platform to analyze real estate data and identify emerging trends and high-growth areas within the UK housing market. By leveraging machine learning, the company offers insights that enable customers to purchase homes in areas projected for significant appreciation, allowing them to pay less than their current rent and save more effectively. Through its innovative approach, Proportunity aims to facilitate homeownership for individuals seeking to enter the property market.

Hedvig AB is an innovative insurance provider based in Stockholm, Sweden, founded in 2016. The company offers a range of insurance products including home, contents, travel, and accident insurance, as well as coverage for personal belongings such as bicycles and mobile phones. Launched in 2018, Hedvig has expanded its services to all Scandinavian countries and operates as an EU-licensed carrier. The company distinguishes itself through a focus on customer service and efficient claims handling, aiming to create a user-friendly experience that resonates with clients.

UnifiHealth is reimagining how health benefits are built and delivered to small businesses. The company was founded in 2019 and based in Columbus, Ohio.

Flat.mx is the one-stop-shop for residential real estate in Mexico that simplifies the home-buying experience. They provide multiple products and services including home brokerage, a marketplace, and credit products.

Joshin, LLC is a Minnesota-based company that develops a digital care platform aimed at supporting individuals with disabilities and neurodivergence. The company's primary offering is an application that connects families in need of caregiving services with qualified, screened caregivers. Through this platform, users can create personalized care plans that outline the specific needs, goals, preferences, and dietary requirements of their loved ones. By facilitating these connections, Joshin aims to provide families with convenient access to specialized care and support for individuals with special needs, enhancing the overall caregiving experience.

Balance Re is a life reinsurance startup that specializes in quantitative asset-liability management. The company offers reinsurance services aimed at managing insurance and financial risks, as well as the complex interactions between them. Utilizing proprietary technology, Balance Re consistently assesses and measures risks over time, allowing for real-time data analysis. This capability is underpinned by the company's expertise in quantitative asset-liability management, which enables clients to optimize capital allocation for growth, enhance product positioning, and strengthen competitive advantage.

Eigen offers oil and gas industry support, cyber security, and real-time system integration services. By applying their oil and gas expertise and digital innovation to some of the severe operational difficulties facing the sector, they generate new value for their clients. They develop intricate, properly developed solutions to meet the demanding operating problems faced by the sector. Their guiding principles include open source, maximum flexibility, and unrestricted access to the newest developments in technology.

Stable Group Limited, incorporated in 2016 and based in London, United Kingdom, is a risk management platform that assists businesses in managing price volatility and costs through its volatility insurance solutions. The company serves various sectors globally, providing protection against untraded commodity price fluctuations in the derivatives market. Stable operates as a subsidiary of Anthemis Baloise Strategic Ventures.

Flock is a digital insurance company specializing in coverage for commercial motor fleets. Focused on enhancing safety through connected insurance solutions, Flock leverages real-time data to provide insights that enable fleet owners to promote safer driving practices. This approach ensures that fleets demonstrating safer driving habits benefit from reduced insurance costs. Trusted by numerous companies, including Virtuo and Jaguar Land Rover's luxury leasing division, Flock aims to establish itself as the leading fully digital insurer for both connected and autonomous vehicles, with a mission to make the world safer through innovative insurance solutions.

Allocate is a venture capital investment firm founded in 2021 and headquartered in Palo Alto, California. The company focuses on enabling investors to discover and invest in high-quality venture funds, specifically targeting early-stage startups within the United States. Through its platform, Allocate aims to streamline the investment process, connecting investors with promising opportunities in the venture capital landscape.

Tide is a UK-based fintech company specializing in business banking services for small and medium-sized enterprises (SMEs). Its platform offers streamlined business accounts and administrative solutions, such as seamless integration with accounting systems, to help SMEs save time and money. Tide's advanced technology is tailored to the needs of SMEs, making it a leading challenger in the UK's SME banking sector. The company is committed to serving SMEs exclusively, focusing on their unique requirements.

Weavr is a developer of a digital financial platform that enables companies to seamlessly integrate banking and financial services into their offerings through the use of APIs. The platform provides a range of financial solutions for both consumers and businesses, including accounts with or without IBANs, virtual and physical cards, and wearable payment options. By offering comprehensive tools for creating, integrating, and managing these financial elements, Weavr allows digital businesses to incorporate payment services within their applications efficiently. This integration is achieved without imposing the burdens of data security and regulatory compliance on the companies utilizing the platform, thereby simplifying the process of embedding financial services in various applications.

StepEx is a fintech company that facilitates education funding by allowing borrowers to exchange a percentage of their future income for educational opportunities. This innovative model enables individuals to pursue further education without the burden of traditional borrowing costs, as repayments are designed to remain affordable and prevent bankruptcy. StepEx collaborates with educational institutions, providing the necessary infrastructure for them to offer courses in exchange for future payments. The platform not only attracts a diverse range of applicants but also enables financial institutions to invest in students' future earnings. By aligning corporate funding with the qualifications needed for talent acquisition, StepEx helps companies improve their workforce diversity while simultaneously reducing recruitment costs and enhancing their impact investments. This unique approach creates a non-correlated asset class, offering investors exposure to the labor market and higher risk-adjusted returns compared to traditional assets.

Daylight is a digital banking platform based in West Hollywood, California, specifically designed for the LGBTQ+ community. Founded in 2020, Daylight offers a range of services including prepaid cards, financial tools, and advice tailored to the unique needs of its members. The platform not only facilitates smarter financial habits but also provides cashback rewards for spending at queer bars and allied businesses. By fostering a supportive community, Daylight aims to empower individuals to navigate the financial system effectively and build a secure future without compromise.

Kaiko is a provider of digital asset market data services, offering global connectivity to over 100 centralized and decentralized cryptocurrency exchanges. Its mission is to bridge traditional finance with crypto by delivering actionable financial data through four business units: Market Data, Quantitative Analytics, Indices, and Research. Kaiko empowers various use cases across the investment lifecycle for both investors and enterprises.

TreasurySpring Limited is a financial technology firm founded in 2016 and headquartered in London, United Kingdom. The company operates an online platform designed to connect issuers and investors in the institutional short-term funding markets. TreasurySpring offers a range of Fixed-Term Funds (FTFs) that provide access to sovereign, financial, and corporate fixed-term investments. These funds enable cash-rich firms to engage in short-term investments that were previously difficult to access, while also allowing institutions seeking funding to tap into a wider pool of capital providers. By leveraging legal, financial, and operational technology, TreasurySpring facilitates the creation and management of these financial instruments, enhancing security and potential yields for investors.

Hokodo Ltd is a London-based company that specializes in developing insurance and financing solutions tailored for B2B marketplaces and digital platforms such as cloud accounting and e-invoicing systems. Founded in 2018, Hokodo offers a user-friendly digital platform that integrates easily with existing systems, streamlining the order-to-cash process. Their services include Invoice Protection, which safeguards businesses against unpaid invoices, and Secure Freight, which protects goods during transit or storage. Additionally, Hokodo enables real-time credit assessments, allowing merchants to make informed decisions regarding credit terms, protect themselves against bad debt, and access working capital financing options. Through these innovations, Hokodo aims to enhance the safety and efficiency of B2B transactions across Europe.

Branch Financial, Inc. is an insurance agency based in Columbus, Ohio, founded in 2017 by Steve Lekas and Joe Emison. The company specializes in home and auto insurance, offering a range of products including renters and umbrella insurance, which can be added to auto policies. Utilizing advanced technology, Branch streamlines the process of bundling home and auto insurance online, aiming to enhance accessibility and affordability for its customers. By leveraging community resources, Branch seeks to transform the insurance landscape, making it easier for individuals to obtain necessary coverage.

Qover is an insurtech company that specializes in providing a technology-driven platform for insurance services. Its modular embedded insurance orchestration platform allows companies and insurance providers to deliver seamless insurance experiences to over 4 million users across 32 European countries. The platform features a digital infrastructure that facilitates the management of quotes, claims, and contracts through an application programming interface (API), making it adaptable to various products, countries, and insurers. Qover collaborates with established partners such as Revolut, Monzo, Deliveroo, NIO, and Canyon to enhance their insurance offerings.

Maxwell Financial Labs, Inc. is a technology company founded in 2015 and based in Palo Alto, California. It specializes in providing a comprehensive platform that connects home buyers, real estate agents, and lenders, facilitating the mortgage loan process from application intake to the secondary market. The company's Mortgage Optimization Platform offers technology-driven solutions designed to give local lending teams a competitive edge, enabling non-depository mortgage banks, credit unions, brokers, and local banks to better serve their communities. By focusing on enhancing the homeownership experience, Maxwell Financial Labs aims to deliver significant benefits to all stakeholders involved in the mortgage process.

Mansa is a financial startup that specializes in providing microcredit ranging from €500 to €10,000 to self-employed and freelance workers. The company has developed an online lending platform that simplifies the borrowing process by removing unnecessary paperwork and hidden fees, ensuring transparency for its users. Mansa's platform enables instant identity verification and allows for the online signing of loan contracts, facilitating quick access to credit financing for freelancers seeking to fund their projects at fair interest rates.

First Boulevard is a digitally native neobank building generational wealth for Black America. Though unbanked, underbanked and underserved, the Black community’s $1.4-trillion in annual economic impact provides a significant base to build upon. By developing a platform focused on improving financial livelihood through incentive-based financial education, Black-focused spending, and automated wealth building, First Boulevard helps members remove the stress out of managing their money while also developing positive financial behaviors and habits to reach goals faster.

Koffie Financial is a fintech platform designed specifically for the trucking and transportation industry, offering quick and affordable insurance coverage that emphasizes safety. The company leverages artificial intelligence to provide fleet owners with instant quotes and transparent policies, streamlining the underwriting, loss control, claims handling, and fleet operations processes. By utilizing advanced technology, Koffie Financial is able to reduce costs and save time, enabling modern truckers to receive tailored insurance solutions that come with lower premiums compared to traditional insurers. This innovative approach helps clients in the logistics, insurance, and auto industries operate more safely and efficiently.

Koffie Financial is a fintech platform designed specifically for the trucking and transportation industry, offering quick and affordable insurance coverage that emphasizes safety. The company leverages artificial intelligence to provide fleet owners with instant quotes and transparent policies, streamlining the underwriting, loss control, claims handling, and fleet operations processes. By utilizing advanced technology, Koffie Financial is able to reduce costs and save time, enabling modern truckers to receive tailored insurance solutions that come with lower premiums compared to traditional insurers. This innovative approach helps clients in the logistics, insurance, and auto industries operate more safely and efficiently.

Ember AB operates in the information technology sector, providing robust infrastructure solutions. The company focuses on sustainability and innovation, taking a less traveled path to spark change. Ember AB also has a presence in the indie games studio sector, where it continues to make its mark. The company is also known for its contributions to the RV industry, where it aims to bring about improvements by building a better RV company. Ember AB also offers a range of products, including the WS-65023-23, a 3000K, AB-Aged Brass, 17.3W product.

Ember Digital Limited is a London-based company that provides software designed to automate accounting and tax processes for contractors and small businesses. The platform leverages Open Banking and Machine Learning to streamline the entire accounting workflow, from bank transaction processing to tax submission. It offers features such as real-time transaction classification, generation of accounting reports, invoicing, payroll management, tax estimation, and filing with HMRC. By integrating these functions into a single platform, Ember aims to eliminate the need for costly accounting software and manual bookkeeping, allowing users to manage their finances more efficiently while reducing overall costs. Incorporated in 2019, Ember positions itself as an innovative solution in the financial technology sector.

Amplify Life Insurance is a digital platform that provides customers with access to term, permanent, and cash-value life insurance products. The company focuses on enabling clients to customize policies according to their specific needs and financial situations, allowing for tax-efficient savings and investment opportunities. Amplify's offerings are designed to support various financial goals, such as retirement planning, college funding, or home purchases, while ensuring family protection. By streamlining the customer experience through digital tools, Amplify simplifies policy customization, pre-underwriting, and ongoing policy management, distinguishing itself as an innovative player in the traditional life insurance market. With a vision to integrate health and financial wealth, Amplify addresses the significant potential within the permanent life insurance sector.

Skuad is an HR Platform that automates payroll management, local compliance, and taxation of their employees.

Xapix, Inc. is a technology company that develops an online platform designed for enterprise developers to seamlessly discover, integrate, and manage data and services from various providers. Founded in 2015 and headquartered in San Francisco, California, with an additional office in Berlin, Germany, Xapix enables the combination of data endpoints into a unified application programming interface (API) while facilitating data mapping across different formats. The platform also supports e-commerce brand leaders by offering tools such as a personal Amazon AI Operations Assistant, which leverages advanced financial and operational analysis to enhance sales and profitability. Additionally, Xapix provides an analytics and brand insights platform that centralizes key data from multiple sources, delivering artificial intelligence-driven recommendations to help digital-first retailers effectively manage and scale their brands across various marketplaces. This comprehensive approach allows businesses to access performance insights and optimize their operations to maintain a competitive edge in the market.