Aquiline Co-Invest II

Smart is one of the world’s fastest-growing retirement technology providers changing the face of retirement. Smart’s Technology transforms retirement savings and financial well-being for employers and employees.

Planet DDS, Inc. develops cloud-based practice management software specifically for the dental industry. Its flagship product, Denticon, provides a comprehensive solution that allows dental practices to manage various functions, including patient communication, clinical charting, and dental image management. The software enables users to access practice information through a graphical dashboard, facilitating real-time reporting and anytime, anywhere access. Additionally, Planet DDS offers outsourced business services to assist dental offices with administrative tasks, such as insurance verifications, while also ensuring data security and backup. Founded in 2003 and headquartered in Costa Mesa, California, the company serves a diverse clientele, including solo, group, and mobile dental practices across the United States.

With the Engagedly Platform, organisations can align and motivate their workforce. Features include Manager Feedback, Peer Praise, Idea Generation, Knowledge Sharing/eLearning, rewards, objectives alignment (OKR) & social performance. Engagedly is the most comprehensive tool available to drive Employee Engagement.

Five Sigma LTD. is an insurtech company based in Tel Aviv-Yafo, Israel, that specializes in developing software to automate the claims management process for insurance carriers. Founded in 2017, the company offers a cloud-based, end-to-end SaaS platform designed to enhance customer experience, reduce operational costs, and lower loss ratios. Five Sigma's data-driven claims management system enables insurers to gain valuable insights into pricing, underwriting, and risk management, thereby transforming the traditional claims handling approach.

VirtusLab is a software development and consulting company founded in 2009, headquartered in Krakow, Malopolskie. The firm specializes in web, mobile, reactive, and data processing systems, offering a range of services that include digital transformation, nearshoring, data science and engineering, cloud-native solutions, and frontend development. By focusing on optimizing business processes, VirtusLab assists clients in implementing data-driven project and product management strategies, enabling them to achieve measurable goals and tangible results.

Beginning in 1993, Avera offered eCARE Specialty Clinic services to rural, frontier and critical access hospitals that were part of the Avera Health system. Ten years later, Avera eCARE expanded to provide eCARE ICU, the first 24-hour, on-demand service that allows staff at partner facilities to connect virtually via a video and audio call for immediate assistance from board-certified providers. In addition, Avera eCARE delivered 24/7 access to a wide range of medical specialists and referrals to specialty care for a growing number of underserved populations and communities. Then, in 2009, through a grant from The Leona M. and Harry B. Helmsley Charitable Trust, Avera eCARE launched eCARE Emergency and eCARE Pharmacy for all of Avera’s rural hospitals. Additional funding from the Helmsley Charitable Trust and other sources allowed expansion to over 200 Avera facilities across eight states and the ability to serve partners outside Avera Health. By 2012, Avera eCARE services were available for long-term care and correctional facilities. At Avera eCARE, their telemedicine professionals work together 24/7 in the eHELM, their virtual hospital hub, also created in 2012 with the assistance of the Helmsley Charitable Trust. By staffing their central facility around the clock, their partners and patients benefit from the multidisciplinary collaboration of medical specialists within their telemedicine teams 24/7/365.

For more than 40 years, law firms have relied on SurePoint's Legal Management System (LMS) to unlock higher performance and focus on their clients' needs.

Wealth at Work Limited specializes in providing financial education and employee wealth management services tailored for the workplace. Catering to a diverse clientele that includes large companies and SMEs, the firm offers a range of services encompassing pension changes, financial wellbeing initiatives, and advisory services related to retirement income and investment planning. Their offerings include financial education, online support tools, helpdesk assistance, regulated advice, and access to solutions for managing cash withdrawals. Established in 2004 and based in Liverpool, United Kingdom, Wealth at Work Limited has built a strong reputation for delivering impactful results for its clients, enhancing both financial literacy and employee wellbeing. The company rebranded from JPMorgan Invest (UK) Limited in July 2009.

PrimePay is a provider of employee management solutions that specializes in integrated payroll and human resources support services. Established in 1986 and based in West Chester, Pennsylvania, the company helps small businesses streamline their operations by managing the employee lifecycle, ensuring compliance, and offering tailored support. PrimePay's offerings include payroll processing, payroll tax filing, HR and workforce management, as well as benefits management and flexible spending accounts. By focusing on reducing errors and mitigating risks, PrimePay enables its clients to improve efficiency and concentrate on their core business activities.

Pledg SAS, founded in 2016 and based in Saint-Pabu, France, operates an online expense-sharing application that simplifies group payments. The platform enables users to make purchases on behalf of a group without needing to advance funds from others, facilitating the splitting of expenses among participants. Additionally, Pledg offers an advanced payment solution that provides instant financing for both e-commerce and in-store transactions, allowing consumers to buy immediately and pay later or in installments. This functionality not only enhances customer access to credit but also helps merchants boost their conversion rates and customer loyalty.

Pledg SAS, founded in 2016 and based in Saint-Pabu, France, operates an online expense-sharing application that simplifies group payments. The platform enables users to make purchases on behalf of a group without needing to advance funds from others, facilitating the splitting of expenses among participants. Additionally, Pledg offers an advanced payment solution that provides instant financing for both e-commerce and in-store transactions, allowing consumers to buy immediately and pay later or in installments. This functionality not only enhances customer access to credit but also helps merchants boost their conversion rates and customer loyalty.

Equity Red Star is a specialist motor insurer.

National Medical Billing Services concentrates strictly on providing revenue cycle outsourcing services for ambulatory surgery centers and their affiliated surgeons. They are a national, award winning company as they have been recognized as a Best Place to Work by Modern Healthcare, Becker’s Healthcare and the St. Louis Post Dispatch. They have also been recognized as one of the top outsourcing companies in the world, in any industry, by the International Association of Outsourcing Professionals and published in Fortune Magazine.

SageView Advisory Group is an investment advisory firm established in 1989 and located in Newport Beach, California. The firm specializes in investment management and management consulting, offering services that include the creation and revision of investment plans, compliance assistance, and process development. SageView helps clients develop strategies to align with their objectives, providing projections for funding, expenses, and income replacement. Additionally, the firm conducts due diligence for plan mergers and acquisitions, prepares sustainability studies, and offers analytical support for labor negotiations. Through these services, SageView aims to empower organizations to optimize their investment strategies and ensure regulatory compliance.

Quintes Holding B.V. is an independent insurance broker based in Culemborg, the Netherlands. Founded in 2012, the company provides financial advice to both individuals and businesses, alongside offering proxy plus services. Quintes Holding is dedicated to delivering tailored insurance solutions that meet the diverse needs of its clients.

Elm Street Technology offers a portfolio of real estate marketing and technology services companies that together provide one vendor, one point of contact, one solution fully fused into one platform to deliver a single source for new leads, client relationship management, and client retention tools for agents, teams and brokerages.

Ontellus, formerly known as Keais Records Service, LLC, is a technology-driven company that provides an online record retrieval platform for insurance and legal firms. Founded in 1975 and headquartered in Houston, Texas, with additional offices across several states, Ontellus offers various tools for records retrieval, including SmartChron, My.Ontellus, and Smartorg. The company serves a diverse clientele, including insurance carriers, self-insured corporations, and law firms throughout the United States. By leveraging advanced technology and extensive industry experience, Ontellus aims to help its clients reduce costs, facilitate informed decision-making, and expedite claims resolution, positioning itself as a leading provider in the records retrieval market.

CoAdvantage is a professional employer organization that specializes in providing integrated human resource solutions to small and medium-sized businesses in the United States. Founded in 1990 and based in Tampa, Florida, the company offers a comprehensive range of services, including payroll processing, benefits administration, compliance management, risk management, and employee development. By outsourcing HR functions to CoAdvantage, businesses can streamline their operations and focus on growth, as the company takes on critical back-office responsibilities. CoAdvantage also provides specialized support through its proprietary platforms, CoAdQuantum for HR and payroll solutions, and CoAD360 Technology for enhanced HR management. With support offices across several states, CoAdvantage aims to improve employee relations and productivity while helping clients navigate complex HR challenges.

Relation Insurance is a premier insurance broker that offers superior risk-management and benefits-consulting services through its family of brands across the U.S. It is ranked by Insurance Journal within the top 45 largest agencies in the country by revenue and has nearly 500 employees in more than 30 locations nationwide.

ClearCourse is a new partnership of innovative technology companies providing membership software and services to groups, organisations and businesses. ClearCourse is backed by Aquiline Capital Partners, a New York and London-based private equity firm investing in financial services and technology.

Aspirion Health Resources is a revenue cycle management company that specializes in assisting hospitals and health systems with complex healthcare claims. The firm focuses on navigating less common sources of health coverage, including motor vehicle accidents, workers' compensation, and claims from the Veterans Administration and Tricare. By leveraging technology-driven solutions and a team of experienced legal professionals and claims analysts, Aspirion helps healthcare providers recover lost claims revenue due to underpayments and denials. This allows hospitals and their staff to concentrate on patient care while ensuring that they receive the revenue to which they are entitled from complex claims.

RIA in a Box LLC specializes in providing software solutions tailored for registered investment advisers (RIAs). Founded in 2005 and based in New York, the company offers a comprehensive range of services, including registration packages for broker-dealer transitions, financial planning, investment management, and private fund management. Its compliance software includes tools for compliance tracking, risk assessment, audit preparation, and employee trade monitoring. Additionally, RIA in a Box provides a cyber security platform that features security training and email phishing protection. The company serves approximately 2,000 RIAs across the United States, helping them enhance compliance workflow efficiency and maintain regulatory standards through various software as a service (SaaS) offerings, such as customer relationship management (CRM) and billing tools.

BitPay, Inc. is a provider of enterprise-grade bitcoin payment solutions designed for businesses and organizations. Founded in 2011 and headquartered in Alpharetta, Georgia, the company offers a range of services, including a RESTful API and a bitcoin payment gateway API, which facilitate secure payment processing. BitPay supports native payment protocols, signed payment requests, and direct payment communication, enhancing transaction efficiency. Additionally, the company offers Copay, a bitcoin wallet solution that incorporates Intel hardware security, ensuring robust protection for private key generation and transaction signing. BitPay Send is another key service, allowing organizations to pay employees, vendors, and contractors with cryptocurrency. The company also has a strategic processing partnership with Aliant Payment Systems, further expanding its payment processing capabilities.

Armour is a leader in the P&C run-off and headquartered in Bermuda. The business has multiple capabilities including the new re-insurer working with the established asset management and specialist servicing companies. It is a leading provider of capital and services to the global P&C run-off market. Armour specializes in the creation and implementation of run-off solutions, services and acquisitions within the global insurance and reinsurance market place.

OSG is a next-generation business technology partner providing integrated customer communications solutions. OSG offers comprehensive and flexible electronic billing and invoice/statement services, document printing and mailing and a suite of forward-thinking marketing solutions.

Simply Business is a leading commercial insurance broker based in London, specializing in providing tailored insurance solutions for small businesses, landlords, and shops. As the largest business insurance broker in the UK, it offers a variety of flexible coverage options, including public liability insurance, allowing clients to compare quotes from top insurers. The company facilitates an efficient online purchasing process, enabling instant coverage and easy access to policy documents. Recognized for its commitment to customer service, Simply Business has received accolades such as The Sunday Times Best Companies award in 2015. With a focus on helping businesses hedge against future risks, it combines traditional brokerage services with modern online capabilities.

Wellington Insurance Group, Inc., based in Fort Worth, Texas, provides a range of insurance services through its various subsidiaries. The company specializes in risk distribution, utilizing its underwriting expertise and market knowledge to focus on specialty personal lines characterized by low-severity and short-tailed risks. Additionally, Wellington offers financial services supported by partnerships with reputable organizations and regulatory bodies within the insurance and reinsurance sectors, allowing it to deliver tailored service solutions to its clients.

OmegaFi is a specialized provider of financial, fundraising, and communication solutions tailored for fraternities and sororities, having established this niche in 1992. The company focuses exclusively on serving fraternal organizations, offering a comprehensive suite of tools that enhance operational efficiency. Their software facilitates the billing and collection of dues and rent, management of rosters and records, accounting and bookkeeping, payment processing, and tax filing. In addition, OmegaFi enables organizations to build websites, publish newsletters, engage alumni, and conduct fundraising campaigns. With a strong emphasis on customer service and technology, OmegaFi positions itself as a vital partner for chapters, house corporations, and alumni associations, supporting their long-term success.

Fenergo Ltd is a global provider of regulatory onboarding and client lifecycle management software solutions for financial institutions, including investment banks, capital markets firms, and private banks. Established in 2008 and headquartered in Dublin, Ireland, the company offers a comprehensive suite of services that includes centralized legal entity data management, anti-money laundering (AML), and know your customer (KYC) compliance. Fenergo's solutions facilitate efficient client onboarding and ongoing lifecycle management, enabling organizations to maintain compliance with various regulatory frameworks like FATCA and Dodd-Frank. The company's cloud-based offerings, such as Fen-Host and a digital Remote Account Opening solution, enhance operational efficiency and client experience by streamlining workflows and enabling remote access to financial services. With additional offices in key financial hubs around the world, Fenergo also provides consulting, client training, and implementation services to ensure successful integration and usage of its technology.

Engs Commercial Finance (ECF) is a well-established lender specializing in the Truck and Trailer industry, with a history dating back to 1952. The company offers tailored vendor finance programs that support dealers and manufacturers in selling equipment while helping operators expand their fleets. With a commitment to the transportation market, ECF has financed over $1 billion in trucks, trailers, and related equipment since its inception. ECF provides equipment finance, working capital, and insurance services, benefiting sectors such as transportation, construction, and industrial. The company's robust liquidity and solid financial standing ensure that it can offer loans and streamline insurance solutions efficiently, positioning it as a reliable partner for businesses seeking growth. The leadership team brings over a century of combined experience in serving the industry, reflecting ECF's dedication to customer success and stability in the commercial finance landscape.

Engs Commercial Finance (ECF) is a well-established lender specializing in the Truck and Trailer industry, with a history dating back to 1952. The company offers tailored vendor finance programs that support dealers and manufacturers in selling equipment while helping operators expand their fleets. With a commitment to the transportation market, ECF has financed over $1 billion in trucks, trailers, and related equipment since its inception. ECF provides equipment finance, working capital, and insurance services, benefiting sectors such as transportation, construction, and industrial. The company's robust liquidity and solid financial standing ensure that it can offer loans and streamline insurance solutions efficiently, positioning it as a reliable partner for businesses seeking growth. The leadership team brings over a century of combined experience in serving the industry, reflecting ECF's dedication to customer success and stability in the commercial finance landscape.

Virtus Partners, LLC provides fixed-income Collateral Administrative services and data on structured and non-structured transactions across a broad spectrum of investment vehicles, including Hedge and Private Equity funds, separate accounts, Collateralized Loan Obligations (CLOs), and Total Returns Swaps (TRS). Virtus also provides solutions for fixed-income asset managers looking to outsource their Middle Office requirements. For administrative services requiring a Trustee function, such as CLOs, Virtus has partnered with Citi Agency & Trust to offer a seamless and holistic administrative package.

LenderLive Network, Inc., also known as LL Network and Mortgage Advisor Network, specializes in providing mortgage outsourcing solutions to single-family residential mortgage lenders and servicers across the United States. The company enables clients to outsource various aspects of the mortgage origination process, including point of sale, loan processing, underwriting, and closing, as well as post-closing services. LenderLive Network also offers a range of additional services, such as loan due diligence, contract underwriting, and technology support for call centers. Furthermore, the company provides settlement services that include title products, appraisals, and document preparation solutions. Its eOriginator platform allows loan officers to manage applications and pricing, while the OES application supports various loan functions. The client base encompasses banks, credit unions, investment banks, retail and wholesale lenders, mortgage conduits, specialty finance companies, REITs, and loan servicers. Founded in 1996 and headquartered in Glendale, Colorado, LenderLive Network has established itself as a key player in the mortgage fulfillment services sector.

Beach & Associates Limited is an independent reinsurance brokerage based in Toronto, Canada, specializing in providing a wide range of reinsurance products and services. Established in 1988, the company focuses on property casualty reinsurance, catering to various technical risks, including offshore energy, heavy industrial, and general liability. It offers innovative solutions such as corporate aggregate protection products, retrocessional catastrophe coverage, and parametric catastrophe insurance. Beach & Associates also provides essential services like account management, reinsurance contract management, claims handling, and premium collection. The firm is recognized for its ability to develop alternative reinsurance solutions tailored to meet the specific needs of its clients, leveraging the extensive experience of its senior management team to navigate complex and technical reinsurance requirements. As of 2018, Beach & Associates operates as a subsidiary of Acrisure, LLC.

Beach & Associates Limited is an independent reinsurance brokerage based in Toronto, Canada, specializing in providing a wide range of reinsurance products and services. Established in 1988, the company focuses on property casualty reinsurance, catering to various technical risks, including offshore energy, heavy industrial, and general liability. It offers innovative solutions such as corporate aggregate protection products, retrocessional catastrophe coverage, and parametric catastrophe insurance. Beach & Associates also provides essential services like account management, reinsurance contract management, claims handling, and premium collection. The firm is recognized for its ability to develop alternative reinsurance solutions tailored to meet the specific needs of its clients, leveraging the extensive experience of its senior management team to navigate complex and technical reinsurance requirements. As of 2018, Beach & Associates operates as a subsidiary of Acrisure, LLC.

Alacrity Solutions Group, LLC provides property and casualty claims assessment and processing services. It offers claim administration services; housing management services to assist state and local governments with emergency response and long term recovery activities; specialty staffing services; and more. Alacrity Solutions Group, LLC was formerly known as Worley Claims Services LLC and changed its name to Alacrity Solutions Group, LLC in March 2020. The company was founded in 1976 and is based in Fishers, Indiana.

Tourmalet Advisors, established in 2009 and located in Fairfield, Connecticut, is a firm specializing in alternative investment management. The company focuses on equity and debt investments in properties throughout the United States. It manages, invests in, and trades distressed residential mortgage assets, alongside operating a hedge fund that targets nonperforming mortgages. By providing financial support through these investments, Tourmalet Advisors aims to assist its clients in achieving their organizational objectives.

Equity Insurance Group is a specialist motor insurer.

Equity Red Star is a specialist motor insurer.

First Investors Financial Services Group, Inc. is a consumer finance company based in Houston, Texas, specializing in lending to individuals with impaired credit profiles. Founded in 1988, the company originates and holds retail installment sales contracts and promissory notes receivable, which are secured by new and used automobiles and light trucks. These transactions primarily occur through factory authorized franchised dealers or via refinancing arrangements with vehicle owners. In addition to originating loans, First Investors also engages in purchasing receivables through portfolio acquisitions and from third-party originators. The company further offers third-party servicing for unaffiliated clients. Since becoming a private entity in 2012, First Investors Financial Services operates as a subsidiary of FIFS Holdings Corp.

BI-SAM Technologies S.A. provides analytics software, client reporting, and data management solutions to the investment management community. It provides functional and operational solutions; technical architecture solutions; B-One platform for data management, performance, attribution, and risk portfolio analysis, as well as automated fact sheets and institutional client reports production; and analytics suite to calculate performance measurement, equities/balanced attribution, fixed income attribution, risk attribution, and decomposition. The company also offers data management suite, an info-centre for the management of data integration, integrity, storage, extraction, data management, data repository, data mart manager, and application protocol interface Web service phases; and reporting suite to customize and diffuse report builder, report generator, report publisher, and workflow management. In addition, BI-SAM Technologies S.A. provides services, including integration interfaces, data management and controls, calculation and classification settings, customized reports, go live and stepped implementation assistance, technical and business training, and client support; professional services; and training services. Its customers include private banks, asset managers, hedge funds, and family offices. The company has strategic partnerships with Rimes, Business Objects, Altran Switzerland, Fincad, Citisoft, Investit, Bea, Oracle, Sybase, and IBM. BI-SAM Technologies S.A. was incorporated in 2000 and is based in Paris, France with additional offices in Luxemburg, Switzerland, the United Kingdom, the United States, and the Asia-Pacific.

Clear2Pay is a payments technology company that specializes in providing innovative solutions for secure and efficient payment processing. Its key offering, the Open Payment Framework (OPF), allows financial institutions to enhance their internal payment processing while delivering improved services to clients, characterized by speed and detailed payment information. The OPF employs a centralized payments engine supported by a library of reusable business services, enabling banks to integrate new service models with their existing infrastructures. This approach helps institutions modernize their payment systems while safeguarding previous investments. Additionally, Clear2Pay offers a Software Development Kit and a Bank Payment Hub, which facilitate customer interaction, order management, and payment execution, along with services for dispute and exception processing.

TigerRisk Partners LLC operates as a reinsurance broker and risk management advisor, specializing in catastrophe reinsurance placements and the development of catastrophe models for various stakeholders, including reinsurance companies and rating agencies. The firm offers a comprehensive suite of services that includes pricing methodology, reinsurance design, placement strategies, electronic settlement, and claims management. Established in 2008 and headquartered in Stamford, Connecticut, TigerRisk has expanded its presence with additional offices in cities such as Chicago, London, New York, and Hamilton. The company emphasizes innovative analytical solutions and deep market knowledge, aiming to challenge conventional practices in the industry. Its team comprises experienced professionals dedicated to providing creative and effective financial solutions tailored to the needs of its clients.

Conning & Company is a privately owned investment management firm founded in 1912 and headquartered in Hartford, Connecticut, with an additional office in New York City. The firm specializes in serving insurance companies and institutional clients by managing client-focused portfolios. Conning invests across public equity and fixed income markets globally, as well as in alternative markets. Its equity investments include small cap equities, master limited partnerships, and high-dividend income equities with a focus on China. For fixed income, Conning invests in a variety of securities, including U.S. Treasury and agency bonds, investment-grade corporate bonds, and municipal bonds, as well as mortgage-backed and asset-backed securities, high-yield debt, and structured products. The firm employs fundamental analysis and utilizes in-house research to inform its investment decisions.

Provider of fund administration services to fund managers. The company specializes in offering a range of services including T+0 portfolio reporting, middle office services, investor services, tax services, customized risk analytics, trade lifecycle management, fund accounting, collateral management and treasury management, enabling clients to reduce risks and inefficiencies associated with fund management.

BinckBank is a prominent independent online bank based in the Netherlands, primarily serving investors and savers. Founded in 2000, it offers a range of financial services including trading, investing, and saving through its European IT platform. With a focus on customer-centric experiences, BinckBank has initiated a strategy called 'Redesign Binck' to enhance its offerings by developing new savings propositions alongside existing investment services. The bank operates under the brands Binck and Alex and has a presence in Belgium, France, Italy, and Spain. In 2019, BinckBank was acquired by Saxo Bank, further expanding its capabilities in the financial services sector.