Atalaya Capital Management

CipherHealth Inc. is a healthcare solutions company based in New York, specializing in the development of technologies aimed at enhancing patient communication, engagement, and care coordination. Founded in 2009, the company offers several key products, including CipherVoice, an interactive patient discharge follow-up program, and View, a customizable care-management platform designed to facilitate effective team coordination among healthcare providers. Additionally, CipherHealth provides solutions for COVID-19 crisis response, helping healthcare providers mitigate the virus's spread while preserving essential staff resources. Its software enables nurses to educate patients at discharge, facilitates follow-up communications to ensure adherence to care plans, and allows for real-time tracking of patient issues and resolutions. The company's offerings address a wide range of healthcare concerns, including inpatient care transitions and follow-up for various conditions, and serve a diverse clientele, including independent and rural hospitals, hospital systems, academic medical centers, and community hospitals.

Point is a home equity investment platform that provides homeowners with an innovative way to unlock the wealth tied up in their properties. By allowing homeowners to sell small fractions of their home equity to investors, Point enables them to access funds without incurring additional debt. The platform employs a combination of on-site appraisals, third-party automated valuation models, and proprietary pricing algorithms to accurately determine property values and the potential investment amounts. This approach offers homeowners a new avenue to diversify their financial assets and achieve greater financial freedom.

Imprint is a financial services company founded in 2020 and based in New York, specializing in payments, rewards, and loyalty services. The firm has developed a full-stack payments and loyalty platform that facilitates payment processing for merchants and consumers. This platform allows users to execute financial transactions while also earning loyalty and reward points, streamlining the management of daily financial transactions. Imprint aims to enhance the payment experience by integrating rewards and loyalty features, making it easier for users to engage with their financial activities.

TAB, founded in early 2018, specializes in short-term bridging loan services tailored for property projects that often do not align with the rigid criteria of traditional lenders. Recognizing the need for a more adaptable lending approach, TAB developed a model that takes into account a broader range of borrower circumstances while maintaining a careful assessment of risk. The company provides various financing options, including first-charge commercial loans, second-charge residential loans, development finance, and refurbishment loans. By leveraging a diverse array of funding sources, from institutions to individual investors, TAB is able to support a wide variety of property projects efficiently and effectively.

Harri is a cloud-based platform specializing in talent and workforce management for the hospitality industry. It offers tools for attracting, managing, engaging, and retaining employees, serving over 20,000 locations globally.

Ampla is a financial technology company that offers tech-enabled financial solutions to help businesses grow. It operates an all-in-one financing platform that provides growth capital, modern banking services, and data analytics, delivering growth and working capital solutions through a platform designed to streamline access to capital for omnichannel brands and solve cash flow challenges.

OppFi is a financial technology platform that enables community banks to provide accessible credit products to everyday consumers, particularly those underserved by traditional financial institutions. The company focuses on enhancing customer service and financial inclusion, helping individuals build a better financial future. OppFi has facilitated the issuance of over 1.5 million loans, demonstrating its commitment to expanding credit access. The platform generates revenue through finance charges on installment and SalaryTap contracts, positioning itself as a mission-driven entity in the specialty finance sector.

Tabby offers flexible payment solutions for online shopping. Based in the United Arab Emirates, it enables users to pay for purchases in deferred single payments or installments.

OnPoint Warranty Solutions LLC is a company that specializes in providing a comprehensive range of underwriting services and warranty programs. Founded in 2018 and headquartered in Louisville, Kentucky, the company offers OEM warranty administration, extended warranty and service contract programs, as well as services for accidental damage and loss or theft. Additionally, OnPoint provides service fulfillment, service administration technology, and logistics support, both forward and reverse. Targeting a diverse client base that includes manufacturers, retailers, e-tailers, device manufacturers, and service providers, OnPoint operates across various industries such as appliances, electronics, HVAC, personal computing, and emerging technologies.

Allica Bank Limited is a digital bank based in the United Kingdom that specializes in providing a range of personal and business banking products and services. Incorporated in 2011 and renamed in September 2019, Allica Bank serves small and medium-sized enterprises (SMEs) by offering current accounts, overdrafts, commercial mortgages, asset finance, and foreign currency exchange. Additionally, the bank provides savings and investment products to retail customers. By leveraging modern technology and fostering local relationships, Allica Bank aims to empower businesses and facilitate financial growth in the community. The company operates as a subsidiary of Gravity Investments Limited and is headquartered in Reading, United Kingdom.

Koyo is a financial services company that specializes in providing personal loans to individuals with short credit histories. By offering fairly priced credit, Koyo aims to assist young people, immigrants, and students in accessing competitive financial products. In addition to loan services, the company also provides coaching to help customers improve their credit scores, empowering them to make informed financial decisions and enhance their creditworthiness over time.

Koyo is a financial services company that specializes in providing personal loans to individuals with short credit histories. By offering fairly priced credit, Koyo aims to assist young people, immigrants, and students in accessing competitive financial products. In addition to loan services, the company also provides coaching to help customers improve their credit scores, empowering them to make informed financial decisions and enhance their creditworthiness over time.

Capital on Tap specializes in providing a comprehensive small business credit card and spend management platform. It enables entrepreneurs to oversee employee cards, secure business funding, and earn cashback rewards on all purchases. With over a decade of focus on small businesses, Capital on Tap has been recognized for its rapid growth and has served over 200,000 customers who have spent more than $5 billion using their business credit cards.

Arc is a comprehensive finance platform tailored for SaaS startups. It partners with Stripe to offer customized financial products, allowing software founders to borrow, save, and spend on a single digital platform.

Tabby offers flexible payment solutions for online shopping. Based in the United Arab Emirates, it enables users to pay for purchases in deferred single payments or installments.

Parafin is a financial infrastructure company that specializes in providing embedded financial products for small businesses through various online platforms. By simplifying the complexities of capital markets, underwriting, servicing, compliance, and customer support, Parafin enables small businesses to thrive even in uncertain economic conditions. The company has successfully partnered with major platforms such as Amazon, Walmart, DoorDash, and TikTok, extending over $8 billion in financing offers to support hundreds of thousands of businesses. Parafin's end-to-end payment processing solutions and one-click financing options empower retail sellers to enhance their gross merchandising volume while unlocking new revenue streams.

FiscalNote is a provider of AI-driven policy and market intelligence solutions. It uses artificial intelligence and big data to deliver real-time predictive analytics of governmental action, helping organizations anticipate policy impact. Its flagship platform combines legislative forecasting with enterprise collaboration and visualization tools and aggregates data on campaign finance, demographics, news, and open data to support government relations professionals in faster, more informed decisions. The company offers a suite of products, including FiscalNote Core, CQ Federal, and EU Issue Tracker, and delivers geopolitical and market intelligence that helps businesses, government institutions, and nonprofits manage policy risk and integrate policy insights into daily operations. With global reach, FiscalNote aims to turn policy data into actionable insights for risk management and strategic planning.

Settle is a cash-flow management software company that automates business-to-business payments and helps optimize working capital. The platform provides payment management, payable date control and extensions, paperless invoicing, auto payments, automated purchase orders, and proactive replenishment alerts to streamline procurement, accounts payable automation, and financing, enabling faster billing cycles and improved visibility into liquidity. Founded in 2019 by Alek Koenig and based in San Francisco, Settle serves companies seeking integrated tools to improve cash flow management.

Allica Bank Limited is a digital bank based in the United Kingdom that specializes in providing a range of personal and business banking products and services. Incorporated in 2011 and renamed in September 2019, Allica Bank serves small and medium-sized enterprises (SMEs) by offering current accounts, overdrafts, commercial mortgages, asset finance, and foreign currency exchange. Additionally, the bank provides savings and investment products to retail customers. By leveraging modern technology and fostering local relationships, Allica Bank aims to empower businesses and facilitate financial growth in the community. The company operates as a subsidiary of Gravity Investments Limited and is headquartered in Reading, United Kingdom.

Allica Bank Limited is a digital bank based in the United Kingdom that specializes in providing a range of personal and business banking products and services. Incorporated in 2011 and renamed in September 2019, Allica Bank serves small and medium-sized enterprises (SMEs) by offering current accounts, overdrafts, commercial mortgages, asset finance, and foreign currency exchange. Additionally, the bank provides savings and investment products to retail customers. By leveraging modern technology and fostering local relationships, Allica Bank aims to empower businesses and facilitate financial growth in the community. The company operates as a subsidiary of Gravity Investments Limited and is headquartered in Reading, United Kingdom.

Point is a home equity investment platform that provides homeowners with an innovative way to unlock the wealth tied up in their properties. By allowing homeowners to sell small fractions of their home equity to investors, Point enables them to access funds without incurring additional debt. The platform employs a combination of on-site appraisals, third-party automated valuation models, and proprietary pricing algorithms to accurately determine property values and the potential investment amounts. This approach offers homeowners a new avenue to diversify their financial assets and achieve greater financial freedom.

Founded in London in 2011, Oakbrook Finance is a consumer finance company that specializes in providing point-of-sale credit solutions. It partners with retail providers in sectors such as education, healthcare, and travel to offer flexible financing options to customers online, face-to-face, or over the phone.

TAB, founded in early 2018, specializes in short-term bridging loan services tailored for property projects that often do not align with the rigid criteria of traditional lenders. Recognizing the need for a more adaptable lending approach, TAB developed a model that takes into account a broader range of borrower circumstances while maintaining a careful assessment of risk. The company provides various financing options, including first-charge commercial loans, second-charge residential loans, development finance, and refurbishment loans. By leveraging a diverse array of funding sources, from institutions to individual investors, TAB is able to support a wide variety of property projects efficiently and effectively.

Arc is a comprehensive finance platform tailored for SaaS startups. It partners with Stripe to offer customized financial products, allowing software founders to borrow, save, and spend on a single digital platform.

Arc is a comprehensive finance platform tailored for SaaS startups. It partners with Stripe to offer customized financial products, allowing software founders to borrow, save, and spend on a single digital platform.

Virtana offers AI-powered cloud observability and hybrid cloud optimization solutions that help organizations manage and transform their IT infrastructure. Its technology and services provide visibility into the performance, health, and utilization of hybrid environments, simplifying migration planning, workload optimization, and ongoing management. The platform supports cost control, higher application availability, and faster digital transformation by streamlining cloud operations and providing actionable insights for both cloud and on-premises systems.

Founded in London in 2009, Fly Now Pay Later offers an application that enables users to book travel-related products such as flights, hotels, and holidays, then repay the cost in installments. This service caters to both individual travelers and businesses.

Beeline operates a digital platform for home loan lending, aiming to simplify the financing process. It employs artificial intelligence and personal 'Loan Guides' to expedite the process, offering home buyers and refinancers greater transparency and ease.

Swiftline is a technology company that empowers e-commerce sellers by providing integrated software tools driven by data science. Their offerings include automated optimization strategies, business-building services, and access to growth capital, tailored to help e-commerce businesses thrive in the dynamic online marketplace and direct-to-consumer environments. Swiftline collaborates with leading platforms to enhance its services and explore strategic opportunities for its clients.

Allica Bank Limited is a digital bank based in the United Kingdom that specializes in providing a range of personal and business banking products and services. Incorporated in 2011 and renamed in September 2019, Allica Bank serves small and medium-sized enterprises (SMEs) by offering current accounts, overdrafts, commercial mortgages, asset finance, and foreign currency exchange. Additionally, the bank provides savings and investment products to retail customers. By leveraging modern technology and fostering local relationships, Allica Bank aims to empower businesses and facilitate financial growth in the community. The company operates as a subsidiary of Gravity Investments Limited and is headquartered in Reading, United Kingdom.

Allica Bank Limited is a digital bank based in the United Kingdom that specializes in providing a range of personal and business banking products and services. Incorporated in 2011 and renamed in September 2019, Allica Bank serves small and medium-sized enterprises (SMEs) by offering current accounts, overdrafts, commercial mortgages, asset finance, and foreign currency exchange. Additionally, the bank provides savings and investment products to retail customers. By leveraging modern technology and fostering local relationships, Allica Bank aims to empower businesses and facilitate financial growth in the community. The company operates as a subsidiary of Gravity Investments Limited and is headquartered in Reading, United Kingdom.

Capital on Tap specializes in providing a comprehensive small business credit card and spend management platform. It enables entrepreneurs to oversee employee cards, secure business funding, and earn cashback rewards on all purchases. With over a decade of focus on small businesses, Capital on Tap has been recognized for its rapid growth and has served over 200,000 customers who have spent more than $5 billion using their business credit cards.

Navitas Semiconductor, Inc. is a leading developer of gallium nitride (GaN) power integrated circuits (ICs), which are designed to enhance power supply efficiency across various applications. The company's GaNFast Power ICs enable power systems to operate significantly faster than traditional silicon solutions, offering increased power density and reduced energy loss. Navitas's product range supports diverse markets, including mobile devices, wireless charging, LED lighting, television monitors, data centers, and solar energy solutions. Established in 2013 and headquartered in El Segundo, California, Navitas Semiconductor distributes its innovative technologies both domestically and internationally, with a significant portion of its revenue generated from China. The company focuses on integrating GaN power with essential drive, control, and protection features to facilitate fast charging and energy savings across consumer and enterprise sectors.

Profound Commerce is a privately held brand holding company based in Austin, Texas, with an additional office in Cebu City, Philippines. The company specializes in acquiring, launching, and managing a diverse portfolio of consumer products brands. Profound Commerce leverages a robust platform that integrates marketing, operations, and financial expertise to support its brands. This strategic approach allows portfolio companies to enhance their growth and profitability in the competitive e-commerce landscape. By focusing on product development and effective distribution, Profound Commerce aims to optimize the performance of its brands through advanced digital marketing and logistics solutions.

Ampla is a financial technology company that offers tech-enabled financial solutions to help businesses grow. It operates an all-in-one financing platform that provides growth capital, modern banking services, and data analytics, delivering growth and working capital solutions through a platform designed to streamline access to capital for omnichannel brands and solve cash flow challenges.

Openpay Group Ltd, established in 2013 and headquartered in Melbourne, Australia, specializes in Buy Now Pay Later (BNPL) payment solutions. It operates in Australia, New Zealand, the United Kingdom, and the United States, offering interest-free repayment plans to customers through various channels. Openpay partners with merchants to facilitate higher transaction values and conversion rates, and provides Openpay for Business, a SaaS platform for enterprise customers to manage trade accounts. The company serves diverse sectors such as healthcare, automotive, home improvement, and retail, and has a strategic partnership with ezyVet for pet care. Openpay generates revenue through fees charged to merchants and customers for using its platform.

Koyo is a financial services company that specializes in providing personal loans to individuals with short credit histories. By offering fairly priced credit, Koyo aims to assist young people, immigrants, and students in accessing competitive financial products. In addition to loan services, the company also provides coaching to help customers improve their credit scores, empowering them to make informed financial decisions and enhance their creditworthiness over time.

Capital on Tap specializes in providing a comprehensive small business credit card and spend management platform. It enables entrepreneurs to oversee employee cards, secure business funding, and earn cashback rewards on all purchases. With over a decade of focus on small businesses, Capital on Tap has been recognized for its rapid growth and has served over 200,000 customers who have spent more than $5 billion using their business credit cards.

LendingUSA LLC, established in 2015 and headquartered in Sherman Oaks, California, specializes in consumer financing services. The company focuses on providing financing solutions for merchants and their customers within specific industries such as elective medical, dental, pet care, tax, funeral services, among others. Through its proprietary Point-of-Sale (POS) platform, LendingUSA offers swift loan pre-approvals using advanced underwriting and fraud detection techniques, aiming to enhance the point-of-need consumer financing experience. The company collaborates closely with its merchant partners, equipping them with tools and training to optimize customer financing approvals and foster business growth.

Founded in London in 2009, Fly Now Pay Later offers an application that enables users to book travel-related products such as flights, hotels, and holidays, then repay the cost in installments. This service caters to both individual travelers and businesses.

OppFi is a financial technology platform that enables community banks to provide accessible credit products to everyday consumers, particularly those underserved by traditional financial institutions. The company focuses on enhancing customer service and financial inclusion, helping individuals build a better financial future. OppFi has facilitated the issuance of over 1.5 million loans, demonstrating its commitment to expanding credit access. The platform generates revenue through finance charges on installment and SalaryTap contracts, positioning itself as a mission-driven entity in the specialty finance sector.

UpLift, Inc. is a fintech company based in Menlo Park, California, founded in 2011. The company specializes in digital lending solutions for the travel industry, offering buy now, pay later services that allow consumers to finance their travel bookings through flexible payment plans. UpLift partners with over 100 leading travel brands to provide personalized payment options, enabling customers to budget more effectively while enhancing their travel experiences. By facilitating payments in monthly installments, UpLift aims to make travel more accessible and affordable, thereby increasing conversion rates and customer loyalty for its merchant partners.

Bluevine is a financial technology company dedicated to improving the financial landscape for small business owners through tailored banking solutions. Established in 2013, Bluevine has rapidly expanded its customer base to over 400,000 across all 50 states and has facilitated more than $13 billion in financing. The company specializes in working capital management, offering products such as business lines of credit and invoice factoring. Through these services, Bluevine provides immediate access to capital, enabling businesses to manage payroll, purchase supplies, and invest in growth. With a strong commitment to innovation, security, and customer care, Bluevine aims to empower small businesses to focus on their core operations and future expansion.

LendingUSA LLC, established in 2015 and headquartered in Sherman Oaks, California, specializes in consumer financing services. The company focuses on providing financing solutions for merchants and their customers within specific industries such as elective medical, dental, pet care, tax, funeral services, among others. Through its proprietary Point-of-Sale (POS) platform, LendingUSA offers swift loan pre-approvals using advanced underwriting and fraud detection techniques, aiming to enhance the point-of-need consumer financing experience. The company collaborates closely with its merchant partners, equipping them with tools and training to optimize customer financing approvals and foster business growth.

CURO Financial Technologies Corp. is a technology-enabled, diversified consumer finance company serving underbanked consumers in the United States, Canada, and the United Kingdom. It provides a range of short-term and consumer lending products, including payday, title and installment loans, and personal lines of credit, along with ancillary financial services such as check cashing, money transfers, money orders, prepaid cards, and cash for gold. The company operates through stores, online, and phone channels, supported by a unified omni-channel platform that integrates loan underwriting, scoring, servicing, collections, regulatory compliance, and reporting across store, online, mobile, and contact center touchpoints.

LendingUSA LLC, established in 2015 and headquartered in Sherman Oaks, California, specializes in consumer financing services. The company focuses on providing financing solutions for merchants and their customers within specific industries such as elective medical, dental, pet care, tax, funeral services, among others. Through its proprietary Point-of-Sale (POS) platform, LendingUSA offers swift loan pre-approvals using advanced underwriting and fraud detection techniques, aiming to enhance the point-of-need consumer financing experience. The company collaborates closely with its merchant partners, equipping them with tools and training to optimize customer financing approvals and foster business growth.

Founded in 2016, Future Family offers subscription-based fertility care plans. These plans cover all healthcare costs, including personal fertility planning, clinic matching, dedicated nurse concierge services, digital health platforms, and procedures like IVF and egg freezing.

Divvy Homes is a San Francisco-based tech-enabled real estate platform that enables rent-to-own paths to homeownership. Founded in 2017, the company identifies homes on the market, purchases them for the renter, and leases the property, allowing renters to build monthly savings toward ownership; it operates and leases homes in San Francisco, Atlanta, Cleveland, and Seattle. Renters can buy the home when ready or walk away and cash out their savings.

Loot Crate is a fan-based commerce platform that delivers monthly themed geek, gaming, and pop-culture collectibles and accessories to subscribers in the United States and internationally. Partnering with movie studios, game companies, comic publishers, and pop culture talent, Loot Crate offers various lines of mystery boxes, including pop culture, gaming, film and TV, and apparel crates. The company, founded by Chris Davis and Matthew Arevalo in 2012, operates through its own ecommerce site, Loot Vault, and various crate lines. With headquarters in Los Angeles, California, Loot Crate aims to provide fans with curated merchandise and exclusive items from their favorite franchises.

Anchor Insurance Holdings, Inc. is a provider of property and casualty insurance products, focusing on delivering stable and affordable insurance solutions to individuals in catastrophe-prone areas. Founded in 2014 and headquartered in St. Petersburg, Florida, the company specializes in issuing and underwriting a range of insurance products, including property coverage that protects valuable belongings such as furniture, electronics, clothing, and jewelry. By prioritizing comprehensive coverage, Anchor Insurance aims to offer its customers peace of mind and financial security in the face of potential disasters.

PHP Agency Inc. is a financial services organization based in Addison, Texas, specializing in insurance brokerage and marketing. The company partners with prominent insurance and annuity carriers to offer a range of life insurance products, including term life, no exam life, indexed universal life, and fixed indexed annuities. PHP Agency provides opportunities for individuals to pursue careers as life insurance agents, whether on a part-time or full-time basis, leveraging technology to enhance its services and outreach within the financial sector.

Microf LLC is a consumer financing company based in Albany, Georgia, founded in 2010. It specializes in lease purchase financing solutions specifically for residential heating, ventilation, and air conditioning (HVAC) systems. Through a network of dealers across the United States, Microf offers innovative rental purchase options that prioritize customer needs, providing flexibility with limited declinations, quick response times, and various payment plans. The company aims to meet the increasing demand for accessible and adaptable financing options for homeowners looking to replace their HVAC systems.

Boost Capital provides financing solutions to SMEs in the UK. You can get approved within 24 hours of applying for capital, and gain access to your funding within five days.

DC BLOX is a company that builds and operates Tier 3 data centers in underserved markets across the Southeastern United States. By connecting these facilities with a high-speed optical network, DC BLOX provides cloud services that enable local businesses to effectively serve their customers, scale their infrastructure, and ensure business continuity. With locations in Atlanta, Georgia, and Chattanooga, Tennessee, the company focuses on delivering enterprise-level computing power and synchronous data replication, thereby facilitating guaranteed business continuity for organizations. By designing and managing a network of innovative data centers, DC BLOX aims to enhance access to advanced cloud computing solutions in its targeted regions.