Augmentum Fintech

Pemo is a comprehensive spend management solution designed to streamline financial processes for small and medium enterprises in the MENAP region. The platform integrates smart corporate cards, invoice payment systems, and expense tracking features to provide businesses with complete visibility and control over their expenditures. With tools for accounting automation and real-time reporting, Pemo enables efficient management of employee expenses, allowing organizations to save time and reduce administrative burdens. By centralizing invoicing, approvals, and spending decisions, Pemo empowers businesses to focus on growth while maintaining financial oversight.

Grover is an online platform that allows consumers to rent a wide variety of tech products through monthly subscriptions. With a catalog of over 3,000 items, Grover offers access to smartphones, laptops, VR gear, wearables, and smart home appliances. The company's business model emphasizes sustainability by refurbishing and re-circulating returned products, thereby extending their lifespan and minimizing electronic waste. By enabling users to rent instead of purchase, Grover provides an affordable alternative for accessing consumer electronics. The company operates in multiple markets, including the United States, Germany, Austria, the Netherlands, and Spain.

Artificial Labs Limited is a software development company focused on the insurance industry, established in 2013 and based in London, United Kingdom. The company offers a comprehensive suite of front and back-end applications designed to enhance digital processes for insurers. Key products include Artificial Build, which automates data capturing and workflow negotiations; Artificial Distribute, a tool for data collection and distribution; Artificial Price, which aids in risk selection and pricing; and Artificial Manage, for portfolio management. The platform utilizes algorithmic underwriting and machine learning to enable commercial insurers to efficiently capture and leverage data throughout the insurance lifecycle. By integrating these solutions, Artificial Labs helps clients streamline operations, improve risk assessment, and enhance customer experiences, ultimately driving growth and reducing costs.

Volt.io is a next-generation digital money platform that focuses on providing secure bank direct payments while reducing the risk of card fraud. By leveraging recent Open Banking regulatory initiatives in Europe, Volt.io offers a global real-time payments solution that aims to transform e-commerce. Its platform facilitates seamless and instant account-to-account transactions, serving as a single gateway for customers to access a worldwide audience. This innovative approach optimizes conversion rates and lowers transaction costs, positioning Volt.io as a disruptive force in the payment processing industry.

Habito is a digital mortgage platform that offers a comprehensive homebuying service called Habito Plus, which streamlines the mortgage application process, conveyancing, and surveys into a single solution. The company provides a proprietary broker portal that grants over 3,000 external brokers exclusive access to its buy-to-let mortgage products and advanced Instant Decision technology. Using chatbot interfaces and machine learning, Habito's platform enhances efficiency, allowing consumers to easily compare mortgage deals, select payment options, and apply for mortgages while minimizing overpayment on interest rates and costs. Additionally, Habito is focused on developing innovative residential mortgage products tailored to various homeowners' needs.

Wayhome is a property sector company that provides a unique solution for homeownership without the need for traditional mortgages. By allowing individuals to purchase a home with just a 5% deposit, the company facilitates a completely debt-free approach to home buying. Wayhome partners with institutional investors who co-buy properties, enabling clients to access homes that may otherwise be beyond their financial reach. Occupants pay minimal monthly rent on the portion of the property they do not own, while investors earn inflation-linked returns on their investment. This model benefits both homeowners seeking affordable housing options and investors looking for stable returns in the residential property market.

Baobab is a cyber insurance company that offers protection to organizations against expenses, fees, and legal costs resulting from cyber breaches. By leveraging technology and specialized knowledge, Baobab provides comprehensive services designed to safeguard businesses from both existing and emerging cyber threats. The company's offerings enable clients to manage a variety of internet-based risks associated with their information technology infrastructure and activities. Through its focus on cyber insurance, Baobab aims to help organizations navigate the complexities of cybersecurity and mitigate potential financial impacts from cyber incidents.

Anyfin is a financial technology company headquartered in Stockholm, Sweden, that focuses on helping individuals improve their financial situations. Founded in 2018, it offers a loan refinancing platform that enables users to refinance existing loans by taking a photograph, simplifying the process. The company utilizes publicly available consumer data, artificial intelligence, and mobile technology to assist clients with good credit ratings in obtaining better terms and lower interest rates on their loans without extending the repayment period. In addition to refinancing, Anyfin has expanded its services to include features that help users track subscriptions and manage their finances more effectively. The company is committed to providing fair and transparent financial services, ensuring that users only receive offers that genuinely improve their financial circumstances.

Infact Systems is a company dedicated to modernizing affordability and credit information for the banking industry. By providing a real-time credit information platform, the company aims to promote responsible financial behavior through transparent and up-to-date credit reporting. Their services enable lenders to access comprehensive, contextual data that facilitates quick and informed lending decisions, ultimately supporting business growth and customer service. Additionally, Infact Systems offers integration and customization services for their platform, enhancing connectivity with external laboratory systems. The company also focuses on empowering women to take control of their finances, further underscoring its commitment to responsible lending practices.

Habito is a digital mortgage platform that offers a comprehensive homebuying service called Habito Plus, which streamlines the mortgage application process, conveyancing, and surveys into a single solution. The company provides a proprietary broker portal that grants over 3,000 external brokers exclusive access to its buy-to-let mortgage products and advanced Instant Decision technology. Using chatbot interfaces and machine learning, Habito's platform enhances efficiency, allowing consumers to easily compare mortgage deals, select payment options, and apply for mortgages while minimizing overpayment on interest rates and costs. Additionally, Habito is focused on developing innovative residential mortgage products tailored to various homeowners' needs.

Kipp enables card issuers and merchants to approve more transactions, leading to higher customer satisfaction and greater revenue. Kipp's platform serves and supports issuer banks in optimizing their cards' business, leveraging their relationships with merchants, their willingness to share data and participate in the cost of risk.

Metric provides automated solutions for small and medium enterprises (SMEs) and startups, focusing on two main areas: accounting and digital advertising. In accounting, Metric empowers businesses to track their finances and gain real-time insights without requiring financial expertise. In the realm of digital advertising, Metric offers AI-driven tools specifically designed for Shopify-powered e-commerce companies. These tools facilitate campaign creation, budget allocation, and performance optimization across major platforms such as Meta and Google. By streamlining these processes, Metric aims to enhance operational efficiency and support strategic decision-making for its clients.

Cushon is a fintech company focused on enhancing financial wellbeing through an online savings and investment platform. It offers a range of services, including investment management, pension solutions, and workplace savings. The platform is designed to promote healthy savings habits by providing users with tools to compare projected returns and total charges from leading investment providers. Cushon also features ready-made portfolios optimized with proprietary algorithms, all presented through a user-friendly interface. This approach empowers investors to make informed decisions regarding their financial future.

Zopa is a peer-to-peer lending service that facilitates direct transactions between lenders and borrowers, eliminating the need for traditional banks as intermediaries. The platform allows users to manage personal loans, credit cards, and savings through a user-friendly app while also enabling them to monitor their credit scores. Zopa reduces risk for lenders by implementing monthly direct debit repayments, requiring borrowers to sign legal contracts, and allowing lenders to diversify their investments by spreading funds across multiple borrowers. The company generates revenue by charging fixed fees to borrowers and a 1% annual fee to lenders. Zopa has received several accolades for its innovation and customer service, underscoring its reputation in the financial technology sector.

Anyfin is a financial technology company headquartered in Stockholm, Sweden, that focuses on helping individuals improve their financial situations. Founded in 2018, it offers a loan refinancing platform that enables users to refinance existing loans by taking a photograph, simplifying the process. The company utilizes publicly available consumer data, artificial intelligence, and mobile technology to assist clients with good credit ratings in obtaining better terms and lower interest rates on their loans without extending the repayment period. In addition to refinancing, Anyfin has expanded its services to include features that help users track subscriptions and manage their finances more effectively. The company is committed to providing fair and transparent financial services, ensuring that users only receive offers that genuinely improve their financial circumstances.

Wematch.live is a fintech company that offers web-based solutions aimed at enhancing operational efficiency for financial institutions by automating processes traditionally reliant on voice broking. The company focuses on providing transition liquidity through a structured electronic service that aims to improve productivity and reduce risks associated with voice interactions. Its licensed technology caters to regulated entities, facilitating the management of various financial products, including securities financing, OTC equity derivatives, and cleared interest rate derivatives. By helping firms find liquidity, negotiate, trade, and optimize the lifecycle of their assets and trade structures, Wematch.live plays a crucial role in modernizing the financial trading landscape.

Anyfin is a financial technology company headquartered in Stockholm, Sweden, that focuses on helping individuals improve their financial situations. Founded in 2018, it offers a loan refinancing platform that enables users to refinance existing loans by taking a photograph, simplifying the process. The company utilizes publicly available consumer data, artificial intelligence, and mobile technology to assist clients with good credit ratings in obtaining better terms and lower interest rates on their loans without extending the repayment period. In addition to refinancing, Anyfin has expanded its services to include features that help users track subscriptions and manage their finances more effectively. The company is committed to providing fair and transparent financial services, ensuring that users only receive offers that genuinely improve their financial circumstances.

Grover is an online platform that allows consumers to rent a wide variety of tech products through monthly subscriptions. With a catalog of over 3,000 items, Grover offers access to smartphones, laptops, VR gear, wearables, and smart home appliances. The company's business model emphasizes sustainability by refurbishing and re-circulating returned products, thereby extending their lifespan and minimizing electronic waste. By enabling users to rent instead of purchase, Grover provides an affordable alternative for accessing consumer electronics. The company operates in multiple markets, including the United States, Germany, Austria, the Netherlands, and Spain.

Tide is a UK-based company focused on providing business banking services specifically for small and medium-sized enterprises (SMEs). Its platform enables business owners to open accounts quickly and offers a range of administrative solutions designed to streamline banking and operational tasks. Tide's services include automation tools for invoicing and expense management, integration with accounting software, auto-categorization of transactions, payroll services, and credit options. By emphasizing a user-friendly experience tailored to the unique needs of SMEs, Tide aims to save time and money for its customers, positioning itself as a leader in the SME challenger banking sector.

Volt.io is a next-generation digital money platform that focuses on providing secure bank direct payments while reducing the risk of card fraud. By leveraging recent Open Banking regulatory initiatives in Europe, Volt.io offers a global real-time payments solution that aims to transform e-commerce. Its platform facilitates seamless and instant account-to-account transactions, serving as a single gateway for customers to access a worldwide audience. This innovative approach optimizes conversion rates and lowers transaction costs, positioning Volt.io as a disruptive force in the payment processing industry.

Cushon is a fintech company focused on enhancing financial wellbeing through an online savings and investment platform. It offers a range of services, including investment management, pension solutions, and workplace savings. The platform is designed to promote healthy savings habits by providing users with tools to compare projected returns and total charges from leading investment providers. Cushon also features ready-made portfolios optimized with proprietary algorithms, all presented through a user-friendly interface. This approach empowers investors to make informed decisions regarding their financial future.

Epsor specializes in designing and distributing employee savings and retirement plans. The company has developed a user-friendly digital platform that features a transparent pricing policy, making it easier for businesses to implement these plans. Epsor's offerings are competitively priced and utilize an open architecture, allowing employees to choose from a variety of funds offered by different asset managers based on their individual goals and risk tolerance. Additionally, Epsor provides personalized financial advice to employees, enhancing their ability to manage their savings effectively. This approach aims to empower working professionals to make informed decisions regarding their financial futures.

Grover is an online platform that allows consumers to rent a wide variety of tech products through monthly subscriptions. With a catalog of over 3,000 items, Grover offers access to smartphones, laptops, VR gear, wearables, and smart home appliances. The company's business model emphasizes sustainability by refurbishing and re-circulating returned products, thereby extending their lifespan and minimizing electronic waste. By enabling users to rent instead of purchase, Grover provides an affordable alternative for accessing consumer electronics. The company operates in multiple markets, including the United States, Germany, Austria, the Netherlands, and Spain.

Zopa is a peer-to-peer lending service that facilitates direct transactions between lenders and borrowers, eliminating the need for traditional banks as intermediaries. The platform allows users to manage personal loans, credit cards, and savings through a user-friendly app while also enabling them to monitor their credit scores. Zopa reduces risk for lenders by implementing monthly direct debit repayments, requiring borrowers to sign legal contracts, and allowing lenders to diversify their investments by spreading funds across multiple borrowers. The company generates revenue by charging fixed fees to borrowers and a 1% annual fee to lenders. Zopa has received several accolades for its innovation and customer service, underscoring its reputation in the financial technology sector.

ParaFi Capital is an alternative asset management and technology firm based in San Francisco, California. Founded in 2018, it focuses on liquid and venture investment strategies within the digital asset ecosystem, including companies in fintech and blockchain. As one of the earliest institutional investors in the blockchain industry, ParaFi has established itself as a trusted partner for leading global institutions. The firm aims to leverage its expertise to identify and support innovative companies operating in this rapidly evolving sector.

Volt.io is a next-generation digital money platform that focuses on providing secure bank direct payments while reducing the risk of card fraud. By leveraging recent Open Banking regulatory initiatives in Europe, Volt.io offers a global real-time payments solution that aims to transform e-commerce. Its platform facilitates seamless and instant account-to-account transactions, serving as a single gateway for customers to access a worldwide audience. This innovative approach optimizes conversion rates and lowers transaction costs, positioning Volt.io as a disruptive force in the payment processing industry.

Habito is a digital mortgage platform that offers a comprehensive homebuying service called Habito Plus, which streamlines the mortgage application process, conveyancing, and surveys into a single solution. The company provides a proprietary broker portal that grants over 3,000 external brokers exclusive access to its buy-to-let mortgage products and advanced Instant Decision technology. Using chatbot interfaces and machine learning, Habito's platform enhances efficiency, allowing consumers to easily compare mortgage deals, select payment options, and apply for mortgages while minimizing overpayment on interest rates and costs. Additionally, Habito is focused on developing innovative residential mortgage products tailored to various homeowners' needs.

Farewill Ltd. is a London-based company founded in 2015 that provides an online platform for will writing, funeral services, and direct cremation. The company aims to simplify the often complex processes surrounding death by offering personalized will-writing services and management tools that are accessible and affordable. Farewill's platform eliminates legal jargon and hidden fees, enabling clients to create legally binding wills in minutes and manage all necessary paperwork after death. With round-the-clock customer service, Farewill ensures that users have support throughout their experience, making it easier for individuals to navigate legal and financial matters during difficult times.

Previse is a financial technology company that leverages artificial intelligence to facilitate instant payments for corporate buyers, ensuring that all suppliers are paid immediately. This system eliminates the need for suppliers to depend on costly short-term credit, reducing expenses for buyers and empowering small and medium-sized enterprises (SMEs) to reinvest in their growth, ultimately benefiting the economy. Suppliers can agree to instant payments with a simple click. Previse employs extensive data analysis and advanced algorithms to assess a corporate buyer's likelihood of settling invoices, allowing funders to quickly release funds to suppliers. The platform seamlessly integrates with existing payment technologies used by buyers and funders, requiring no alterations to their current processes or infrastructure, thus ensuring a frictionless adoption.

Dext is a financial technology company that focuses on automating bookkeeping processes for businesses, accountants, and bookkeepers. The company offers a platform that utilizes innovative technology and artificial intelligence to streamline complex accounting tasks, including expense management, invoice processing, and bank reconciliation. By automating the collection and data extraction of receipts and invoices, Dext enables users to save time and reduce errors while gaining valuable insights into their financial performance. Its solutions are tailored for small to medium-sized businesses and individuals, allowing them to efficiently organize and analyze client data in a centralized hub, thereby enhancing decision-making and supporting strategic growth.

Tide is a UK-based company focused on providing business banking services specifically for small and medium-sized enterprises (SMEs). Its platform enables business owners to open accounts quickly and offers a range of administrative solutions designed to streamline banking and operational tasks. Tide's services include automation tools for invoicing and expense management, integration with accounting software, auto-categorization of transactions, payroll services, and credit options. By emphasizing a user-friendly experience tailored to the unique needs of SMEs, Tide aims to save time and money for its customers, positioning itself as a leader in the SME challenger banking sector.

Grover is an online platform that allows consumers to rent a wide variety of tech products through monthly subscriptions. With a catalog of over 3,000 items, Grover offers access to smartphones, laptops, VR gear, wearables, and smart home appliances. The company's business model emphasizes sustainability by refurbishing and re-circulating returned products, thereby extending their lifespan and minimizing electronic waste. By enabling users to rent instead of purchase, Grover provides an affordable alternative for accessing consumer electronics. The company operates in multiple markets, including the United States, Germany, Austria, the Netherlands, and Spain.

Habito is a digital mortgage platform that offers a comprehensive homebuying service called Habito Plus, which streamlines the mortgage application process, conveyancing, and surveys into a single solution. The company provides a proprietary broker portal that grants over 3,000 external brokers exclusive access to its buy-to-let mortgage products and advanced Instant Decision technology. Using chatbot interfaces and machine learning, Habito's platform enhances efficiency, allowing consumers to easily compare mortgage deals, select payment options, and apply for mortgages while minimizing overpayment on interest rates and costs. Additionally, Habito is focused on developing innovative residential mortgage products tailored to various homeowners' needs.

Tide is a UK-based company focused on providing business banking services specifically for small and medium-sized enterprises (SMEs). Its platform enables business owners to open accounts quickly and offers a range of administrative solutions designed to streamline banking and operational tasks. Tide's services include automation tools for invoicing and expense management, integration with accounting software, auto-categorization of transactions, payroll services, and credit options. By emphasizing a user-friendly experience tailored to the unique needs of SMEs, Tide aims to save time and money for its customers, positioning itself as a leader in the SME challenger banking sector.

Monese Ltd. is a digital banking alternative founded in 2015 and based in London, United Kingdom. The company offers a mobile-only platform that provides users with a multi-currency account, enabling them to manage their finances efficiently. Monese allows clients to open current accounts quickly, without the credit checks or residency requirements typical of traditional banks. Its services include online banking, local and international payments, and the issuance of debit cards for purchases and cash withdrawals both domestically and internationally. The platform is designed to deliver a fully localized banking experience, encompassing both its applications and customer service, making it accessible for users seeking to shop online, receive salaries, and make purchases seamlessly.

FullCircl is a developer of a customer lifecycle intelligence platform specifically designed for companies in regulated industries, particularly in B2B financial services. The platform offers comprehensive access to company intelligence, leveraging online data sources to provide insights on markets, organizations, and individuals. By delivering near real-time records of companies and shareholders, FullCircl enables its clients to effectively identify actionable insights, assess risks swiftly, and enhance customer acquisition strategies. The platform addresses the challenges faced by financial institutions throughout the customer lifecycle, facilitating proactive account management and helping to maintain long-term customer relationships by anticipating their needs.

Onfido Limited is a provider of automated digital identity verification solutions that utilize artificial intelligence to assess the authenticity of government-issued IDs and compare them with users' facial biometrics. The company's technology is designed to streamline the identity verification process across various applications, including KYC, user onboarding, and fraud detection. Onfido serves a diverse range of sectors, including financial services, gaming, retail, and the sharing economy, helping clients to onboard users more efficiently while mitigating risks associated with identity fraud. Founded in 2010 and headquartered in London, Onfido has expanded its operations with offices in major cities worldwide, including San Francisco, New York, Lisbon, Paris, New Delhi, and Singapore.

Iwoca Ltd. is a credit finance provider based in London, United Kingdom, that specializes in offering financial services to small businesses. Founded in 2011, the company assists various sectors, including retailers, restaurants, and service providers, by providing unsecured business loans and short-term cash loans. Iwoca's financing solutions help businesses address short-term cash flow gaps and invest in growth opportunities such as inventory, technology, and employee expenses. The platform features a streamlined online application process, allowing clients to secure funding with flexible repayment options ranging from one day to 24 months, and there are no penalties for early repayment. Through its services, Iwoca enhances the financial capabilities of small businesses, enabling them to thrive in a competitive market.

Farewill Ltd. is a London-based company founded in 2015 that provides an online platform for will writing, funeral services, and direct cremation. The company aims to simplify the often complex processes surrounding death by offering personalized will-writing services and management tools that are accessible and affordable. Farewill's platform eliminates legal jargon and hidden fees, enabling clients to create legally binding wills in minutes and manage all necessary paperwork after death. With round-the-clock customer service, Farewill ensures that users have support throughout their experience, making it easier for individuals to navigate legal and financial matters during difficult times.

Tide is a UK-based company focused on providing business banking services specifically for small and medium-sized enterprises (SMEs). Its platform enables business owners to open accounts quickly and offers a range of administrative solutions designed to streamline banking and operational tasks. Tide's services include automation tools for invoicing and expense management, integration with accounting software, auto-categorization of transactions, payroll services, and credit options. By emphasizing a user-friendly experience tailored to the unique needs of SMEs, Tide aims to save time and money for its customers, positioning itself as a leader in the SME challenger banking sector.

Zopa is a peer-to-peer lending service that facilitates direct transactions between lenders and borrowers, eliminating the need for traditional banks as intermediaries. The platform allows users to manage personal loans, credit cards, and savings through a user-friendly app while also enabling them to monitor their credit scores. Zopa reduces risk for lenders by implementing monthly direct debit repayments, requiring borrowers to sign legal contracts, and allowing lenders to diversify their investments by spreading funds across multiple borrowers. The company generates revenue by charging fixed fees to borrowers and a 1% annual fee to lenders. Zopa has received several accolades for its innovation and customer service, underscoring its reputation in the financial technology sector.

Wayhome is a property sector company that provides a unique solution for homeownership without the need for traditional mortgages. By allowing individuals to purchase a home with just a 5% deposit, the company facilitates a completely debt-free approach to home buying. Wayhome partners with institutional investors who co-buy properties, enabling clients to access homes that may otherwise be beyond their financial reach. Occupants pay minimal monthly rent on the portion of the property they do not own, while investors earn inflation-linked returns on their investment. This model benefits both homeowners seeking affordable housing options and investors looking for stable returns in the residential property market.

Monese Ltd. is a digital banking alternative founded in 2015 and based in London, United Kingdom. The company offers a mobile-only platform that provides users with a multi-currency account, enabling them to manage their finances efficiently. Monese allows clients to open current accounts quickly, without the credit checks or residency requirements typical of traditional banks. Its services include online banking, local and international payments, and the issuance of debit cards for purchases and cash withdrawals both domestically and internationally. The platform is designed to deliver a fully localized banking experience, encompassing both its applications and customer service, making it accessible for users seeking to shop online, receive salaries, and make purchases seamlessly.

FullCircl is a developer of a customer lifecycle intelligence platform specifically designed for companies in regulated industries, particularly in B2B financial services. The platform offers comprehensive access to company intelligence, leveraging online data sources to provide insights on markets, organizations, and individuals. By delivering near real-time records of companies and shareholders, FullCircl enables its clients to effectively identify actionable insights, assess risks swiftly, and enhance customer acquisition strategies. The platform addresses the challenges faced by financial institutions throughout the customer lifecycle, facilitating proactive account management and helping to maintain long-term customer relationships by anticipating their needs.

Previse is a financial technology company that leverages artificial intelligence to facilitate instant payments for corporate buyers, ensuring that all suppliers are paid immediately. This system eliminates the need for suppliers to depend on costly short-term credit, reducing expenses for buyers and empowering small and medium-sized enterprises (SMEs) to reinvest in their growth, ultimately benefiting the economy. Suppliers can agree to instant payments with a simple click. Previse employs extensive data analysis and advanced algorithms to assess a corporate buyer's likelihood of settling invoices, allowing funders to quickly release funds to suppliers. The platform seamlessly integrates with existing payment technologies used by buyers and funders, requiring no alterations to their current processes or infrastructure, thus ensuring a frictionless adoption.

Tide is a UK-based company focused on providing business banking services specifically for small and medium-sized enterprises (SMEs). Its platform enables business owners to open accounts quickly and offers a range of administrative solutions designed to streamline banking and operational tasks. Tide's services include automation tools for invoicing and expense management, integration with accounting software, auto-categorization of transactions, payroll services, and credit options. By emphasizing a user-friendly experience tailored to the unique needs of SMEs, Tide aims to save time and money for its customers, positioning itself as a leader in the SME challenger banking sector.

WhiskyInvestDirect Limited, established in June 2014 and based in London, operates a marketplace for the investment in maturing whisky. The company enables consumers to purchase whisky at wholesale prices and subsequently sell it at a premium, effectively facilitating trading in this niche market. Majority-owned by Galmarley Limited, WhiskyInvestDirect offers a platform that caters to both novice and seasoned investors seeking to capitalize on the growing demand for collectible whiskies.

BullionVault Ltd is an online gold exchange that provides private investors with access to professional bullion markets, allowing them to buy, sell, and store gold, silver, and platinum at low cost. Founded in 2005 and based in London, the company operates under the London Good Delivery system, ensuring that bullion is stored in approved vaults and produced by LBMA-approved refiners. Clients own their bullion directly, with storage options available in Zurich, London, New York, or Singapore. BullionVault facilitates peer-to-peer trading, enabling clients to transact in units as small as one gram while also allowing large orders through professional markets. The platform is designed for security and cost-effectiveness, offering liquidity through internal trading and automated pricing. As a full member of the LBMA, BullionVault has garnered significant trust within the industry, evidenced by investments from reputable organizations like the World Gold Council and Augmentum Capital. The company's technology primarily utilizes open-source components, contributing to its operational efficiency and reliability.

Interactive Investor is a subscription-based direct investing platform founded in 1995, designed to assist individual investors in making informed financial decisions. The platform allows users to trade directly from its website, offering execution-only products and services that cater to both retail investors and corporate clients. With over 8 million unique visitors each year, Interactive Investor provides a comprehensive suite of independent tools and information to help users identify optimal investment opportunities. The platform features a variety of investment options, including share and fund dealing, trading accounts, and ready-made investment selections, ensuring that users have access to essential resources for managing their investment activities effectively.

SRL Global specializes in providing cloud-based enterprise software designed for family offices, endowments, and pension funds. The company offers a solution that creates a secure repository for clients, populated with cleaned, reconciled, and enriched data from their third-party sources. This repository produces a comprehensive set of portfolio holdings, including position-level data and related static information. SRL's integrated front office application allows clients to analyze their data, revealing how individual allocations affect their portfolios of alternative and traditional investments. This analysis facilitates in-depth attribution, exposure, and risk reporting, ultimately equipping clients with valuable insights to enhance their investment decision-making processes.

Zopa is a peer-to-peer lending service that facilitates direct transactions between lenders and borrowers, eliminating the need for traditional banks as intermediaries. The platform allows users to manage personal loans, credit cards, and savings through a user-friendly app while also enabling them to monitor their credit scores. Zopa reduces risk for lenders by implementing monthly direct debit repayments, requiring borrowers to sign legal contracts, and allowing lenders to diversify their investments by spreading funds across multiple borrowers. The company generates revenue by charging fixed fees to borrowers and a 1% annual fee to lenders. Zopa has received several accolades for its innovation and customer service, underscoring its reputation in the financial technology sector.

Seedrs is a prominent online equity crowdfunding platform based in Europe, specializing in investments in startups and growth companies. Recognized as the most active investor in private companies in the UK, Seedrs enables a diverse range of investors to support businesses they believe in and participate in their success. The platform streamlines the investment process, handling all legal documentation and due diligence to facilitate seamless transactions. This allows businesses to raise capital efficiently while providing investors with opportunities to earn equity returns, whether through business sales, public offerings, or dividend payments. By fostering a supportive business community, Seedrs empowers both investors and entrepreneurs to achieve their financial goals.

Interactive Investor is a subscription-based direct investing platform founded in 1995, designed to assist individual investors in making informed financial decisions. The platform allows users to trade directly from its website, offering execution-only products and services that cater to both retail investors and corporate clients. With over 8 million unique visitors each year, Interactive Investor provides a comprehensive suite of independent tools and information to help users identify optimal investment opportunities. The platform features a variety of investment options, including share and fund dealing, trading accounts, and ready-made investment selections, ensuring that users have access to essential resources for managing their investment activities effectively.

Zopa is a peer-to-peer lending service that facilitates direct transactions between lenders and borrowers, eliminating the need for traditional banks as intermediaries. The platform allows users to manage personal loans, credit cards, and savings through a user-friendly app while also enabling them to monitor their credit scores. Zopa reduces risk for lenders by implementing monthly direct debit repayments, requiring borrowers to sign legal contracts, and allowing lenders to diversify their investments by spreading funds across multiple borrowers. The company generates revenue by charging fixed fees to borrowers and a 1% annual fee to lenders. Zopa has received several accolades for its innovation and customer service, underscoring its reputation in the financial technology sector.

Borro Private Finance is an online lending company that specializes in providing loans secured against luxury assets such as fine art, classic cars, jewelry, and watches. Founded in 2008 and headquartered in London, with an additional office in New York, the company offers discreet financing options that allow individuals to leverage their high-value possessions as collateral for both short and long-term loans. Borro's in-house valuation expertise ensures clients receive accurate assessments of their assets, facilitating quick access to capital for various needs, whether to capitalize on opportunities or manage unexpected expenses. The company operates as a subsidiary of Luxury Asset Capital LLC.

Bathrooms.com is fast becoming the No 1 online retailer of bathroom products. They are passionate about bathrooms and provide the very best quality showers, baths, bathroom taps, toilets, bathroom basins and just about anything else you might need to finish your dream bathroom. So from stylish shower enclosures to bathroom cabinets, pedestal basins to bathroom mirrors you'll be impressed with both the quality they offer and also the service they provide.

Borro Private Finance is an online lending company that specializes in providing loans secured against luxury assets such as fine art, classic cars, jewelry, and watches. Founded in 2008 and headquartered in London, with an additional office in New York, the company offers discreet financing options that allow individuals to leverage their high-value possessions as collateral for both short and long-term loans. Borro's in-house valuation expertise ensures clients receive accurate assessments of their assets, facilitating quick access to capital for various needs, whether to capitalize on opportunities or manage unexpected expenses. The company operates as a subsidiary of Luxury Asset Capital LLC.

SRL Global specializes in providing cloud-based enterprise software designed for family offices, endowments, and pension funds. The company offers a solution that creates a secure repository for clients, populated with cleaned, reconciled, and enriched data from their third-party sources. This repository produces a comprehensive set of portfolio holdings, including position-level data and related static information. SRL's integrated front office application allows clients to analyze their data, revealing how individual allocations affect their portfolios of alternative and traditional investments. This analysis facilitates in-depth attribution, exposure, and risk reporting, ultimately equipping clients with valuable insights to enhance their investment decision-making processes.

BullionVault Ltd is an online gold exchange that provides private investors with access to professional bullion markets, allowing them to buy, sell, and store gold, silver, and platinum at low cost. Founded in 2005 and based in London, the company operates under the London Good Delivery system, ensuring that bullion is stored in approved vaults and produced by LBMA-approved refiners. Clients own their bullion directly, with storage options available in Zurich, London, New York, or Singapore. BullionVault facilitates peer-to-peer trading, enabling clients to transact in units as small as one gram while also allowing large orders through professional markets. The platform is designed for security and cost-effectiveness, offering liquidity through internal trading and automated pricing. As a full member of the LBMA, BullionVault has garnered significant trust within the industry, evidenced by investments from reputable organizations like the World Gold Council and Augmentum Capital. The company's technology primarily utilizes open-source components, contributing to its operational efficiency and reliability.

Dynamic Mobile Data Systems, Inc. specializes in mobile resource management solutions designed for midsize to large enterprises. The company offers a range of products, including MobileServer, which serves as a wireless platform for two-way communications, and the Dynamic Mobile Application Suite, a collection of configurable applications that facilitate the transfer of corporate information to mobile resources. Additionally, it provides Heads-Up!, a business activity monitoring application, and MobileDispatch, a solution for time-sensitive communications and status tracking. The company's Automated Vehicle Location software allows users to obtain vehicle locations wirelessly. Dynamic Mobile Data also offers various services, including implementation, maintenance, training, and support for wireless applications. Established in 1994, the company is headquartered in Somerset, New Jersey.