Anthemis Group

Burbank specializes in secure, energy-efficient user authentication for businesses. Its core technology, "Tap and PIN," allows users to authenticate anytime, anywhere, enhancing the customer experience. Burbank's offerings include Card Present Over the Internet, SoftPOS, and an Issuer Toolkit, helping businesses minimize false positives, reduce online fraud, and expand customer reach.

Habitto is a fintech platform focused on alleviating financial anxiety by helping customers develop healthy money habits. The company offers personalized financial advice through its mobile application, which serves as a single point for customer acquisition. With features that include digital onboarding and electronic Know Your Customer (eKYC), Habitto provides users with daily access to their financial status and policy information. The platform also offers a variety of investment and insurance products, enabling customers to effectively save, grow, and protect their money while working towards their financial goals.

Provable Markets is a financial services company that offers market participants a secure, unified, and pragmatic access point for cash and synthetic equity finance trading. The company has developed an SEC registered Alternative Trading System (ATS) named Aurora. Provable Markets aims to create a paradigm shift in how financial markets operate, with a focus on transparency and solving some of the biggest challenges in the financial industry. The company has a community of passionate people working towards these goals.

HappyPal streamlines employee benefit management in France by replacing traditional paper gift vouchers with a modern SaaS and fintech solution. Its innovative credit card system covers various employee allowances, enhancing user experience and reducing waste.

TreasurySpring is a financial technology firm that operates an online platform connecting issuers and investors in the institutional short-term funding market. Through applied legal, financial, and operational technology, the company enables the creation, issuance, and investment in fixed-term instruments that provide short-term exposure to cash-rich clients and capital providers. The platform supports direct, segregated, and secured or unsecured exposures to government, financial institutions, and corporates, while broadening access to a wider pool of liquidity providers. TreasurySpring emphasizes regulatory compliance and aims to improve transparency, security, and efficiency in funding markets by enabling a broader set of counterparties to participate in short-term finance.

Kasheesh is a fintech company offering a digital payment platform. This platform enables users to split transactions across multiple credit and debit cards, creating virtual cards for payments at Mastercard-accepting locations. It aims to enhance budget management and avoid traditional credit pitfalls and hidden fees.

Inclined is a fintech company that assists life insurance policyholders in maximizing the value of their whole life policies. Established in 2020 and headquartered in San Francisco, California, Inclined's primary product is the Inclined Line Of Credit (iLOC), which enables policyholders to access liquidity without compromising coverage.

Denim streamlines freight brokerage operations by offering a comprehensive freight payment system. It manages working capital, carrier payments, and back-office processes through its software platform, enabling brokers to access necessary funds for growth while automating invoicing, collections, and payments.

Power specializes in providing business-focused credit card programs using its innovative cloud-native issuance platform. Tailored for high-growth brands, the company's technology enables modern credit cards for digital brands and embedded banking experiences.

Koffie Financial is a fintech platform designed specifically for the trucking and transportation industry, offering quick and affordable insurance coverage that emphasizes safety. The company leverages artificial intelligence to provide fleet owners with instant quotes and transparent policies, streamlining the underwriting, loss control, claims handling, and fleet operations processes. By utilizing advanced technology, Koffie Financial is able to reduce costs and save time, enabling modern truckers to receive tailored insurance solutions that come with lower premiums compared to traditional insurers. This innovative approach helps clients in the logistics, insurance, and auto industries operate more safely and efficiently.

Kasheesh is a fintech company offering a digital payment platform. This platform enables users to split transactions across multiple credit and debit cards, creating virtual cards for payments at Mastercard-accepting locations. It aims to enhance budget management and avoid traditional credit pitfalls and hidden fees.

Founded in 2018, Hokodo is a European provider of B2B Buy Now, Pay Later solutions. It offers an easy-to-integrate digital platform that streamlines the order-to-cash process, enabling merchants to make real-time credit decisions, protect against bad debt, and access working capital finance options.

Kinly is a financial technology company focused on serving the unique needs of African-Americans and their allies. It provides a range of digital banking services designed to enhance financial literacy and promote responsible money management. Kinly offers tools for financial education, expense tracking, and goal setting, alongside debit cards linked to savings accounts. By delivering these resources, the company aims to empower users to develop positive financial habits, achieve their financial goals, and fulfill their aspirations.

Cowbell Cyber develops an artificial intelligence powered platform that quantifies cyber risk for small and mid-sized businesses. It provides standalone cyber insurance designed to adapt to evolving threats, increase insurability, and give clear visibility into risk exposure. The platform combines inside-out data and advanced machine learning to assess insurable threats and support continuous underwriting, mapping risk exposures to potential losses. The company delivers a closed loop risk management approach that includes risk prevention, mitigation, incident preparedness and response services, helping policyholders manage cyber risk over time. Cowbell serves a range of industries and focuses on SMEs seeking easy to understand, individualized coverage that evolves with their risk profile.

Weavr offers an open cloud-based platform that connects payment networks with financial providers. It enables innovators to define, deploy, and consume digital payment flows.

Habitto is a fintech platform focused on alleviating financial anxiety by helping customers develop healthy money habits. The company offers personalized financial advice through its mobile application, which serves as a single point for customer acquisition. With features that include digital onboarding and electronic Know Your Customer (eKYC), Habitto provides users with daily access to their financial status and policy information. The platform also offers a variety of investment and insurance products, enabling customers to effectively save, grow, and protect their money while working towards their financial goals.

Happy Money, Inc. is a financial services company based in Costa Mesa, California, that focuses on helping individuals pay off credit card debt and build savings. Founded in 2009, the company originally operated under the name Payoff, Inc. before rebranding in March 2020. Happy Money offers a range of innovative products, including Payoff, a loan program specifically designed to assist customers in managing their credit card obligations; Joy, a mobile application featuring robotic Money Coaches that guide users in spending wisely and saving effectively; and the Happy Money Score, which combines psychological insights to enhance financial decision-making. The company emphasizes a mission-driven approach, aiming to transform the financial landscape by encouraging borrowers to become savers and promoting a more mindful form of capitalism. Through its unique platform, Happy Money integrates financial products with dedicated support and educational resources to foster long-term financial wellness for its members.

Ejara is a mobile investment platform designed specifically for Africa and its diasporas, offering access to a range of investment opportunities, including fractional shares, commodities, and cryptocurrencies. The company has developed blockchain-based software that facilitates the trading of investment products globally, allowing users to invest in various companies and manage their portfolios effectively. Ejara also provides features such as interest-saving accounts, which help users save and grow their investments over time. The platform is aimed at empowering traders by enabling them to track their investment performance and enjoy greater trading flexibility.

Balance Re specializes in life reinsurance, focusing on quantitative asset-liability management. It offers services to assess and manage insurance risks consistently through time, facilitating real-time data analysis. This enables clients to release capital for growth, product repositioning, and improved advantage.

Tide is a UK-based fintech company specializing in business banking services for small and medium-sized enterprises (SMEs). Its platform offers streamlined business accounts and administrative solutions, such as seamless integration with accounting systems, to help SMEs save time and money. Tide's advanced technology is tailored to the needs of SMEs, making it a leading challenger in the UK's SME banking sector. The company is committed to serving SMEs exclusively, focusing on their unique requirements.

Weavr offers an open cloud-based platform that connects payment networks with financial providers. It enables innovators to define, deploy, and consume digital payment flows.

StepEx facilitates income share agreements for education funding. Borrowers sell a portion of their future income for a set period, ensuring affordable repayments and reducing borrowing costs compared to traditional personal debt. Corporations can fund talent acquisition by supporting qualified candidates from underrepresented demographics, lowering HR recruitment costs and providing ESG investment returns. Investors gain exposure to the labor market through this non-correlated asset class.

Daylight is a digital banking platform based in West Hollywood, California, specifically designed for the LGBTQ+ community. Founded in 2020, Daylight offers a range of services including prepaid cards, financial tools, and advice tailored to the unique needs of its members. The platform not only facilitates smarter financial habits but also provides cashback rewards for spending at queer bars and allied businesses. By fostering a supportive community, Daylight aims to empower individuals to navigate the financial system effectively and build a secure future without compromise.

Founded in 2018, Hokodo is a European provider of B2B Buy Now, Pay Later solutions. It offers an easy-to-integrate digital platform that streamlines the order-to-cash process, enabling merchants to make real-time credit decisions, protect against bad debt, and access working capital finance options.

TreasurySpring is a financial technology firm that operates an online platform connecting issuers and investors in the institutional short-term funding market. Through applied legal, financial, and operational technology, the company enables the creation, issuance, and investment in fixed-term instruments that provide short-term exposure to cash-rich clients and capital providers. The platform supports direct, segregated, and secured or unsecured exposures to government, financial institutions, and corporates, while broadening access to a wider pool of liquidity providers. TreasurySpring emphasizes regulatory compliance and aims to improve transparency, security, and efficiency in funding markets by enabling a broader set of counterparties to participate in short-term finance.

Maxwell Financial Labs, Inc. is a technology company founded in 2015 and based in Palo Alto, California. It specializes in providing a comprehensive platform that connects home buyers, real estate agents, and lenders, facilitating the mortgage loan process from application intake to the secondary market. The company's Mortgage Optimization Platform offers technology-driven solutions designed to give local lending teams a competitive edge, enabling non-depository mortgage banks, credit unions, brokers, and local banks to better serve their communities. By focusing on enhancing the homeownership experience, Maxwell Financial Labs aims to deliver significant benefits to all stakeholders involved in the mortgage process.

Mansa is a fintech startup offering microloans ranging from €500 to €10,000, specifically tailored for self-employed and freelance workers. It simplifies the loan process by minimizing paperwork and hidden fees, ensuring transparency.

First Boulevard is a digitally native neobank building generational wealth for Black America. Though unbanked, underbanked and underserved, the Black community’s $1.4-trillion in annual economic impact provides a significant base to build upon. By developing a platform focused on improving financial livelihood through incentive-based financial education, Black-focused spending, and automated wealth building, First Boulevard helps members remove the stress out of managing their money while also developing positive financial behaviors and habits to reach goals faster.

Koffie Financial is a fintech platform designed specifically for the trucking and transportation industry, offering quick and affordable insurance coverage that emphasizes safety. The company leverages artificial intelligence to provide fleet owners with instant quotes and transparent policies, streamlining the underwriting, loss control, claims handling, and fleet operations processes. By utilizing advanced technology, Koffie Financial is able to reduce costs and save time, enabling modern truckers to receive tailored insurance solutions that come with lower premiums compared to traditional insurers. This innovative approach helps clients in the logistics, insurance, and auto industries operate more safely and efficiently.

Koffie Financial is a fintech platform designed specifically for the trucking and transportation industry, offering quick and affordable insurance coverage that emphasizes safety. The company leverages artificial intelligence to provide fleet owners with instant quotes and transparent policies, streamlining the underwriting, loss control, claims handling, and fleet operations processes. By utilizing advanced technology, Koffie Financial is able to reduce costs and save time, enabling modern truckers to receive tailored insurance solutions that come with lower premiums compared to traditional insurers. This innovative approach helps clients in the logistics, insurance, and auto industries operate more safely and efficiently.

Ember Digital Limited is a London-based company that provides software designed to automate accounting and tax processes for contractors and small businesses. The platform leverages Open Banking and Machine Learning to streamline the entire accounting workflow, from bank transaction processing to tax submission. It offers features such as real-time transaction classification, generation of accounting reports, invoicing, payroll management, tax estimation, and filing with HMRC. By integrating these functions into a single platform, Ember aims to eliminate the need for costly accounting software and manual bookkeeping, allowing users to manage their finances more efficiently while reducing overall costs. Incorporated in 2019, Ember positions itself as an innovative solution in the financial technology sector.

Weavr offers an open cloud-based platform that connects payment networks with financial providers. It enables innovators to define, deploy, and consume digital payment flows.

First Boulevard is a digitally native neobank building generational wealth for Black America. Though unbanked, underbanked and underserved, the Black community’s $1.4-trillion in annual economic impact provides a significant base to build upon. By developing a platform focused on improving financial livelihood through incentive-based financial education, Black-focused spending, and automated wealth building, First Boulevard helps members remove the stress out of managing their money while also developing positive financial behaviors and habits to reach goals faster.

Nivelo is the infrastructure bridge to next generation payments, powering fintech platforms through safe and faster payment solutions.

TrueLayer facilitates real-time online payments by integrating with banks and financial institutions. It enables businesses to verify identities, access transactions, and make instant payments across multiple countries. With over 10 million users trusting its services, TrueLayer aims to revolutionize global payment systems.

Denim streamlines freight brokerage operations by offering a comprehensive freight payment system. It manages working capital, carrier payments, and back-office processes through its software platform, enabling brokers to access necessary funds for growth while automating invoicing, collections, and payments.

Denim streamlines freight brokerage operations by offering a comprehensive freight payment system. It manages working capital, carrier payments, and back-office processes through its software platform, enabling brokers to access necessary funds for growth while automating invoicing, collections, and payments.

Goin is a mobile application that enhances users' financial health by layering innovative saving, investing, and smart-shopping tools onto traditional banking services.

NOW Money is a fintech company that leverages mobile banking technology to offer financial services to the unbanked population in the Middle East. By providing accounts and remittance solutions, NOW Money aims to include individuals who are currently excluded from the financial system. The company focuses on low-income migrant workers in the Gulf region, offering them access to essential financial tools, including international money transfers and currency conversion services, at a reduced cost. This approach not only facilitates financial inclusion but also helps users save significantly on remittance expenses.

Maxwell Financial Labs, Inc. is a technology company founded in 2015 and based in Palo Alto, California. It specializes in providing a comprehensive platform that connects home buyers, real estate agents, and lenders, facilitating the mortgage loan process from application intake to the secondary market. The company's Mortgage Optimization Platform offers technology-driven solutions designed to give local lending teams a competitive edge, enabling non-depository mortgage banks, credit unions, brokers, and local banks to better serve their communities. By focusing on enhancing the homeownership experience, Maxwell Financial Labs aims to deliver significant benefits to all stakeholders involved in the mortgage process.

Apollo Agriculture is an agtech company that provides smallholder farmers with access to high-quality inputs, credit, and advisory services. Using agronomic machine learning, remote sensing, and mobile technology, it assesses farmer credit risk and tailors each package to a farm’s location by integrating satellite data, soil information, farmer behavior, and crop yield models. The company delivers a bundled offer that includes financing for inputs such as fertilizer and seed, crop insurance, and ongoing consulting to improve farming decisions. Originating in Kenya with operations anchored in Nairobi, Apollo aims to expand to emerging markets and help farmers boost yields and profitability through customized credit, inputs, and advice. The approach combines modern data analytics with practical agronomy to enable farmers to adopt advanced farming methods.

Wollit Ltd, established in 2017 and headquartered in London, specializes in providing financial stability to individuals with irregular incomes or zero-hour contracts through its online platform. The company offers instant top-ups, allowing users to maintain a consistent monthly income despite fluctuating work hours and earnings. Wollit's services aim to improve credit scores over time, enabling users to access better financial products and opportunities.

Weavr offers an open cloud-based platform that connects payment networks with financial providers. It enables innovators to define, deploy, and consume digital payment flows.

Weavr offers an open cloud-based platform that connects payment networks with financial providers. It enables innovators to define, deploy, and consume digital payment flows.

Wollit Ltd, established in 2017 and headquartered in London, specializes in providing financial stability to individuals with irregular incomes or zero-hour contracts through its online platform. The company offers instant top-ups, allowing users to maintain a consistent monthly income despite fluctuating work hours and earnings. Wollit's services aim to improve credit scores over time, enabling users to access better financial products and opportunities.

A fast-growing, award-winning FinTech pioneering collaborative savings circles to help people all over the world reach their financial goals. For individuals: In the UK we offer products to help people raise money for their property deposit, getting married, starting a family, paying for education, cosmetic surgery and paying off debt. Check out: https://www.joinstepladder.com/ For companies: You can now white-label our Savings Circles and offer them to your customers and potential customers to increase you market share, improve retention, enhance engagement and generate revenue Read more here: https://www.step-ladder-solutions.com/ For Investors: StepLadder is leading the way in the new global category of digital Collaborative Finance. Savings Circles transactions total more than $500 billion worldwide, and 40% of consumers in more than 90 countries around the world use offline and informal ROSCAs. The opportunity is huge. The impact we have on people’s lives is real.

Quantemplate is a cloud-based analytics platform for the insurance industry that enables users to ingest raw data, cleanse and harmonize it, and perform analysis using machine-learning powered tools. The platform supports data integration, cleansing, mapping and preparation, and includes capabilities for catastrophe modeling, pricing, bordereaux management, and performance analysis, helping insurers and reinsurers automate operations and derive actionable insights. By importing internal data sets and applying AI-driven models, it supports underwriting, reporting, and digital transformation across wholesale and reinsurance activities. Headquartered in London with offices in New York and Gibraltar, Quantemplate serves clients seeking more efficient data workflows and data-driven decision making.

Tide is a UK-based fintech company specializing in business banking services for small and medium-sized enterprises (SMEs). Its platform offers streamlined business accounts and administrative solutions, such as seamless integration with accounting systems, to help SMEs save time and money. Tide's advanced technology is tailored to the needs of SMEs, making it a leading challenger in the UK's SME banking sector. The company is committed to serving SMEs exclusively, focusing on their unique requirements.

Goin is a mobile application that enhances users' financial health by layering innovative saving, investing, and smart-shopping tools onto traditional banking services.

kWh Analytics, Inc. is a leading provider of risk management and analytics solutions specifically designed for solar investors and operators. Founded in 2012 and based in San Francisco, the company utilizes a comprehensive performance database that encompasses 20% of the U.S. solar asset class. Its flagship product, HelioStats, offers data integration, analytics, and performance benchmarking, enabling clients to make informed investment decisions and enhance portfolio performance. Additionally, kWh Analytics introduced the Solar Revenue Put, a credit enhancement that mitigates investment risk by providing an insurance-backed production guarantee, thereby improving financing terms for solar projects. The company also offers resources such as The Solar Lendscape, which catalogs active solar lenders, and DealFlow reports that analyze market trends. Serving a diverse clientele, including institutional investors, asset management firms, and private equity groups, kWh Analytics aims to minimize risk and boost equity returns in the solar sector.

NOW Money is a fintech company that leverages mobile banking technology to offer financial services to the unbanked population in the Middle East. By providing accounts and remittance solutions, NOW Money aims to include individuals who are currently excluded from the financial system. The company focuses on low-income migrant workers in the Gulf region, offering them access to essential financial tools, including international money transfers and currency conversion services, at a reduced cost. This approach not only facilitates financial inclusion but also helps users save significantly on remittance expenses.

TrueLayer facilitates real-time online payments by integrating with banks and financial institutions. It enables businesses to verify identities, access transactions, and make instant payments across multiple countries. With over 10 million users trusting its services, TrueLayer aims to revolutionize global payment systems.

kWh Analytics, Inc. is a leading provider of risk management and analytics solutions specifically designed for solar investors and operators. Founded in 2012 and based in San Francisco, the company utilizes a comprehensive performance database that encompasses 20% of the U.S. solar asset class. Its flagship product, HelioStats, offers data integration, analytics, and performance benchmarking, enabling clients to make informed investment decisions and enhance portfolio performance. Additionally, kWh Analytics introduced the Solar Revenue Put, a credit enhancement that mitigates investment risk by providing an insurance-backed production guarantee, thereby improving financing terms for solar projects. The company also offers resources such as The Solar Lendscape, which catalogs active solar lenders, and DealFlow reports that analyze market trends. Serving a diverse clientele, including institutional investors, asset management firms, and private equity groups, kWh Analytics aims to minimize risk and boost equity returns in the solar sector.

Goin is a mobile application that enhances users' financial health by layering innovative saving, investing, and smart-shopping tools onto traditional banking services.

Flux Systems Limited is a technology company that specializes in a digital receipts and rewards platform designed to streamline the management of payment receipts. Founded in 2015 and headquartered in Reading, United Kingdom, Flux Systems provides a service that automatically links digital receipts to users' banking applications, enhancing the shopping experience for consumers and retailers alike. The platform is built with bank-level security and utilizes third-party servers in secure European data centers, ensuring compliance with relevant regulations regarding data protection. The company partners with various retailers and financial institutions, including Barclaycard, Costa, and Starling Bank, to deliver its innovative services across the United Kingdom.

Kindur Services Inc., operating as Kindur, is a financial technology company based in New York that focuses on assisting baby boomers in their retirement transition. Established in 2016, Kindur offers a platform designed to enhance financial wellness for retirees and their families. The platform manages various aspects of retirement finances, including savings, pensions, and social security, tailored to different phases of retirement. Kindur provides straightforward digital advice to help users understand their financial situation, covering savings, insurance, social security, and healthcare costs. By offering tools such as a personalized retirement paycheck, Kindur aims to empower individuals to navigate retirement with confidence and prepare for unforeseen expenses.

Tide is a UK-based fintech company specializing in business banking services for small and medium-sized enterprises (SMEs). Its platform offers streamlined business accounts and administrative solutions, such as seamless integration with accounting systems, to help SMEs save time and money. Tide's advanced technology is tailored to the needs of SMEs, making it a leading challenger in the UK's SME banking sector. The company is committed to serving SMEs exclusively, focusing on their unique requirements.

Fluidly, established in 2016 and based in London, specializes in cash flow management and forecasting software. It leverages data science, accounting expertise, and machine learning to provide intuitive, AI-powered cash flow forecasting and management solutions. Fluidly's software automates cash flow forecasting using transaction data from accounting systems, offering small and medium enterprises real-time, invoice-level insights to optimize their financial future and make informed decisions.

Founded in 2018, Hokodo is a European provider of B2B Buy Now, Pay Later solutions. It offers an easy-to-integrate digital platform that streamlines the order-to-cash process, enabling merchants to make real-time credit decisions, protect against bad debt, and access working capital finance options.

Tide is a UK-based fintech company specializing in business banking services for small and medium-sized enterprises (SMEs). Its platform offers streamlined business accounts and administrative solutions, such as seamless integration with accounting systems, to help SMEs save time and money. Tide's advanced technology is tailored to the needs of SMEs, making it a leading challenger in the UK's SME banking sector. The company is committed to serving SMEs exclusively, focusing on their unique requirements.

TrueLayer facilitates real-time online payments by integrating with banks and financial institutions. It enables businesses to verify identities, access transactions, and make instant payments across multiple countries. With over 10 million users trusting its services, TrueLayer aims to revolutionize global payment systems.

Goji Investments, founded in February 2015 and based in London, is a company that specializes in peer-to-peer investment and wealth management, aiming to empower direct lending. Established by professionals with expertise in wealth management, banking, and technology, Goji seeks to expand online direct lending to new investor markets. The company offers a platform that provides financial advisory services and facilitates lending platforms, allowing clients to access lending investments and connect with a global base of investors, regardless of their scale of ambition. Backed by prominent Fintech venture capital and angel investors, Goji is positioned to innovate within the financial services sector.

+Simple is an innovative French insurtech platform designed for freelancers and small-to-medium-sized enterprises. It employs proprietary technology to optimize insurance coverage throughout the contract duration, personalizing offers based on business activities and evolution. The platform ensures secure online subscription and provides an electronic safe for dematerialized contracts.

Quantemplate is a cloud-based analytics platform for the insurance industry that enables users to ingest raw data, cleanse and harmonize it, and perform analysis using machine-learning powered tools. The platform supports data integration, cleansing, mapping and preparation, and includes capabilities for catastrophe modeling, pricing, bordereaux management, and performance analysis, helping insurers and reinsurers automate operations and derive actionable insights. By importing internal data sets and applying AI-driven models, it supports underwriting, reporting, and digital transformation across wholesale and reinsurance activities. Headquartered in London with offices in New York and Gibraltar, Quantemplate serves clients seeking more efficient data workflows and data-driven decision making.

Maxwell Financial Labs, Inc. is a technology company founded in 2015 and based in Palo Alto, California. It specializes in providing a comprehensive platform that connects home buyers, real estate agents, and lenders, facilitating the mortgage loan process from application intake to the secondary market. The company's Mortgage Optimization Platform offers technology-driven solutions designed to give local lending teams a competitive edge, enabling non-depository mortgage banks, credit unions, brokers, and local banks to better serve their communities. By focusing on enhancing the homeownership experience, Maxwell Financial Labs aims to deliver significant benefits to all stakeholders involved in the mortgage process.

Maxwell Financial Labs, Inc. is a technology company founded in 2015 and based in Palo Alto, California. It specializes in providing a comprehensive platform that connects home buyers, real estate agents, and lenders, facilitating the mortgage loan process from application intake to the secondary market. The company's Mortgage Optimization Platform offers technology-driven solutions designed to give local lending teams a competitive edge, enabling non-depository mortgage banks, credit unions, brokers, and local banks to better serve their communities. By focusing on enhancing the homeownership experience, Maxwell Financial Labs aims to deliver significant benefits to all stakeholders involved in the mortgage process.

Kindur Services Inc., operating as Kindur, is a financial technology company based in New York that focuses on assisting baby boomers in their retirement transition. Established in 2016, Kindur offers a platform designed to enhance financial wellness for retirees and their families. The platform manages various aspects of retirement finances, including savings, pensions, and social security, tailored to different phases of retirement. Kindur provides straightforward digital advice to help users understand their financial situation, covering savings, insurance, social security, and healthcare costs. By offering tools such as a personalized retirement paycheck, Kindur aims to empower individuals to navigate retirement with confidence and prepare for unforeseen expenses.

Flux Systems Limited is a technology company that specializes in a digital receipts and rewards platform designed to streamline the management of payment receipts. Founded in 2015 and headquartered in Reading, United Kingdom, Flux Systems provides a service that automatically links digital receipts to users' banking applications, enhancing the shopping experience for consumers and retailers alike. The platform is built with bank-level security and utilizes third-party servers in secure European data centers, ensuring compliance with relevant regulations regarding data protection. The company partners with various retailers and financial institutions, including Barclaycard, Costa, and Starling Bank, to deliver its innovative services across the United Kingdom.

ABAKA is a London-based provider of an AI-powered savings and retirement platform for financial institutions and employers. Its enterprise software enables employers to improve benefits engagement and financial wellbeing by giving staff access to digital saving, pension and investment guidance, and control over their financial decisions. The platform also offers modular applications for conversational AI, personalized nudges, data dashboards, and retirement planning tools, including cash-flow modeling and Monte Carlo simulations. ABAKA’s technology is licensed by leading banks, pension providers, and asset managers to serve retail customers across multiple countries, reaching millions of people through its clients. The company supports Open Banking data, pension dashboards, and scalable, outcome-driven advice. Founded in 2016, ABAKA has a strategic partnership with Avaloq Group AG.

Tide is a UK-based fintech company specializing in business banking services for small and medium-sized enterprises (SMEs). Its platform offers streamlined business accounts and administrative solutions, such as seamless integration with accounting systems, to help SMEs save time and money. Tide's advanced technology is tailored to the needs of SMEs, making it a leading challenger in the UK's SME banking sector. The company is committed to serving SMEs exclusively, focusing on their unique requirements.

TrueLayer facilitates real-time online payments by integrating with banks and financial institutions. It enables businesses to verify identities, access transactions, and make instant payments across multiple countries. With over 10 million users trusting its services, TrueLayer aims to revolutionize global payment systems.

Arthena is a financial technology company that uses quantitative strategies to acquire assets. It aims to bring transparency to art investing by enabling investors to view and learn about acquired assets and artists.

Quantopian, Inc. is an online platform that facilitates the development and testing of quantitative trading algorithms. Established in 2011 and based in Boston, Massachusetts, the company offers a comprehensive suite of tools and infrastructure that enables users to learn about quantitative finance, engage in community discussions, and explore algorithms created by other members. The platform allows users to create and backtest their own algorithms, analyze results, and evaluate risk metrics. Quantopian also fosters an engaged community of approximately 195,000 quants, who share insights and learn from each other. The company provides capital for algorithm authors to trade, both through monthly contests and a selection process aimed at high-quality strategies. By combining education, data, and a collaborative research environment, Quantopian inspires individuals worldwide to innovate in algorithmic investing.

kWh Analytics, Inc. is a leading provider of risk management and analytics solutions specifically designed for solar investors and operators. Founded in 2012 and based in San Francisco, the company utilizes a comprehensive performance database that encompasses 20% of the U.S. solar asset class. Its flagship product, HelioStats, offers data integration, analytics, and performance benchmarking, enabling clients to make informed investment decisions and enhance portfolio performance. Additionally, kWh Analytics introduced the Solar Revenue Put, a credit enhancement that mitigates investment risk by providing an insurance-backed production guarantee, thereby improving financing terms for solar projects. The company also offers resources such as The Solar Lendscape, which catalogs active solar lenders, and DealFlow reports that analyze market trends. Serving a diverse clientele, including institutional investors, asset management firms, and private equity groups, kWh Analytics aims to minimize risk and boost equity returns in the solar sector.

Happy Money, Inc. is a financial services company based in Costa Mesa, California, that focuses on helping individuals pay off credit card debt and build savings. Founded in 2009, the company originally operated under the name Payoff, Inc. before rebranding in March 2020. Happy Money offers a range of innovative products, including Payoff, a loan program specifically designed to assist customers in managing their credit card obligations; Joy, a mobile application featuring robotic Money Coaches that guide users in spending wisely and saving effectively; and the Happy Money Score, which combines psychological insights to enhance financial decision-making. The company emphasizes a mission-driven approach, aiming to transform the financial landscape by encouraging borrowers to become savers and promoting a more mindful form of capitalism. Through its unique platform, Happy Money integrates financial products with dedicated support and educational resources to foster long-term financial wellness for its members.

Bento for Business is a fintech company based in San Francisco and Chicago, dedicated to providing small and medium-sized businesses (SMBs) with a comprehensive financial operating platform. The company's mission is to empower SMBs to achieve their vision by offering tools that enhance employee empowerment and customer value. Bento's platform enables businesses to issue payment credentials securely, giving them unprecedented control and visibility over company expenses through virtual and corporate cards, along with feature-rich management tools. These solutions help eliminate fraud and reduce administrative overhead. The company also offers open APIs and White Label partnerships to automate payments beyond just employee expenses. Led by experienced executives from top-tier technology and financial services companies, Bento is well-funded by leading financial technology venture capitalists.

SparkFin is a fintech company based in San Diego, California, specializing in stock discovery through its innovative mobile platform. The company has developed a user-friendly interface that allows users to easily track investment updates and receive real-time notifications and alerts about stocks. By providing hand-curated automated updates, SparkFin helps users monitor market movements and discover new investment opportunities. The firm aims to enhance the investment experience by facilitating the sharing and finding of stock ideas, positioning itself as a valuable resource for both individual and institutional investors.

SparkFin is a fintech company based in San Diego, California, specializing in stock discovery through its innovative mobile platform. The company has developed a user-friendly interface that allows users to easily track investment updates and receive real-time notifications and alerts about stocks. By providing hand-curated automated updates, SparkFin helps users monitor market movements and discover new investment opportunities. The firm aims to enhance the investment experience by facilitating the sharing and finding of stock ideas, positioning itself as a valuable resource for both individual and institutional investors.

Moven is a fintech company based in New York, founded in 2011. It specializes in providing mobile banking and personal finance services, with a focus on financial wellness. Moven's platform offers real-time spending insights through its app, debit card, and contactless payment sticker, helping customers make informed decisions and save more money. The company partners with banks and non-bank entities to enhance customer acquisition, engagement, retention, and growth by leveraging these digital tools.

Carta is a software company that operates a SEC-registered transfer agent and equity management platform for private companies. The platform helps private firms manage cap tables, corporate governance, 409A valuations, and compliance, issue stock electronically, and share equity information among shareholders, employees, auditors, and counsel. It digitizes stock certificates, stock options, warrants, and derivatives to provide a real-time view of ownership and enables employees to track vesting and exercise rights. Carta serves venture-backed startups, pre-IPO companies, and other private enterprises in the United States and internationally. Founded in 2012 and headquartered in Palo Alto, California, the company maintains additional offices in the United States, Brazil, and Canada.

Quantemplate is a cloud-based analytics platform for the insurance industry that enables users to ingest raw data, cleanse and harmonize it, and perform analysis using machine-learning powered tools. The platform supports data integration, cleansing, mapping and preparation, and includes capabilities for catastrophe modeling, pricing, bordereaux management, and performance analysis, helping insurers and reinsurers automate operations and derive actionable insights. By importing internal data sets and applying AI-driven models, it supports underwriting, reporting, and digital transformation across wholesale and reinsurance activities. Headquartered in London with offices in New York and Gibraltar, Quantemplate serves clients seeking more efficient data workflows and data-driven decision making.

Founded in 2012, Azimo is a London-based digital money transfer network that enables users to send money internationally via its mobile apps or web platform. It offers fast, secure, and low-cost transfers to bank accounts or over 270,000 cash pick-up points worldwide.

Vericash is a developer of a comprehensive financial platform focused on delivering digital financial services. The company specializes in mobile payment solutions, catering to both banked and unbanked communities across various markets. Vericash's platform features wide connectivity and offers multi-wallet programs, e-payment and e-integration services, and agency management, along with a range of value-added services. By enabling banks and financial institutions to implement innovative digital financial services, Vericash aims to enhance profitability for all stakeholders involved.

Fidor Solutions AG is a German company specializing in the development of software products and digital services for the banking sector, founded in 2007 and headquartered in Munich. The company is known for its modular banking platform, fidorOS, which supports digital banking, payment processes, and community engagement tailored to modern customer needs. Fidor Solutions collaborates with various industries, including banking and telecommunications, to create customer-centric digital banks utilizing open banking principles. Their offerings include Bank-as-a-Service, Payment-as-a-Service, and licensing of the fidorOS platform. Fidor's innovative approach has garnered recognition, evidenced by awards for its digital banking initiatives, such as Fidor Bank and O2 Banking by Telefonica. As a subsidiary of Sopra Banking Software SA, Fidor Solutions operates globally, with offices in New York, Dubai, and Singapore, positioning itself as a leader in fintech innovation.

Bento for Business is a fintech company based in San Francisco and Chicago, dedicated to providing small and medium-sized businesses (SMBs) with a comprehensive financial operating platform. The company's mission is to empower SMBs to achieve their vision by offering tools that enhance employee empowerment and customer value. Bento's platform enables businesses to issue payment credentials securely, giving them unprecedented control and visibility over company expenses through virtual and corporate cards, along with feature-rich management tools. These solutions help eliminate fraud and reduce administrative overhead. The company also offers open APIs and White Label partnerships to automate payments beyond just employee expenses. Led by experienced executives from top-tier technology and financial services companies, Bento is well-funded by leading financial technology venture capitalists.

Quantemplate is a cloud-based analytics platform for the insurance industry that enables users to ingest raw data, cleanse and harmonize it, and perform analysis using machine-learning powered tools. The platform supports data integration, cleansing, mapping and preparation, and includes capabilities for catastrophe modeling, pricing, bordereaux management, and performance analysis, helping insurers and reinsurers automate operations and derive actionable insights. By importing internal data sets and applying AI-driven models, it supports underwriting, reporting, and digital transformation across wholesale and reinsurance activities. Headquartered in London with offices in New York and Gibraltar, Quantemplate serves clients seeking more efficient data workflows and data-driven decision making.

Moven is a fintech company based in New York, founded in 2011. It specializes in providing mobile banking and personal finance services, with a focus on financial wellness. Moven's platform offers real-time spending insights through its app, debit card, and contactless payment sticker, helping customers make informed decisions and save more money. The company partners with banks and non-bank entities to enhance customer acquisition, engagement, retention, and growth by leveraging these digital tools.

Bento for Business is a fintech company based in San Francisco and Chicago, dedicated to providing small and medium-sized businesses (SMBs) with a comprehensive financial operating platform. The company's mission is to empower SMBs to achieve their vision by offering tools that enhance employee empowerment and customer value. Bento's platform enables businesses to issue payment credentials securely, giving them unprecedented control and visibility over company expenses through virtual and corporate cards, along with feature-rich management tools. These solutions help eliminate fraud and reduce administrative overhead. The company also offers open APIs and White Label partnerships to automate payments beyond just employee expenses. Led by experienced executives from top-tier technology and financial services companies, Bento is well-funded by leading financial technology venture capitalists.

Founded in 2012, Azimo is a London-based digital money transfer network that enables users to send money internationally via its mobile apps or web platform. It offers fast, secure, and low-cost transfers to bank accounts or over 270,000 cash pick-up points worldwide.

JUMO is a fintech company that empowers partners to offer loans, savings, and financial services. It leverages artificial intelligence and machine learning to assess creditworthiness and build financial products tailored for customers in emerging markets.

Happy Money, Inc. is a financial services company based in Costa Mesa, California, that focuses on helping individuals pay off credit card debt and build savings. Founded in 2009, the company originally operated under the name Payoff, Inc. before rebranding in March 2020. Happy Money offers a range of innovative products, including Payoff, a loan program specifically designed to assist customers in managing their credit card obligations; Joy, a mobile application featuring robotic Money Coaches that guide users in spending wisely and saving effectively; and the Happy Money Score, which combines psychological insights to enhance financial decision-making. The company emphasizes a mission-driven approach, aiming to transform the financial landscape by encouraging borrowers to become savers and promoting a more mindful form of capitalism. Through its unique platform, Happy Money integrates financial products with dedicated support and educational resources to foster long-term financial wellness for its members.

Founded in 2012, Azimo is a London-based digital money transfer network that enables users to send money internationally via its mobile apps or web platform. It offers fast, secure, and low-cost transfers to bank accounts or over 270,000 cash pick-up points worldwide.

Moven is a fintech company based in New York, founded in 2011. It specializes in providing mobile banking and personal finance services, with a focus on financial wellness. Moven's platform offers real-time spending insights through its app, debit card, and contactless payment sticker, helping customers make informed decisions and save more money. The company partners with banks and non-bank entities to enhance customer acquisition, engagement, retention, and growth by leveraging these digital tools.

Xenapto is a service that specializes in investment data management, designed to assist investors in overseeing their pre and post-investment activities. The platform supports venture capitalists and individual investors by integrating modern productivity tools into a flexible workflow. It facilitates the management of boards of directors and provides updates on company performance, thereby enabling users to effectively track the entire investment lifecycle, from initial research to exit strategies. By streamlining these processes, Xenapto enhances the ability of investors and companies to maintain oversight of their investment plans and procedures.

Fidor Solutions AG is a German company specializing in the development of software products and digital services for the banking sector, founded in 2007 and headquartered in Munich. The company is known for its modular banking platform, fidorOS, which supports digital banking, payment processes, and community engagement tailored to modern customer needs. Fidor Solutions collaborates with various industries, including banking and telecommunications, to create customer-centric digital banks utilizing open banking principles. Their offerings include Bank-as-a-Service, Payment-as-a-Service, and licensing of the fidorOS platform. Fidor's innovative approach has garnered recognition, evidenced by awards for its digital banking initiatives, such as Fidor Bank and O2 Banking by Telefonica. As a subsidiary of Sopra Banking Software SA, Fidor Solutions operates globally, with offices in New York, Dubai, and Singapore, positioning itself as a leader in fintech innovation.

Simple is a web and mobile application that unifies various accounts into one accessible bank card. Rather than making money from different fees, Simple plans to split the net interest margin with its partner banks (the difference between the rate they lend at and the rate they pay to depositors), thus eliminating the incentive to push more confusing products at consumers. Simple has more than 100,000 customers, processed $1.7 billion in annual transactions last year, and experienced 330% customer growth. Simple was launched by Alex Payne, Shamir Karkal, and Josh Reich in January 2009 and is based in Portland, Oregon.

Simple is a web and mobile application that unifies various accounts into one accessible bank card. Rather than making money from different fees, Simple plans to split the net interest margin with its partner banks (the difference between the rate they lend at and the rate they pay to depositors), thus eliminating the incentive to push more confusing products at consumers. Simple has more than 100,000 customers, processed $1.7 billion in annual transactions last year, and experienced 330% customer growth. Simple was launched by Alex Payne, Shamir Karkal, and Josh Reich in January 2009 and is based in Portland, Oregon.

Simple is a web and mobile application that unifies various accounts into one accessible bank card. Rather than making money from different fees, Simple plans to split the net interest margin with its partner banks (the difference between the rate they lend at and the rate they pay to depositors), thus eliminating the incentive to push more confusing products at consumers. Simple has more than 100,000 customers, processed $1.7 billion in annual transactions last year, and experienced 330% customer growth. Simple was launched by Alex Payne, Shamir Karkal, and Josh Reich in January 2009 and is based in Portland, Oregon.