BCI Finance

Liberis Limited is a London-based company that specializes in providing cash advances and loans to small and medium-sized enterprises. Founded in 2005 and formerly known as Merchant Cash Express Limited, the company rebranded in 2013. Liberis offers a finance platform designed to deliver tailored financial solutions directly to businesses and through partnerships. With a focus on embedded finance, the company aims to support business growth by offering revenue-based financing and alternative financial services. Liberis operates as a subsidiary of Rapid Financial Services, LLC, enhancing its ability to cater to the financial needs of its clients.

Ferovinum is a fintech platform that provides working capital and stock management software for the wine and spirits industry. It combines financing with supply chain optimization and proprietary trading software to improve production, inventory management, ecommerce operations, and distributor relationships. The solution also helps optimise ancillary services such as insurance, freight, foreign exchange and payments, and connects brands with distributors for more efficient trading and direct market access. By integrating capital access with supply chain tools, Ferovinum aims to enhance profitability, support growth, and reduce risk for wine and spirits businesses.

Carmoola is a fintech company that provides an online car financing platform accessed through a mobile app. It offers car loans and financing options with low-interest rates and attractive terms, enabling customers to spread the cost of a vehicle over multiple payments. The service aims to reinvent how people pay for cars by delivering transparent terms with no hidden fees or broker commissions. It emphasizes a streamlined experience and 24/7 support, avoiding traditional call centres to simplify the process of arranging affordable car finance.

Butter is a UK-based fintech company offering a virtual card-based 'Buy Now Pay Later' service. It allows users to split purchases from any online retailer into interest-free instalments over 2 to 4 months. Users earn rewards as they spend, which can be redeemed for travel discounts on Butter's exclusive platform, Butter Holidays. The company facilitates shopping and travel bookings through its mobile application, enabling users to manage their spending and plan travel costs conveniently in one place.

Founded in London in 2009, Fly Now Pay Later offers an application that enables users to book travel-related products such as flights, hotels, and holidays, then repay the cost in installments. This service caters to both individual travelers and businesses.

Liberis Limited is a London-based company that specializes in providing cash advances and loans to small and medium-sized enterprises. Founded in 2005 and formerly known as Merchant Cash Express Limited, the company rebranded in 2013. Liberis offers a finance platform designed to deliver tailored financial solutions directly to businesses and through partnerships. With a focus on embedded finance, the company aims to support business growth by offering revenue-based financing and alternative financial services. Liberis operates as a subsidiary of Rapid Financial Services, LLC, enhancing its ability to cater to the financial needs of its clients.