Anthemis

LiquidTrust offers global payment solutions tailored to the needs of SMBs.

Acre is a real estate technology platform developed to improve the homeownership experience. Acre provides assistance at the time of purchasing a house by allowing to invest the amount of the home that is convenient, allowing customers to buy a new home at a lower monthly payment and lower risk than a traditional mortgage.

Elevate is an automated, AI-driven benefit account platform designed to assist account administrators, including benefit platforms, financial institutions, health plans, and third-party administrators. The company aims to modernize consumer benefits by offering an all-in-one, reliable technology solution that supports Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs), and Health Reimbursement Arrangements (HRAs). Elevate's platform is utilized by thousands of employers and serves hundreds of thousands of American workers and their families, streamlining the management of consumer-directed employee benefits.

Stoïk is a cyber insurance company that integrates cybersecurity software with insurance protection, helping businesses manage their cyber risks effectively. Stoïk empowers brokers by offering clients comprehensive insurance policies and protection against cyber risks. Its mission is to equip brokers with the tools to help their clients insure and safeguard against cyber threats. Stoïk's unique product simplifies the underwriting process using automated tests, replacing traditional questionnaires. It also provides continuous risk prevention through integrated cybersecurity tools and ensures swift, effective incident response with an in-house team of crisis management experts.

Provable Markets is a financial services company that offers market participants a secure, unified, and pragmatic access point for cash and synthetic equity finance trading. The company has developed an SEC registered Alternative Trading System (ATS) named Aurora. Provable Markets aims to create a paradigm shift in how financial markets operate, with a focus on transparency and solving some of the biggest challenges in the financial industry. The company has a community of passionate people working towards these goals.

Vouch, Inc. is a provider of insurance products and services specifically designed for startups and high-growth companies in the United States. Founded in 2016 and based in San Francisco, the company offers a comprehensive range of insurance solutions, including general liability, business property, directors and officers, errors and omissions, cyber coverage, crime coverage, employment practices liability, hired and non-owned auto, and fiduciary liability. Vouch operates a tech-enabled platform that facilitates access to multiple insurance carriers and provides instant quoting capabilities through its MGA brand, Corix. By integrating technology and industry expertise, Vouch aims to help startups and technology-driven businesses effectively manage risk as they scale and adapt to emerging challenges.

TreasurySpring Limited is a financial technology firm established in 2016 and based in London, United Kingdom. The company operates an online platform designed to connect issuers and investors, with a focus on revolutionizing institutional short-term funding markets. TreasurySpring offers a variety of fixed-term funds, including sovereign funds that invest in government treasury bills and bonds, financial funds providing exposure to investment-grade banking institutions, and corporate funds targeting investment-grade non-financial institutions. The platform employs advanced legal, financial, and operational technologies to create new financial instruments, allowing cash-rich firms to access previously unavailable short-term investments. This innovative approach enables institutions seeking funding to reach a wider array of capital providers while enhancing security and yield.

Elevate is an automated, AI-driven benefit account platform designed to assist account administrators, including benefit platforms, financial institutions, health plans, and third-party administrators. The company aims to modernize consumer benefits by offering an all-in-one, reliable technology solution that supports Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs), and Health Reimbursement Arrangements (HRAs). Elevate's platform is utilized by thousands of employers and serves hundreds of thousands of American workers and their families, streamlining the management of consumer-directed employee benefits.

Kasheesh is a fintech company that specializes in providing innovative financial services. It has developed technology that allows users to split online payments across multiple debit and credit cards. This feature enables customers to allocate their spending according to the available balance on each card, helping them manage their finances more effectively. By facilitating the consolidation of payments, Kasheesh aims to enhance the overall transaction experience for consumers, making it easier for them to optimize their financial activities.

Stoïk is a cyber insurance company that integrates cybersecurity software with insurance protection, helping businesses manage their cyber risks effectively. Stoïk empowers brokers by offering clients comprehensive insurance policies and protection against cyber risks. Its mission is to equip brokers with the tools to help their clients insure and safeguard against cyber threats. Stoïk's unique product simplifies the underwriting process using automated tests, replacing traditional questionnaires. It also provides continuous risk prevention through integrated cybersecurity tools and ensures swift, effective incident response with an in-house team of crisis management experts.

Kaiko is a provider of digital asset market data services, offering global connectivity to over 100 centralized and decentralized cryptocurrency exchanges. Its mission is to bridge traditional finance with crypto by delivering actionable financial data through four business units: Market Data, Quantitative Analytics, Indices, and Research. Kaiko empowers various use cases across the investment lifecycle for both investors and enterprises.

Hokodo Ltd is a London-based company that specializes in developing insurance and financing solutions tailored for B2B marketplaces, cloud accounting, and e-invoicing platforms. Founded in 2018, Hokodo offers a digital platform that simplifies the order-to-cash process for businesses, enabling them to make real-time credit decisions and access working capital finance options. Their products include Invoice Protection, an API that safeguards businesses against unpaid invoices, and Secure Freight, which protects goods in transit or storage. Additionally, Hokodo provides tools for users to assess the credit ratings of clients and suppliers, enhancing decision-making regarding credit terms and mitigating the risks associated with bad debt.

Kasheesh is a fintech company that specializes in providing innovative financial services. It has developed technology that allows users to split online payments across multiple debit and credit cards. This feature enables customers to allocate their spending according to the available balance on each card, helping them manage their finances more effectively. By facilitating the consolidation of payments, Kasheesh aims to enhance the overall transaction experience for consumers, making it easier for them to optimize their financial activities.

Branch Financial, Inc. is an insurance agency based in Columbus, Ohio, founded in 2017 by Steve Lekas and Joe Emison. The company specializes in home and auto insurance, offering a range of products including renters and umbrella insurance, which can be added to auto policies. Utilizing advanced technology, Branch streamlines the process of bundling home and auto insurance online, aiming to enhance accessibility and affordability for its customers. By leveraging community resources, Branch seeks to transform the insurance landscape, making it easier for individuals to obtain necessary coverage.

Ivella is a developer of banking and financial applications tailored for couples, focusing on facilitating shared financial management. The company's platform allows users to maintain joint checking accounts while tracking individual contributions to shared expenses. This feature helps couples manage their finances by providing clarity on transactions, enabling them to see who made each transaction, how to split costs, and the amounts each person has contributed. By offering banking and savings products specifically designed for couples, Ivella aims to simplify the process of managing joint finances, preventing issues related to unplanned withdrawals and enhancing transparency in spending.

Stax is all of your bank accounts, mobile wallets, crypto in a single app that works without mobile data.

Nosso is a mobile-based financial planning platform for the future of children.

Addition Wealth is a financial wellness platform that aims to empower employees in making informed financial decisions. The platform offers a combination of digital tools, online events, expert content, and direct access to financial professionals, making personalized financial expertise more accessible for all employees. By partnering with progressive employers, Addition Wealth enhances financial education and provides customized resources, including community events, guides, and dashboards. This collaborative approach enables employees to better manage their finances and make sound decisions regarding their financial well-being and career.

Happy Money, Inc. is a financial services company that focuses on helping individuals pay off credit card debt and build savings. The company offers a range of products, including Payoff, which provides loans specifically for credit card repayment, and Joy, a mobile application that utilizes robotic Money Coaches to assist users in spending wisely and enhancing their savings. Additionally, Happy Money Score leverages psychological insights to guide users in making informed financial decisions. Established in 2009 in Costa Mesa, California, Happy Money was originally known as Payoff, Inc. before rebranding in March 2020. The company emphasizes a mission-driven approach to finance, aiming to transform the traditional banking model by promoting financial wellness and encouraging users to shift from borrowing to saving.

Stoïk is a cyber insurance company that integrates cybersecurity software with insurance protection, helping businesses manage their cyber risks effectively. Stoïk empowers brokers by offering clients comprehensive insurance policies and protection against cyber risks. Its mission is to equip brokers with the tools to help their clients insure and safeguard against cyber threats. Stoïk's unique product simplifies the underwriting process using automated tests, replacing traditional questionnaires. It also provides continuous risk prevention through integrated cybersecurity tools and ensures swift, effective incident response with an in-house team of crisis management experts.

AcreTrader, Inc. is an agricultural real estate trading platform based in Fayetteville, Arkansas, founded in 2018. The company enables individuals to invest in farmland by purchasing shares through its online platform, offering an accessible entry point into agricultural investments. AcreTrader emphasizes transparency, flexibility, and user-friendliness, managing all aspects of farmland investment, including property administration, insurance, accounting, and collaboration with local farmers. The platform caters to both large and fractional transactions, allowing investors to directly engage with this unique asset class while promoting soil sustainability.

Atomic is a provider of personalized investment management services that lets companies embed investment accounts into their services. It allows companies to offer their end-users a disciplined way to invest with them. Atomic was founded in 2020 by David Dindi in San Francisco, CA.

Ejara is a mobile investment platform tailored for Africa and its diaspora, allowing users to access a variety of investment opportunities, including fractional shares, commodities, and cryptocurrencies. The app leverages blockchain technology to facilitate global trading and investment in diverse financial products. It also offers features such as interest-bearing accounts, enabling users to save and grow their wealth while monitoring their investment performance. By providing a user-friendly interface, Ejara aims to empower individuals to manage their investments effectively and enjoy greater financial independence.

Proportunity Limited is a technology-driven mortgage lender based in London, United Kingdom, specializing in providing innovative financing solutions for first-time home buyers. Founded in 2016 by Vadim Toader and Stefan Boronea, the company leverages artificial intelligence and machine learning to analyze real estate data, accurately forecasting house prices and identifying high-growth areas. By offering equity and mortgage loans, Proportunity aims to assist buyers in overcoming the challenges of deposit requirements, allowing them to purchase homes in promising locations while potentially paying less than their current rent. Through its data-driven insights, Proportunity empowers customers to make informed decisions in the real estate market.

Betterment LLC is an online financial advisory firm based in New York, founded in 2007. The company specializes in automated investing services that help individuals manage their finances through a customized and diversified portfolio. Betterment offers a range of investment options, including traditional and Roth IRAs, 401(k) accounts, and trust accounts, all of which are designed to optimize investment returns. Its services also include financial and retirement planning, tax loss harvesting, and cash management tools, such as the Two-Way Sweep feature. Betterment caters to various customer segments, including individual investors, businesses through Betterment for Business, and financial advisors via Betterment for Advisors. The firm charges a management fee for its services and focuses on providing personalized, goal-based investing solutions to enhance clients' long-term financial success.

Allocate is a venture capital investment firm based in Palo Alto, California, founded in 2021. The firm specializes in facilitating investments in high-quality venture funds, providing investors with the tools to discover and engage with promising early-stage startups in the United States. By focusing on this niche, Allocate aims to connect investors with innovative ventures, fostering growth and development in the startup ecosystem.

Tide is a UK-based fintech company specializing in business banking services for small and medium-sized enterprises (SMEs). Its platform offers streamlined business accounts and administrative solutions, such as seamless integration with accounting systems, to help SMEs save time and money. Tide's advanced technology is tailored to the needs of SMEs, making it a leading challenger in the UK's SME banking sector. The company is committed to serving SMEs exclusively, focusing on their unique requirements.

Daylight is a digital banking platform based in West Hollywood, California, specifically designed for the LGBT+ community. Founded in 2020, Daylight provides a range of financial services, including prepaid cards and an app that offers tools, advice, and cashback for spending at queer bars and allied businesses. The platform aims to empower its members by helping them navigate the financial system, develop smarter financial habits, and connect with a supportive community. By focusing on the unique needs of the LGBT+ population, Daylight fosters financial literacy and encourages users to build a future that aligns with their values.

Kaiko is a provider of digital asset market data services, offering global connectivity to over 100 centralized and decentralized cryptocurrency exchanges. Its mission is to bridge traditional finance with crypto by delivering actionable financial data through four business units: Market Data, Quantitative Analytics, Indices, and Research. Kaiko empowers various use cases across the investment lifecycle for both investors and enterprises.

Hokodo Ltd is a London-based company that specializes in developing insurance and financing solutions tailored for B2B marketplaces, cloud accounting, and e-invoicing platforms. Founded in 2018, Hokodo offers a digital platform that simplifies the order-to-cash process for businesses, enabling them to make real-time credit decisions and access working capital finance options. Their products include Invoice Protection, an API that safeguards businesses against unpaid invoices, and Secure Freight, which protects goods in transit or storage. Additionally, Hokodo provides tools for users to assess the credit ratings of clients and suppliers, enhancing decision-making regarding credit terms and mitigating the risks associated with bad debt.

TreasurySpring Limited is a financial technology firm established in 2016 and based in London, United Kingdom. The company operates an online platform designed to connect issuers and investors, with a focus on revolutionizing institutional short-term funding markets. TreasurySpring offers a variety of fixed-term funds, including sovereign funds that invest in government treasury bills and bonds, financial funds providing exposure to investment-grade banking institutions, and corporate funds targeting investment-grade non-financial institutions. The platform employs advanced legal, financial, and operational technologies to create new financial instruments, allowing cash-rich firms to access previously unavailable short-term investments. This innovative approach enables institutions seeking funding to reach a wider array of capital providers while enhancing security and yield.

Branch Financial, Inc. is an insurance agency based in Columbus, Ohio, founded in 2017 by Steve Lekas and Joe Emison. The company specializes in home and auto insurance, offering a range of products including renters and umbrella insurance, which can be added to auto policies. Utilizing advanced technology, Branch streamlines the process of bundling home and auto insurance online, aiming to enhance accessibility and affordability for its customers. By leveraging community resources, Branch seeks to transform the insurance landscape, making it easier for individuals to obtain necessary coverage.

Qover is an insurtech company that specializes in providing a modular embedded insurance orchestration platform, which allows businesses and insurance providers to deliver seamless, technology-driven insurance experiences. The platform features a digital infrastructure that facilitates managing insurance services, including obtaining quotes and handling claims and contracts through an application programming interface (API) adaptable to various products, countries, and insurers. This approach has enabled Qover to serve over 4 million users across 32 European countries, partnering with notable companies such as Revolut, Monzo, Deliveroo, and NIO, among others.

Aya Payments, founded in 2018 and based in Toronto, Ontario, specializes in developing payment tools and programs for employee benefits packages. The company has created a healthcare payment platform aimed at simplifying medical payments for users. This platform enables individuals to access, manage, and monitor healthcare costs while offering various financial products, including payment, deposit, lending, and investment options. By focusing on enhancing financial flexibility, Aya Payments strives to alleviate the stress associated with healthcare payments, ultimately improving the overall user experience in managing healthcare expenses.

Cledara Limited is a London-based company that operates a purchasing and analytics platform tailored for the subscription economy. Founded in 2018, Cledara provides businesses with tools to manage their software subscriptions, enabling them to request, approve, and pay for software efficiently while automating accounting processes. The platform offers insights into software usage and financial data, allowing organizations to easily cancel unused applications. With a focus on reducing software costs and administrative burdens, Cledara has helped over 1,000 companies across the US, UK, and Europe achieve significant savings, cutting software expenses by 30% and saving more than 20 hours each month on software management.

Tremor is an insurance technology firm focused on creating a modern risk transfer marketplace. The company brings together experts in computer science, economics, market design, and industry practice to develop its innovative platform. Tremor utilizes advanced auction technology and sophisticated optimization techniques to enhance the efficiency of risk transfer globally. By designing and managing these markets, Tremor aims to provide customers with a more effective and cost-efficient smart market, ultimately improving pricing and reducing costs associated with risk management.

Pipe is a financial services platform that specializes in facilitating the trading of recurring revenue streams. It connects companies, particularly in the cloud services sector, with institutional investors, allowing for real-time transactions. By making recurring revenue streams tradable based on their annual value, Pipe helps businesses unlock deferred cash flows, providing them with immediate access to capital. This non-dilutive funding approach enables companies to scale efficiently without relinquishing ownership or incurring debt. The platform integrates with existing billing systems to assess and underwrite businesses with recurring revenues, thereby streamlining the funding process and supporting growth initiatives.

Currencycloud is a global payments platform that simplifies cross-border transactions and foreign exchange automation for businesses. It provides developers with API building blocks to create tailored payment solutions, allowing companies to integrate payment infrastructure into their products and services seamlessly. The platform offers automated end-to-end processes for sending and receiving payments, as well as services for currency collection and conversion. By handling the complexities and regulatory requirements associated with international payments, Currencycloud enables clients to adopt digital wallets and embed financial services into their operations, regardless of their industry.

A fast-growing, award-winning FinTech pioneering collaborative savings circles to help people all over the world reach their financial goals. For individuals: In the UK we offer products to help people raise money for their property deposit, getting married, starting a family, paying for education, cosmetic surgery and paying off debt. Check out: https://www.joinstepladder.com/ For companies: You can now white-label our Savings Circles and offer them to your customers and potential customers to increase you market share, improve retention, enhance engagement and generate revenue Read more here: https://www.step-ladder-solutions.com/ For Investors: StepLadder is leading the way in the new global category of digital Collaborative Finance. Savings Circles transactions total more than $500 billion worldwide, and 40% of consumers in more than 90 countries around the world use offline and informal ROSCAs. The opportunity is huge. The impact we have on people’s lives is real.

Proportunity Limited is a technology-driven mortgage lender based in London, United Kingdom, specializing in providing innovative financing solutions for first-time home buyers. Founded in 2016 by Vadim Toader and Stefan Boronea, the company leverages artificial intelligence and machine learning to analyze real estate data, accurately forecasting house prices and identifying high-growth areas. By offering equity and mortgage loans, Proportunity aims to assist buyers in overcoming the challenges of deposit requirements, allowing them to purchase homes in promising locations while potentially paying less than their current rent. Through its data-driven insights, Proportunity empowers customers to make informed decisions in the real estate market.

Tide is a UK-based fintech company specializing in business banking services for small and medium-sized enterprises (SMEs). Its platform offers streamlined business accounts and administrative solutions, such as seamless integration with accounting systems, to help SMEs save time and money. Tide's advanced technology is tailored to the needs of SMEs, making it a leading challenger in the UK's SME banking sector. The company is committed to serving SMEs exclusively, focusing on their unique requirements.

Cledara Limited is a London-based company that operates a purchasing and analytics platform tailored for the subscription economy. Founded in 2018, Cledara provides businesses with tools to manage their software subscriptions, enabling them to request, approve, and pay for software efficiently while automating accounting processes. The platform offers insights into software usage and financial data, allowing organizations to easily cancel unused applications. With a focus on reducing software costs and administrative burdens, Cledara has helped over 1,000 companies across the US, UK, and Europe achieve significant savings, cutting software expenses by 30% and saving more than 20 hours each month on software management.

Kaiko is a provider of digital asset market data services, offering global connectivity to over 100 centralized and decentralized cryptocurrency exchanges. Its mission is to bridge traditional finance with crypto by delivering actionable financial data through four business units: Market Data, Quantitative Analytics, Indices, and Research. Kaiko empowers various use cases across the investment lifecycle for both investors and enterprises.

Tremor is an insurance technology firm focused on creating a modern risk transfer marketplace. The company brings together experts in computer science, economics, market design, and industry practice to develop its innovative platform. Tremor utilizes advanced auction technology and sophisticated optimization techniques to enhance the efficiency of risk transfer globally. By designing and managing these markets, Tremor aims to provide customers with a more effective and cost-efficient smart market, ultimately improving pricing and reducing costs associated with risk management.

kWh Analytics, Inc. is a leader in solar risk management, offering a comprehensive analytics platform designed for solar investors and operators. The company provides several key services, including Heliostats, which integrates data and benchmarks performance for solar investments, and the Solar Revenue Put, a credit enhancement that guarantees the performance of solar assets, thereby improving lending terms. Additionally, kWh Analytics offers the Solar Lendscape, a catalog of active lenders in the solar industry, along with insights for risk assessment and management. The company leverages a performance database encompassing 20% of the U.S. solar asset class, enabling clients to minimize risk and enhance equity returns on their portfolios. kWh Analytics serves a diverse clientele, including institutional investors, asset management groups, and banking firms. Founded in 2012 and based in San Francisco, California, kWh Analytics is backed by private venture capital and the U.S. Department of Energy.

Qover is an insurtech company that specializes in providing a modular embedded insurance orchestration platform, which allows businesses and insurance providers to deliver seamless, technology-driven insurance experiences. The platform features a digital infrastructure that facilitates managing insurance services, including obtaining quotes and handling claims and contracts through an application programming interface (API) adaptable to various products, countries, and insurers. This approach has enabled Qover to serve over 4 million users across 32 European countries, partnering with notable companies such as Revolut, Monzo, Deliveroo, and NIO, among others.

kWh Analytics, Inc. is a leader in solar risk management, offering a comprehensive analytics platform designed for solar investors and operators. The company provides several key services, including Heliostats, which integrates data and benchmarks performance for solar investments, and the Solar Revenue Put, a credit enhancement that guarantees the performance of solar assets, thereby improving lending terms. Additionally, kWh Analytics offers the Solar Lendscape, a catalog of active lenders in the solar industry, along with insights for risk assessment and management. The company leverages a performance database encompassing 20% of the U.S. solar asset class, enabling clients to minimize risk and enhance equity returns on their portfolios. kWh Analytics serves a diverse clientele, including institutional investors, asset management groups, and banking firms. Founded in 2012 and based in San Francisco, California, kWh Analytics is backed by private venture capital and the U.S. Department of Energy.

Flux Systems Limited is a technology company that specializes in a digital receipts and rewards platform, designed to deliver digital receipts directly to users' banking applications. Founded in 2016 and headquartered in London, the company focuses on simplifying receipt management by automatically linking receipts to payment cards. It serves a range of retailers across the United Kingdom and emphasizes security by employing bank-level protection for its software. Data is stored and processed on third-party servers in secure European data centers, adhering to strict regulatory compliance. Flux Systems has established partnerships with notable entities, including Barclaycard, Costa, and Barclays, enhancing its presence in the financial technology sector.

Kindur Services Inc., operating as Kindur, is a financial technology company based in New York that focuses on assisting baby boomers in their retirement transition. Established in 2016, Kindur offers a platform designed to enhance financial wellness for retirees and their families. The platform manages various aspects of retirement finances, including savings, pensions, and social security, tailored to different phases of retirement. Kindur provides straightforward digital advice to help users understand their financial situation, covering savings, insurance, social security, and healthcare costs. By offering tools such as a personalized retirement paycheck, Kindur aims to empower individuals to navigate retirement with confidence and prepare for unforeseen expenses.

Tide is a UK-based fintech company specializing in business banking services for small and medium-sized enterprises (SMEs). Its platform offers streamlined business accounts and administrative solutions, such as seamless integration with accounting systems, to help SMEs save time and money. Tide's advanced technology is tailored to the needs of SMEs, making it a leading challenger in the UK's SME banking sector. The company is committed to serving SMEs exclusively, focusing on their unique requirements.

Hokodo Ltd is a London-based company that specializes in developing insurance and financing solutions tailored for B2B marketplaces, cloud accounting, and e-invoicing platforms. Founded in 2018, Hokodo offers a digital platform that simplifies the order-to-cash process for businesses, enabling them to make real-time credit decisions and access working capital finance options. Their products include Invoice Protection, an API that safeguards businesses against unpaid invoices, and Secure Freight, which protects goods in transit or storage. Additionally, Hokodo provides tools for users to assess the credit ratings of clients and suppliers, enhancing decision-making regarding credit terms and mitigating the risks associated with bad debt.

Rally is an investment platform that enables individuals to buy and sell fractional equity shares in various collectible assets, such as sports cards, classic cars, vintage watches, and rare books. Founded in 2016 and headquartered in New York, Rally aims to democratize access to alternative investments, which have traditionally been limited to a select group of investors. By providing a marketplace that emphasizes liquidity and transparency, Rally allows members from all income levels to participate in the ownership of high-value collectibles, fostering a more inclusive investment environment.

Tide is a UK-based fintech company specializing in business banking services for small and medium-sized enterprises (SMEs). Its platform offers streamlined business accounts and administrative solutions, such as seamless integration with accounting systems, to help SMEs save time and money. Tide's advanced technology is tailored to the needs of SMEs, making it a leading challenger in the UK's SME banking sector. The company is committed to serving SMEs exclusively, focusing on their unique requirements.

Hover, LLC, founded in 2002 and based in Eaton, Colorado, specializes in mobile money payment solutions. The company's application facilitates seamless mobile transactions, tapping into the rapidly growing global mobile money industry, which processes over $1.3 billion daily. Hover's Android API allows developers to integrate various mobile money services efficiently, making it easier for businesses to offer payment solutions worldwide.

Meniga Ltd is a London-based company that specializes in developing white-label digital banking solutions aimed at enhancing personal finance management for banks, businesses, and individuals. Established in 2013, Meniga offers a comprehensive suite of products, including data aggregation, automated real-time notifications, predictive analytics, and personalized engagement tools. Its platform is designed to provide meaningful customer interactions and unlock new revenue opportunities through advanced data consolidation and enrichment. Additionally, Meniga facilitates cashback rewards and transaction-based carbon insights, allowing users to manage financial data efficiently while promoting sustainability. The company's modular and customizable solutions cater to the diverse needs of financial institutions, reinforcing their customer relationships and improving the overall online and mobile banking experience.

Goji Investments, founded in February 2015 and based in London, is a company that specializes in peer-to-peer investment and wealth management, aiming to empower direct lending. Established by professionals with expertise in wealth management, banking, and technology, Goji seeks to expand online direct lending to new investor markets. The company offers a platform that provides financial advisory services and facilitates lending platforms, allowing clients to access lending investments and connect with a global base of investors, regardless of their scale of ambition. Backed by prominent Fintech venture capital and angel investors, Goji is positioned to innovate within the financial services sector.

Kindur Services Inc., operating as Kindur, is a financial technology company based in New York that focuses on assisting baby boomers in their retirement transition. Established in 2016, Kindur offers a platform designed to enhance financial wellness for retirees and their families. The platform manages various aspects of retirement finances, including savings, pensions, and social security, tailored to different phases of retirement. Kindur provides straightforward digital advice to help users understand their financial situation, covering savings, insurance, social security, and healthcare costs. By offering tools such as a personalized retirement paycheck, Kindur aims to empower individuals to navigate retirement with confidence and prepare for unforeseen expenses.

Flux Systems Limited is a technology company that specializes in a digital receipts and rewards platform, designed to deliver digital receipts directly to users' banking applications. Founded in 2016 and headquartered in London, the company focuses on simplifying receipt management by automatically linking receipts to payment cards. It serves a range of retailers across the United Kingdom and emphasizes security by employing bank-level protection for its software. Data is stored and processed on third-party servers in secure European data centers, adhering to strict regulatory compliance. Flux Systems has established partnerships with notable entities, including Barclaycard, Costa, and Barclays, enhancing its presence in the financial technology sector.

Tide is a UK-based fintech company specializing in business banking services for small and medium-sized enterprises (SMEs). Its platform offers streamlined business accounts and administrative solutions, such as seamless integration with accounting systems, to help SMEs save time and money. Tide's advanced technology is tailored to the needs of SMEs, making it a leading challenger in the UK's SME banking sector. The company is committed to serving SMEs exclusively, focusing on their unique requirements.

Qover is an insurtech company that specializes in providing a modular embedded insurance orchestration platform, which allows businesses and insurance providers to deliver seamless, technology-driven insurance experiences. The platform features a digital infrastructure that facilitates managing insurance services, including obtaining quotes and handling claims and contracts through an application programming interface (API) adaptable to various products, countries, and insurers. This approach has enabled Qover to serve over 4 million users across 32 European countries, partnering with notable companies such as Revolut, Monzo, Deliveroo, and NIO, among others.

Trov is a leading insurance technology platform that focuses on providing innovative digital insurance products and data-driven solutions. Established in 2012 by entrepreneur Scott Walchek, Trov's platform facilitates the delivery of modern insurance solutions for homeowners, renters, drivers, and small businesses. By combining advanced software with tailored insurance offerings, Trov addresses the complex risk management challenges faced by companies in the mobility and gig economy sectors. The platform supports various insurance functions, including quoting, policy management, billing, and claims management, enabling insurance carriers and financial institutions to offer fully digital insurance experiences to their clients. Trov has attracted significant investment, raising over $114 million from prominent venture capital firms and strategic partners, and operates from its headquarters in the San Francisco Bay Area, with additional offices in New York and London.

Currencycloud is a global payments platform that simplifies cross-border transactions and foreign exchange automation for businesses. It provides developers with API building blocks to create tailored payment solutions, allowing companies to integrate payment infrastructure into their products and services seamlessly. The platform offers automated end-to-end processes for sending and receiving payments, as well as services for currency collection and conversion. By handling the complexities and regulatory requirements associated with international payments, Currencycloud enables clients to adopt digital wallets and embed financial services into their operations, regardless of their industry.

kWh Analytics, Inc. is a leader in solar risk management, offering a comprehensive analytics platform designed for solar investors and operators. The company provides several key services, including Heliostats, which integrates data and benchmarks performance for solar investments, and the Solar Revenue Put, a credit enhancement that guarantees the performance of solar assets, thereby improving lending terms. Additionally, kWh Analytics offers the Solar Lendscape, a catalog of active lenders in the solar industry, along with insights for risk assessment and management. The company leverages a performance database encompassing 20% of the U.S. solar asset class, enabling clients to minimize risk and enhance equity returns on their portfolios. kWh Analytics serves a diverse clientele, including institutional investors, asset management groups, and banking firms. Founded in 2012 and based in San Francisco, California, kWh Analytics is backed by private venture capital and the U.S. Department of Energy.

Happy Money, Inc. is a financial services company that focuses on helping individuals pay off credit card debt and build savings. The company offers a range of products, including Payoff, which provides loans specifically for credit card repayment, and Joy, a mobile application that utilizes robotic Money Coaches to assist users in spending wisely and enhancing their savings. Additionally, Happy Money Score leverages psychological insights to guide users in making informed financial decisions. Established in 2009 in Costa Mesa, California, Happy Money was originally known as Payoff, Inc. before rebranding in March 2020. The company emphasizes a mission-driven approach to finance, aiming to transform the traditional banking model by promoting financial wellness and encouraging users to shift from borrowing to saving.

Betterment LLC is an online financial advisory firm based in New York, founded in 2007. The company specializes in automated investing services that help individuals manage their finances through a customized and diversified portfolio. Betterment offers a range of investment options, including traditional and Roth IRAs, 401(k) accounts, and trust accounts, all of which are designed to optimize investment returns. Its services also include financial and retirement planning, tax loss harvesting, and cash management tools, such as the Two-Way Sweep feature. Betterment caters to various customer segments, including individual investors, businesses through Betterment for Business, and financial advisors via Betterment for Advisors. The firm charges a management fee for its services and focuses on providing personalized, goal-based investing solutions to enhance clients' long-term financial success.

Trov is a leading insurance technology platform that focuses on providing innovative digital insurance products and data-driven solutions. Established in 2012 by entrepreneur Scott Walchek, Trov's platform facilitates the delivery of modern insurance solutions for homeowners, renters, drivers, and small businesses. By combining advanced software with tailored insurance offerings, Trov addresses the complex risk management challenges faced by companies in the mobility and gig economy sectors. The platform supports various insurance functions, including quoting, policy management, billing, and claims management, enabling insurance carriers and financial institutions to offer fully digital insurance experiences to their clients. Trov has attracted significant investment, raising over $114 million from prominent venture capital firms and strategic partners, and operates from its headquarters in the San Francisco Bay Area, with additional offices in New York and London.

Monax Industries, Ltd is a blockchain company that provides a contract lifecycle management platform aimed at small businesses. The platform enables users to create, manage, and execute legal agreements efficiently, leveraging blockchain technology to enhance security and transparency. Monax offers tools for developers to build and deploy blockchain-based applications tailored to various business ecosystems. Its platform features a specialized Ethereum virtual machine that supports internal enterprise operations and public blockchain applications. Monax's services cater to diverse sectors, including corporate governance, legal professionals, and content creators. Founded in 2014 and based in Edinburgh, United Kingdom, Monax was previously known as Eris Industries Limited before rebranding in 2016.

Carta, Inc., established in 2012 and headquartered in Palo Alto, California, operates as a SEC-registered transfer agent for private companies. Its core business is an online platform that facilitates electronic management of equity for corporations, involving shareholders, employees, auditors, and legal counsel. The platform offers services such as cap table management, corporate governance, 409A valuations, compliance, and electronic stock issuance. It serves venture-backed small businesses, enterprises, and pre-IPO companies in the United States and internationally. Additionally, Carta aims to simplify private market investments and participation through its platform, fostering growth and transparency in the private capital sector.

Currencycloud is a global payments platform that simplifies cross-border transactions and foreign exchange automation for businesses. It provides developers with API building blocks to create tailored payment solutions, allowing companies to integrate payment infrastructure into their products and services seamlessly. The platform offers automated end-to-end processes for sending and receiving payments, as well as services for currency collection and conversion. By handling the complexities and regulatory requirements associated with international payments, Currencycloud enables clients to adopt digital wallets and embed financial services into their operations, regardless of their industry.

Azimo, established in 2012, is a London-based digital money transfer company that operates globally. It offers a user-friendly mobile app for sending money internationally, either to bank accounts or over 270,000 cash pick-up points worldwide. Azimo's platform is designed to be fast, secure, and cost-effective, providing an alternative to traditional high street remittance services. It supports both Android and iOS devices, enabling users to transfer funds from any internet-connected device.

Vericash is a developer of a financial platform that focuses on delivering digital financial services. The platform caters to both banked and unbanked communities, offering mobile payment business models that enhance accessibility across various markets. Vericash provides a range of services including wide connectivity, multi-wallet programs, e-payment solutions, e-integration services, agency management, and additional value-added services. The company's aim is to enable banks and financial institutions to maximize profits for all stakeholders involved by offering innovative digital financial solutions.

Trov is a leading insurance technology platform that focuses on providing innovative digital insurance products and data-driven solutions. Established in 2012 by entrepreneur Scott Walchek, Trov's platform facilitates the delivery of modern insurance solutions for homeowners, renters, drivers, and small businesses. By combining advanced software with tailored insurance offerings, Trov addresses the complex risk management challenges faced by companies in the mobility and gig economy sectors. The platform supports various insurance functions, including quoting, policy management, billing, and claims management, enabling insurance carriers and financial institutions to offer fully digital insurance experiences to their clients. Trov has attracted significant investment, raising over $114 million from prominent venture capital firms and strategic partners, and operates from its headquarters in the San Francisco Bay Area, with additional offices in New York and London.

Trov is a leading insurance technology platform that focuses on providing innovative digital insurance products and data-driven solutions. Established in 2012 by entrepreneur Scott Walchek, Trov's platform facilitates the delivery of modern insurance solutions for homeowners, renters, drivers, and small businesses. By combining advanced software with tailored insurance offerings, Trov addresses the complex risk management challenges faced by companies in the mobility and gig economy sectors. The platform supports various insurance functions, including quoting, policy management, billing, and claims management, enabling insurance carriers and financial institutions to offer fully digital insurance experiences to their clients. Trov has attracted significant investment, raising over $114 million from prominent venture capital firms and strategic partners, and operates from its headquarters in the San Francisco Bay Area, with additional offices in New York and London.

Betterment LLC is an online financial advisory firm based in New York, founded in 2007. The company specializes in automated investing services that help individuals manage their finances through a customized and diversified portfolio. Betterment offers a range of investment options, including traditional and Roth IRAs, 401(k) accounts, and trust accounts, all of which are designed to optimize investment returns. Its services also include financial and retirement planning, tax loss harvesting, and cash management tools, such as the Two-Way Sweep feature. Betterment caters to various customer segments, including individual investors, businesses through Betterment for Business, and financial advisors via Betterment for Advisors. The firm charges a management fee for its services and focuses on providing personalized, goal-based investing solutions to enhance clients' long-term financial success.

Atom Bank plc is a digital-only bank based in Durham, United Kingdom, with an additional office in London. Founded in 2013, the bank offers a range of personal and business banking products, including fixed deposits, accounts, mortgages, business loans, and secured loans. The mobile banking application, launched in March 2014, allows users to access services via smartphones and tablets, utilizing features such as face and voice recognition for secure logins. Atom Bank is committed to providing a straightforward and hassle-free banking experience, supported by a 24/7 customer service team to assist users with their needs.

Monax Industries, Ltd is a blockchain company that provides a contract lifecycle management platform aimed at small businesses. The platform enables users to create, manage, and execute legal agreements efficiently, leveraging blockchain technology to enhance security and transparency. Monax offers tools for developers to build and deploy blockchain-based applications tailored to various business ecosystems. Its platform features a specialized Ethereum virtual machine that supports internal enterprise operations and public blockchain applications. Monax's services cater to diverse sectors, including corporate governance, legal professionals, and content creators. Founded in 2014 and based in Edinburgh, United Kingdom, Monax was previously known as Eris Industries Limited before rebranding in 2016.

Currencycloud is a global payments platform that simplifies cross-border transactions and foreign exchange automation for businesses. It provides developers with API building blocks to create tailored payment solutions, allowing companies to integrate payment infrastructure into their products and services seamlessly. The platform offers automated end-to-end processes for sending and receiving payments, as well as services for currency collection and conversion. By handling the complexities and regulatory requirements associated with international payments, Currencycloud enables clients to adopt digital wallets and embed financial services into their operations, regardless of their industry.

Betterment LLC is an online financial advisory firm based in New York, founded in 2007. The company specializes in automated investing services that help individuals manage their finances through a customized and diversified portfolio. Betterment offers a range of investment options, including traditional and Roth IRAs, 401(k) accounts, and trust accounts, all of which are designed to optimize investment returns. Its services also include financial and retirement planning, tax loss harvesting, and cash management tools, such as the Two-Way Sweep feature. Betterment caters to various customer segments, including individual investors, businesses through Betterment for Business, and financial advisors via Betterment for Advisors. The firm charges a management fee for its services and focuses on providing personalized, goal-based investing solutions to enhance clients' long-term financial success.

Premise Data Corporation, established in 2012 and headquartered in San Francisco, specializes in developing a data and analytics platform. This platform, Premise Ground Truth, offers end-to-end data collection, quality assurance, and analysis. It provides insights into price changes, location discovery, retail audits, asset condition monitoring, movement patterns, logistics, risk indicators, and sentiment surveys. Additionally, it facilitates geospatial mapping and infrastructure impact measurement. Premise serves international organizations for investment and policy decisions.

Azimo, established in 2012, is a London-based digital money transfer company that operates globally. It offers a user-friendly mobile app for sending money internationally, either to bank accounts or over 270,000 cash pick-up points worldwide. Azimo's platform is designed to be fast, secure, and cost-effective, providing an alternative to traditional high street remittance services. It supports both Android and iOS devices, enabling users to transfer funds from any internet-connected device.

PayPerks, Inc. is a financial capability and engagement platform that focuses on improving the financial literacy of low- and middle-income consumers. Established in 2009 and based in New York, the company offers an innovative educational rewards platform where users can win cash prizes by participating in tutorials and surveys on topics such as budgeting, saving, and nutrition. By utilizing illustrated education and sweepstakes-based rewards, PayPerks aims to drive positive behavior change among its users while providing financial institutions with a tool to enhance customer engagement and loyalty. The platform helps consumers minimize fees, maximize convenience, and gain a better understanding of financial products, making it a valuable resource for both users and the financial service providers that serve them. PayPerks has received recognition in the industry for its unique approach, being named as a promising idea for the emerging middle class and earning various awards for its contributions to financial education.

Jumo is a fintech company that specializes in providing banking technology aimed at enhancing financial access in emerging markets, particularly in Africa and Asia. The company partners with banks to deliver loans, savings, and various financial services to traditionally underserved customers. By utilizing artificial intelligence and machine learning, Jumo develops credit scores and financial products tailored to individual needs. Their platform also employs behavioral data from mobile usage to establish financial identities for small and medium enterprises, allowing customers to engage with financial services in a cost-effective and responsible manner. Jumo offers essential reporting, analytics, and insights to its partners, facilitating improved service delivery and financial choices for their clients.

Happy Money, Inc. is a financial services company that focuses on helping individuals pay off credit card debt and build savings. The company offers a range of products, including Payoff, which provides loans specifically for credit card repayment, and Joy, a mobile application that utilizes robotic Money Coaches to assist users in spending wisely and enhancing their savings. Additionally, Happy Money Score leverages psychological insights to guide users in making informed financial decisions. Established in 2009 in Costa Mesa, California, Happy Money was originally known as Payoff, Inc. before rebranding in March 2020. The company emphasizes a mission-driven approach to finance, aiming to transform the traditional banking model by promoting financial wellness and encouraging users to shift from borrowing to saving.

Azimo, established in 2012, is a London-based digital money transfer company that operates globally. It offers a user-friendly mobile app for sending money internationally, either to bank accounts or over 270,000 cash pick-up points worldwide. Azimo's platform is designed to be fast, secure, and cost-effective, providing an alternative to traditional high street remittance services. It supports both Android and iOS devices, enabling users to transfer funds from any internet-connected device.

Premise Data Corporation, established in 2012 and headquartered in San Francisco, specializes in developing a data and analytics platform. This platform, Premise Ground Truth, offers end-to-end data collection, quality assurance, and analysis. It provides insights into price changes, location discovery, retail audits, asset condition monitoring, movement patterns, logistics, risk indicators, and sentiment surveys. Additionally, it facilitates geospatial mapping and infrastructure impact measurement. Premise serves international organizations for investment and policy decisions.

Betterment LLC is an online financial advisory firm based in New York, founded in 2007. The company specializes in automated investing services that help individuals manage their finances through a customized and diversified portfolio. Betterment offers a range of investment options, including traditional and Roth IRAs, 401(k) accounts, and trust accounts, all of which are designed to optimize investment returns. Its services also include financial and retirement planning, tax loss harvesting, and cash management tools, such as the Two-Way Sweep feature. Betterment caters to various customer segments, including individual investors, businesses through Betterment for Business, and financial advisors via Betterment for Advisors. The firm charges a management fee for its services and focuses on providing personalized, goal-based investing solutions to enhance clients' long-term financial success.

PayPerks, Inc. is a financial capability and engagement platform that focuses on improving the financial literacy of low- and middle-income consumers. Established in 2009 and based in New York, the company offers an innovative educational rewards platform where users can win cash prizes by participating in tutorials and surveys on topics such as budgeting, saving, and nutrition. By utilizing illustrated education and sweepstakes-based rewards, PayPerks aims to drive positive behavior change among its users while providing financial institutions with a tool to enhance customer engagement and loyalty. The platform helps consumers minimize fees, maximize convenience, and gain a better understanding of financial products, making it a valuable resource for both users and the financial service providers that serve them. PayPerks has received recognition in the industry for its unique approach, being named as a promising idea for the emerging middle class and earning various awards for its contributions to financial education.

Premise Data Corporation, established in 2012 and headquartered in San Francisco, specializes in developing a data and analytics platform. This platform, Premise Ground Truth, offers end-to-end data collection, quality assurance, and analysis. It provides insights into price changes, location discovery, retail audits, asset condition monitoring, movement patterns, logistics, risk indicators, and sentiment surveys. Additionally, it facilitates geospatial mapping and infrastructure impact measurement. Premise serves international organizations for investment and policy decisions.

Currencycloud is a global payments platform that simplifies cross-border transactions and foreign exchange automation for businesses. It provides developers with API building blocks to create tailored payment solutions, allowing companies to integrate payment infrastructure into their products and services seamlessly. The platform offers automated end-to-end processes for sending and receiving payments, as well as services for currency collection and conversion. By handling the complexities and regulatory requirements associated with international payments, Currencycloud enables clients to adopt digital wallets and embed financial services into their operations, regardless of their industry.

eToro is a global multi-asset investment platform founded in 2007, based in London. It empowers individuals to grow their knowledge and wealth by providing a social trading network that allows users to trade various assets including currencies, commodities, indices, crypto assets, and stocks. eToro's platform enables users to manually invest in different asset classes or automatically copy the trades of other successful traders within its community of over 23 million registered users. The company operates as a subsidiary of eToro Group Limited.

ZyFin Research Private Limited is a financial information and content company based in Mumbai, India, that specializes in providing a range of economic indices, indicators, and forecasts. The firm offers various sentiment indices, including the Consumer Outlook Index, Inflation Sentiment Index, Employment Sentiment Index, and Spending Sentiment Index, which gauge consumer attitudes toward the economy and spending habits. Additionally, ZyFin provides specialized indices such as the Basic Necessities Spending Index and the Vehicle Spending Index, along with indicators for monthly GDP growth and sector-specific insights. The company also delivers forecasts for core inflation and gold, and produces comprehensive reports for different sectors, including banking and consumption. ZyFin's clientele encompasses strategy and research teams, traders, banks, manufacturing firms, regulators, and academic institutions, reflecting its broad impact in financial markets. Formerly known as Blufin Advisors Private Limited, ZyFin rebranded in 2013 and has been operational since 2010.

Betterment LLC is an online financial advisory firm based in New York, founded in 2007. The company specializes in automated investing services that help individuals manage their finances through a customized and diversified portfolio. Betterment offers a range of investment options, including traditional and Roth IRAs, 401(k) accounts, and trust accounts, all of which are designed to optimize investment returns. Its services also include financial and retirement planning, tax loss harvesting, and cash management tools, such as the Two-Way Sweep feature. Betterment caters to various customer segments, including individual investors, businesses through Betterment for Business, and financial advisors via Betterment for Advisors. The firm charges a management fee for its services and focuses on providing personalized, goal-based investing solutions to enhance clients' long-term financial success.

PayPerks, Inc. is a financial capability and engagement platform that focuses on improving the financial literacy of low- and middle-income consumers. Established in 2009 and based in New York, the company offers an innovative educational rewards platform where users can win cash prizes by participating in tutorials and surveys on topics such as budgeting, saving, and nutrition. By utilizing illustrated education and sweepstakes-based rewards, PayPerks aims to drive positive behavior change among its users while providing financial institutions with a tool to enhance customer engagement and loyalty. The platform helps consumers minimize fees, maximize convenience, and gain a better understanding of financial products, making it a valuable resource for both users and the financial service providers that serve them. PayPerks has received recognition in the industry for its unique approach, being named as a promising idea for the emerging middle class and earning various awards for its contributions to financial education.