Colchis Capital Management

Meritize is a prominent provider of funding solutions focused on skills-based education and workforce development. The company offers a proprietary merit-based lending program that assesses individuals using their academic, military, and work achievements rather than relying solely on traditional credit scores. This approach enhances credit evaluation and broadens funding opportunities, allowing for greater access to educational financing and improved outcomes for students. In addition to supporting students and training partners through its lending platform, Meritize collaborates with employers to deliver tailored talent development solutions that address the need for qualified workers in the job market.

Roostify, Inc. is a technology company that specializes in a digital mortgage platform designed to streamline the home lending process. Founded in 2012 and headquartered in San Francisco, California, Roostify offers a web and mobile-based platform that connects borrowers with lenders, enhancing the efficiency of the loan application and closing experience. The platform simplifies the entire application process by digitizing workflows and allowing all parties involved to share and track information, documents, and transactions seamlessly. Roostify serves a diverse clientele, including enterprise banks, independent brokers, and various lending institutions. The company, initially known as Blue Igloo, Inc., rebranded to Roostify in July 2015 to better reflect its focus on transforming the mortgage landscape.

Hearth is a financial technology platform that supports home improvement contractors in growing and managing their businesses. The company offers a comprehensive suite of financial tools designed to facilitate business transactions, including financing advice, invoicing, payment collection, and insurance products. By enabling contractors to send quotes, contracts, invoices, and financing options from any location, Hearth streamlines the process of closing deals, ensuring a seamless experience for both contractors and clients.

PeerStreet is a platform for investing in real estate debt. The platform represents a two-sided marketplace that provides hassle-free access to an asset class that was previously inaccessible to individual investors and connects a vetted network of private lenders with diverse sources of capital to help fuel their growth and bring lending back to their local communities. PeerStreet was founded in 2013 and is headquartered in Los Angeles, California.

Ledn is a financial services company focused on providing innovative products that facilitate saving and accessing funds in digital assets. Its offerings include bitcoin-backed loans, allowing customers to obtain dollars without liquidating their bitcoin holdings. Ledn also features a product that enables clients to double their bitcoin investments through loans, enhancing their potential for growth. Additionally, the company provides interest-bearing savings accounts for bitcoin and USDC, which pay interest without imposing minimum balance requirements. Through these services, Ledn aims to empower individuals to manage and grow their digital wealth effectively.

PayZen is a healthcare fintech startup focused on addressing the increasing burden of patient payment responsibilities. Founded in San Francisco in 2019 by Ariel Rosenthal, Itzik Cohen, and Tobias Mezger, the company offers a payment platform that allows patients to manage their out-of-pocket medical bills through convenient and transparent installment plans. By utilizing artificial intelligence-powered risk assessment tools, PayZen provides tailored payment options that enhance affordability for patients while improving cash flow for medical providers. This innovative approach enables healthcare providers to concentrate on delivering care rather than handling financial transactions, ultimately leading to better financial outcomes for both parties.

Meritize is a prominent provider of funding solutions focused on skills-based education and workforce development. The company offers a proprietary merit-based lending program that assesses individuals using their academic, military, and work achievements rather than relying solely on traditional credit scores. This approach enhances credit evaluation and broadens funding opportunities, allowing for greater access to educational financing and improved outcomes for students. In addition to supporting students and training partners through its lending platform, Meritize collaborates with employers to deliver tailored talent development solutions that address the need for qualified workers in the job market.

PeerStreet is a platform for investing in real estate debt. The platform represents a two-sided marketplace that provides hassle-free access to an asset class that was previously inaccessible to individual investors and connects a vetted network of private lenders with diverse sources of capital to help fuel their growth and bring lending back to their local communities. PeerStreet was founded in 2013 and is headquartered in Los Angeles, California.

Meritize is a prominent provider of funding solutions focused on skills-based education and workforce development. The company offers a proprietary merit-based lending program that assesses individuals using their academic, military, and work achievements rather than relying solely on traditional credit scores. This approach enhances credit evaluation and broadens funding opportunities, allowing for greater access to educational financing and improved outcomes for students. In addition to supporting students and training partners through its lending platform, Meritize collaborates with employers to deliver tailored talent development solutions that address the need for qualified workers in the job market.

Roostify, Inc. is a technology company that specializes in a digital mortgage platform designed to streamline the home lending process. Founded in 2012 and headquartered in San Francisco, California, Roostify offers a web and mobile-based platform that connects borrowers with lenders, enhancing the efficiency of the loan application and closing experience. The platform simplifies the entire application process by digitizing workflows and allowing all parties involved to share and track information, documents, and transactions seamlessly. Roostify serves a diverse clientele, including enterprise banks, independent brokers, and various lending institutions. The company, initially known as Blue Igloo, Inc., rebranded to Roostify in July 2015 to better reflect its focus on transforming the mortgage landscape.

Aura Financial Corporation, established in 2014 and based in San Francisco, operates as a technology-driven community development financial institution. It specializes in providing fair, affordable loans to working families in America, with a mission to build financially healthy low-income communities. Aura uses proprietary scoring algorithms to assess and approve credit applications, offering free credit scores and personalized expense management guidance to borrowers. This enables the underbanked and unbanked to access loans in a simplified manner.

ApplePie Capital, established in 2013 and based in San Francisco, specializes in providing financing solutions tailored to franchise businesses. Through its online platform, the company offers a range of loan products designed to help franchisees open new locations, acquire existing ones, refinance debts, or fund renovations. ApplePie Capital connects entrepreneurs with investors seeking fixed-income returns, facilitating efficient financing for franchise expansion while promoting trust in established brands.

MeasureOne, Inc. is a data and analytics firm based in San Francisco, California, with a focus on the higher education finance sector. Founded in 2009, the company operates a platform that integrates academic data into applications, offering an API that processes and analyzes transcript information from educational institutions and students. MeasureOne specializes in providing insights into the $1.4 trillion student loan market through its unique Private Student Loan Consortium, which aggregates data from leading lenders. The company delivers a suite of services, including private student loan performance reports, loan-level securities data, and analytic tools for portfolio monitoring. It caters to a diverse clientele, including loan originators, servicers, investors, and government agencies involved in student lending. Founded by Dan Feshback, an expert in credit-risk markets, MeasureOne leverages data science to enhance understanding of student loans, facilitating informed decision-making in risk assessment, repayment strategies, and public policy development.

HomeUnion, established in 2009 and based in Irvine, California, is a specialized online real estate investment management firm focusing on single-family rental properties. The company streamlines the entire investment process, from property selection and purchase to tenant management and eventual sale. HomeUnion's platform connects investors with a nationwide network of property providers who remain involved post-purchase, ensuring consistent rental income and accountability. The firm also offers post-investment services such as market intelligence, portfolio analysis, and management oversight, enabling investors to build wealth through real estate remotely and efficiently.

Future Finance is a non-government lender specializing in student loans, founded in 2014 by Brian Norton and Vishal Garg. Headquartered in Dublin, the company aims to eliminate financial barriers to education, allowing students to focus on their studies and career aspirations. Future Finance offers straightforward loan facilities designed for both undergraduate and postgraduate students, covering tuition fees and living expenses. By providing accessible financing options, the company seeks to empower individuals from diverse financial backgrounds to achieve their educational goals without the stress of financial constraints.

Roostify, Inc. is a technology company that specializes in a digital mortgage platform designed to streamline the home lending process. Founded in 2012 and headquartered in San Francisco, California, Roostify offers a web and mobile-based platform that connects borrowers with lenders, enhancing the efficiency of the loan application and closing experience. The platform simplifies the entire application process by digitizing workflows and allowing all parties involved to share and track information, documents, and transactions seamlessly. Roostify serves a diverse clientele, including enterprise banks, independent brokers, and various lending institutions. The company, initially known as Blue Igloo, Inc., rebranded to Roostify in July 2015 to better reflect its focus on transforming the mortgage landscape.