Berliner Volksbank

Kidling is a digital platform designed to streamline operations for daycare centers, enhancing both administrative efficiency and educational quality. The platform provides a comprehensive suite of tools, including personnel administration, time recording, accounting features, and online services. It also includes dedicated applications for parents and educators, facilitating communication and engagement. By focusing on sustainability and the promotion of valuable educational practices, Kidling supports daycare centers in various aspects, including leadership management and the implementation of customizable pedagogical concepts. This digital solution aids in the transformation of daycare operations, allowing for improved participation and better educational outcomes.

PlanRadar GmbH specializes in a documentation and defect management application tailored for the construction and real estate sectors. Founded in 2013 and headquartered in Vienna, Austria, with additional offices in London, Zagreb, and Sunnyvale, the company offers a software-as-a-service (SaaS) solution that facilitates the recording, documentation, communication, and tracking of tasks and defects. Users, including contractors, facility managers, architects, and engineers, can access the platform via web and mobile applications to efficiently manage project-related information in real time. This enables project managers to document issues directly on-site using smartphones or tablets and assign them to relevant stakeholders, thereby enhancing communication and operational efficiency. PlanRadar serves over 7,000 customers and 60,000 users across 45 countries, significantly reducing time spent on documentation tasks.

ZOLAR GmbH, based in Berlin, Germany, specializes in designing, building, and providing customized residential solar and battery systems. Founded in 2016, the company offers a comprehensive online configurator that allows homeowners to tailor their photovoltaic systems to meet individual needs while receiving expert assistance. ZOLAR coordinates the installation process through a network of local partner companies, ensuring that each system is properly implemented. Employing around 200 individuals, ZOLAR aims to promote energy independence for households by facilitating the integration of energy generation, storage, and smart home solutions. The company encourages customers to produce their own green electricity, thereby reducing reliance on the mains grid and contributing to climate protection initiatives. Through its innovative approach, ZOLAR envisions a future where solar systems are installed on rooftops worldwide, empowering households to neutralize their carbon footprints.

A Zürich headquartered FinTech operational in Switzerland, Australia, UK and the Ntherlands. We are the architects of a progressive new world of business finance. Transforming the long-held conventions of the industry, and responding to rapid changes in technology. We support entrepreneurs, private businesses, funders and investors – to realise vast new landscapes of opportunity. By building a world that is more nimble, responsive and sustainable – enhancing relationships, efficiencies and reward. We’re making it our mission to solve some of the world’s biggest lending challenges. For banks. For insurers. And for business owners. Leading the way to a better future for business credit by creating products that customers actually want. All backed by experienced people, data insights and clever technology.

Enpal GmbH is a Berlin-based company founded in 2017 that specializes in providing comprehensive renewable energy solutions, primarily through the installation and operation of solar panels for residential electricity generation. The company offers a range of products, including solar panels, batteries, wallboxes, heat pumps, and energy management systems, catering to customers in Germany and Italy. Enpal initially adopted a sales-based model but successfully transitioned to a lease model that requires no upfront payment and includes installation, insurance, and maintenance services. This approach has resulted in significant growth, with over 60,000 solar PV systems installed and revenues exceeding 400 million euros as of 2022. Enpal employs more than 1,000 team members, including over 200 local installer teams, and has opened several satellite offices to enhance customer service across its markets. The company has received numerous awards for its contributions to sustainability and customer service, positioning itself as a leader in the solar PV installation sector in Germany.

Thermondo GmbH, established in 2013 and based in Berlin, Germany, operates an online platform that allows users to compare and purchase home heating systems while also offering installation services. The company focuses on promoting energy transition through innovative heating solutions and aims to enhance energy efficiency for consumers. Thermondo has become the largest installer of heating solutions in Germany by leveraging digital processes and quality management, ensuring a streamlined experience from lead generation to installation and after-sales support. By integrating its services, Thermondo seeks to provide superior energy products and deliver a high-quality customer experience.

PlanRadar GmbH specializes in a documentation and defect management application tailored for the construction and real estate sectors. Founded in 2013 and headquartered in Vienna, Austria, with additional offices in London, Zagreb, and Sunnyvale, the company offers a software-as-a-service (SaaS) solution that facilitates the recording, documentation, communication, and tracking of tasks and defects. Users, including contractors, facility managers, architects, and engineers, can access the platform via web and mobile applications to efficiently manage project-related information in real time. This enables project managers to document issues directly on-site using smartphones or tablets and assign them to relevant stakeholders, thereby enhancing communication and operational efficiency. PlanRadar serves over 7,000 customers and 60,000 users across 45 countries, significantly reducing time spent on documentation tasks.

Acatus GmbH is a financial services company based in Berlin, Germany, that operates a digital debt capital markets platform. Founded in 2016, the company connects originators, including banks, funds, and peer-to-peer platforms, with investors through its real-time securitization-as-a-service. Acatus facilitates refinancing options via capital markets, catering to family offices and pension funds, while also providing opportunities for investment in new debt asset classes. By offering individual asset securitizations, Acatus aims to enhance client relationships and expand market access for its users.

ROOBEO GmbH is an online marketplace based in Berlin, Germany, specializing in building materials and related products. Founded in 2017, the company provides a wide range of items including construction and craft materials, home improvement products, safety equipment, work-wear, landscaping equipment, sanitary and heating products, construction chemicals, office supplies, roofing accessories, insulation materials, interior products, operating equipment, tools, and screws. The platform caters to various sectors, including agriculture and forestry, construction, civil engineering, painting, steelworks, metal construction, and carpentry. ROOBEO aims to enhance efficiency in material procurement for craftsmen, suppliers, and manufacturers, thereby creating added value and optimizing processes within the craft and construction industry.

Remind.me is an online reminder service designed to help consumers manage their contracts effectively and optimize their savings. Launched in October 2017 and operated by remind me GmbH in Berlin, the platform notifies users about important termination dates for contracts, including electricity, gas, mobile communications, and internet services. By providing timely reminders, Remind.me enables users to capitalize on better deals available in the market, potentially increasing their savings by at least €1,700 per year. The service is free for users, as it is financed through agency commissions earned from partners when a contract is finalized. This approach ensures that the selection of offers is based solely on user benefit, rather than commission levels. Founders Daniel Engelbarts and Christian Lang previously established Sparwelt.de, Germany's largest bargain portal, and aim to replicate their success with Remind.me by prioritizing the best deals for consumers.

ROOBEO GmbH is an online marketplace based in Berlin, Germany, specializing in building materials and related products. Founded in 2017, the company provides a wide range of items including construction and craft materials, home improvement products, safety equipment, work-wear, landscaping equipment, sanitary and heating products, construction chemicals, office supplies, roofing accessories, insulation materials, interior products, operating equipment, tools, and screws. The platform caters to various sectors, including agriculture and forestry, construction, civil engineering, painting, steelworks, metal construction, and carpentry. ROOBEO aims to enhance efficiency in material procurement for craftsmen, suppliers, and manufacturers, thereby creating added value and optimizing processes within the craft and construction industry.

A Zürich headquartered FinTech operational in Switzerland, Australia, UK and the Ntherlands. We are the architects of a progressive new world of business finance. Transforming the long-held conventions of the industry, and responding to rapid changes in technology. We support entrepreneurs, private businesses, funders and investors – to realise vast new landscapes of opportunity. By building a world that is more nimble, responsive and sustainable – enhancing relationships, efficiencies and reward. We’re making it our mission to solve some of the world’s biggest lending challenges. For banks. For insurers. And for business owners. Leading the way to a better future for business credit by creating products that customers actually want. All backed by experienced people, data insights and clever technology.

Hypatos GmbH, founded in 2018 and located in Kleinmachnow, Germany, specializes in artificial intelligence systems aimed at automating the capture and processing of document data. The company focuses on enhancing financial document processing through its use of language processing AI and computer vision technology. Hypatos targets various business applications, including invoices, travel and expense management, loan application validation, and insurance claims. By offering pre-trained machine learning models as APIs and applications, Hypatos enables organizations to automate complex back-office processes, thereby increasing processing speed, reducing costs, and improving data quality.

LIQID Investments GmbH, founded in 2015 and based in Berlin, Germany, operates a digital wealth management platform that offers tailored investment portfolios and strategies. The company specializes in providing access to various asset classes, including private equity, real estate, and venture capital funds. By integrating investment expertise with technology, LIQID Investments delivers customized solutions that cater to the specific cost and investment needs of its clients, thus facilitating a more accessible and personalized wealth management experience.

Thermondo GmbH, established in 2013 and based in Berlin, Germany, operates an online platform that allows users to compare and purchase home heating systems while also offering installation services. The company focuses on promoting energy transition through innovative heating solutions and aims to enhance energy efficiency for consumers. Thermondo has become the largest installer of heating solutions in Germany by leveraging digital processes and quality management, ensuring a streamlined experience from lead generation to installation and after-sales support. By integrating its services, Thermondo seeks to provide superior energy products and deliver a high-quality customer experience.

VAI Trade is a European company that offers digital supply chain financing solutions specifically designed for small and medium-sized enterprises (SMEs). By providing purchase financing within 24 hours, VAI Trade ensures that SMEs can pay their suppliers immediately. The company facilitates bank transfers based on credit scores, invoice amounts, and loan terms, allowing businesses to benefit from flexible repayment plans. This approach helps SMEs preserve their liquidity while enabling them to invest in growth opportunities.

SMACC GmbH, established in 2015 and located in Potsdam, Germany, specializes in the development of cloud-based software for bookkeeping and finance management. The company's platform leverages machine learning technology to automate document-based processing tasks in finance departments, offering solutions for document data capture, accounting and controlling automation, and intelligent workflow applications. By converting invoices into digital formats, SMACC's software significantly enhances efficiency, providing clients with the potential for up to a 90% reduction in processing time and costs. This innovative approach enables financial professionals and organizations to streamline their financial management processes effectively.

PlanRadar GmbH specializes in a documentation and defect management application tailored for the construction and real estate sectors. Founded in 2013 and headquartered in Vienna, Austria, with additional offices in London, Zagreb, and Sunnyvale, the company offers a software-as-a-service (SaaS) solution that facilitates the recording, documentation, communication, and tracking of tasks and defects. Users, including contractors, facility managers, architects, and engineers, can access the platform via web and mobile applications to efficiently manage project-related information in real time. This enables project managers to document issues directly on-site using smartphones or tablets and assign them to relevant stakeholders, thereby enhancing communication and operational efficiency. PlanRadar serves over 7,000 customers and 60,000 users across 45 countries, significantly reducing time spent on documentation tasks.

figo GmbH, based in Hamburg, Germany, is a provider of a software as a service platform that aggregates financial data from over 3,100 banks and financial institutions. Founded in 2012, figo is recognized as Europe’s first Banking Service Provider and is fully compliant with PSD2 regulations. The company offers a sophisticated Banking as a Service platform that connects modern services to more than 55 million online banking accounts in Germany and Austria, targeting the broader Single Euro Payments Area (SEPA). figo's platform simplifies the integration of financial services by providing access to financing sources, notification services, security, and customer management, thereby facilitating innovative banking solutions. By establishing a new connectivity standard for financial data, figo enhances usability and creates valuable interactions between consumers and financial partners, including startups and banks. As of March 2020, figo operates as a subsidiary of FinReach GmbH.

LIQID Investments GmbH, founded in 2015 and based in Berlin, Germany, operates a digital wealth management platform that offers tailored investment portfolios and strategies. The company specializes in providing access to various asset classes, including private equity, real estate, and venture capital funds. By integrating investment expertise with technology, LIQID Investments delivers customized solutions that cater to the specific cost and investment needs of its clients, thus facilitating a more accessible and personalized wealth management experience.

Qwist is an independent Open Banking platform provider based in Europe, focused on transforming the financial services landscape. The company offers a digital financial platform designed to address the challenges of the fragmented open banking ecosystem. With a secure cloud infrastructure, Qwist supports partners across various growth stages by leveraging data analytics and machine learning tools. This enables clients to enhance customer engagement while minimizing the costs and complexities associated with integrating financial services. By providing insights into customer transactions and interactions, Qwist empowers businesses across multiple industries to deliver innovative financial solutions.

Flexperto GmbH, founded in 2012 and based in Berlin, Germany, offers a video-based communication platform designed for various sectors including healthcare, finance, and education. The platform serves as an all-in-one solution that enables users to book services, schedule appointments, exchange files, and engage in live video consultations. Flexperto also provides an enterprise edition aimed at facilitating the digital transformation of service workflows, particularly in the insurance and banking industries. The platform supports features such as instant messaging, video consultations, billing, and customer management, enhancing communication between businesses and their clients. Operating under a SaaS model, Flexperto has seen significant growth, primarily catering to large international enterprises. The company employs around 30 staff members who are predominantly based at its headquarters in Berlin.

Flexperto GmbH, founded in 2012 and based in Berlin, Germany, offers a video-based communication platform designed for various sectors including healthcare, finance, and education. The platform serves as an all-in-one solution that enables users to book services, schedule appointments, exchange files, and engage in live video consultations. Flexperto also provides an enterprise edition aimed at facilitating the digital transformation of service workflows, particularly in the insurance and banking industries. The platform supports features such as instant messaging, video consultations, billing, and customer management, enhancing communication between businesses and their clients. Operating under a SaaS model, Flexperto has seen significant growth, primarily catering to large international enterprises. The company employs around 30 staff members who are predominantly based at its headquarters in Berlin.

Inventorum GmbH, founded in 2012 and based in Berlin, Germany, develops a cloud-based mobile point-of-sale application tailored for small and medium-sized retailers. The software facilitates the management of both offline and online business operations by integrating cash management, inventory management, customer support, and e-commerce capabilities into a single platform. This comprehensive solution assists retailers in streamlining daily processes and enhances overall operational efficiency. As of July 1, 2020, Inventorum operates as a subsidiary of Shore GmbH.

Shore is a prominent provider of web-based business solutions tailored for local service providers. Established in 2012, the company offers a comprehensive portfolio that includes online booking, a professional customer relationship management system, marketing tools, and an iPad-based cash system. Shore's platform is designed to be user-friendly, requiring no technical expertise, thereby allowing service providers to effectively manage their operations and enhance customer relationships through features like newsletters, appointment reminders, and customer feedback. With a presence in ten European countries and an expansion into the U.S. market in 2015, Shore aims to empower local businesses by leveraging the advantages of digital solutions to improve their online presence and overall productivity.

BERGFÜRST AG is a Berlin-based crowdfunding platform that facilitates online fundraising for real estate projects. The platform allows individuals to invest in high-quality real estate assets, traditionally accessible only to institutional investors, thus enabling a wider audience to benefit from attractive interest rates regardless of their financial background. By streamlining the funding process, BERGFÜRST provides real estate companies with a faster alternative to traditional bank financing for both project developments and refinancing existing properties. Established in 2011 by Dr. Guido Sandler and Dennis Bemmann, the company has demonstrated its potential for growth, notably through a strategic partnership with Commerz Real in 2019, enhancing its position in the fintech sector.