Anthemis Group

Anthemis Group is an independent investment firm founded in 2010 and headquartered in London. It operates as a multi-stage asset management platform focused on financial services and technology, particularly fintech and insurtech. The firm targets opportunities from pre-seed through growth stages and invests in, grows, and sustains companies across North America and Europe to advance resiliency, transparency, access, and equity in the financial system. By supporting a diverse ecosystem of startups, investors, entrepreneurs, institutions, and researchers, Anthemis aims to accelerate innovation in finance.

Jeremy Brown

Investment Principal

Marin Cauvas

Principal

Hana Charnley

Investment Analyst

Archie Cochrane

Principal

Elizabeth Davis

Principal

Past deals in Payments

LiquidTrust

Seed Round in 2025
LiquidTrust offers global payment solutions tailored to the needs of SMBs.

HappyPal

Series A in 2023
HappyPal streamlines employee benefit management in France by replacing traditional paper gift vouchers with a modern SaaS and fintech solution. Its innovative credit card system covers various employee allowances, enhancing user experience and reducing waste.

Kasheesh

Seed Round in 2023
Kasheesh is a fintech company offering a digital payment platform. This platform enables users to split transactions across multiple credit and debit cards, creating virtual cards for payments at Mastercard-accepting locations. It aims to enhance budget management and avoid traditional credit pitfalls and hidden fees.

Denim

Series B in 2022
Denim streamlines freight brokerage operations by offering a comprehensive freight payment system. It manages working capital, carrier payments, and back-office processes through its software platform, enabling brokers to access necessary funds for growth while automating invoicing, collections, and payments.

Kasheesh

Seed Round in 2022
Kasheesh is a fintech company offering a digital payment platform. This platform enables users to split transactions across multiple credit and debit cards, creating virtual cards for payments at Mastercard-accepting locations. It aims to enhance budget management and avoid traditional credit pitfalls and hidden fees.

Upkeep

Seed Round in 2022
Upkeep is a platform designed to streamline the booking and payment process for medical aesthetic treatments. It allows users to schedule appointments with service providers for various procedures, including botox, laser hair removal, fillers, and body contouring. The platform not only facilitates bookings but also enables consumers to write reviews and earn rewards for their experiences. By focusing on convenience and user feedback, Upkeep aims to enhance the way individuals access and pay for medspa treatments.

Stax

Seed Round in 2022
Stax is all of your bank accounts, mobile wallets, crypto in a single app that works without mobile data.

Weavr

Series A in 2022
Weavr offers an open cloud-based platform that connects payment networks with financial providers. It enables innovators to define, deploy, and consume digital payment flows.

Weavr

Seed Round in 2021
Weavr offers an open cloud-based platform that connects payment networks with financial providers. It enables innovators to define, deploy, and consume digital payment flows.

Weavr

Seed Round in 2020
Weavr offers an open cloud-based platform that connects payment networks with financial providers. It enables innovators to define, deploy, and consume digital payment flows.

Aya

Seed Round in 2020
Founded in 2018, Aya Payments is based in Toronto, Canada. It specializes in developing payment tools and programs tailored for employee benefits packages.

Nivelo

Seed Round in 2020
Nivelo is the infrastructure bridge to next generation payments, powering fintech platforms through safe and faster payment solutions.

TrueLayer

Series C in 2020
TrueLayer facilitates real-time online payments by integrating with banks and financial institutions. It enables businesses to verify identities, access transactions, and make instant payments across multiple countries. With over 10 million users trusting its services, TrueLayer aims to revolutionize global payment systems.

Denim

Debt Financing in 2020
Denim streamlines freight brokerage operations by offering a comprehensive freight payment system. It manages working capital, carrier payments, and back-office processes through its software platform, enabling brokers to access necessary funds for growth while automating invoicing, collections, and payments.

Denim

Seed Round in 2020
Denim streamlines freight brokerage operations by offering a comprehensive freight payment system. It manages working capital, carrier payments, and back-office processes through its software platform, enabling brokers to access necessary funds for growth while automating invoicing, collections, and payments.

NOW Money

Series A in 2020
NOW Money is a fintech company that leverages mobile banking technology to offer financial services to the unbanked population in the Middle East. By providing accounts and remittance solutions, NOW Money aims to include individuals who are currently excluded from the financial system. The company focuses on low-income migrant workers in the Gulf region, offering them access to essential financial tools, including international money transfers and currency conversion services, at a reduced cost. This approach not only facilitates financial inclusion but also helps users save significantly on remittance expenses.

Wollit

Seed Round in 2020
Wollit Ltd, established in 2017 and headquartered in London, specializes in providing financial stability to individuals with irregular incomes or zero-hour contracts through its online platform. The company offers instant top-ups, allowing users to maintain a consistent monthly income despite fluctuating work hours and earnings. Wollit's services aim to improve credit scores over time, enabling users to access better financial products and opportunities.

Weavr

Seed Round in 2020
Weavr offers an open cloud-based platform that connects payment networks with financial providers. It enables innovators to define, deploy, and consume digital payment flows.

Weavr

Seed Round in 2020
Weavr offers an open cloud-based platform that connects payment networks with financial providers. It enables innovators to define, deploy, and consume digital payment flows.

Currencycloud

Series E in 2020
Currencycloud is a global payments platform that simplifies the complexities of cross-border money transfers. It provides a foreign exchange payments automation solution, enabling businesses to transact in multiple currencies with ease. Through its API building blocks, developers can create customized payment solutions that integrate seamlessly into their products and services. The platform automates the end-to-end payment process, offering services for payment collection, currency conversion, and digital currency management. By managing the regulatory challenges of international payments, Currencycloud equips businesses across various industries with the tools necessary to embrace digital wallets and embed financial solutions into their operations, facilitating global expansion and enhancing their overall payment capabilities.

Wollit

Pre Seed Round in 2019
Wollit Ltd, established in 2017 and headquartered in London, specializes in providing financial stability to individuals with irregular incomes or zero-hour contracts through its online platform. The company offers instant top-ups, allowing users to maintain a consistent monthly income despite fluctuating work hours and earnings. Wollit's services aim to improve credit scores over time, enabling users to access better financial products and opportunities.

NOW Money

Series A in 2019
NOW Money is a fintech company that leverages mobile banking technology to offer financial services to the unbanked population in the Middle East. By providing accounts and remittance solutions, NOW Money aims to include individuals who are currently excluded from the financial system. The company focuses on low-income migrant workers in the Gulf region, offering them access to essential financial tools, including international money transfers and currency conversion services, at a reduced cost. This approach not only facilitates financial inclusion but also helps users save significantly on remittance expenses.

TrueLayer

Series C in 2019
TrueLayer facilitates real-time online payments by integrating with banks and financial institutions. It enables businesses to verify identities, access transactions, and make instant payments across multiple countries. With over 10 million users trusting its services, TrueLayer aims to revolutionize global payment systems.

Flux Systems

Series A in 2018
Flux Systems Limited is a technology company that specializes in a digital receipts and rewards platform designed to streamline the management of payment receipts. Founded in 2015 and headquartered in Reading, United Kingdom, Flux Systems provides a service that automatically links digital receipts to users' banking applications, enhancing the shopping experience for consumers and retailers alike. The platform is built with bank-level security and utilizes third-party servers in secure European data centers, ensuring compliance with relevant regulations regarding data protection. The company partners with various retailers and financial institutions, including Barclaycard, Costa, and Starling Bank, to deliver its innovative services across the United Kingdom.

TrueLayer

Series B in 2018
TrueLayer facilitates real-time online payments by integrating with banks and financial institutions. It enables businesses to verify identities, access transactions, and make instant payments across multiple countries. With over 10 million users trusting its services, TrueLayer aims to revolutionize global payment systems.

Hover

Seed Round in 2018
Hover, LLC is a company based in Eaton, Colorado, founded in 2002. It specializes in developing an application that facilitates mobile money payments, catering to the growing global mobile money industry, which processes over $1.3 billion daily. Hover provides an Android API that allows developers to seamlessly integrate various mobile money services worldwide, enabling quick and efficient payment solutions.

Flux Systems

Seed Round in 2017
Flux Systems Limited is a technology company that specializes in a digital receipts and rewards platform designed to streamline the management of payment receipts. Founded in 2015 and headquartered in Reading, United Kingdom, Flux Systems provides a service that automatically links digital receipts to users' banking applications, enhancing the shopping experience for consumers and retailers alike. The platform is built with bank-level security and utilizes third-party servers in secure European data centers, ensuring compliance with relevant regulations regarding data protection. The company partners with various retailers and financial institutions, including Barclaycard, Costa, and Starling Bank, to deliver its innovative services across the United Kingdom.

TrueLayer

Series A in 2017
TrueLayer facilitates real-time online payments by integrating with banks and financial institutions. It enables businesses to verify identities, access transactions, and make instant payments across multiple countries. With over 10 million users trusting its services, TrueLayer aims to revolutionize global payment systems.

Currencycloud

Series D in 2017
Currencycloud is a global payments platform that simplifies the complexities of cross-border money transfers. It provides a foreign exchange payments automation solution, enabling businesses to transact in multiple currencies with ease. Through its API building blocks, developers can create customized payment solutions that integrate seamlessly into their products and services. The platform automates the end-to-end payment process, offering services for payment collection, currency conversion, and digital currency management. By managing the regulatory challenges of international payments, Currencycloud equips businesses across various industries with the tools necessary to embrace digital wallets and embed financial solutions into their operations, facilitating global expansion and enhancing their overall payment capabilities.

Moven

Series B in 2015
Moven is a fintech company based in New York, founded in 2011. It specializes in providing mobile banking and personal finance services, with a focus on financial wellness. Moven's platform offers real-time spending insights through its app, debit card, and contactless payment sticker, helping customers make informed decisions and save more money. The company partners with banks and non-bank entities to enhance customer acquisition, engagement, retention, and growth by leveraging these digital tools.

Currencycloud

Series C in 2015
Currencycloud is a global payments platform that simplifies the complexities of cross-border money transfers. It provides a foreign exchange payments automation solution, enabling businesses to transact in multiple currencies with ease. Through its API building blocks, developers can create customized payment solutions that integrate seamlessly into their products and services. The platform automates the end-to-end payment process, offering services for payment collection, currency conversion, and digital currency management. By managing the regulatory challenges of international payments, Currencycloud equips businesses across various industries with the tools necessary to embrace digital wallets and embed financial solutions into their operations, facilitating global expansion and enhancing their overall payment capabilities.

Azimo

Series B in 2015
Founded in 2012, Azimo is a London-based digital money transfer network that enables users to send money internationally via its mobile apps or web platform. It offers fast, secure, and low-cost transfers to bank accounts or over 270,000 cash pick-up points worldwide.

Vericash

Venture Round in 2015
Vericash is a developer of a comprehensive financial platform focused on delivering digital financial services. The company specializes in mobile payment solutions, catering to both banked and unbanked communities across various markets. Vericash's platform features wide connectivity and offers multi-wallet programs, e-payment and e-integration services, and agency management, along with a range of value-added services. By enabling banks and financial institutions to implement innovative digital financial services, Vericash aims to enhance profitability for all stakeholders involved.

Moven

Series A in 2014
Moven is a fintech company based in New York, founded in 2011. It specializes in providing mobile banking and personal finance services, with a focus on financial wellness. Moven's platform offers real-time spending insights through its app, debit card, and contactless payment sticker, helping customers make informed decisions and save more money. The company partners with banks and non-bank entities to enhance customer acquisition, engagement, retention, and growth by leveraging these digital tools.

Currencycloud

Series B in 2014
Currencycloud is a global payments platform that simplifies the complexities of cross-border money transfers. It provides a foreign exchange payments automation solution, enabling businesses to transact in multiple currencies with ease. Through its API building blocks, developers can create customized payment solutions that integrate seamlessly into their products and services. The platform automates the end-to-end payment process, offering services for payment collection, currency conversion, and digital currency management. By managing the regulatory challenges of international payments, Currencycloud equips businesses across various industries with the tools necessary to embrace digital wallets and embed financial solutions into their operations, facilitating global expansion and enhancing their overall payment capabilities.

Azimo

Series A in 2014
Founded in 2012, Azimo is a London-based digital money transfer network that enables users to send money internationally via its mobile apps or web platform. It offers fast, secure, and low-cost transfers to bank accounts or over 270,000 cash pick-up points worldwide.

PayPerks

Venture Round in 2014
PayPerks, Inc. is a financial capability and engagement platform focused on improving the financial literacy of low- and middle-income consumers. Founded in 2009 and based in New York, PayPerks utilizes an educational rewards model that allows users to win cash prizes for completing tutorials and surveys on topics such as budgeting, saving, and nutrition. By integrating illustrated education with sweepstakes-based incentives, the platform fosters behavior change that benefits both consumers and the financial institutions that serve them. Financial institutions can incorporate PayPerks into their products, such as prepaid debit cards, to enhance customer engagement, retention, and loyalty. The platform emphasizes transparency and provides users with practical advice to help minimize fees and maximize convenience in their financial lives. Recognized for its innovative approach, PayPerks has received multiple accolades for serving the emerging middle class.

Azimo

Seed Round in 2013
Founded in 2012, Azimo is a London-based digital money transfer network that enables users to send money internationally via its mobile apps or web platform. It offers fast, secure, and low-cost transfers to bank accounts or over 270,000 cash pick-up points worldwide.

PayPerks

Series A in 2012
PayPerks, Inc. is a financial capability and engagement platform focused on improving the financial literacy of low- and middle-income consumers. Founded in 2009 and based in New York, PayPerks utilizes an educational rewards model that allows users to win cash prizes for completing tutorials and surveys on topics such as budgeting, saving, and nutrition. By integrating illustrated education with sweepstakes-based incentives, the platform fosters behavior change that benefits both consumers and the financial institutions that serve them. Financial institutions can incorporate PayPerks into their products, such as prepaid debit cards, to enhance customer engagement, retention, and loyalty. The platform emphasizes transparency and provides users with practical advice to help minimize fees and maximize convenience in their financial lives. Recognized for its innovative approach, PayPerks has received multiple accolades for serving the emerging middle class.

Moven

Seed Round in 2012
Moven is a fintech company based in New York, founded in 2011. It specializes in providing mobile banking and personal finance services, with a focus on financial wellness. Moven's platform offers real-time spending insights through its app, debit card, and contactless payment sticker, helping customers make informed decisions and save more money. The company partners with banks and non-bank entities to enhance customer acquisition, engagement, retention, and growth by leveraging these digital tools.

Currencycloud

Series A in 2012
Currencycloud is a global payments platform that simplifies the complexities of cross-border money transfers. It provides a foreign exchange payments automation solution, enabling businesses to transact in multiple currencies with ease. Through its API building blocks, developers can create customized payment solutions that integrate seamlessly into their products and services. The platform automates the end-to-end payment process, offering services for payment collection, currency conversion, and digital currency management. By managing the regulatory challenges of international payments, Currencycloud equips businesses across various industries with the tools necessary to embrace digital wallets and embed financial solutions into their operations, facilitating global expansion and enhancing their overall payment capabilities.

Simple

Series B in 2011
Simple is a web and mobile application that unifies various accounts into one accessible bank card. Rather than making money from different fees, Simple plans to split the net interest margin with its partner banks (the difference between the rate they lend at and the rate they pay to depositors), thus eliminating the incentive to push more confusing products at consumers. Simple has more than 100,000 customers, processed $1.7 billion in annual transactions last year, and experienced 330% customer growth. Simple was launched by Alex Payne, Shamir Karkal, and Josh Reich in January 2009 and is based in Portland, Oregon.

Simple

Series A in 2010
Simple is a web and mobile application that unifies various accounts into one accessible bank card. Rather than making money from different fees, Simple plans to split the net interest margin with its partner banks (the difference between the rate they lend at and the rate they pay to depositors), thus eliminating the incentive to push more confusing products at consumers. Simple has more than 100,000 customers, processed $1.7 billion in annual transactions last year, and experienced 330% customer growth. Simple was launched by Alex Payne, Shamir Karkal, and Josh Reich in January 2009 and is based in Portland, Oregon.

PayPerks

Angel Round in 2010
PayPerks, Inc. is a financial capability and engagement platform focused on improving the financial literacy of low- and middle-income consumers. Founded in 2009 and based in New York, PayPerks utilizes an educational rewards model that allows users to win cash prizes for completing tutorials and surveys on topics such as budgeting, saving, and nutrition. By integrating illustrated education with sweepstakes-based incentives, the platform fosters behavior change that benefits both consumers and the financial institutions that serve them. Financial institutions can incorporate PayPerks into their products, such as prepaid debit cards, to enhance customer engagement, retention, and loyalty. The platform emphasizes transparency and provides users with practical advice to help minimize fees and maximize convenience in their financial lives. Recognized for its innovative approach, PayPerks has received multiple accolades for serving the emerging middle class.

Simple

Seed Round in 2009
Simple is a web and mobile application that unifies various accounts into one accessible bank card. Rather than making money from different fees, Simple plans to split the net interest margin with its partner banks (the difference between the rate they lend at and the rate they pay to depositors), thus eliminating the incentive to push more confusing products at consumers. Simple has more than 100,000 customers, processed $1.7 billion in annual transactions last year, and experienced 330% customer growth. Simple was launched by Alex Payne, Shamir Karkal, and Josh Reich in January 2009 and is based in Portland, Oregon.
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