Citi

Capitolis Inc. is a financial technology company that provides an online software-as-a-service platform designed for banks and financial institutions. Founded in 2016 and headquartered in New York, with additional offices in London and Tel Aviv, Capitolis focuses on enhancing the efficiency and safety of capital markets. Its platform allows financial institutions to optimize their balance sheets and improve liquidity by facilitating the rapid sourcing of capital for trades from other institutions with substantial balance sheets. By connecting global banks with institutional investors, Capitolis enables access to diversified capital and investment opportunities, ultimately transforming the efficiency of market participants and supporting their growth objectives.

Finix is a developer of a B2B payment processing platform that enables businesses to own, manage, and monetize their payment systems. The platform features a modular, workflow-driven architecture and a real-time interface that allows users to track transactions, consolidate data from various payment processors, and underwrite merchant accounts. This capability supports banks, acquirers, and enterprises in facilitating quick and secure push payments over debit cards and enables them to send money globally. By providing these tools, Finix aims to enhance the payment processing experience for its clients.

Numerated is a fintech company that simplifies business banking for financial institutions and their clients through its innovative digital lending platform. This platform enables banks and credit unions to enhance customer experience by leveraging data to streamline the origination of various business banking products, facilitating the entire process from application to decision and closure. The software includes features such as pre-filled digital applications, decision automation, and sales and marketing tools, thereby making it easier for businesses to obtain financial products. With over 400,000 businesses and 30,000 financial institution associates utilizing the platform, Numerated has processed $50 billion in lending. Financial institutions with a collective asset base of $1 trillion employ Numerated's solutions, which have garnered recognition in the fintech industry for their effectiveness and innovation.

Cicada is a fintech company that focuses on enhancing the bond trading experience through its innovative platform. By combining technology with user-friendly design and market expertise, Cicada aims to improve efficiency, transparency, and fairness within financial systems. The platform facilitates connectivity and access to bond securities, particularly in emerging markets, making it easier for investors to engage in bond trading. Through these efforts, Cicada seeks to transform how market participants connect and transact in the bond market.

Thinkive is a financial technology company that specializes in providing online and networked solutions for the financial sector, particularly in China. The company offers a comprehensive platform that delivers data analysis and decision support services tailored for securities, banks, funds, and trusts. With a strong emphasis on technology and innovation, Thinkive has developed over 200 financial solutions, serving more than 80% of brokers and over 20 banks in the industry. By enabling financial institutions to make informed and profitable decisions, Thinkive positions itself as a key player in the evolving landscape of financial services.

Tuum is a cloud-native banking platform that is spearheading the next generation of digital innovation in the financial services industry. Built around a microservices architecture, the platform consists of flexible and independent modules covering all retail and business banking capabilities. The platform is API-based for quick and easy integration and can run on all major cloud providers, as well as on private clouds. Founded by a team of banking and technology experts in 2019, Tuum combines technological excellence with in-depth banking knowledge and packages it into a sophisticated, cutting-edge platform. Tuum currently employs over 60 people with offices in Tallinn, Berlin and Malaga.

CapStack Technologies is a financial technology company that provides an integrated operating system for banks and financial services providers. Its platform facilitates collaboration among these institutions, enabling them to manage loan and deposit exposure more effectively, mitigate risks, and ultimately drive profitability and asset diversification.

Icon Solutions Ltd., founded in 2009 and based in London, specializes in developing payment platforms and providing IT consultancy specifically for the financial services sector. The company combines consultancy expertise with extensive project delivery experience and deep knowledge of technology, allowing it to assist clients in overcoming challenges while offering valuable commercial insights. Icon Solutions is recognized for its proficiency in instant payments and has a proven track record in delivering critical systems for banks. The firm focuses on innovating financial technology without adding complexity, working closely with clients to integrate modern technologies with legacy systems. This approach aims to identify optimal and flexible solutions tailored to each client's needs, fostering long-term relationships with major global financial institutions.

BondEvalue is a Singapore-based fintech company that specializes in the Asian bond markets. It has developed a blockchain-based digital bond exchange platform that revolutionizes bond trading, enabling investors to buy and sell bonds in smaller denominations. This innovative platform provides real-time tracking of bond prices, allowing users to create and manage their bond portfolios while monitoring daily performance and gains or losses. By leveraging technology, BondEvalue aims to enhance transparency in bond trading and provide private bank clients with better access to market information, thus simplifying the management of fixed-income assets.

Acin is a fintech company dedicated to enhancing safety in the banking sector by transforming how the financial industry addresses non-financial risk. It has developed a data intelligence network that connects firms and facilitates the digitization of non-financial risk management. By emphasizing data standardization and technology, Acin enables businesses to measure, manage, and mitigate non-financial risks consistently. This industry-wide network allows users to collaborate across organizations, fostering a more secure and efficient approach to risk management in the financial sector.

Greenwood is a financial technology firm based in Atlanta, Georgia, that operates a digital banking platform tailored specifically for Black and Latinx individuals and business owners. Founded in 2020, Greenwood offers a range of financial services designed to empower its clients, including savings and spending accounts, peer-to-peer transfers, mobile deposit capabilities, and access to a global network of automated teller machines. The platform emphasizes community reinvestment and innovative features, such as early pay options, all delivered through a user-friendly mobile banking experience. With a commitment to serving underrepresented communities, Greenwood aims to provide best-in-class digital banking services while fostering economic growth and support for its customers.

Founded in 2019, Lentra is a technology company that provides a SaaS platform aimed at democratizing digital lending for banks and non-banking financial companies (NBFCs). The platform utilizes an artificial intelligence-driven, modular architecture that allows financial institutions to create customized loan products and enhance customer experiences. Lentra's services support over 50 banks and facilitate the processing of approximately 2 million loan applications each month, totaling over $20 billion in processed loan applications. The company's solutions enable clients to expand their market reach, minimize non-performing assets, and optimize operational efficiencies, all while offering a flexible pay-as-you-go pricing model to support their growth.

AccessFintech Limited is a fintech company that specializes in risk management services for the global financial industry, including banks and buy-side firms. Founded in 2016 and headquartered in Tel Aviv-Yafo, Israel, the company offers a platform that aggregates data from various internal systems, vendors, and reports, providing users with a unified portal. This system enables clients to track the entire trade lifecycle, prioritize risks, and respond to market changes effectively. AccessFintech’s technology creates a comprehensive visual display of potential risks associated with financial transactions, facilitating collaboration across organizations. The platform also supports control functions that allow managers to identify bottlenecks and intervention points while tracking usage patterns to enhance operational efficiency. By connecting financial firms with fintech providers, AccessFintech helps organizations streamline their processes and optimize their risk management strategies.

Warren Investimentos is an investment brokerage and wealth management firm based in Brazil, specializing in providing tailored investment solutions for clients at various life stages. The company distinguishes itself as the first in Brazil to adopt a goal-based investment model, a strategy previously utilized primarily by ultra-high-net-worth individuals abroad. Warren Investimentos emphasizes a client-centric approach that aligns its services with the specific objectives of each investor, effectively mitigating conflicts of interest that often arise in the market. Through its innovative wealth management platform, the firm enables clients to set investment goals, analyze results, and track performance, thereby facilitating informed decision-making and enhancing the overall investment experience.

Nubank is a prominent digital bank revolutionizing finance with its customer-centric approach. It provides a variety of services, including credit cards, personal loans, and digital payments, all accessible through a simple mobile app. Known for transparency, ease of use, and low fees, Nubank aims to empower users with innovative solutions for better financial management.

Capitolis Inc. is a financial technology company that provides an online software-as-a-service platform designed for banks and financial institutions. Founded in 2016 and headquartered in New York, with additional offices in London and Tel Aviv, Capitolis focuses on enhancing the efficiency and safety of capital markets. Its platform allows financial institutions to optimize their balance sheets and improve liquidity by facilitating the rapid sourcing of capital for trades from other institutions with substantial balance sheets. By connecting global banks with institutional investors, Capitolis enables access to diversified capital and investment opportunities, ultimately transforming the efficiency of market participants and supporting their growth objectives.

Sharegain Ltd. is a fintech company based in London that operates a global securities lending platform aimed at pension funds, insurance companies, and asset managers. Established in 2015, the company seeks to democratize the securities lending industry, which is valued at approximately $3 trillion. Sharegain's platform allows financial institutions to unlock the hidden value in their portfolios, enabling them to lend stocks, bonds, and ETFs to generate additional income from existing assets. The solution is designed to provide full control and transparency while minimizing overhead and upfront costs, thereby empowering private banks, asset managers, and online brokers to enhance their revenue opportunities.

Contour is developing a decentralized trade finance network aimed at simplifying collaboration within the global trade ecosystem. By utilizing advanced technologies, the company seeks to eliminate barriers that hinder seamless trade, facilitating the instant flow of trusted data among banks, corporations, and various service providers. Contour's platform integrates with leading digital document systems and other digital networks, promoting a frictionless exchange of information across fragmented trade routes. This innovative approach enhances efficiency and transparency in trade finance, ultimately supporting a more interconnected global market.

Contour is developing a decentralized trade finance network aimed at simplifying collaboration within the global trade ecosystem. By utilizing advanced technologies, the company seeks to eliminate barriers that hinder seamless trade, facilitating the instant flow of trusted data among banks, corporations, and various service providers. Contour's platform integrates with leading digital document systems and other digital networks, promoting a frictionless exchange of information across fragmented trade routes. This innovative approach enhances efficiency and transparency in trade finance, ultimately supporting a more interconnected global market.

BondEvalue is a Singapore-based fintech company that specializes in the Asian bond markets. It has developed a blockchain-based digital bond exchange platform that revolutionizes bond trading, enabling investors to buy and sell bonds in smaller denominations. This innovative platform provides real-time tracking of bond prices, allowing users to create and manage their bond portfolios while monitoring daily performance and gains or losses. By leveraging technology, BondEvalue aims to enhance transparency in bond trading and provide private bank clients with better access to market information, thus simplifying the management of fixed-income assets.

Capitolis Inc. is a financial technology company that provides an online software-as-a-service platform designed for banks and financial institutions. Founded in 2016 and headquartered in New York, with additional offices in London and Tel Aviv, Capitolis focuses on enhancing the efficiency and safety of capital markets. Its platform allows financial institutions to optimize their balance sheets and improve liquidity by facilitating the rapid sourcing of capital for trades from other institutions with substantial balance sheets. By connecting global banks with institutional investors, Capitolis enables access to diversified capital and investment opportunities, ultimately transforming the efficiency of market participants and supporting their growth objectives.

Arcus Financial Intelligence, Inc. is a New York-based company that develops and operates an application program interface (API) platform designed for banks and financial institutions. The platform focuses on managing consumer bills and financial data, offering real-time bill management and payment services. Users can gain insights into their family finances, including details about outstanding bills, amounts owed, and due dates. Additionally, Arcus provides a multi-rail payment platform that facilitates various payment methods, making payments more accessible for consumers. Founded in 2012 and originally known as Regalii Inc., the company rebranded to Arcus Financial Intelligence, Inc. in June 2018.

AccessFintech Limited is a fintech company that specializes in risk management services for the global financial industry, including banks and buy-side firms. Founded in 2016 and headquartered in Tel Aviv-Yafo, Israel, the company offers a platform that aggregates data from various internal systems, vendors, and reports, providing users with a unified portal. This system enables clients to track the entire trade lifecycle, prioritize risks, and respond to market changes effectively. AccessFintech’s technology creates a comprehensive visual display of potential risks associated with financial transactions, facilitating collaboration across organizations. The platform also supports control functions that allow managers to identify bottlenecks and intervention points while tracking usage patterns to enhance operational efficiency. By connecting financial firms with fintech providers, AccessFintech helps organizations streamline their processes and optimize their risk management strategies.

CloudMargin Ltd. is a London-based company that offers a cloud-based collateral and margin management platform tailored for financial institutions of all sizes, including banks, brokerage firms, asset managers, and pension funds. Established in 2014 by a team with extensive experience in collateral management and technology, CloudMargin aims to provide a more efficient and accessible alternative to traditional collateral management solutions. The platform operates on a Software-as-a-Service (SaaS) model, enabling users to automate workflows, gain real-time insights into collateral positions, and streamline processes associated with settlement. By helping organizations meet regulatory requirements and reduce costs related to collateral management, CloudMargin supports its clients in navigating the complexities of the financial landscape.

Capitolis Inc. is a financial technology company that provides an online software-as-a-service platform designed for banks and financial institutions. Founded in 2016 and headquartered in New York, with additional offices in London and Tel Aviv, Capitolis focuses on enhancing the efficiency and safety of capital markets. Its platform allows financial institutions to optimize their balance sheets and improve liquidity by facilitating the rapid sourcing of capital for trades from other institutions with substantial balance sheets. By connecting global banks with institutional investors, Capitolis enables access to diversified capital and investment opportunities, ultimately transforming the efficiency of market participants and supporting their growth objectives.

Spark Systems, established in 2016 and headquartered in Singapore, specializes in operating an online foreign exchange (FX) trading platform. This FinTech startup, backed by industry veterans, caters to the unique needs of buy-side subgroups in the FX market, including local banks, hedge funds, retail traders, and corporate treasuries. Spark Systems aims to provide a stable, ultra-low latency marketplace with advanced execution tools, enhancing usability and optimizing user experience for its clients in the growing Asian financial hub.

Contour is developing a decentralized trade finance network aimed at simplifying collaboration within the global trade ecosystem. By utilizing advanced technologies, the company seeks to eliminate barriers that hinder seamless trade, facilitating the instant flow of trusted data among banks, corporations, and various service providers. Contour's platform integrates with leading digital document systems and other digital networks, promoting a frictionless exchange of information across fragmented trade routes. This innovative approach enhances efficiency and transparency in trade finance, ultimately supporting a more interconnected global market.

Flybits Inc., based in Toronto, Canada, specializes in developing a platform that enhances customer experiences in the financial services sector through contextualization. The company's advanced solution allows banks to deliver personalized content, products, and offers tailored to individual customer needs in real-time. By leveraging extensive data and sensing capabilities, Flybits enables financial institutions to design, launch, and evaluate data-driven experiences that provide relevant information while maintaining customer privacy. This approach fosters a deeper relationship between customers and their financial institutions, ultimately driving product awareness and adding significant value to users' interactions.

Symbiont.io, Inc. is a financial technology company that specializes in developing a smart contracts platform tailored for institutional applications of blockchain technology. Founded in 2013 and headquartered in New York City, with an additional office in Amsterdam, the company provides a comprehensive infrastructure for capital markets. This includes a unified ledger for sharing business logic and market data, as well as the Symbiont Assembly platform, which facilitates the issuance, tracking, and management of financial instruments such as loans, securities, and commodities. By enabling complex financial instruments to exist within a decentralized blockchain network, Symbiont aims to enhance transparency, reduce risk, and lower costs for financial institutions and government entities. The company has established partnerships with industry leaders, including Vanguard and the State of Delaware, to drive innovation and improve operational efficiency in the capital markets sector.

AccessFintech Limited is a fintech company that specializes in risk management services for the global financial industry, including banks and buy-side firms. Founded in 2016 and headquartered in Tel Aviv-Yafo, Israel, the company offers a platform that aggregates data from various internal systems, vendors, and reports, providing users with a unified portal. This system enables clients to track the entire trade lifecycle, prioritize risks, and respond to market changes effectively. AccessFintech’s technology creates a comprehensive visual display of potential risks associated with financial transactions, facilitating collaboration across organizations. The platform also supports control functions that allow managers to identify bottlenecks and intervention points while tracking usage patterns to enhance operational efficiency. By connecting financial firms with fintech providers, AccessFintech helps organizations streamline their processes and optimize their risk management strategies.

Ondot Systems, Inc. is a technology company that specializes in mobile card service platforms designed for financial institutions, including banks and credit unions. Founded in 2011 and headquartered in San Jose, California, with additional operations in Atlanta, Georgia, Ondot provides a range of solutions to enhance cardholder engagement. Its offerings include CardControl, which allows consumers to manage card settings and usage preferences, and CardAlerts, enabling users to receive transaction alerts. The Self Service feature lets consumers access detailed information about their cards and accounts on-the-go. Additionally, Ondot offers mConsole for product managers to track product adoption and troubleshoot issues, Fraud Watch for monitoring potential fraud, and a Card App that provides spending insights. The company's services aim to improve customer engagement and transparency for both physical and virtual cards, ultimately increasing the value of cardholder relationships.

Behavox Ltd. is a London-based company that specializes in compliance surveillance software for the capital markets sector. Established in 2014, Behavox offers an enterprise platform that consolidates various types of employee-generated data into a unified data lake, enabling real-time querying and analysis. Its primary products include Behavox Compliance, which monitors employee activities and assesses risk, and Behavox Voice, a tool for processing and analyzing voice recordings with multi-lingual capabilities. The company's technology leverages machine learning and artificial intelligence to enhance detection algorithms for identifying misconduct, insider threats, and other forms of market abuse. By applying advanced academic research and sophisticated engineering, Behavox aims to provide innovative solutions that improve compliance, corporate culture, and operational competitiveness for large financial institutions. Additionally, the company maintains strategic partnerships to further enhance its offerings.

BDO Unibank, Inc. is a full-service universal bank based in the Philippines, offering a comprehensive range of banking products and services. Its offerings include deposit accounts, personal and corporate loans, and various insurance products. The bank also provides remittance services, investment banking, and cash management solutions. With a strong emphasis on customer service, BDO Unibank supports clients through private, online, mobile, and phone banking options. Its extensive network consists of numerous branches and automated teller machines across the country. Founded in 1967 and headquartered in Makati City, BDO Unibank serves both individual and institutional clients, making it a significant player in the Philippine banking sector. The bank is a member of the SM Group, further enhancing its market presence and service capabilities.

Axoni is a technology company that specializes in real-time data replication and distributed ledger software for the financial services industry. Founded in 2017, it serves major financial institutions, including banks, asset managers, hedge funds, and market infrastructure firms globally, with offices in New York and London. Axoni's platform facilitates the seamless integration of traditional financial technologies with blockchain systems, offering market information and deep analysis of trends. Its solutions enable rapid deployment of critical financial networks and automate real-time data sharing among market participants, enhancing the management of legal records, lifecycle events, and cash flow calculations.

Jana Small Finance Bank Limited is a banking institution based in Bengaluru, India, that offers a range of financial products and services aimed at individuals and corporates. The bank operates through four main segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. It provides various banking services including current and savings accounts, fixed and recurring deposits, and a diverse array of loans such as home, gold, agricultural, and business loans. Additionally, Jana Small Finance Bank facilitates online banking, payment services, and debit card issuance. Originally established as Janalakshmi Financial Services in 2006, the bank rebranded in March 2018 to reflect its commitment to financial inclusion and servicing the urban underserved population in India. The institution maintains a strong focus on customer value and integrates technology to enhance its operations and scalability.

Jana Small Finance Bank Limited is a banking institution based in Bengaluru, India, that offers a range of financial products and services aimed at individuals and corporates. The bank operates through four main segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. It provides various banking services including current and savings accounts, fixed and recurring deposits, and a diverse array of loans such as home, gold, agricultural, and business loans. Additionally, Jana Small Finance Bank facilitates online banking, payment services, and debit card issuance. Originally established as Janalakshmi Financial Services in 2006, the bank rebranded in March 2018 to reflect its commitment to financial inclusion and servicing the urban underserved population in India. The institution maintains a strong focus on customer value and integrates technology to enhance its operations and scalability.

The BISYS Group, Inc. (NYSE: BSG) provides outsourcing solutions that enable investment firms, insurance companies, and banks to more efficiently serve their customers, grow their businesses, and respond to evolving regulatory requirements. Its Investment Services group provides administration and distribution services for mutual funds, hedge funds, private equity funds, retirement plans and other investment products. Through its Insurance Services group, BISYS is the nation's largest independent wholesale distributor of life insurance and a leading independent wholesale distributor of commercial property/casualty insurance, long-term care, disability, and annuity products. BISYS' Information Services group provides industry-leading information processing, back-office operations, and imaged payment solutions to financial institutions and major corporations.

KorAm is the sixth largest commercial bank in Korea

Citibanamex, founded in 1884 and headquartered in Mexico City, is a prominent commercial bank that offers a wide range of financial products and services aimed at both personal and corporate clients in Mexico and the United States. The bank provides various financing solutions, including mortgage loans, personal loans, debt, financial leasing, and revolving credit. Additionally, Citibanamex offers credit cards and business checking accounts, catering to diverse customer needs. The institution is recognized for its expertise in currency exchange rates, further enhancing its comprehensive service portfolio.

European American Bank operates as a bank. The Bank serves customers in the United States.

CrediLinq.Ai is a technology infrastructure company focused on providing embedded finance solutions for B2B platforms and marketplaces. By offering white-labeled services such as B2B PayLater for buyers and B2B PayNow for sellers, CrediLinq.Ai aims to enhance conversion rates, increase average order volumes, and reduce operational burdens for its clients. The company's platform integrates data digitally into clients' applications, enabling them to better understand their customers' businesses and create unique credit scores for borrowers. This approach facilitates hassle-free and equitable access to capital for small and medium enterprises, supporting their growth and financial needs.