Habito provides Habito Plus, a homebuying service which brings a buyer’s mortgage application, conveyancing needs and surveys under one solution, and a proprietary broker portal, which gives more than 3,000 external brokers exclusive access to the company’s own buy-to-let mortgage products and Instant Decision technology capabilities. The firm is now looking to bring to market a suite of innovative residential mortgage products for all types of homeowners.
Metric automates accounting for SMEs and startups, enabling them to track finances, get real-time insights, and formulate strategy – with zero finance experience.
Cushon is a fintech company that provides investment, pension, financial wellbeing and workplace savings.
Zopa is a P2P money lending service that allows lenders and borrowers to deal directly with one another, cutting out the banks that act as middlemen. Zopa provides an app designed to help users manage their loans, credit cards, and savings and monitor their credit scores conveniently. Zopa also mitigates lenders' risk by enforcing monthly direct debit repayment, making borrowers sign a legal contract, and allowing lenders to lend small chunks of money to individual borrowers (e.g., someone lending £1000 would have their money spread across, say, 100 borrowers). The company itself makes money by charging a fixed fee for borrowers and a 1% annual fee for lenders. Zopa has received public acclaim as well, having been awarded CNET Technology Awards' 2006 Internet Innovation of the Year, the 2007 Webby Award for Best Banking/Bill-Paying Website, the 2008 Webby Award for Financial Services, the Banker 2007 Award for Best Internet Project, and Moneywise 2009 Awards for Best Customer Service and Best Personal Loan.
We want to help as many as possible, to the best possible financial situation. Using new technology we develop fair, simple and smart services that help you get more from your finances. So that you can do more of what makes you feel good. We saw that many paid unnecessary high interest and fees for part-payments, credit cards and private loans. So that’s where we started out. Through smart technology and skipping unnecessary middlemen we could offer the lowest possible rate. And we decided straight away: we would always try to help you improve your finances. Never give an offer if we can’t improve your situation. Only make things better. You could say we started out by helping you deal with your financial past. That was in 2018. In 2020 we launched more services, for instance helping you keep track of subscriptions and plan your finances. Ways to simplify your financial everyday life. So that we can help you build your financial future. And we’re just getting started. Anyfin is headquartered in Stockholm, Sweden.
Wematch.live develops web-based solutions to replace voice broking by automating matching, negotiation, and lifecycle management.
We want to help as many as possible, to the best possible financial situation. Using new technology we develop fair, simple and smart services that help you get more from your finances. So that you can do more of what makes you feel good. We saw that many paid unnecessary high interest and fees for part-payments, credit cards and private loans. So that’s where we started out. Through smart technology and skipping unnecessary middlemen we could offer the lowest possible rate. And we decided straight away: we would always try to help you improve your finances. Never give an offer if we can’t improve your situation. Only make things better. You could say we started out by helping you deal with your financial past. That was in 2018. In 2020 we launched more services, for instance helping you keep track of subscriptions and plan your finances. Ways to simplify your financial everyday life. So that we can help you build your financial future. And we’re just getting started. Anyfin is headquartered in Stockholm, Sweden.
Grover provides an online platform for renting tech products through monthly subscriptions. This service includes a wide range of over 3,000 tech products such as smartphones, laptops, VR gear, wearables, and smart home appliances. Grover's business model focuses on the circular economy, refurbishing and re-circulating returned products to maximize their lifespan and reduce e-waste. Each product is typically rented out to multiple users before being fully retired. The company operates in several markets, including the U.S., Germany, Austria, the Netherlands, and Spain.
Tide’s mission is to help SMEs save time (and money) in the running of their businesses. The Tide platform not only offers business accounts and related banking services, but also a comprehensive set of highly usable administrative solutions, such as full integration with accounting systems. Using advanced technology, all solutions are designed with SMEs in mind. Tide is now the emerging leader in SME challenger banking in the UK. Tide believes that truly serving SMEs well requires relentless focus on their needs. That is why Tide is SME only.
Volt is building the global infrastructure for real-time payments everywhere. We’re accelerating a global real-time revolution by creating a single gateway to a world of account-to-account payments. This network of networks, powered by open banking, is transforming how money moves on a global scale. By uniting real-time open payments systems to one harmonised standard, we give businesses the power to offer customers everywhere the same frictionless payments experience.
Cushon is a fintech company that provides investment, pension, financial wellbeing and workplace savings.
Epsor designs and distributes employee savings and retirement plans. The company has thus built an easy-to-deploy digital platform with a transparent pricing policy. Compared to other market players, Epsor’s product offering is cheaper and relies on an open architecture, meaning that employees can select funds from various asset managers in accordance with their goals and risk appetite. Epsor also offers tailor-made advises to employees.
Grover provides an online platform for renting tech products through monthly subscriptions. This service includes a wide range of over 3,000 tech products such as smartphones, laptops, VR gear, wearables, and smart home appliances. Grover's business model focuses on the circular economy, refurbishing and re-circulating returned products to maximize their lifespan and reduce e-waste. Each product is typically rented out to multiple users before being fully retired. The company operates in several markets, including the U.S., Germany, Austria, the Netherlands, and Spain.
Zopa is a P2P money lending service that allows lenders and borrowers to deal directly with one another, cutting out the banks that act as middlemen. Zopa provides an app designed to help users manage their loans, credit cards, and savings and monitor their credit scores conveniently. Zopa also mitigates lenders' risk by enforcing monthly direct debit repayment, making borrowers sign a legal contract, and allowing lenders to lend small chunks of money to individual borrowers (e.g., someone lending £1000 would have their money spread across, say, 100 borrowers). The company itself makes money by charging a fixed fee for borrowers and a 1% annual fee for lenders. Zopa has received public acclaim as well, having been awarded CNET Technology Awards' 2006 Internet Innovation of the Year, the 2007 Webby Award for Best Banking/Bill-Paying Website, the 2008 Webby Award for Financial Services, the Banker 2007 Award for Best Internet Project, and Moneywise 2009 Awards for Best Customer Service and Best Personal Loan.
We are ParaFi, an alternative asset management and technology firm that operates liquid and venture strategies focused on the digital asset ecosystem. Founded in 2018, ParaFi was among the earliest institutional investors in the blockchain industry and has evolved into a trusted partner by leading institutions globally.
Volt is building the global infrastructure for real-time payments everywhere. We’re accelerating a global real-time revolution by creating a single gateway to a world of account-to-account payments. This network of networks, powered by open banking, is transforming how money moves on a global scale. By uniting real-time open payments systems to one harmonised standard, we give businesses the power to offer customers everywhere the same frictionless payments experience.
Habito provides Habito Plus, a homebuying service which brings a buyer’s mortgage application, conveyancing needs and surveys under one solution, and a proprietary broker portal, which gives more than 3,000 external brokers exclusive access to the company’s own buy-to-let mortgage products and Instant Decision technology capabilities. The firm is now looking to bring to market a suite of innovative residential mortgage products for all types of homeowners.
Farewill is a will writer and funeral and direct cremation provider which leverages a platform to simplify complex processes, avoids legal jargon and hidden fees. It is a provider of an all-in-one financial and legal services platform used to deal with all paperwork after death. It enables clients to manage their wills online using simple and affordable digital tools through round-the-clock customer service operations.
Previse uses Artificial Intelligence to enable corporate buyers to safely ensure they pay all their suppliers instantly. Paying all suppliers instantly eliminates their need to rely on expensive short term credit, lowering costs for buyers and giving SMEs the confidence to reinvest in growing their businesses, boosting the economy. Suppliers simply click to agree to instant payments. Previse then uses hundreds of millions of data points and sophisticated Artificial Intelligence algorithms to provide a score of a corporate buyer’s likelihood to pay the invoice. This allows funders to instantly release funds to the supplier to meet the invoice. Previse sits alongside funders’ existing payment technology. Its frictionless adoption requires no changes to either buyers’ or funders’ existing payment infrastructure or on-boarding of new processes or technologies.
Dext is a financial technology company that specializes in automating bookkeeping processes for businesses, accountants, and bookkeepers. By leveraging innovative technology and artificial intelligence, Dext simplifies complex accounting tasks, such as expense management, invoice processing, and bank reconciliation. This automation not only saves time and reduces errors but also provides valuable insights into financial performance. Dext's solutions are designed to empower businesses to make informed decisions, improve efficiency, and focus on strategic growth.
Tide’s mission is to help SMEs save time (and money) in the running of their businesses. The Tide platform not only offers business accounts and related banking services, but also a comprehensive set of highly usable administrative solutions, such as full integration with accounting systems. Using advanced technology, all solutions are designed with SMEs in mind. Tide is now the emerging leader in SME challenger banking in the UK. Tide believes that truly serving SMEs well requires relentless focus on their needs. That is why Tide is SME only.
Grover provides an online platform for renting tech products through monthly subscriptions. This service includes a wide range of over 3,000 tech products such as smartphones, laptops, VR gear, wearables, and smart home appliances. Grover's business model focuses on the circular economy, refurbishing and re-circulating returned products to maximize their lifespan and reduce e-waste. Each product is typically rented out to multiple users before being fully retired. The company operates in several markets, including the U.S., Germany, Austria, the Netherlands, and Spain.
Habito provides Habito Plus, a homebuying service which brings a buyer’s mortgage application, conveyancing needs and surveys under one solution, and a proprietary broker portal, which gives more than 3,000 external brokers exclusive access to the company’s own buy-to-let mortgage products and Instant Decision technology capabilities. The firm is now looking to bring to market a suite of innovative residential mortgage products for all types of homeowners.
Monese is a digital banking alternative that provides a mobile-only, multi-currency account fully-featured and fully localized banking experience (both its apps and its customer service.
FullCircl provides a platform and services with access to company intelligence. They provide a platform for customer-facing channels in B2B financial services. They support online sources for data on markets, organizations, and individuals. They address customer lifecycle challenges facing financial institutions.
Tide’s mission is to help SMEs save time (and money) in the running of their businesses. The Tide platform not only offers business accounts and related banking services, but also a comprehensive set of highly usable administrative solutions, such as full integration with accounting systems. Using advanced technology, all solutions are designed with SMEs in mind. Tide is now the emerging leader in SME challenger banking in the UK. Tide believes that truly serving SMEs well requires relentless focus on their needs. That is why Tide is SME only.
Onfido is a provider of automated digital identity verification. The company makes it easy for people to access services by digitally verifying them using its Real Identity Platform.
Iwoca provides financing to businesses for various purposes, including bridging short-term cashflow gaps and investing in stock opportunities. It services retailers, restaurants, hotels, and other businesses. It offers flexible repayment options from 1 day to 24 months, with no penalties for early repayment. Iwoca helps businesses manage cash flow gaps and invest in growth opportunities, enhancing their financial capabilities.
Farewill is a will writer and funeral and direct cremation provider which leverages a platform to simplify complex processes, avoids legal jargon and hidden fees. It is a provider of an all-in-one financial and legal services platform used to deal with all paperwork after death. It enables clients to manage their wills online using simple and affordable digital tools through round-the-clock customer service operations.
Tide’s mission is to help SMEs save time (and money) in the running of their businesses. The Tide platform not only offers business accounts and related banking services, but also a comprehensive set of highly usable administrative solutions, such as full integration with accounting systems. Using advanced technology, all solutions are designed with SMEs in mind. Tide is now the emerging leader in SME challenger banking in the UK. Tide believes that truly serving SMEs well requires relentless focus on their needs. That is why Tide is SME only.
Zopa is a P2P money lending service that allows lenders and borrowers to deal directly with one another, cutting out the banks that act as middlemen. Zopa provides an app designed to help users manage their loans, credit cards, and savings and monitor their credit scores conveniently. Zopa also mitigates lenders' risk by enforcing monthly direct debit repayment, making borrowers sign a legal contract, and allowing lenders to lend small chunks of money to individual borrowers (e.g., someone lending £1000 would have their money spread across, say, 100 borrowers). The company itself makes money by charging a fixed fee for borrowers and a 1% annual fee for lenders. Zopa has received public acclaim as well, having been awarded CNET Technology Awards' 2006 Internet Innovation of the Year, the 2007 Webby Award for Best Banking/Bill-Paying Website, the 2008 Webby Award for Financial Services, the Banker 2007 Award for Best Internet Project, and Moneywise 2009 Awards for Best Customer Service and Best Personal Loan.
Wayhome operates in the property sector (Digital B2C). It offers a completely debt-free way to buy a home with just a 5% deposit and no mortgage. It also allows pension funds to invest in owner-occupied residential property, earning inflation-linked rent on the portion the occupier does not own. It is a win-win situation for both homeowners and investors.
Monese is a digital banking alternative that provides a mobile-only, multi-currency account fully-featured and fully localized banking experience (both its apps and its customer service.
Previse uses Artificial Intelligence to enable corporate buyers to safely ensure they pay all their suppliers instantly. Paying all suppliers instantly eliminates their need to rely on expensive short term credit, lowering costs for buyers and giving SMEs the confidence to reinvest in growing their businesses, boosting the economy. Suppliers simply click to agree to instant payments. Previse then uses hundreds of millions of data points and sophisticated Artificial Intelligence algorithms to provide a score of a corporate buyer’s likelihood to pay the invoice. This allows funders to instantly release funds to the supplier to meet the invoice. Previse sits alongside funders’ existing payment technology. Its frictionless adoption requires no changes to either buyers’ or funders’ existing payment infrastructure or on-boarding of new processes or technologies.
Tide’s mission is to help SMEs save time (and money) in the running of their businesses. The Tide platform not only offers business accounts and related banking services, but also a comprehensive set of highly usable administrative solutions, such as full integration with accounting systems. Using advanced technology, all solutions are designed with SMEs in mind. Tide is now the emerging leader in SME challenger banking in the UK. Tide believes that truly serving SMEs well requires relentless focus on their needs. That is why Tide is SME only.
FullCircl provides a platform and services with access to company intelligence. They provide a platform for customer-facing channels in B2B financial services. They support online sources for data on markets, organizations, and individuals. They address customer lifecycle challenges facing financial institutions.
BullionVault is a P2P platform for buying and selling physical gold & silver bullion, securely, at low cost. As of January 2013, BullionVault held over $2billion worth of client assets. The bullion is kept in approved vaults within the London Good Delivery system. Good delivery bullion bars are produced by London Bullion Market Association [LBMA] approved refiners, have a known history and can be easily re-sold. Most of the world's professional gold dealing happens within the LBMA good delivery rules. BullionVault is a full member of the LBMA. Unlike most gold investment products, BullionVault's clients own their gold directly as property in their own name within the jurisdiction the gold is stored. Clients can chose to store their gold in Zurich, London, New York or Singapore. An internal market allows clients can trade their holdings with each other in units as small as a single gram. Clients can choose to place large orders [800oz] through the London professional markets. BullionVault itself also runs trading bots to ensure liquidity, quoting two-way prices on its exchange 24/7. In June 2010, the gold industry's key market-development body the World Gold Council joined with the internet and technology fund Augmentum Capital, which is backed by the London-listed Rothschild Investment Trust, in making an $18.8 million (GB £12.5m) investment in the business. This makes BullionVault rare as a disruptive start-up that has been willingly embraced by an established industry. Their exchange's technology stack runs almost entirely on open-source components. CTO Kris Jenkins says, "I couldn't imagine trying to build a company like BullionVault using proprietary software. I've seen startups die while they were still negotiating support contracts. Often when they could have picked an open solution so reliable it would never need support." The company was founded by Paul Tustain in 2005 and is based in London with an office in New York.
SRL, through the Nexus Solution establishes a secure repository on behalf of the client which it populates with cleaned reconciled and enriched data extracted from the clients own 3rd parties to produce a comprehensive, aggregated set of portfolio holdings. The warehouse stores position level data together with any related static information through the life of the portfolio. Its integrated front office application empowers the client to interrogate their own data to see for the 1st time how individual allocations impact their portfolio of alternative and traditional investments through the analysis of the underlying positional level data. The resultant and timely, in depth attribution analysis, exposure and risk reporting brings to the client the informational edge.
WhiskyInvestDirect Limited is company number 09068458 and is registered in England and Wales at 12th Floor, Landmark House, Blacks Road, Hammersmith, London W6 9DP. The company was incorporated in June 2014. WhiskyInvestDirect is majority-owned by Galmarley Limited, which is company number 4943684 and registered at the same address.
Interactive Investor is a subscription-based direct investing platform that helps website users make accurate financial decisions. The site, which was founded in 1995, maintains an independent stance. It provides execution-only products and services which enables its millions of site users to trade and invest directly from the site. At the same time, its wealth of independent tools and information helps identify the best companies and products to invest in. With over 8 million unique users visiting their site every year, the Interactive Investor proposition delivers a service that has stood the test of time and provides the single point from which people can conduct all aspects of their investment lives.
Zopa is a P2P money lending service that allows lenders and borrowers to deal directly with one another, cutting out the banks that act as middlemen. Zopa provides an app designed to help users manage their loans, credit cards, and savings and monitor their credit scores conveniently. Zopa also mitigates lenders' risk by enforcing monthly direct debit repayment, making borrowers sign a legal contract, and allowing lenders to lend small chunks of money to individual borrowers (e.g., someone lending £1000 would have their money spread across, say, 100 borrowers). The company itself makes money by charging a fixed fee for borrowers and a 1% annual fee for lenders. Zopa has received public acclaim as well, having been awarded CNET Technology Awards' 2006 Internet Innovation of the Year, the 2007 Webby Award for Best Banking/Bill-Paying Website, the 2008 Webby Award for Financial Services, the Banker 2007 Award for Best Internet Project, and Moneywise 2009 Awards for Best Customer Service and Best Personal Loan.
Seedrs is the leading online platform for investing in the equity of startups and other growth companies in Europe and has been named the most active investor in private companies in the UK. Seedr allows all types of investors invest in businesses they believe in and share in their success and allow all types of growth-focused businesses raise capital and business community in the process. The company do all of this through a simple, highly professional, online process that protects and empowers investors while helping businesses grow and generate returns
Interactive Investor is a subscription-based direct investing platform that helps website users make accurate financial decisions. The site, which was founded in 1995, maintains an independent stance. It provides execution-only products and services which enables its millions of site users to trade and invest directly from the site. At the same time, its wealth of independent tools and information helps identify the best companies and products to invest in. With over 8 million unique users visiting their site every year, the Interactive Investor proposition delivers a service that has stood the test of time and provides the single point from which people can conduct all aspects of their investment lives.
Zopa is a P2P money lending service that allows lenders and borrowers to deal directly with one another, cutting out the banks that act as middlemen. Zopa provides an app designed to help users manage their loans, credit cards, and savings and monitor their credit scores conveniently. Zopa also mitigates lenders' risk by enforcing monthly direct debit repayment, making borrowers sign a legal contract, and allowing lenders to lend small chunks of money to individual borrowers (e.g., someone lending £1000 would have their money spread across, say, 100 borrowers). The company itself makes money by charging a fixed fee for borrowers and a 1% annual fee for lenders. Zopa has received public acclaim as well, having been awarded CNET Technology Awards' 2006 Internet Innovation of the Year, the 2007 Webby Award for Best Banking/Bill-Paying Website, the 2008 Webby Award for Financial Services, the Banker 2007 Award for Best Internet Project, and Moneywise 2009 Awards for Best Customer Service and Best Personal Loan.
Borro Private Finance provides discreet loans secured exclusively against luxury assets, facilitated by in-house valuation expertise, giving individuals powerful, non-bank financing options for immediate access to capital.
Bathrooms.com is fast becoming the No 1 online retailer of bathroom products. They are passionate about bathrooms and provide the very best quality showers, baths, bathroom taps, toilets, bathroom basins and just about anything else you might need to finish your dream bathroom. So from stylish shower enclosures to bathroom cabinets, pedestal basins to bathroom mirrors you'll be impressed with both the quality they offer and also the service they provide.
Borro Private Finance provides discreet loans secured exclusively against luxury assets, facilitated by in-house valuation expertise, giving individuals powerful, non-bank financing options for immediate access to capital.
SRL, through the Nexus Solution establishes a secure repository on behalf of the client which it populates with cleaned reconciled and enriched data extracted from the clients own 3rd parties to produce a comprehensive, aggregated set of portfolio holdings. The warehouse stores position level data together with any related static information through the life of the portfolio. Its integrated front office application empowers the client to interrogate their own data to see for the 1st time how individual allocations impact their portfolio of alternative and traditional investments through the analysis of the underlying positional level data. The resultant and timely, in depth attribution analysis, exposure and risk reporting brings to the client the informational edge.
BullionVault is a P2P platform for buying and selling physical gold & silver bullion, securely, at low cost. As of January 2013, BullionVault held over $2billion worth of client assets. The bullion is kept in approved vaults within the London Good Delivery system. Good delivery bullion bars are produced by London Bullion Market Association [LBMA] approved refiners, have a known history and can be easily re-sold. Most of the world's professional gold dealing happens within the LBMA good delivery rules. BullionVault is a full member of the LBMA. Unlike most gold investment products, BullionVault's clients own their gold directly as property in their own name within the jurisdiction the gold is stored. Clients can chose to store their gold in Zurich, London, New York or Singapore. An internal market allows clients can trade their holdings with each other in units as small as a single gram. Clients can choose to place large orders [800oz] through the London professional markets. BullionVault itself also runs trading bots to ensure liquidity, quoting two-way prices on its exchange 24/7. In June 2010, the gold industry's key market-development body the World Gold Council joined with the internet and technology fund Augmentum Capital, which is backed by the London-listed Rothschild Investment Trust, in making an $18.8 million (GB £12.5m) investment in the business. This makes BullionVault rare as a disruptive start-up that has been willingly embraced by an established industry. Their exchange's technology stack runs almost entirely on open-source components. CTO Kris Jenkins says, "I couldn't imagine trying to build a company like BullionVault using proprietary software. I've seen startups die while they were still negotiating support contracts. Often when they could have picked an open solution so reliable it would never need support." The company was founded by Paul Tustain in 2005 and is based in London with an office in New York.
Dynamic Mobile Data Systems, Inc. develops mobile resource management solutions for midsize to large enterprises. It offers MobileServer, a wide area wireless platform infrastructure for two way wireless communications; Dynamic Mobile Application Suite, a set of configurable applications that provides a basis for moving corporate information to mobile resources; and Heads-Up!, a business activity monitoring and notification application for customers of mobile enterprises. The company also provides MobileDispatch, a two-way wireless dispatch solution that enables time sensitive communications and status tracking for companies; and Automated Vehicle Location software, which enables users to retrieve vehicle locations wirelessly. In addition, it offers services, such as implementation, maintenance, on-site or hosted training services; outsourced deployment, configuration, hosting, management, and support services of wireless applications; diagnostics, problem isolation and prioritization, updates, and fixes. Dynamic Mobile Data Systems, Inc. was founded in 1994 and is headquartered in Somerset, New Jersey.