Clocktower Ventures

Brightside is a financial health company that specializes in providing a comprehensive platform of financial solutions tailored for employers. The company focuses on addressing the needs of the two-thirds of workers living paycheck to paycheck, whose financial struggles can lead to increased turnover, healthcare expenses, and decreased productivity. Brightside's platform offers personalized services that utilize behavioral science to guide employees and their families toward better financial health. By automating positive financial behaviors and providing easy access to curated financial product options, Brightside aims to enhance workforce productivity, retention, and diversity while simultaneously lowering healthcare costs for employers. The integration of tech-powered financial assistants and a user-friendly app further supports employees in making informed financial decisions.

Kamino is a financial management software company that specializes in providing comprehensive solutions for medium-sized businesses in Brazil. The platform integrates embedded B2B payment functionalities, offering a proprietary banking solution and corporate credit card services. In addition, it seamlessly connects with leading local banks and enterprise resource planning (ERP) systems, allowing businesses to effectively manage and control their expenditures. Kamino's platform features automatic invoice capture, data extraction, approval workflows, and payment processing, all within a single cloud-based system. By providing real-time data access, it empowers financial managers to make informed decisions and securely process payments through a stringent approval framework. The platform also streamlines accounts payable and reconciliation processes, ultimately saving businesses significant time and resources.

Crediverso operates a digital financial marketplace tailored for the U.S. Latino community. It provides access to various financial products like credit cards, loans, international money transfers, and credit score tracking, along with relevant financial information. The platform aims to bridge cultural gaps by offering services in both Spanish and English, empowering users to make informed decisions towards achieving financial independence.

Nav is a business financial management platform that provides entrepreneurs with free access to personal and business credit reports from major credit bureaus, including Experian, Dun & Bradstreet, Equifax, and TransUnion. The platform offers tools for monitoring finances and building business credit, along with a marketplace featuring over 100 financing products, such as loans and credit cards. By employing a lender-neutral approach, Nav helps business owners identify the most suitable financing options based on their specific needs and approval odds. Additionally, Nav's services are utilized by other business service providers to enhance their customer offerings, making it a valuable resource for managing operational funding requirements efficiently.