Citi Ventures

Socure's predictive analytics platform applies artificial intelligence and machine-learning techniques with trusted online/offline data intelligence from email, phone, address, IP, device, velocity, and the broader internet to verify identities in real-time. Socure powers financial inclusion by approving as much as 40% more millennial and other thin-file consumers. It also reduces fraud for online new account openings by up to 95% with false positives of better than 1:1 and cuts manual review rates by as much as 90%. It was founded in 2012 by Johnny Ayers, Chief Product Officer, and is led by CEO Tom Thimot. The company is based in New York City, with offices in San Diego, San Jose, and Chennai, India.

SmartAsset is a financial technology company that empowers people with automated personalized financial advice. Its proprietary technology, up-to-the-minute research and unique Automated Financial Modeling software simulate the impact of different decisions on people’s personal finances, enabling millions of people to make smart financial decisions. The company has created dozens of calculators and tools spanning the full range of personal finance options including home buying, retirement planning, life insurance, personal loans, student loans, credit cards, loan refinance, taxes, finding a financial advisor and investing. These tools live on SmartAsset’s website and are embedded in relevant content on financial publisher websites via the Captivate tool. The company furthers its mission of helping people make smart financial decisions by connecting them to financial advisors via the SmartAdvisor service. In addition to these tools, an in-house editorial team creates thousands of educational articles and data-driven studies.

Trulioo operates a Digital Identity Network that provides instant access to hundreds of procured, vetted, and trusted data sources around the world — all through a single integration. Deploying stringent security and privacy standards combined with the latest innovations in AI, biometrics and cloud computing, Trulioo’s GlobalGateway solution has access to information on more than 5 billion people and 250 million companies, enabling organizations to run identity verification checks with accuracy, reliability, speed and scale.

Doconomy is a Sweden-based fintech company that offers digital banking services. Their vision is of enabling a sustainable lifestyle for everyone. Doconomy wants to inspire change in behaviour and reduce unsustainable consumption and carbon emissions. Doconomy activates a circular ecosystem, connecting the consumer, the producer, the retailer and influencer to futureproof planet earth, and achieve a sustainable lifestyle for all.

Forage (formerly InsideSherpa) partners with leading companies to deliver free open-access training courses for candidates. Any candidate can enroll in the company-backed courses to build career skills, visibility, and experience. The platform is running various virtual training courses including with KPMG, Goldman Sachs, Microsoft, GE, BCG, JPMorgan Chase & Co., Citi, Deloitte, Accenture and others. There are +1 million students in the Forage ecosystem.

Feedzai is AI. We’re coding the future of commerce with today’s most advanced risk management platform powered by big data and artificial intelligence. Founded and developed by data scientists and aerospace engineers, Feedzai has one mission: make banking and commerce safe. The world’s largest banks, payment providers and retailers use Feedzai’s machine learning technology to manage risks associated with banking and shopping, whether digitally or in person.

IVIX is a platform that helps authorities prevent and reduce tax evasion. IVIX builts an AI-driven platform that can automatically synthesize both tax authorities’ internal data and publicly available information to identify instances of tax evasion.

Forto was founded in Berlin in 2016 under the name FreightHub by Erik Muttersbach and Michael Wax. The company develops groundbreaking, scalable, digital logistics technology and services that go beyond transportation from point A to point B. The easy to use and intuitive platform allows their customers to optimize and, therefore, own their entire global supply chain processes. With over 2,000 customers and 9 global offices, Forto currently employs 200+ people. They are passionate about global trade, and aim to increase global prosperity while driving sustainability. Forto is a brand of FreightHub GmbH.

Founded in 2012, HomeLight is the premier marketplace for finding real estate professionals. Our proprietary algorithm creates unbiased, personalized agent recommendations by analyzing transactional data and licensing records of over two million agents. HomeLight identifies agents with local knowledge and negotiation expertise, helping thousands of homeowners sell their homes faster and for more money. Based in San Francisco and Phoenix and currently operating in over 34 major U.S. markets, HomeLight is a privately held company backed by Zeev Ventures, Menlo Ventures, SGVC, Google Ventures, Crosslink Capital and Innovation Endeavors.

SEW Infrastructure Limited constructs and develops infrastructure projects. It engages in the construction of tunnels, hydel power and thermal power plant, dam and barrage, lift irrigation, canal and aqueduct, power transmission, public health engineering, transportation, commercial building, industrial structure, property development, port, mining, oil and gas, and build–operate–transfer projects. SEW Infrastructure Limited was formerly known as SEW Constructions Ltd. and changed its name to SEW Infrastructure Limited in January 2008. The company was founded in 1959 and is headquartered in Hyderabad, India with additional offices in New Delhi, Kolkata, and Vijayawada, India; Addis Ababa, Ethopia; Singapore; Muscat, Oman; Jakarta, Indonesia; Windhoek, Namibia; and Kampala, Uganda

Akoya, LLC develops the Akoya Data Delivery Platform that offers financial institutions a service that empowers consumers to grant and manage third party access to their financial data in a safe, secure, and transparent manner. The company's platform features include detailed reports, data security, easy to use dashboard, and consumer protection. Akoya, LLC was founded in 2018 and is based in Boston, Massachusetts.

Notarize operates an online notary public service that enables users to connect with a commissioned online eNotary public by live video call. It offers Notarize, a software service that allows clients to complete the notarization process remotely and entirely online; Notarize for business, a platform for organizations and developers to collect notarized documents; and Notarize for Mortgage, a platform that digitizes the closing process with technology to coordinate lenders, title companies, and borrowers online. Notarize's electronic notary public service is offered to customers via iOS, Android and web Pat Kinsel founded the company as 16 Pins in May 2015. Notarize has its headquarters in Boston in Massachusetts.

Perch Credit (also known as Perch), is a fin-tech mobile app that allows users to take common recurring expenses, such as their subscriptions & rent, and turn these into creditworthy data points. Perch is currrently live on iOS and plans to be on Android in the coming months. Perch recently graduated YC (S20) and closed 2.5M in their most recent round.

M-DAQ Pte Ltd (formerly known as Summit Investment Pte Ltd) was founded by a group of veterans from the FX and Securities Industries with experience averaging 15 years amongst the key members. M-DAQ is an innovative and unique solution, providing a platform to price and trade any exchange-traded products in more than one currency by blending ‘executable’ FX rates into equities and futures products. M-DAQ is the IP owner and holds the key relationships with the National Exchanges and the Global FX Banks. M-DAQ handles the entire consultancy work for each Exchange to be enabled on M-DAQ Solution, and provides the Exchange and the FX Consortium Banks with a license to use the M-DAQ solution. In addition, the partner Exchange will receive a revenue share of the net FX margins. The Exchange partners continues to operate the new cross-currency platform under existing in-country regulatory framework.

Arcus Financial Intelligence, Inc. develops and operates an application program interface (API) platform for banks and financial institutions that manages consumer bills and financial data. The company provides real-time bill management and payment services. It provides a detailed picture of the family finances of users such as how many bills they have, how much do they owe, and when the bill is due to be paid. The company was formerly known as Regalii Inc. and changed its name to Arcus Financial Intelligence, Inc. in June 2018. Arcus Financial Intelligence, Inc. was founded in 2012 and is based in New York, New York.

DriveWealth is a digital trading technology company that develops a cloud-based API-driven brokerage infrastructure. It offers digital brokerage solutions to broker-dealers, advisors, and online partners worldwide through its proprietary investment platform. DriveWealth delivers access to the U.S. securities markets along with an array of digital products that power both emerging and established financial companies. The company was founded in 2012 and is headquartered in Chatham, New Jersey.

Silverfort Inc. develops authentication and access protection solutions for enterprises. The company offers Authentication Firewall, which prevents malicious and unauthorized access to any sensitive resource across the corporate network or in the cloud. Its solution allows enterprises to close the gaps in their security and compliance by bringing authentication and access protection technology to servers, applications, devices, and files across the organization. Silverfort Inc. was founded in 2016 and is based in Tel Aviv, Israel. It has additional offices in Boston and Houston.

Hopper Inc. develops a mobile application that uses big data to predict and analyze airfares. The company provides travel recommendations on flights and notifies the travelers when the prices of flights are at their predicted lowest points. Hopper Inc. was formerly known as Openplaces Inc. The company was founded in 2007 and is based in Montreal, Canada with additional locations in Cambridge, Massachusetts; New York, New York; and Sofia, Bulgaria.

Contour is building the world’s open trade finance network. By focusing on collaboration and leveraging new technologies we are dissolving the barriers to seamless trade. Our networks of banks, corporates, services and partnerships enable the instant flow of trusted data across the world’s trade routes and current fragmented ecosystems.

Udaan is a B2B trade platform that brings manufacturers, traders, retailers, and wholesalers into a single platform. The platform is about making business easy in India, about making B2B commerce convenient and efficient. They believe B2B is the new B2C in India. It connects retailers with wholesalers and traders who sell more than 15 lakh products ranging across categories from electronics and apparel to grocery and fresh produce. Udaan chat feature allows you to have a personal and secure conversation in real-time, in a language of your choice. It enables a direct connection between buyers & sellers which allows one-on-one discussions to negotiate terms of trade between transacting parties. India has 50m+ SMBs, who form the core of the Indian economy and society. They are the entrepreneurial pulse of India. They believe the internet is a great equalizing platform. They want to bring their energies together in bringing the power of the Internet to these millions of entrepreneurs. Udaan was founded in 2016 and is headquartered in Bangalore, Karnataka, India.

Founded in 2011, Ondot provides over 4,000 banks and credit unions with a digital card services platform that establishes the new standard for cardholder engagement – from an integrated Card App for community issuers to premium journeys for global top banks. Ondot enables card issuers to offer in-the-moment convenience with control and transparency to their physical and virtual cards, leading to increased engagement and lifetime value.

Moving Analytics. is a tele-health company dedicated to helping people thrive after heart disease. Our flagship product is Movn a virtual cardiac rehabilitation program that leverages evidence based guidelines, behavioral science, remote monitoring and personalized coaching to help patients recover to full health after a cardiac event. Movn is currently used by the Veterans Affairs Medical Center, Highmark Health Plan, Kaiser Permanente Northwest and many more health systems across the US.

HighRadius is a Fintech enterprise Software-as-a-Service (SaaS) company which leverages Artificial Intelligence-based Autonomous Systems to help companies automate Accounts Receivable and Treasury processes. The HighRadius® Integrated Receivables platform reduces cycle times in your order-to-cash process through automation of receivables and payments processes across credit, electronic billing and payment processing, cash application, deductions, and collections. HighRadius® Treasury Management Applications help teams achieve touchless cash management, accurate cash forecasting and seamless bank reconciliation. Powered by the Rivana™ Artificial Intelligence Engine and Freeda™ Digital Assistant for order-to-cash teams, HighRadius enables teams to leverage machine learning to predict future outcomes and automate routine labor-intensive tasks. The radiusOne™ B2B network allows suppliers to digitally connect with buyers, closing the loop from supplier receivable processes to buyer payable processes. HighRadius solutions have a proven track record of optimizing cash flow, reducing days sales outstanding (DSO) and bad debt, and increasing operational efficiency so that companies may achieve strong ROI in just a few months. To learn more, please visit www.highradius.com

BioCatch offers a range of behavioral authentication and threat detection solutions for web and mobile applications. Available as a cloud-based solution, BioCatch collects and analyzes more than 2000 cognitive parameters to generate unique user profiles. Organizations use the platform to continuously authenticate users during their online sessions, protecting against cyber threats and fraudulent activity, such as account takeover and RAT-in-the-Browser (RitB), remote access, and automated account manipulation. BioCatch was founded in 2011 and is based in Boston, Massachusetts,

Skan.ai uses cognitive technologies to map, model, and manage business processes by creating digital twins of human/digital interactions. Skan.ai replaces human interviews and observation, which are not accurate, by cognitive tooling that learns based on observation of human/digital work. Skan does this at scale and learns / reconstructs business processes grounds up. This approach is significantly faster, more accurate, and has much greater depth and coverage.

HoneyBook, Inc. provides a business software for wedding planners and related vendors. It offers HoneyBook, a platform that connects clients, vendors, and event planners. The company’s HoneyBook enables vendors to create proposals, get feedback from their clients online, complete business agreements, and receive payments. HoneyBook, Inc. was incorporated in 2012 and is based in San Francisco, California.

Betterment is a smart automated investing service that provides optimized investment returns for individual, IRA, ROTH IRA, and rollover 401(k) accounts. Its technology enables users to manage their investments in a customized, diversified portfolio. Charging a management fee of 0.25%, the company enables users to access, view, share, and review their portfolio’s activities as well as deposit and withdraw money from anywhere, anytime. Betterments products also include Tax Loss Harvesting, a program that works to offset taxes on both gains and income; and RetireGuide, a series of online surveys to enable users to determine the success of their long-term financial goals.

Chargeafter Ltd develops and operates a financing platform. Its platform facilitates and connects lenders with merchants, creates global financing network, and enables merchant offer real time and reachable financing options to consumers. The company was founded in 2017 and is based in Ramat Gan, Israel with additional offices in Sunnyvale, California; and New York, New York.

Braze is a comprehensive customer engagement platform that powers relevant and memorable experiences between consumers and the brands they love. Context underpins every Braze interaction, helping brands foster human connection with consumers through interactive conversations across channels that deliver value quickly and continuously. The company was named a Leader in the 2019 Gartner Magic Quadrant for Mobile Marketing Platforms and was recognized as one of Inc Magazine's 2019 Best Workplaces. Braze is headquartered in New York with offices in Chicago, London, San Francisco, and Singapore. Learn more at braze.com.

Tessian’s mission is to secure the human layer. Using machine learning technology, Tessian automatically stops data breaches and security threats caused by human error - like data exfiltration, accidental data loss, business email compromise, and phishing attacks - with minimal disruption to employees' workflow. As a result, employees are empowered to do their best work, without security getting in their way. Founded in 2013, Tessian is backed by renowned investors like Sequoia, Accel, March Capital, and Balderton, and has offices in San Francisco and London.

Soldo Limited develops expense management software solutions for small businesses, enterprises, and accountants. The company offers Soldo Pro, a solution that allows to manage expenses from payment to reconciliation; Soldo Premium, a solution that helps to control business spending; and Soldo Enterprise, a solution that supports financial strategies. It serves not-for-profits, start-ups and scale-ups, digital media markets, technology sectors, and higher education industries. Soldo Limited was formerly known as PX Technology Ltd and changed its name to Soldo Limited in March 2015. The company was incorporated in 2014 and is based in London, United Kingdom with additional offices in Rome and Milan, Italy; and Dublin, Ireland.

Freebird is a first-of-its-kind mobile rebooking tool that empowers travelers to skip the line and instantly book a new ticket – on any airline at no additional cost – in the event of a flight cancellation, four-hour delay, or missed connection. Freebird provides travelers with instant notifications in the event of a flight disruption, and offers the ability to rebook in less than 30 seconds with only three taps on their mobile device.

vArmour is a leader in data defined perimeter security. Where the world of mobile, virtualization and cloud has moved beyond the traditional perimeter, threats are more sophisticated and CIO’s require greater visibility and control of their data. Based in Mountain View, California, vArmour is founded by security and technology experts from Juniper, Netscreen, RSA and Silvertail. Find out more at www.varmour.com

Warren is an investment platform that simplifies finances and transforms the habit of investing in something easy, transparent, and efficient. The company was founded in 2016 and is based in Porto Alegre, Brazil.

Immuta provides a cloud-native data governance platform for organizations to automate data access control, security and privacy compliance, ensuring each user who queries data sees only the data they’re supposed to see, for their approved purpose or role. The platform aims to create trust across data engineering, security, legal, compliance, and business teams so they can work together to ensure timely access to critical data with minimal risk, while adhering to global data privacy regulations including the GDPR, CCPA and HIPAA.

DocuSign, Inc. provides cloud based transaction products and services in the United States. The company offers e-signature solution that enables businesses to digitally prepare, execute, and act on agreements. It serves large enterprises, sole proprietorships, small- to medium-sized businesses, professionals, and individuals. The company was 2003 and is headquartered in San Francisco, California.

Tanium is a security and systems management platform that allows real-time data collection at an enterprise scale. It provides enterprise and government organizations with tools to secure, control, and manage millions of endpoints across the enterprise within seconds. The platform allows security and IT operations teams to get access to visibility and accurate information on the state of endpoints at all times to protect against modern-day disruptions and realize new levels of business resilience. Tanium was founded by David Hindawi and Orion Hindawi in 2007 and is headquartered in Kirkland, Washington, United States.

Linkable Networks provides a digital shopper attribution platform intended to reward, engage, activate, and retain consumers in the store. The platform uses SaaS that turns online, mobile, email, print, and radio advertisements into linkable savings offers tied to the consumer's credit or debit card, allowing retailers and brands to automatically measures and aggregates purchases across any national retailer for use by loyalty companies to reward and track consumer spending.

Styra, Inc. develops a clod tool for security and compliance. It offers Styra Declarative Authorization Service, a solution that provides context-based admission control policy to mitigate risks, reduce human errors, and accelerate Kubernetes deployments. The company’s solution is also used for policy design and validation, policy distribution, policy monitoring and auditing, Compliance-as-Code, and shift security. Its solutions include applications, multi-cloud, micro services, containers, databases, and servers. Styra, Inc. was founded in 2015 and is based in Redwood City, California.

Feedzai is AI. We’re coding the future of commerce with today’s most advanced risk management platform powered by big data and artificial intelligence. Founded and developed by data scientists and aerospace engineers, Feedzai has one mission: make banking and commerce safe. The world’s largest banks, payment providers and retailers use Feedzai’s machine learning technology to manage risks associated with banking and shopping, whether digitally or in person.

Fidel Limited engages in developing application program interface (API) platform that connects developers to marketing services. The company develops card-linked API, which allows developers and retailers to create apps and connect banking cards with reward services. It manages all heavy lifting in the background and transactional data securely accessible through a single access point so that developer can create web and mobile applications using real-time payment data. The company was founded in 2012 and is based in London, United Kingdom.

Unison is a provider of home-ownership investments used for long-term financing. Its investments offer long-term investments in individual residential properties through their innovative programs in exchange for the opportunity to share gain or loss in the home's value when they decide to sell that enable applicants to buy homes without interest or monthly payments. It was founded in 2004 and is headquartered in San Francisco, California.

Kenna Security is a leader in predictive cyber risk. The Kenna Security Platform enables organizations to work cross-functionally to determine and remediate cyber risks. Kenna leverages Cyber Risk Context Technology™ to track and predict real-world exploitations, focusing security teams on what matters most. Headquartered in San Francisco, Kenna counts among its customers many Fortune 100 companies and serves nearly every major vertical.

Global Trade Nework PTE LTD operates a blockchain based platform that helps users in digitally creating, exchanging, approving, and issuing Letters of Credit (LCs). It serves corporates, banks, and others. The company was founded in 2020 and is based in Singapore.

LiveNinja is on a mission to help people around the world get the service and assistance they need; anytime, anywhere. The company offers unique communication tools that enable businesses to better serve and understand their customers. LiveNinja Messenger, their latest app, simplifies customer communication by bringing each conversation into one message thread. It was founded in 2011 and headquartered in Miami, Florida.

Car IQ Inc. develops and operates a cloud-based vehicle management platform and payment gateway for auto dealer groups, car sharing clients, and autonomous drivers. It offers Car IQ, an automotive grade payment solution that enables users to initiate payments directly from the vehicle without the use of a credit cards. The company’s platform uses sensor data from the car and enables vehicles to connect to service and repair providers. Car IQ Inc. was founded in 2016 and is based in San Francisco, California.

Janalakshmi Financial Services is a for-profit NBFC serving the urban underserved, with the promoter stake held in the not-for-profit entity Janalakshmi Social Services. This is the only NBFC in India structured in such a manner, with the deliberate intent of keeping the social spirit intact. Janalakshmi Financial Services' market-based approach to financial inclusion is defined by three distinct characteristics: first, an exclusive focus on servicing the needs of the urban poor; second, a strong customer-value driven approach in designing financial products and services; third, the centrality of technology and processes as the foundation of a scalable enterprise.

Pindrop uses AI-based IVR Authentication and Anti-Fraud Solutions to increase efficiency in call centers and stop fraudulent transactions. Pindrop solutions are leading the way to the future of voice by providing identity, security, and authentication for every voice interaction. Pindrop solutions protect some of the biggest banks, insurers, and retailers in the world using patented technology that extracts an unrivaled amount of intelligence from every call encountered. Pindrop solutions help detect fraudsters and authenticate callers, reducing fraud and operational costs, while improving customer experience and protecting brand reputation. Pindrop, a privately held company, headquartered in Atlanta, Georgia, was founded in 2011 and is venture-backed by Andreessen Horowitz, Citi Ventures, Felicis Ventures, CapitalG, GV, and IVP.

Kenna Security is a leader in predictive cyber risk. The Kenna Security Platform enables organizations to work cross-functionally to determine and remediate cyber risks. Kenna leverages Cyber Risk Context Technology™ to track and predict real-world exploitations, focusing security teams on what matters most. Headquartered in San Francisco, Kenna counts among its customers many Fortune 100 companies and serves nearly every major vertical.

Car IQ Inc. develops and operates a cloud-based vehicle management platform and payment gateway for auto dealer groups, car sharing clients, and autonomous drivers. It offers Car IQ, an automotive grade payment solution that enables users to initiate payments directly from the vehicle without the use of a credit cards. The company’s platform uses sensor data from the car and enables vehicles to connect to service and repair providers. Car IQ Inc. was founded in 2016 and is based in San Francisco, California.

UJET is a ultra-modern cloud contact center software company with innovation in smartphone-era customer support on the web, phone, and mobile apps. The UJET platform delights end-users with any time, anywhere access and simple smartphone functionality and elevates agent performance through context-aware solutions for voice, chat, image, video, and text. The UJET platform is enterprise grade and SOC2 Type II and HIPAA compliant.

Illusive Networks is a cybersecurity company that provides software that detects cyber attackers that penetrates a network. Its cybersecurity software empowers security teams to strengthen their networks against advanced attackers, stop targeted attacks through early detection of lateral movement, and resolve incidents quickly. Illusive Networks was formed in 2014 and is based in Tel Aviv-yafo, Tel Aviv, and New York, United States.

Globe Capital Market Limited provides financial services in India and internationally. The company offers equities, commodities and currencies markets intermediation, portfolio management schemes, depository services, mutual fund and IPO distribution, qualified depository participant services, securities lending and borrowing services, corporate advisory, and international broking services. It also provides offline and online currency trading services; institutional broking services for domestic and international institutional investors, pension funds, hedge funds, mutual funds, insurance companies, and banks; clearing services for F&O, commodity, and currency derivatives segments; demat pool account services for equity and commodity brokers; and NRI services. Globe Capital Market Limited was formerly known as Globe Merchants Limited and changed its name to Globe Capital Market Limited in January 1997. The company was incorporated in 1985 and is based in New Delhi, India.

Tealium, Inc. provides enterprise tag management solutions to clients worldwide. The company offers Tealium iQ, a tag management solution that allows business users to manage their tags across multiple digital touchpoints, such as Web, mobile, and video. Its Tealium iQ solution allows digital marketers to manage their online solutions; and deploy and manage third-party vendor tags, as well as correlate the data those tags generate into an actionable source. It also provides supported tags; Tealium DataCloud, a digital data platform; Mobile Tagging that helps digital marketers to improve mobile marketing; and AudienceStream, a real-time audience discovery platform for marketers. In addition, it offers Tealium DataAccess that enables customers to unify various omnichannel insights from anywhere across the organization to allow for real-time informed engagement and action; and Tealium Predict, a built-in machine learning technology for Tealium AudienceStream. The company serves brands in various industry categories, including e-commerce, online media, travel, and more. Tealium, Inc. was founded in 2008 and is based in San Diego, California.

Since 2001, Volante has been focused on addressing the challenges of financial message integration and payments on-boarding, processing and orchestration. With a broad range of over 85 financial institutions and corporates as clients in 26 countries they provide the business agility needed to be competitive and thrive in the digital payments age by quickly dealing with the complexities of change, and taking advantage of business opportunities as they arise. All Volante products are born from a heritage of payments and financial message integration, and are rich with innovative functionality as a result of best practice driven R&D over the past 16 years. This means that their products coupled with their growing and maintained library of hundreds of international and domestic message standards plugins and transformations enable projects to be completed in months not years, or weeks not months, while insulating core systems from change.

Pindrop uses AI-based IVR Authentication and Anti-Fraud Solutions to increase efficiency in call centers and stop fraudulent transactions. Pindrop solutions are leading the way to the future of voice by providing identity, security, and authentication for every voice interaction. Pindrop solutions protect some of the biggest banks, insurers, and retailers in the world using patented technology that extracts an unrivaled amount of intelligence from every call encountered. Pindrop solutions help detect fraudsters and authenticate callers, reducing fraud and operational costs, while improving customer experience and protecting brand reputation. Pindrop, a privately held company, headquartered in Atlanta, Georgia, was founded in 2011 and is venture-backed by Andreessen Horowitz, Citi Ventures, Felicis Ventures, CapitalG, GV, and IVP.

Arcus Financial Intelligence, Inc. develops and operates an application program interface (API) platform for banks and financial institutions that manages consumer bills and financial data. The company provides real-time bill management and payment services. It provides a detailed picture of the family finances of users such as how many bills they have, how much do they owe, and when the bill is due to be paid. The company was formerly known as Regalii Inc. and changed its name to Arcus Financial Intelligence, Inc. in June 2018. Arcus Financial Intelligence, Inc. was founded in 2012 and is based in New York, New York.

Hello Digit, Inc. designs and develops application software that analyzes income and spending. The company develops mobile application that helps its users to interact with others and save money. Hello Digit, Inc. was incorporated in 2012 and is based in San Francisco, California.

Founded in 2015, Even Financial is an NYC based fintech company focused on evolving how financial institutions connect with consumers and provide them the best product recommendations at the right moment, facilitating an on-demand and personalized customer acquisition experience across the entire financial services ecosystem. The Even platform serves as a trusted intermediary for financial institutions - including Prosper, Lending Club, and Marcus by Goldman Sachs - that helps find consumers and distribute their products digitally. Even’s industry-leading search, comparison, and recommendation API is an infrastructure layer that enables hundreds of diverse partners - including Credit.com, Transunion, Money Under 30, Credit Sesame, and The Penny Hoarder - to power comprehensive personal finance websites, mobile apps, and other offerings with a modern platform that is proven to accelerate customer acquisition through optimal product recommendations, lowering cost of acquisition and maximizing monetization. Even Financial is based in New York.

Contguard is a global monitoring company that provides end-to-end service for managing goods in transit. We enable our clients to optimize their Supply Chain management by delivering in-depth information analysis as well as real-time data on their shipping. With Contguard you would know in real-time - * Your Cargo's location. * Deviation from your planned route. * Arrival/Departure from defined locations. * Your Cargo's temperature and humidity tailored to your defined parameters. * Container intrusion alert - whether the container's doors have been opened or in other means. * Shake impact - in case your cargo is not properly handled.

Immuta provides a cloud-native data governance platform for organizations to automate data access control, security and privacy compliance, ensuring each user who queries data sees only the data they’re supposed to see, for their approved purpose or role. The platform aims to create trust across data engineering, security, legal, compliance, and business teams so they can work together to ensure timely access to critical data with minimal risk, while adhering to global data privacy regulations including the GDPR, CCPA and HIPAA.

STAND is a mobile application where you connect with people who inspire you to put your compassion into action. The company has created a social experience to help people find and connect with other people and causes they care about. STAND received seed funding in 2015.

Reonomy leverages big data, partnerships, and machine learning to connect the fragmented world of commercial real estate. Reonomy products empower individuals, teams, and companies to unlock insights and discover new opportunities by providing unparalleled access to property intelligence.

Nylas provides an API platform that enables developers to quickly and securely access and process user data from any email, calendar, and contacts provider in the world. The solution allows developers to integrate complex, unstructured communications data into their applications in days, providing secure pre-built integrations that are SOC 2 certified, GDPR compliant, Privacy Shield certified, and HIPAA and FINRA-ready.

Gohenry helps young people learn how to earn, save and spend responsibly. Combining web and mobile apps with a debit card with parental controls, the company gives 6 to 18-year-olds hands-on experience of managing money within a safe environment. Parents set rules and limits, can allocate pocket money automatically, or set tasks and chores for their children to earn extra money. They and the kids can see their earnings, spending, and saving on graphs. Children and teens can also use budgeting tools to set savings goals and track and filter spending by the retailer, size of spend, and category. It’s a way to give young people financial independence so they can learn by doing, but under a watchful eye and with no danger of debt.

Real Estate Equity Exchange, Inc., doing business as Unison Home Ownership Investors, makes long-term investments in individual residential properties through Unison HomeBuyer and Unison HomeOwner programs. It offers Unison HomeBuyer, which provides consumers half of the down payment funds needed to purchase a home; and Unison HomeOwner, which allows current homeowners to tap into their home equity without interest or monthly payments. The company was founded in 2004 and is based in San Francisco, California.

Cylance is the first company to apply artificial intelligence, algorithmic science, and machine learning to cybersecurity and improve the way companies, governments, and end-users proactively solve the world’s most difficult security problems. Using a breakthrough mathematical process, Cylance quickly and accurately identifies what is safe and what is a threat, not just what is in a blacklist or whitelist. By coupling sophisticated math and machine learning with a unique understanding of a hacker’s mentality, Cylance provides the technology and services to be truly predictive and preventive against advanced threats.

ScaleFactor provides accounting and finance software with automated bookkeeping, proactive alerts, and other features. It is a smart accounting and finance software that changes the way modern businesses operate. By automating complex accounting tasks and translating financial information into usable business insights, ScaleFactor is enabling business owners, managers, and entrepreneurs to focus on what they love: running and growing their business. The company was founded in 2014 and is headquartered in Austin, Texas.

DB CyberTech develops predictive database data loss prevention products. Its technology assesses database infrastructures through deep protocol extraction, machine learning, and behavioral analysis; and pinpoints insider threats and database attacks. The company’s customers include financial institutions, healthcare providers, manufacturers, and governments. DB CyberTech was formerly known as DB Networks, Inc. and changed its name to DB CyberTech in May 2018. The company was founded in 2009 and is based in San Diego, California.

Cashforce BV owns and operates a smart cash flow management and forecasting platform. Its platform enables users to forecast multiple companies, bank accounts, and currencies; and incoming and outgoing cash flows to detect cash shortages or surpluses ahead of time. The company serves wholesale and distribution, transportation, logistics, and manufacturing sectors. Cashforce BV has a strategic alliance with Treasury Intelligence Solutions GmbH. The company was founded in 2013 and is based in Antwerp, Belgium with an additional office in New York, New York.

Skan.ai uses cognitive technologies to map, model, and manage business processes by creating digital twins of human/digital interactions. Skan.ai replaces human interviews and observation, which are not accurate, by cognitive tooling that learns based on observation of human/digital work. Skan does this at scale and learns / reconstructs business processes grounds up. This approach is significantly faster, more accurate, and has much greater depth and coverage.

C2FO provides a platform with many dynamic tools to help manage businesses' accounts payable and accounts receivable on-demand. C2FO is the first working capital market in the world. Their ability to create a seamless match between A/R and A/P has enabled efficiency in the riskless provisioning of working capital between suppliers and buyers. Finally, suppliers can take control of their cash flow while buyers can increase EBITDA and gross margin and earn a better return on short-term cash while improving the financial health of their supply chains.

Amoun Pharmaceutical Company S.A.E. engages in the development, manufacturing, marketing, and distribution of a range of human pharmaceutical and animal health products in Egypt. The company also exports its products to approximately 28 countries, including the Middle East, Africa, Asia, and Europe. Amoun Pharmaceutical Company S.A.E. was founded in 1998 and is headquartered in Cairo, Egypt. As of October 19, 2015, Amoun Pharmaceutical Company S.A.E. operates as a subsidiary of Valeant Pharmaceuticals International, Inc.

Superpedestrian, Inc. develops lightweight electric vehicles with integrated online platforms. It offers Copenhagen Wheel SDK, a platform for developers to get creative and develop a host of applications ranging from navigation to customizing the behavior of the wheel. The company sells its products through retailers, as well as online. Superpedestrian, Inc. was incorporated in 2012 and is based in Cambridge, Massachusetts.

Immuta provides a cloud-native data governance platform for organizations to automate data access control, security and privacy compliance, ensuring each user who queries data sees only the data they’re supposed to see, for their approved purpose or role. The platform aims to create trust across data engineering, security, legal, compliance, and business teams so they can work together to ensure timely access to critical data with minimal risk, while adhering to global data privacy regulations including the GDPR, CCPA and HIPAA.

Trulioo operates a Digital Identity Network that provides instant access to hundreds of procured, vetted, and trusted data sources around the world — all through a single integration. Deploying stringent security and privacy standards combined with the latest innovations in AI, biometrics and cloud computing, Trulioo’s GlobalGateway solution has access to information on more than 5 billion people and 250 million companies, enabling organizations to run identity verification checks with accuracy, reliability, speed and scale.

Roofstock, Inc. operates an online marketplace that enables investors to invest in real estate properties. It offers Roofstock, an online marketplace that enables users to invest in SFR homes; and provides research, analytics, and insights to evaluate and purchase independently certified properties. The company’s platform also enables buyers to access vetted homes with attractive investment profiles and cash flow potential; and sellers to market homes without losing income and disrupting tenants. Roofstock, Inc. was incorporated in 2014 and is headquartered in Oakland, California.

The most used shopping app for smartphones at physical stores and rewards users just for walking in

Roofstock, Inc. operates an online marketplace that enables investors to invest in real estate properties. It offers Roofstock, an online marketplace that enables users to invest in SFR homes; and provides research, analytics, and insights to evaluate and purchase independently certified properties. The company’s platform also enables buyers to access vetted homes with attractive investment profiles and cash flow potential; and sellers to market homes without losing income and disrupting tenants. Roofstock, Inc. was incorporated in 2014 and is headquartered in Oakland, California.

Live By Touch Holdings Ltd. provides electronic payment terminal with biometrics authentication system which recognizes the fingerprint and take money from the respective bank accounts.

Socure's predictive analytics platform applies artificial intelligence and machine-learning techniques with trusted online/offline data intelligence from email, phone, address, IP, device, velocity, and the broader internet to verify identities in real-time. Socure powers financial inclusion by approving as much as 40% more millennial and other thin-file consumers. It also reduces fraud for online new account openings by up to 95% with false positives of better than 1:1 and cuts manual review rates by as much as 90%. It was founded in 2012 by Johnny Ayers, Chief Product Officer, and is led by CEO Tom Thimot. The company is based in New York City, with offices in San Diego, San Jose, and Chennai, India.

Ddmap.com (丁丁网) is a location-based search engine platform that provides information for urban lives. Ddmap.com is committed to providing one-stop comprehensive solutions, providing convenient daily life information. With its self-developed location engine and thorough understanding of information classification and presentation in urban life, ddmap provides every single person with useful and accurate information for daily life. Ddmap.com is affiliated to Shanghai Gsuo Information Technology Co., Ltd. It was founded in May 2005.

Betterment is a smart automated investing service that provides optimized investment returns for individual, IRA, ROTH IRA, and rollover 401(k) accounts. Its technology enables users to manage their investments in a customized, diversified portfolio. Charging a management fee of 0.25%, the company enables users to access, view, share, and review their portfolio’s activities as well as deposit and withdraw money from anywhere, anytime. Betterments products also include Tax Loss Harvesting, a program that works to offset taxes on both gains and income; and RetireGuide, a series of online surveys to enable users to determine the success of their long-term financial goals.

Zūm is a provider of safe, efficient, and reliable child transportation for school districts and busy families. Zūm saves schools money and parents time by providing flexible transportation options through its network of highly vetted drivers and advanced scheduling, routing, and tracking technology. The company currently provide children’s transportation service in the San Francisco Bay Area, all of Los Angeles, Orange County, and San Diego. Zūm was founded in 2015 and is based in Redwood City, California.

Scryer, Inc., doing business as Reonomy, provides a research platform that allows commercial real estate investors and lenders to conduct quant-based analyses. It collects property and market-level data in various disparate sources, proprietary validation algorithms, and analytics to redefine how commercial real estate assets and market forces are understood. Scryer, Inc. was incorporated in 2013 and is based in New York, New York.

Contguard is a global monitoring company that provides end-to-end service for managing goods in transit. We enable our clients to optimize their Supply Chain management by delivering in-depth information analysis as well as real-time data on their shipping. With Contguard you would know in real-time - * Your Cargo's location. * Deviation from your planned route. * Arrival/Departure from defined locations. * Your Cargo's temperature and humidity tailored to your defined parameters. * Container intrusion alert - whether the container's doors have been opened or in other means. * Shake impact - in case your cargo is not properly handled.

Founded in 2012, HomeLight is the premier marketplace for finding real estate professionals. Our proprietary algorithm creates unbiased, personalized agent recommendations by analyzing transactional data and licensing records of over two million agents. HomeLight identifies agents with local knowledge and negotiation expertise, helping thousands of homeowners sell their homes faster and for more money. Based in San Francisco and Phoenix and currently operating in over 34 major U.S. markets, HomeLight is a privately held company backed by Zeev Ventures, Menlo Ventures, SGVC, Google Ventures, Crosslink Capital and Innovation Endeavors.

Zūm is a provider of safe, efficient, and reliable child transportation for school districts and busy families. Zūm saves schools money and parents time by providing flexible transportation options through its network of highly vetted drivers and advanced scheduling, routing, and tracking technology. The company currently provide children’s transportation service in the San Francisco Bay Area, all of Los Angeles, Orange County, and San Diego. Zūm was founded in 2015 and is based in Redwood City, California.

Cashforce BV owns and operates a smart cash flow management and forecasting platform. Its platform enables users to forecast multiple companies, bank accounts, and currencies; and incoming and outgoing cash flows to detect cash shortages or surpluses ahead of time. The company serves wholesale and distribution, transportation, logistics, and manufacturing sectors. Cashforce BV has a strategic alliance with Treasury Intelligence Solutions GmbH. The company was founded in 2013 and is based in Antwerp, Belgium with an additional office in New York, New York.

Since 2001, Volante has been focused on addressing the challenges of financial message integration and payments on-boarding, processing and orchestration. With a broad range of over 85 financial institutions and corporates as clients in 26 countries they provide the business agility needed to be competitive and thrive in the digital payments age by quickly dealing with the complexities of change, and taking advantage of business opportunities as they arise. All Volante products are born from a heritage of payments and financial message integration, and are rich with innovative functionality as a result of best practice driven R&D over the past 16 years. This means that their products coupled with their growing and maintained library of hundreds of international and domestic message standards plugins and transformations enable projects to be completed in months not years, or weeks not months, while insulating core systems from change.

HighRadius is a Fintech enterprise Software-as-a-Service (SaaS) company which leverages Artificial Intelligence-based Autonomous Systems to help companies automate Accounts Receivable and Treasury processes. The HighRadius® Integrated Receivables platform reduces cycle times in your order-to-cash process through automation of receivables and payments processes across credit, electronic billing and payment processing, cash application, deductions, and collections. HighRadius® Treasury Management Applications help teams achieve touchless cash management, accurate cash forecasting and seamless bank reconciliation. Powered by the Rivana™ Artificial Intelligence Engine and Freeda™ Digital Assistant for order-to-cash teams, HighRadius enables teams to leverage machine learning to predict future outcomes and automate routine labor-intensive tasks. The radiusOne™ B2B network allows suppliers to digitally connect with buyers, closing the loop from supplier receivable processes to buyer payable processes. HighRadius solutions have a proven track record of optimizing cash flow, reducing days sales outstanding (DSO) and bad debt, and increasing operational efficiency so that companies may achieve strong ROI in just a few months. To learn more, please visit www.highradius.com

Rupert is a platform that integrates with analysts’ tools. It removes inefficiencies and redundancies by automating work processes, helping you breeze through your data tasks and get full credit, with minimum effort. Obtain the right knowledge, at the right time, with contextual data discovery. Cut through the noise and concentrate on what is most important to you - producing insights that will push your business forward.

Colendi is a decentralized protocol providing a democratized credit scoring evaluation method that comes attached with an ID to serve users as a global financial passport. Our primary goal is to create a tool for the unbanked citizens of the world to obtain a more inclusive position regarding micro-financing​. Both the businesses and individuals are in need of a viable credit scoring mechanism that can serve as a trust agent between lenders and borrowers.

Modularbank is a cloud-native banking platform that allows to establish a new banking business or digitally transform an existing one. The platform builds next-generation banking experiences both in the retail and business banking landscape. Its API based banking platform follows the microservice architecture and is composed of flexible and independent modules that cover end-to-end everyday banking processes. Modularbank also offers sophisticated and flexible modular-based banking not just to existing banks and challenger banks, but to any business wishing to quickly roll out tailored financial services to their customers. It was founded in 2018 and is based in Tallinn, Estonia.

Defacto is a fintech firm that offers credit infrastructure using an API for small and medium companies. Defacto is an embedded finance product,

Kasa Living, Inc. provides rental accommodation booking services through an online portal. It offers hotel check-in, apartments booking, and boutique hospitality properties rental services. The company also provides property management services. It offers accommodation services in Virginia, Georgia, Texas, Washington, North Carolina, Illinois, Missouri, South Carolina, Florida, Colorado, Iowa, Pennsylvania, Tennessee, California, Wisconsin, Connecticut, Utah, and Arizona. Kasa Living, Inc. was incorporated in 2015 and is based in San Francisco, California.

Quantifind provides AI solutions for anti-money laundering and fraud detection that uniquely discover risk by combining internal financial institution data with public domain data. Founded in 2008 by two atomic physics Ph.D.s, the company has offices in Silicon Valley, New York, and Washington, DC. For more information, please visit http://www.quantifind.com.