Citi

BlaBlaCar is a leading long-distance carpooling community that connects drivers with empty seats to passengers seeking affordable travel options. The platform facilitates shared rides, allowing members to reduce transportation costs and minimize their environmental impact. Users can create detailed profiles and specify their preferred level of conversation during the journey, which fosters a secure and trust-based community. Operating in 22 countries, including various regions in Europe, Russia, Turkey, Mexico, Brazil, and India, BlaBlaCar offers a user-friendly website and mobile applications that streamline the connection between drivers and passengers. Headquartered in Paris, the company has established a global network that emphasizes community trust and shared travel experiences.

Nasdaq Private Market (NPM) is a secondary market trading platform designed for private companies, their employees, and investors seeking liquidity in private company stock. Since its inception, NPM has facilitated over $44 billion in transactions and managed more than 600 company-sponsored liquidity programs, enabling over 160,000 market participants to access liquidity. The platform provides a range of solutions for private companies and investors, including tender offers, auctions, company marketplaces, and block trades. In 2021, NPM became an independent entity after spinning off from Nasdaq, with strategic investments from several major financial institutions. As more companies choose to remain private for extended periods, NPM aims to enhance the liquidity landscape, leveraging its expertise to support the evolving needs of the market.

PayJoy Inc. is a consumer financing company based in San Francisco, California, founded in 2015. The firm specializes in providing smartphone-enabled financing solutions, primarily targeting underbanked individuals in emerging markets. By leveraging mobile security technology, PayJoy allows customers to select a smartphone, make an initial deposit, and choose a flexible payment plan. The financed smartphone serves as collateral, unlocking its full functionality once the purchase is complete. PayJoy's mission is to enhance access to credit for underserved populations, helping them navigate financial challenges and improve their economic standing. The company has successfully reached over 10 million customers across various countries, including Mexico, Brazil, Colombia, and South Africa, and continues to show solid profitability and growth.

PayJoy Inc. is a consumer financing company based in San Francisco, California, founded in 2015. The firm specializes in providing smartphone-enabled financing solutions, primarily targeting underbanked individuals in emerging markets. By leveraging mobile security technology, PayJoy allows customers to select a smartphone, make an initial deposit, and choose a flexible payment plan. The financed smartphone serves as collateral, unlocking its full functionality once the purchase is complete. PayJoy's mission is to enhance access to credit for underserved populations, helping them navigate financial challenges and improve their economic standing. The company has successfully reached over 10 million customers across various countries, including Mexico, Brazil, Colombia, and South Africa, and continues to show solid profitability and growth.

Founded in 2019, Lentra is a technology company that provides a SaaS platform aimed at democratizing digital lending for banks and non-banking financial companies (NBFCs). The platform utilizes an artificial intelligence-driven, modular architecture that allows financial institutions to create customized loan products and enhance customer experiences. Lentra's services support over 50 banks and facilitate the processing of approximately 2 million loan applications each month, totaling over $20 billion in processed loan applications. The company's solutions enable clients to expand their market reach, minimize non-performing assets, and optimize operational efficiencies, all while offering a flexible pay-as-you-go pricing model to support their growth.

auxmoney GmbH is a digital lending platform based in Düsseldorf, Germany, specializing in peer-to-peer money lending services. Founded in 2007, the company offers a range of loan products, including personal loans, installment loans, and specialized loans for various purposes such as education, business commencement, and vacations. auxmoney employs unique risk assessment models and streamlined digital processes to enhance access to affordable credit while minimizing lending risks. The platform facilitates connections between borrowers and private investors, allowing individuals to secure financing more responsibly. By focusing on consumer credit, auxmoney plays a significant role in promoting financial inclusion across Europe.

auxmoney GmbH is a digital lending platform based in Düsseldorf, Germany, specializing in peer-to-peer money lending services. Founded in 2007, the company offers a range of loan products, including personal loans, installment loans, and specialized loans for various purposes such as education, business commencement, and vacations. auxmoney employs unique risk assessment models and streamlined digital processes to enhance access to affordable credit while minimizing lending risks. The platform facilitates connections between borrowers and private investors, allowing individuals to secure financing more responsibly. By focusing on consumer credit, auxmoney plays a significant role in promoting financial inclusion across Europe.

Block, Inc. is a technology company specializing in financial services, founded in 2009. It operates several key platforms, including Square, Cash App, TIDAL, and TBD, aimed at enhancing economic access for individuals and businesses. Block provides payment services to merchants and has developed Cash App as a person-to-person payment network, facilitating seamless transactions among users. In 2023, the payment volume processed through Square exceeded $200 million, reflecting the company's significant role in the financial technology landscape.