Antler

Keeper unlocks cash from paid leaves for employees while they are still employed, using innovative financial products.

Tapline is a digital funding marketplace designed to support Software as a Service (SaaS) companies in securing non-dilutive, non-debt capital to facilitate their growth. The company operates a trading platform that allows businesses with recurring revenue to convert subscriptions into tradable assets, enabling them to receive instant funding. By selecting specific subscriptions for trade, Tapline provides customers with equivalent returns and stable income, allowing them to finance their operations without relinquishing equity. This innovative approach empowers SaaS companies to access the capital they need while maintaining ownership and control over their business.

Keeper unlocks cash from paid leaves for employees while they are still employed, using innovative financial products.

NetNow specializes in a B2B checkout platform that automates credit decisions and payment workflows, thereby eliminating financial risks for merchants.

BorderDollar is a financial services provider that helps businesses, particularly those engaged in cross-border trade, to access cash flow through invoice financing. This service aims to boost business growth and enhance supply chain efficiency.

Annuum is a B2B credit financing platform that connects borrowers with a wide array of institutional lenders, specifically tailored for the commercial real estate investment market. The platform is designed to address the evolving needs of this sector by providing an efficient and transparent marketplace for financing. In collaboration with leading commercial real estate investors in the Nordics, Annuum enables clients to identify and originate opportunities that align with their unique investment strategies. By offering customized insights into both the market and borrowers, Annuum ensures that clients' financing requirements are met effectively, fostering a streamlined approach to securing capital.

NetNow specializes in a B2B checkout platform that automates credit decisions and payment workflows, thereby eliminating financial risks for merchants.

Sprinque is an Amsterdam-based company founded in 2021 by Juan Espinosa, Manoj Tutika, and Mark Holleman. It specializes in providing a B2B checkout platform tailored for merchants and marketplaces. The platform allows these businesses to offer pay-by-invoice options with net payment terms to their online buyers without incurring additional risk or operational overhead. This solution enables business buyers to choose their preferred payment method and timing, while ensuring that sellers receive instant upfront payments regardless of the buyer's payment schedule.

Credipass is a financial marketplace offering financial advice and services.

Reclimate is a company that operates a digital platform designed to facilitate access to financing and incentives for clean technology projects, including electric vehicle charging infrastructure, renewable energy, and recycling. It focuses on helping users determine their eligibility and navigate the application process for sustainable financing, carbon credits, plastic credits, government incentives, and environmental attribute certificates. Utilizing artificial intelligence, Reclimate efficiently validates project data, generates necessary documentation, and digitally monitors and verifies emissions reductions to ensure compliance with relevant requirements. By consolidating these services into a single platform, Reclimate allows project proponents to concentrate on their core business while benefiting from sustainable incentives and financing with minimal upfront costs.

Tapline is a digital funding marketplace designed to support Software as a Service (SaaS) companies in securing non-dilutive, non-debt capital to facilitate their growth. The company operates a trading platform that allows businesses with recurring revenue to convert subscriptions into tradable assets, enabling them to receive instant funding. By selecting specific subscriptions for trade, Tapline provides customers with equivalent returns and stable income, allowing them to finance their operations without relinquishing equity. This innovative approach empowers SaaS companies to access the capital they need while maintaining ownership and control over their business.

Pin'J provides working capital financing solutions tailored for drivers and businesses in the gig economy and logistics sector. Their platform offers inventory financing, enabling users to manage their cash flow effectively and continue operating their services.

Cobble Technology Limited operates a credit-building platform aimed at addressing the lack of access to credit facilities in Africa, where a significant portion of the population is considered non-creditworthy. The company focuses on educating users about their credit reports and scores, thereby enabling them to improve their creditworthiness over time. By facilitating regular monthly deposits that contribute to credit history with major credit agencies, Cobble Technology helps users build their credit scores. Additionally, the platform provides tools for effective debt management, assisting users in planning and budgeting to achieve financial responsibility. This approach allows users to access loans and credit facilities more easily, avoiding common issues such as lengthy approval processes and stringent requirements that often accompany traditional lending practices.

Finverv is a software-as-a-service (SaaS) platform that facilitates the integration of credit solutions into various business ecosystems. By offering a straightforward plug-and-play design, Finverv enables both fintech and non-fintech companies to seamlessly embed credit services into their operations. This innovative approach not only enhances the clients' offerings but also aids lending institutions in diversifying their credit portfolios. Through its platform, Finverv fosters collaboration between businesses and financial institutions, streamlining the process of incorporating credit into existing infrastructures.

Pible is a provider of embedded finance infrastructure tailored for fintechs, lenders, and small and medium enterprises (SMEs) in Southeast Asia. The company offers a SaaS-based financial platform that facilitates the rapid launch of credit products, allowing fintechs to introduce these offerings in minutes. Lenders benefit from the ability to extend credit to underserved SMEs more efficiently than traditional processes permit. Additionally, Pible’s all-in-one credit decisioning platform enables SMEs to access capital swiftly, thereby supporting their growth and operational needs. The platform also enhances payment solutions, allowing customers to pay in installments while enabling businesses to tap into new markets and improve their payment cycles.

Payd is a financial wellbeing platform that enables employees to access a portion of their earned wages before the official payday. Through a mobile application, workers can view their earnings in real time and withdraw funds as needed, providing greater budgeting flexibility and reducing reliance on high‑cost lenders. The service also offers employers a tool to support staff financial health, potentially improving engagement and retention.

IndiaP2P operates a platform that enables individual investors to invest directly into curated and verified retail loans. It offers direct lending to selected borrowers with monthly repayments of principal and interest and provides diversification across loan fractions. The platform emphasizes secure transactions and borrower verification and provides transparent performance tracking to deliver predictable returns with minimal management effort, presenting non-market-linked income opportunities for investors.

Defiance Games is a company focused on the development of metaverse gaming applications that integrate decentralized finance (DeFi) and blockchain technology. It offers play-to-earn games set within expansive virtual environments, catering to a diverse range of gameplay styles. To facilitate entry into these games, Defiance provides sponsorships by lending starter packs that include non-fungible tokens (NFTs) from selected titles. This approach lowers barriers for new players, allowing them to level up and unlock further sponsorship opportunities based on their performance. Through its innovative model, Defiance Games enables players to build, own, and monetize in-game assets, thereby enhancing their overall gaming experience.

Tapline is a digital funding marketplace designed to support Software as a Service (SaaS) companies in securing non-dilutive, non-debt capital to facilitate their growth. The company operates a trading platform that allows businesses with recurring revenue to convert subscriptions into tradable assets, enabling them to receive instant funding. By selecting specific subscriptions for trade, Tapline provides customers with equivalent returns and stable income, allowing them to finance their operations without relinquishing equity. This innovative approach empowers SaaS companies to access the capital they need while maintaining ownership and control over their business.

ARR Squared, founded in 2020, is focused on assisting Software as a Service (SaaS) and recurring revenue companies in optimizing their cash flow. The company offers a growth capital platform that enables these businesses to convert their contracted annual subscription values into immediate cash without incurring significant discounts. This innovative approach allows clients to transform their monthly recurring revenues into equivalent annual cash advances, thereby enhancing liquidity and supporting growth initiatives. Through its specialized services, ARR Squared aims to provide a financial solution that empowers SaaS companies to manage their revenue streams more effectively.

Anyi Health is a financial services company based in Lagos, Nigeria, specializing in providing point-of-need credit facilities for primary healthcare. Founded in 2019, the company offers an application that users can download to submit their personal information, select a hospital, and specify the bill amount for healthcare services. Anyi Health conducts credit checks to verify applications and, upon approval, makes payments directly to hospitals on behalf of the applicants. This service enables individuals to obtain loans that cover various primary healthcare expenses, including hospital consultations and screening tests, thereby facilitating access to necessary medical care.

Sprinque is an Amsterdam-based company founded in 2021 by Juan Espinosa, Manoj Tutika, and Mark Holleman. It specializes in providing a B2B checkout platform tailored for merchants and marketplaces. The platform allows these businesses to offer pay-by-invoice options with net payment terms to their online buyers without incurring additional risk or operational overhead. This solution enables business buyers to choose their preferred payment method and timing, while ensuring that sellers receive instant upfront payments regardless of the buyer's payment schedule.

Payd is a financial wellbeing platform that enables employees to access a portion of their earned wages before the official payday. Through a mobile application, workers can view their earnings in real time and withdraw funds as needed, providing greater budgeting flexibility and reducing reliance on high‑cost lenders. The service also offers employers a tool to support staff financial health, potentially improving engagement and retention.

Homebase operates a real estate lending platform that facilitates homeownership by offering customized financing options. The company's services include rent-to-own real estate financing, providing an alternative to traditional mortgages that often come with rigid terms and high interest rates. By enabling potential homeowners to purchase properties without the need for significant savings upfront, Homebase aims to simplify the process of buying and owning a home.

Homebase operates a real estate lending platform that facilitates homeownership by offering customized financing options. The company's services include rent-to-own real estate financing, providing an alternative to traditional mortgages that often come with rigid terms and high interest rates. By enabling potential homeowners to purchase properties without the need for significant savings upfront, Homebase aims to simplify the process of buying and owning a home.

Anyi Health is a financial services company based in Lagos, Nigeria, specializing in providing point-of-need credit facilities for primary healthcare. Founded in 2019, the company offers an application that users can download to submit their personal information, select a hospital, and specify the bill amount for healthcare services. Anyi Health conducts credit checks to verify applications and, upon approval, makes payments directly to hospitals on behalf of the applicants. This service enables individuals to obtain loans that cover various primary healthcare expenses, including hospital consultations and screening tests, thereby facilitating access to necessary medical care.

Anyi Health is a financial services company based in Lagos, Nigeria, specializing in providing point-of-need credit facilities for primary healthcare. Founded in 2019, the company offers an application that users can download to submit their personal information, select a hospital, and specify the bill amount for healthcare services. Anyi Health conducts credit checks to verify applications and, upon approval, makes payments directly to hospitals on behalf of the applicants. This service enables individuals to obtain loans that cover various primary healthcare expenses, including hospital consultations and screening tests, thereby facilitating access to necessary medical care.

Rally is a homebuying company that makes employer-sponsored investment accounts to help employees save up to buy a home. The company's employer-sponsored investment accounts (like a 401K, but for your down payment) get buyers into homes faster, with connected home financing. Employers get a powerful new recruiting and retention benefit. Rally was founded in 2019 and is headquartered in New York, USA.

Transforming working capital financing in MENA—helping SMEs secure funding in under 7 days while offering lucrative returns to investors. Gainz connects retail investors, and institutions with vetted debt financing opportunities, lowering barriers to entry, enabling businesses to scale-hassle-free, and ensuring secondary exit options. Fast funding for businesses. High-yield returns for investors. Because capital should work smarter, not harder.