Apis Partners

Peach Payments provides payment solutions to online and mobile businesses enabling them to easily accept payments from consumers across the globe and especially from those in the emerging markets. Our specific focus is on Africa and the BRIC countries where the local infrastructure requires a unique and tailored approach to online payments.

DT One operates a global network specializing in mobile top-up solutions and digital rewards, targeting emerging economies. The company facilitates cross-border transfers of mobile top-ups, data bundles, gaming pins, and gift cards, enabling over five billion people to enhance their digital communications and stay connected. With interconnections to more than 550 mobile operators across 160 countries, DT One delivers data-driven mobile solutions that promote greater participation in the global economy. The company is committed to ensuring that individuals are not left unconnected in an increasingly digital world.

Xoxoday (pronounced Zo-zo-day) helps organizations build an engaged and happy workplace. Building a motivated workforce is a challenge for most enterprises. With Xoxoday’s Empuls, we help solve business critical challenges related to reducing employee turnover, attrition, improving employee productivity and increasing employee happiness. Creating an enterprise level digital rewards program is a cumbersome process. Xoxoday‘s Plum will help you simplify your digital rewards and recognition program across your employees, channels or consumers, thus helping creating better employee experiences for a better customer experience. Motivating the channel partner network and the field-salesforce to achieve higher results is not easy. Xoxoday’s Compass, will help to increase revenue, reduce your operational challenges to execute an engaging incentive program, thus building high performance culture, improving channel visibility. This in turn helps improving sales and channel NPS. Xoxoday’s products empowers organizations with enhanced employee experience through rewards & recognition, incentive & out-of-the box loyalty programs. Products provide the organization’s leaders with necessary actionable insights and all key HR matrices delivered in real time, while seamlessly integrating to HCM solutions like SAP SuccessFactors, and other systems. The company is operational in Australia, India, Ireland, Philippines, Singapore, UAE, UK and USA. For a free consultation with our engagement experts, write to us at cs@xoxoday.com. Linkedin: https://www.linkedin.com/company/xoxoday Twitter: https://twitter.com/thexoxoday

Secure Now Insurance Broker (P) Ltd is an insurance broking firm that offers fair insurance options to clients. SecureNow is founded by experienced professionals with an excellent track record in the industry. SecureNow works with CEOs, CFOs, and HR Heads to procure employee benefits, property and liability insurance solutions.

Giift is a loyalty marketplace that maximizes the benefit of loyalty programs. It is a network where loyalty programs and customers from anywhere in the world primarily converge, interact, and engage. It goes beyond the coalition within this sector. Harnessing the intelligence of technology, it has created a new industry segment, unifying the loyalty market, standardizing it, and thus redefining it. Giift Loyalty Marketplace stimulates interaction between programs and members, where any points, miles, and gift cards can be exchanged for other programs, globally. Its lead solution in integrating mobile payment technology with a single loyalty point technology takes forward our pervasiveness. This hybrid and robust offering is shaped with our end-to-end loyalty technology bringing global scalability, simplicity, and seamlessness. Today, almost every industry sector including Hospitality, F&B, Airlines, Insurance, Retail, Banking, Payments, and more, features on Giift Marketplace.

Gorila Invest is a fintech company based in São Paulo, Brazil, founded in 2016. The company has developed an application that allows users to view their consolidated equity holdings and track the historical value of their investment portfolios. By providing tools to monitor portfolio performance, Gorila empowers users to take control of their investments effectively.

Halan is a ride-hailing application that provides two and three-wheeler vehicle rides and on-demand logistics. The application also caters to businesses, offering smart-tech last-mile delivery through their integrated smart services using motorcycle and tricycles. It allows customers to request motorbike or tuk-tuk rides, or order food or goods for delivery via motorbikes or cargo tricycles. Halan also offers on-demand logistics solutions to support large organizations and small businesses alike in their distribution and supply chain. It also provides convenience and safety, while for the driver it offers incremental business. The application has delivered partnerships with fast-food chains like McDonald’s, KFC and Pizza Hut in Egypt. Halan was founded in November 2017 and is based in Cairo, Al Qahirah, Egypt.

PT Nusa Satu Inti Artha (dba “DOKU”) is Indonesia’s largest and fastest growing provider of electronic payment and risk management solutions. We provide electronic payment processing, online and in mobile applications. Enabling e-Commerce merchants of any size to accept a wide range of online payment options, from credit cards to emerging payment types. We partner with and connect directly to a large network of payment processors and other payment service providers to offer a one-stop solution for our clients – providing simplified electronic payment management. Our payment solutions are enhanced with the most advanced risk management features to address complexities and risk of online transactions. We are a certified PCI DSS Level 1 compliant payment gateway and a licensed operator for e-money. Founded in 2007, DOKU has a well-established track record in designing, integrating, and optimizing commerce transaction systems for local and international merchants in various industries. From our headquarters in Jakarta, we currently process payments valued in excess of USD500M per year on behalf of 800 businesses in Indonesia. Our respected list of clients includes Garuda Indonesia, AirAsia, Guvera, Unicef, WWF, Java Jazz Production, RajaKarcis, Mulia Hotel, and Bank of South Pacific. Enjoying constant growth, year after year, DOKU remains privately owned.

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TymeBank is a fully black-owned and controlled investment company based in South Africa. It is an exclusively digital retail bank that aims to provide every South African accessible and affordable banking so that they can take part in, grow and benefit from the country’s economy.

TymeBank is a fully black-owned and controlled investment company based in South Africa. It is an exclusively digital retail bank that aims to provide every South African accessible and affordable banking so that they can take part in, grow and benefit from the country’s economy.

Cashfree Payments India Private Limited is a Bengaluru-based payments and banking technology company established in 2015. It provides a comprehensive payment platform that facilitates online and mobile wallet transactions for over 50,000 businesses in India. Its offerings include an online payments kit featuring a payment gateway, API-driven bank transfers, and automatic reconciliation of inward NEFT/RTGS payments. Cashfree also supports marketplace settlements, invoicing, cash-on-delivery e-payments, and the generation of payment links. The company serves a variety of prominent clients, including Cred, BigBasket, Zomato, and HDFC Ergo, enabling them to efficiently collect payments, manage vendor payouts, and disburse instant loans.

Prenetics is a genetic and diagnostic health testing company that leverages DNA sequencing technology to help individuals identify health risks. Founded in 2009 and headquartered in Quarry Bay, Hong Kong, Prenetics empowers users with insights into how their genetics influence diet, drug responses, and disease risks, enabling proactive health management. The company operates two primary brands, CircleDNA in Asia and DNAFit, offering services such as a digital coaching app and the ONEdna screening test, which provides actionable recommendations based on genetic analysis. Additionally, Prenetics specializes in pharmacogenomics through its iGenes PGx test, which aids healthcare providers in determining the most suitable medications and dosages for patients based on their genetic profiles, particularly for cardiovascular and psychiatric conditions. The company has formed strategic partnerships with The Lippo Group and New Horizon Health Limited.

Eureka AI is an information technology company based in Central Jakarta, Indonesia, specializing in data analytics and artificial intelligence. Founded in 2016, the company utilizes telecommunications behavioral and location data to develop customer insights. Eureka AI offers a range of services, including customer acquisition, risk modeling, personalized recommendations, product cross-selling, fraud detection, and evaluation of credit and claim risks. Its solutions cater to various industries such as financial services, retail, transportation, telecommunications, and digital advertising. By leveraging its AI-based software application platform, Eureka AI helps businesses enhance their communication with both potential and existing customers through actionable insights derived from big data.

Coda Payments Pte Ltd. is a Singapore-based company that provides mobile payment solutions for online digital content and services, primarily targeting emerging markets. Established in 2011, Coda enables digital content providers to monetize their offerings through a variety of payment channels. The company is known for its integration with popular gaming titles such as PUBG Mobile and Call of Duty: Mobile, as well as streaming services like beIN and Bigo Live. Users can make payments through its platform Codapay, which offers direct carrier billing and access to a wide network of alternative payment options. Additionally, Coda operates Codashop, a platform frequented by over 11 million users monthly for topping up games and services. The company collaborates with various e-commerce, telecommunications, and super app partners to enhance access to premium digital content. Coda Payments serves clients across numerous countries, including Indonesia, India, Brazil, and Egypt, and maintains a presence in Singapore, Jakarta, and Bangkok.

TUTUKA SOFTWARE PROPRIETARY LIMITED offers third party payment processing services. It offers prepaid processing, companion processing, and digital payments services through its software and application programming interface (API). Its software is used to issue closed loop prepaid cards, loyalty cards, open loop prepaid cards, payroll cards and travel cards. It offers software and systems for shopping centers, retailers, corporate, and state agencies to issue, redeem, track, and control vouchers issued on paper, card, e mail or SMS, or used by clients for gifts, loyalty cards, pay outs, incentives or as prepaid cards. The company was founded in 1998 and is based in Rivonia, South Africa. As of October 15, 2015, TUTUKA SOFTWARE PROPRIETARY LIMITED operates as a subsidiary of Paycorp Group (Pty) Ltd.

TUTUKA SOFTWARE PROPRIETARY LIMITED offers third party payment processing services. It offers prepaid processing, companion processing, and digital payments services through its software and application programming interface (API). Its software is used to issue closed loop prepaid cards, loyalty cards, open loop prepaid cards, payroll cards and travel cards. It offers software and systems for shopping centers, retailers, corporate, and state agencies to issue, redeem, track, and control vouchers issued on paper, card, e mail or SMS, or used by clients for gifts, loyalty cards, pay outs, incentives or as prepaid cards. The company was founded in 1998 and is based in Rivonia, South Africa. As of October 15, 2015, TUTUKA SOFTWARE PROPRIETARY LIMITED operates as a subsidiary of Paycorp Group (Pty) Ltd.

EPS is founded by professionals who have been part of the retail, banking, oil and technology space for more than a decade. EPS senior management together have 30 years of retail payments experience and been in the fore front various new initiatives in the country for last decade or so. EPS has formed primarily to provide quality payment services for value.

GHL Systems Berhad ("GHL") is ASEANS's leading payment service provider with key operations in Malaysia, Philippines, Thailand and Australia. GHL provides world-class payment services and solutions encompassing physical, Internet and mobile payments on a sale, rental or transactional basis and is one of the top merchant acquirers in the region. GHL manages more than 150,000 point of sales in ASEAN that enables credit card, debit card, prepaid contactless payment, loyalty, prepaid top up as well as bill payment collection services. As part of our “Beyond ASEAN” strategy, GHL has also successfully established a client base in more than 20 countries.

Greenlight Planet Inc develops and manufactures solar lighting and energy devices. It manufactures solar lighting devices, including solar lamps, solar lanterns with mobile charger, and home energy systems. The company offers its products through a network of distributors and it also offers its product online. The company was founded in 2007 and is based in Chicago, Illinois with additional offices in Mumbai, India; and Nairobi, Kenya.

Direct Pay Online provides a real time, cloud based processing platform, with state of the art technology that supports multiple transaction types with online and offline capabilities. The technology supports all modes of payments, all cards, mobile money, all currencies, mobile apps & card readers. The Direct Pay Online customer care team provides a single point of contact to you and your end customers. We support all levels of transactions by implementing a unique approach to ensure total conversion.

Fintech company Rubique, demystifies complex financing processes and empowers individuals & SMEs by providing an easy & smooth access to finance through a wide range of credit cards & loan products thereby, making finance simple for them. Built on a proprietary matchmaking algorithm, Rubique's marketplace lending platform offers breakthrough features like - real time processing & online approval by direct integration with financial institutions’ systems reducing the processing time significantly. Data analytics performed on hundreds of data points on Rubique's platform assesses the creditworthiness of customers (loan origination qualification) bringing predictability by giving him eligible offers to choose from. Rubique offers the best of both worlds – marketplace for the customer to get choices(eligible) + an end to end fulfillment support just like any lender. Founded in Oct 2014, Fintech company Rubique aims to become the largest marketplace for financial products for individuals and SMEs. In September 2015, Rubique raised Series A funding, led by Kalaari Capital, from YourNest Angel Fund, Globevestor and Dexter Angel Circle.

Transfast Remittance operates as a money transfer company that offers money remittance services. The company enables its customers to send money to their families and friends through its network of agents and payout locations. It also offers home cash delivery and cash card credit services. Transfast Remittance was founded in 1988 and is based in New York, United States.

Direct Pay Online provides a real time, cloud based processing platform, with state of the art technology that supports multiple transaction types with online and offline capabilities. The technology supports all modes of payments, all cards, mobile money, all currencies, mobile apps & card readers. The Direct Pay Online customer care team provides a single point of contact to you and your end customers. We support all levels of transactions by implementing a unique approach to ensure total conversion.

Star Health and Allied Insurance Co Ltd commenced its operations in 2006 with the business interests in Health Insurance, Overseas Mediclaim Policy and Personal Accident. With no other insurance category to focus and divide our attention, we use our resources to focus on service excellence, design products and use core competency of innovation to deliver the best to our customers. At Star Health Insurance, the company offers a wide range of health insurance products at affordable prices to make health insurance every human being’s right. And as a company, single-mindedly dedicated to health insurance.

Baobab SAS is a digital finance group dedicated to promoting financial inclusion for individuals and small businesses across Africa and China. Founded in 2005 by Arnaud Ventura, the company operates over 1,000 points of presence in countries such as Madagascar, Senegal, Nigeria, and Tunisia. It offers a range of financial products, including loans, savings accounts, current accounts, and term deposits, as well as insurance, payment solutions, and access to essential services like energy and technology. Baobab SAS, formerly known as Microcred Microfinance Bank Nigeria, changed its name in December 2017 and is headquartered in Kaduna, Nigeria. With a workforce of more than 3,800 employees, the company has facilitated over EUR3 billion in loans, empowering hundreds of thousands of clients to achieve their financial goals.

EPS is founded by professionals who have been part of the retail, banking, oil and technology space for more than a decade. EPS senior management together have 30 years of retail payments experience and been in the fore front various new initiatives in the country for last decade or so. EPS has formed primarily to provide quality payment services for value.