Clocktower Technology Ventures

Toku operates an online financial platform designed for B2C companies, focusing on the automation of collections and streamlining the payment process. The platform leverages machine learning to optimize the collection of recurring payments, thereby reducing late payments and enhancing operational efficiency. Toku also provides features that allow companies to manage automatic payment methods, including inactivation and deactivation. By facilitating payment orchestration and offering account-to-account payments, Toku aims to lower payment fees and improve the overall financial operations of its clients.

Destaxa is an integrated financial management platform that simplifies the tracking of business transactions for small and medium entrepreneurs. By auditing each transaction and optimizing fees, the company enhances clients' relationships with credit card machines and aids in recovering amounts due. Destaxa aims to eliminate the complexities of financial management, allowing clients to avoid cumbersome Excel spreadsheets and bureaucratic processes. Its automatic routing solutions enable merchants to work seamlessly with multiple payment acquirers and accept various payment networks, ensuring cost-efficient payment methods for each transaction. Overall, Destaxa provides a practical, safe, and efficient solution that allows entrepreneurs to focus on their core business activities with greater transparency and confidence.

Brace allows for mortgage investors, servicers, and borrowers to work together seamlessly. The company providing technology solutions to drive innovation in the mortgage servicing industry. Brace leverages loan-level data to improve loan modification outcomes. Investors demand transparency. It offers an automated platform for various workout types, keeping the focus on bringing borrowers current on their loans, and driving meaningful revenue savings for servicers. Brace proprietary technology streamlines the default process and allows servicers to use a single integrated platform to manage all delinquent borrowers going through loss mitigation strategies. They offer customized borrower and servicer interfaces, which lowers servicing costs, ensures compliance, and frees up resources for other business processes.

Pairity is a technology-driven company focused on transforming the consumer debt management landscape through advanced artificial intelligence and machine learning. By developing a suite of innovative products, Pairity aims to enhance the debt collection process for lenders, collectors, and individuals. Its offerings include the Pairity Marketplace, which centralizes consumer debt and provides lenders with tools for account recovery; Pairity ML, an AI analytics platform that scores accounts and simulates recovery strategies; and Pairity Digital, a customizable communication and payment platform designed to assist consumers in achieving financial stability. These products create a comprehensive ecosystem that fosters efficient and effective management of accounts receivable, thereby improving productivity and compliance while building trust among financial institutions, debt collection agencies, and consumers.