Apis Partners

Peach Payments specializes in providing payment solutions for online and mobile businesses, allowing them to accept payments from consumers worldwide, with a particular emphasis on emerging markets such as Africa and the BRIC countries. The company has developed an online payment platform that features a well-documented API for seamless integration. This platform enables payment collection through email and SMS, incorporates secure tokenization for storing card data, and enhances conversion rates with one-click checkouts. By focusing on the unique needs of local infrastructures, Peach Payments aims to deliver a safe and efficient payment experience across all digital channels.

DT One operates a global network specializing in mobile top-up solutions and digital rewards, targeting emerging economies. The company facilitates cross-border transfers of mobile top-ups, data bundles, gaming pins, and gift cards, enabling over five billion people to enhance their digital communications and stay connected. With interconnections to more than 550 mobile operators across 160 countries, DT One delivers data-driven mobile solutions that promote greater participation in the global economy. The company is committed to ensuring that individuals are not left unconnected in an increasingly digital world.

Xoxoday is a business software developer specializing in solutions that enhance employee engagement and recognition. Its primary offerings include Empuls, which addresses challenges related to employee turnover and productivity; Plum, which simplifies the implementation of digital rewards and recognition programs; and Compass, designed to motivate channel partners and sales teams to drive revenue. These tools facilitate the management of rewards, payouts, and incentive programs, providing organizations with actionable insights and real-time HR metrics. Xoxoday's products are integrated with popular HCM solutions, making it easier for HR leaders, channel managers, and marketers to engage employees, partners, and consumers effectively. The company operates in several countries, including Australia, India, Ireland, the Philippines, Singapore, the UAE, the UK, and the USA.

Secure Now Insurance Broker (P) Ltd is an insurance broking firm that offers fair insurance options to clients. SecureNow is founded by experienced professionals with an excellent track record in the industry. SecureNow works with CEOs, CFOs, and HR Heads to procure employee benefits, property and liability insurance solutions.

Giift operates a loyalty marketplace that enhances the value of loyalty programs by facilitating global interaction between customers and various loyalty schemes. This platform allows users to exchange points, miles, and gift cards across different loyalty programs, effectively standardizing and redefining the loyalty market. Giift integrates mobile payment technology with a unified loyalty point system, promoting seamless transactions and broad scalability. The marketplace serves a diverse range of industries, including hospitality, food and beverage, airlines, insurance, retail, banking, and payments. Through its innovative approach, Giift enables organizations to manage loyalty programs more effectively, fostering customer acquisition and strengthening brand loyalty.

Gorila Invest is a fintech company based in São Paulo, Brazil, founded in 2016. The company has developed an application that allows users to view their consolidated equity holdings and track the historical value of their investment portfolios. By providing tools to monitor portfolio performance, Gorila empowers users to take control of their investments effectively.

Halan is a ride-hailing application based in Cairo, Egypt, that specializes in providing two and three-wheeler vehicle rides and on-demand logistics services. Founded in November 2017, the platform allows users to request motorbike or tuk-tuk rides and order food or goods for delivery via motorbikes and cargo tricycles. In addition to catering to individual customers, Halan offers smart-tech last-mile delivery solutions to support both large organizations and small businesses in their distribution and supply chain needs. The application enhances convenience and safety for users while providing drivers with opportunities for incremental business. Halan has established partnerships with notable fast-food chains such as McDonald’s, KFC, and Pizza Hut, further solidifying its presence in the logistics and ride-hailing market.

PT Nusa Satu Inti Artha, known as Doku, is Indonesia's leading provider of electronic payment and risk management solutions, established in 2007. The company specializes in electronic payment processing for both online and mobile applications, enabling e-commerce merchants of all sizes to accept various payment options, including credit cards and emerging payment types. Doku collaborates with a vast network of payment processors to deliver a comprehensive solution for electronic payment management, enhanced by advanced risk management features to address the complexities of online transactions. The company is PCI DSS Level 1 compliant and operates as a licensed e-money service provider. Operating from its headquarters in Jakarta, Doku processes over USD 500 million in payments annually for approximately 800 businesses across diverse sectors. Its notable clientele includes Garuda Indonesia, AirAsia, and UNICEF. Doku continues to experience consistent growth and remains a privately owned entity.

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TymeBank is a fully black-owned and controlled investment company based in South Africa. It is an exclusively digital retail bank that aims to provide every South African accessible and affordable banking so that they can take part in, grow and benefit from the country’s economy.

TymeBank is a fully black-owned and controlled investment company based in South Africa. It is an exclusively digital retail bank that aims to provide every South African accessible and affordable banking so that they can take part in, grow and benefit from the country’s economy.

TymeBank is a fully black-owned and controlled investment company based in South Africa. It is an exclusively digital retail bank that aims to provide every South African accessible and affordable banking so that they can take part in, grow and benefit from the country’s economy.

Cashfree Payments India Private Limited is a Bengaluru-based technology company specializing in payment solutions for online and mobile transactions. Founded in 2015 by Akash Sinha and Reeju Datta, Cashfree provides a comprehensive suite of services that enable over 50,000 businesses in India to efficiently collect payments and manage payouts. Its offerings include an online payments kit featuring a payment gateway, API-driven bank transfers, and tools for automatic reconciliation of inward payments. The platform also supports vendor payouts, wage disbursements, and instant loan disbursements. Additional features encompass invoicing, cash-on-delivery payment options, and the generation of payment links for seamless transactions. Cashfree’s clientele includes prominent companies such as Zomato, BigBasket, and Delhivery, highlighting its significant presence in the Indian payment landscape.

Prenetics Limited is a DNA biotechnology company focused on genetic and diagnostic health testing. It specializes in pharmacogenomics through its iGenes PGx test, which assists physicians in determining the appropriate medication and dosage for patients based on their genetic profiles, also identifying potential adverse drug reactions. Additionally, Prenetics offers ONEdna, a DNA screening service that analyzes individual genes and provides actionable health recommendations. The company operates through its consumer brands, CircleDNA in Asia and DNAFit, empowering individuals with insights into their health risks, dietary needs, and responses to medications using simple saliva samples. Founded in 2007 and based in Central, Hong Kong, Prenetics has established strategic partnerships with organizations such as The Lippo Group and New Horizon Health Limited.

Eureka AI is an information technology company based in Central Jakarta, Indonesia, specializing in data analytics and artificial intelligence. Founded in 2016, the company utilizes telecommunications behavioral and location data to develop customer insights. Eureka AI offers a range of services, including customer acquisition, risk modeling, personalized recommendations, product cross-selling, fraud detection, and evaluation of credit and claim risks. Its solutions cater to various industries such as financial services, retail, transportation, telecommunications, and digital advertising. By leveraging its AI-based software application platform, Eureka AI helps businesses enhance their communication with both potential and existing customers through actionable insights derived from big data.

Coda Payments Pte Ltd. is a Singapore-based company that provides mobile payment solutions for online digital content and services, primarily targeting emerging markets. Established in 2011, Coda enables digital content providers to monetize their offerings through a variety of payment channels. The company is known for its integration with popular gaming titles such as PUBG Mobile and Call of Duty: Mobile, as well as streaming services like beIN and Bigo Live. Users can make payments through its platform Codapay, which offers direct carrier billing and access to a wide network of alternative payment options. Additionally, Coda operates Codashop, a platform frequented by over 11 million users monthly for topping up games and services. The company collaborates with various e-commerce, telecommunications, and super app partners to enhance access to premium digital content. Coda Payments serves clients across numerous countries, including Indonesia, India, Brazil, and Egypt, and maintains a presence in Singapore, Jakarta, and Bangkok.

TUTUKA SOFTWARE PROPRIETARY LIMITED offers third party payment processing services. It offers prepaid processing, companion processing, and digital payments services through its software and application programming interface (API). Its software is used to issue closed loop prepaid cards, loyalty cards, open loop prepaid cards, payroll cards and travel cards. It offers software and systems for shopping centers, retailers, corporate, and state agencies to issue, redeem, track, and control vouchers issued on paper, card, e mail or SMS, or used by clients for gifts, loyalty cards, pay outs, incentives or as prepaid cards. The company was founded in 1998 and is based in Rivonia, South Africa. As of October 15, 2015, TUTUKA SOFTWARE PROPRIETARY LIMITED operates as a subsidiary of Paycorp Group (Pty) Ltd.

TUTUKA SOFTWARE PROPRIETARY LIMITED offers third party payment processing services. It offers prepaid processing, companion processing, and digital payments services through its software and application programming interface (API). Its software is used to issue closed loop prepaid cards, loyalty cards, open loop prepaid cards, payroll cards and travel cards. It offers software and systems for shopping centers, retailers, corporate, and state agencies to issue, redeem, track, and control vouchers issued on paper, card, e mail or SMS, or used by clients for gifts, loyalty cards, pay outs, incentives or as prepaid cards. The company was founded in 1998 and is based in Rivonia, South Africa. As of October 15, 2015, TUTUKA SOFTWARE PROPRIETARY LIMITED operates as a subsidiary of Paycorp Group (Pty) Ltd.

Electronic Payment and Services (EPS) is a provider of automated teller machine operations, outsourcing services, and digital payment solutions aimed at the financial sector. Founded by professionals with extensive experience in retail, banking, oil, and technology, EPS focuses on delivering high-quality payment services. The company specializes in site sourcing, development, ATM installation, transaction processing, and card management services, catering to public sector banks across urban, semi-urban, and rural areas in India. With a senior management team that has over 30 years of combined experience in retail payments, EPS has been at the forefront of various initiatives to enhance payment services in the country.

GHL Systems Berhad ("GHL") is ASEANS's leading payment service provider with key operations in Malaysia, Philippines, Thailand and Australia. GHL provides world-class payment services and solutions encompassing physical, Internet and mobile payments on a sale, rental or transactional basis and is one of the top merchant acquirers in the region. GHL manages more than 150,000 point of sales in ASEAN that enables credit card, debit card, prepaid contactless payment, loyalty, prepaid top up as well as bill payment collection services. As part of our “Beyond ASEAN” strategy, GHL has also successfully established a client base in more than 20 countries.

Greenlight Planet Inc. develops and manufactures solar lighting and energy devices aimed at underserved populations. Founded in 2009 and based in Chicago, Illinois, with offices in Mumbai and Nairobi, the company designs products like the Sun King solar lamps and home energy systems. These products are distributed through a network of partners, including micro-finance institutions and local micro-entrepreneurs, enhancing accessibility to affordable solar energy solutions. Greenlight Planet's mission focuses on delivering reliable and cost-effective home energy products to improve the living conditions of households in the developing world. The company operates in various countries across Africa and India, ensuring a broad reach for its innovative solar technologies.

Provider of online payment processing solutions designed to support, make and receive online payments for small and medium-sized businesses, right up to global companies. The company specializes in providing online payment services for the travel industry and offers a real-time, cloud-based processing platform with technology that supports multiple transaction types with online and offline capabilities, enabling clients to have fraud protection engines to monitor payments around the clock.

Rubique is a fintech company that simplifies the financing process for individuals and small to medium-sized enterprises (SMEs) by providing easy access to a diverse range of credit cards and loan products. The company operates an online lending marketplace that utilizes a proprietary matchmaking algorithm and integrates directly with the lending systems of financial institutions, allowing for real-time processing and online approval. This approach significantly reduces the time required for loan processing. Rubique employs data analytics on numerous data points to evaluate customer creditworthiness, enabling users to receive tailored offers suited to their eligibility. Founded in October 2014, Rubique aspires to become the leading marketplace for financial products catering to both individuals and SMEs.

Transfast Remittance operates as a money transfer company that offers money remittance services. The company enables its customers to send money to their families and friends through its network of agents and payout locations. It also offers home cash delivery and cash card credit services. Transfast Remittance was founded in 1988 and is based in New York, United States.

Provider of online payment processing solutions designed to support, make and receive online payments for small and medium-sized businesses, right up to global companies. The company specializes in providing online payment services for the travel industry and offers a real-time, cloud-based processing platform with technology that supports multiple transaction types with online and offline capabilities, enabling clients to have fraud protection engines to monitor payments around the clock.

Star Health and Allied Insurance Company Limited, established in 2006 and headquartered in Chennai, India, specializes exclusively in health insurance products. The company caters to individuals, senior citizens, and families, offering a variety of plans, including personal accident insurance, Mediclaim, and overseas travel insurance. With a commitment to service excellence and innovation, Star Health aims to deliver affordable health insurance solutions, ensuring that quality healthcare coverage is accessible to all. By focusing solely on health insurance, the company leverages its resources to design products that meet the diverse needs of its customers.

Baobab SAS is a digital finance group dedicated to promoting financial inclusion for individuals and small businesses across Africa and China. Founded in 2005 by Arnaud Ventura, the company operates over 1,000 points of presence in countries such as Madagascar, Senegal, Nigeria, and Tunisia. It offers a range of financial products, including loans, savings accounts, current accounts, and term deposits, as well as insurance, payment solutions, and access to essential services like energy and technology. Baobab SAS, formerly known as Microcred Microfinance Bank Nigeria, changed its name in December 2017 and is headquartered in Kaduna, Nigeria. With a workforce of more than 3,800 employees, the company has facilitated over EUR3 billion in loans, empowering hundreds of thousands of clients to achieve their financial goals.

Electronic Payment and Services (EPS) is a provider of automated teller machine operations, outsourcing services, and digital payment solutions aimed at the financial sector. Founded by professionals with extensive experience in retail, banking, oil, and technology, EPS focuses on delivering high-quality payment services. The company specializes in site sourcing, development, ATM installation, transaction processing, and card management services, catering to public sector banks across urban, semi-urban, and rural areas in India. With a senior management team that has over 30 years of combined experience in retail payments, EPS has been at the forefront of various initiatives to enhance payment services in the country.